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Step 1 Do you qualify
; Z2 k& N4 ?) m8 N+ O* pTo qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor
2 \( S, I$ @; k% e( y2 }% c9 B/ pbe the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:
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$ T& Z, s% o+ E6 n; B/ vwhether you are younger or older than age 65
: k5 z k* A# e9 q' ]how much, and for how long, the deceased contributor has paid into the CPP( J5 \, N; f t& [
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.0 {1 o/ N( }) N* l$ D
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If you are age 65 or older
4 N8 b; t C3 \; K+ J$ _6 i2 L" T. aYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.: {6 M* V4 O# M1 F" r8 S8 l4 O h
0 I, T b$ \ R1 HIf you are under age 65
/ W2 [ A5 M4 g% F. P' O5 K9 J: r$ BYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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