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Step 1 Do you qualify; N& p5 J! ?7 t( M& F) t) k4 l
To qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor
, V7 Q& r% B6 O: r% Ube the common-law partner of a deceased CPP contributor! X9 S' D6 P6 S4 S _, ?
) ~, `2 B8 Y8 {/ i" y2 N9 FThe amount you receive as a surviving spouse or common-law partner will depend on:6 q, Y O9 V/ g5 [! M4 M; Y. n
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whether you are younger or older than age 65" @" P' i* `5 _0 E$ T6 U: {
how much, and for how long, the deceased contributor has paid into the CPP1 g+ T9 C6 d/ `, f0 S& n
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.( X4 U9 D. W( y. K
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If you are age 65 or older7 ]3 v' m r7 P3 P) O7 @/ E; L4 y' e
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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/ T% t7 U" { t) {If you are under age 65# [: E; f0 j% q. _5 V7 u9 y+ Q4 U- e
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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