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Step 1 Do you qualify5 I8 p. w( j2 b! E7 ?
To qualify for the survivor’s pension, you must:, ?6 L( t5 C, L3 J5 I
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be legally married to a deceased CPP contributor
* h2 R w: K- m9 F7 gbe the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:% [, Y% Q4 k! H) z
2 L& u. ~8 E4 R+ l: _: P" I& C% ywhether you are younger or older than age 65
; V7 g+ t& L6 zhow much, and for how long, the deceased contributor has paid into the CPP7 Z" l }" F' z" l8 v5 r# t; f! j
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older
5 g) r$ w( d+ HYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.3 I( r/ b2 h7 h5 X7 t- ~% |/ v
" h3 G r. D* k" oIf you are under age 65
. Z; j$ p/ p! O2 I7 ^You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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