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Step 1 Do you qualify
; U1 b( T( |* R$ Q7 X5 F" ~/ {To qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor
% [, h" }! V; N% Y( Qbe the common-law partner of a deceased CPP contributor/ T/ v: G1 m; V6 p- p
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The amount you receive as a surviving spouse or common-law partner will depend on:* S3 j7 I/ {2 }9 z5 v
4 X/ B+ I0 X3 }4 Vwhether you are younger or older than age 65
; R) e, `; Z! ^/ e5 H# zhow much, and for how long, the deceased contributor has paid into the CPP0 I/ d- t4 a0 i ~# Y$ y n. z: j
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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+ i; `* l% t7 i8 q/ kIf you are age 65 or older$ W/ L) {) {' ~
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits., g, \, J( K& N
8 p/ j" E7 f% Y* v5 J5 m) x& K+ T$ eIf you are under age 65
4 t& R r3 D& X: P: M$ QYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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