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Step 1 Do you qualify! s( @' i4 K+ I
To qualify for the survivor’s pension, you must:( A$ N/ P3 Y8 C/ V$ a( `" }
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be legally married to a deceased CPP contributor
7 h% i1 X! L. S7 dbe the common-law partner of a deceased CPP contributor" ?9 O% ~7 D/ p- @; A8 m+ p
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The amount you receive as a surviving spouse or common-law partner will depend on:# x: e- B0 A( r
+ [% J- H, Y6 x! _whether you are younger or older than age 65
, I* ^; }: B1 Y1 r/ P; ahow much, and for how long, the deceased contributor has paid into the CPP8 G g4 ~; }8 W- E2 v ?
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.5 \. R+ Y4 L% n6 E: d- C) P
6 Q* ^2 q1 ^7 n) O" N" L$ |! CIf you are age 65 or older# U6 ^" l/ P7 ?, z) C; e
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.: B6 k7 @$ h# a, j M! W" @
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If you are under age 65' v/ P O2 v" F$ Z* i7 G2 p
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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