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Step 1 Do you qualify
6 h5 k$ p4 y8 f( l+ gTo qualify for the survivor’s pension, you must:
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: R; _" ]& T. f1 u) {% R9 u5 Ybe legally married to a deceased CPP contributor
* U) c9 X- e! A4 N3 X" X* t2 vbe the common-law partner of a deceased CPP contributor
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. G9 C9 }. P6 F; P3 {" ~2 O; RThe amount you receive as a surviving spouse or common-law partner will depend on:. X0 W' `6 H' ^2 Z# J. c% C
{- b( V! g9 }$ S" b0 Kwhether you are younger or older than age 65) ~2 a% ]3 j7 a
how much, and for how long, the deceased contributor has paid into the CPP6 V8 c% q, y3 X/ a/ t8 o
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older
) o; O5 l, K5 _% {) i: LYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.% w% @9 Y3 I% x+ q! Z! h# v1 a# U+ j
2 W( F: U/ c0 ]; q5 L( g; hIf you are under age 65
7 b6 J1 O" ^" j! Q: M. r" _' N/ zYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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