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Step 1 Do you qualify
" r+ G& R- I( N+ m% @4 rTo qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor
' A U1 E7 b0 w& {be the common-law partner of a deceased CPP contributor) C' C* d5 ~, }$ v( X$ Z0 o+ V
U) F ~- J% m( o8 W' QThe amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65
% l0 a0 Y# N# q: V; [how much, and for how long, the deceased contributor has paid into the CPP. r5 K' p ~0 k( H' x" m% W; R& w
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.! ?4 _- B8 j( K# T7 ~% o; j
* }* X7 Z; h% ?' i& {, S& l8 \If you are age 65 or older3 |0 G; u4 C" f+ i
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 65
4 Q6 w% {$ B' j, _+ FYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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