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Step 1 Do you qualify
& K, w* }( Z# m( lTo qualify for the survivor’s pension, you must:9 ~" g% R: `/ Y4 \+ N1 G( R
# T- b- V/ a" J! E' s3 z1 Ibe legally married to a deceased CPP contributor! X+ r/ m7 A3 a+ [3 f D' u/ x
be the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:
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; o; G% ~: E( k& v3 {6 d* Wwhether you are younger or older than age 65
% @) u6 Q0 I8 g/ ?0 i+ N9 ^how much, and for how long, the deceased contributor has paid into the CPP9 P8 @, N. v# @5 f: o) ^
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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8 I. X* Z {$ K! O* X& VIf you are age 65 or older
6 W5 p# Q6 r% f f7 F, E( Z4 U: mYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.! G; a, N+ ^' ^8 c& f$ g5 _
+ A- v' [; m$ a* t( K$ y$ RIf you are under age 65
: X1 B& Y/ k$ I. T/ q; BYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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