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Step 1 Do you qualify
) F/ K- v3 F! q* s, iTo qualify for the survivor’s pension, you must:
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+ v d5 L, S9 ]% nbe legally married to a deceased CPP contributor
# F* A! C( b+ r/ X$ O* abe the common-law partner of a deceased CPP contributor8 F) K0 G2 O; @3 ^
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The amount you receive as a surviving spouse or common-law partner will depend on:9 y1 l/ b4 o7 v- u% H
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whether you are younger or older than age 65
9 u: c7 M, P( o+ I8 Phow much, and for how long, the deceased contributor has paid into the CPP/ T; u. B3 {- y& d# v
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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& @, V3 E" b! F" l# y) AIf you are age 65 or older
7 ]0 o$ G5 r1 V! OYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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4 [+ J2 w; d% ?% q) W; bIf you are under age 65
- ~" g2 l9 B d% c, GYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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