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Step 1 Do you qualify
; R) @6 W& C# v ~1 o. cTo qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor2 y# K( V% \0 c# h+ f
be the common-law partner of a deceased CPP contributor
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2 P) Z+ k9 C/ xThe amount you receive as a surviving spouse or common-law partner will depend on:0 i8 ]9 d, s2 {( H1 ]! E
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whether you are younger or older than age 650 ~ M# A$ v' p# |4 b7 p0 v! w
how much, and for how long, the deceased contributor has paid into the CPP6 ]0 ^" b7 U0 C3 G; E
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.3 @6 H! l: E& u3 N4 n" I
[2 r: s1 r6 E/ dIf you are age 65 or older1 h- A4 G9 z, X; U2 I
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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% r3 A* f+ _. L, l8 }5 e! ]If you are under age 65
: ?+ H6 r4 O" P1 b' |You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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