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Royal bank lowered 5 year fix rate yesterday.

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发表于 2007-6-20 10:02 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
If you are planning to borrow from Royal. check again the interest rate.
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发表于 2007-6-20 12:27 | 显示全部楼层
Good news
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发表于 2007-6-20 12:47 | 显示全部楼层
How much is it?
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发表于 2007-6-20 13:23 | 显示全部楼层
老杨团队 追求完美
原帖由 edmontonrent 于 2007-6-20 11:02 发表
% }. J' B: l, F% A! `If you are planning to borrow from Royal. check again the interest rate.

" `  k+ E. b4 s% c8 zIt looks like you guys are all rich and look at only five years rate. If I am buying house I have to look at 20-25 years rate because I can not afford to pay off such quick as within 5 years.
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发表于 2007-6-20 13:34 | 显示全部楼层
原帖由 gstudy 于 2007-6-20 14:23 发表
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It looks like you guys are all rich and look at only five years rate. If I am buying house I have to look at 20-25 years rate because I can not afford to pay off such quick as within 5 years. : ...
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YOU MUST BE KIDDING ME......
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发表于 2007-6-20 13:40 | 显示全部楼层
看新闻里提到这次降息是暂时的,等7月,9月各大银行提高利率时,贷款利率也会增加。
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 楼主| 发表于 2007-6-20 13:47 | 显示全部楼层

Temperately?

老杨团队,追求完美;客户至上,服务到位!
Currently the fix rate is 5.99%
& a6 X4 R4 c2 [& z5 Mthe variable rate is Primary - 0.75%, that is 5.25 now.
, f- O4 [9 |: ?% C; y: L' c9 q* cI do not know if I should use fix rate or variable rate .
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发表于 2007-6-20 15:08 | 显示全部楼层
原帖由 edmontonrent 于 2007-6-20 14:47 发表 3 X( e* W- ~7 O% L
Currently the fix rate is 5.99%
, x2 d2 W' B! O; O2 nthe variable rate is Primary - 0.75%, that is 5.25 now.
8 |) K0 U! A8 S: ^; @I do not know if I should use fix rate or variable rate .

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$ H$ I. P, {, }, Q定期按揭利率取决于债券殖率。 极难预测。换言之,如果有人能正确预测,买卖债券期货,可发大财。% b6 C, _' H# |* x
选择按揭类型取决于个人经济状况,承担风险的能力,以及买房的用途。
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发表于 2007-6-20 15:26 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 eric.zhang 于 2007-6-20 14:34 发表 % i2 ?" r  N$ x- ~

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YOU MUST BE KIDDING ME......
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No, 我是非常认真地这么说的。20-25年的按金对偶来说负担都不轻。 你们啊!!!
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 楼主| 发表于 2007-6-20 15:33 | 显示全部楼层

learn and learn more, gstudy buddy.

老杨团队,追求完美;客户至上,服务到位!
原帖由 eric.zhang 于 2007-6-20 14:34 发表 ! j8 Y- b1 [+ k/ g
YOU MUST BE KIDDING ME/ q- @# W- D/ M1 g( j0 ~9 b

! a. L% G% C, z) K5-year-fix rate mortage does not requrie you to pay all the mortgage in full in 5 years. Only the interest rate is fixed in 5 years. You can choose the term as 25 years or 40 years.
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: K8 }% Q2 P# r" T# h) S6 u% mEirc Zhang said that YOU MUST BE KIDDING to NOT know the meaning of this "5 Year".
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发表于 2007-6-21 19:19 | 显示全部楼层
In the long run, open mortgage is always better. It can save your damn money
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