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Step 1 Do you qualify
6 v, d. A# E- t0 U( y% v, ~To qualify for the survivor’s pension, you must:
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3 k# M, y4 Q3 O0 U; S" P3 ~be legally married to a deceased CPP contributor
: ]9 Q; I8 z3 w, k' h3 \+ {6 Vbe the common-law partner of a deceased CPP contributor
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/ n( H! {/ Q3 C! t! DThe amount you receive as a surviving spouse or common-law partner will depend on:6 O/ s8 s" U+ `( L3 E. }
! n: ^; b" M$ w+ k# I6 A+ {whether you are younger or older than age 65/ w9 j& s% o* Q- P* E' ?
how much, and for how long, the deceased contributor has paid into the CPP" S' S1 ~$ c7 u4 Y e5 K
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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3 T% D2 M+ g6 t5 BIf you are age 65 or older* F& A4 C7 G5 _4 m& |
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.6 H8 T2 q. I" z: K1 {7 W
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If you are under age 65
5 e, C6 s8 V7 Y a& I/ j b& F YYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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