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Step 1 Do you qualify
! x- b$ F& [6 e! ITo qualify for the survivor’s pension, you must:' t6 A6 u+ a: Q' }
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be legally married to a deceased CPP contributor4 [/ D* J5 x" @! }' B/ R( H
be the common-law partner of a deceased CPP contributor
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& _: L+ U& O! R9 }9 V( l7 Y; r% uThe amount you receive as a surviving spouse or common-law partner will depend on:) [% n* M! F( I7 E: n
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whether you are younger or older than age 65
- j0 c, E' B1 Z) a$ G7 s( J6 ?: Ohow much, and for how long, the deceased contributor has paid into the CPP; d0 P+ u* K& o( a
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.0 f+ Z9 ~. A* h: A7 s3 f+ M
" J: U! u1 D& V( D# o0 ]1 V, _+ hIf you are age 65 or older7 }( Z/ p& ?& U
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 65
% h0 D& ^) k1 O0 ?( LYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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