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Step 1 Do you qualify w; E6 ` k* x$ M$ [3 S
To qualify for the survivor’s pension, you must:( W$ c- |. P1 c, T6 U4 a
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be legally married to a deceased CPP contributor8 E+ A6 g: m3 K0 B2 I
be the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:3 _. i2 P. L1 [. W, W: N y: H) B7 r
: Q4 u( [8 O" P1 b' cwhether you are younger or older than age 65& U; c% R4 W6 V# y; h1 |
how much, and for how long, the deceased contributor has paid into the CPP
) x9 I! C* Z8 B; Z5 Y, S. ?We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.+ t9 p# S0 l; d" t" R9 d
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If you are age 65 or older$ f! k/ t) [! m @
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.0 j! J- _4 `& x& Z/ p/ u, Q. d% r
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If you are under age 654 |" ?7 \! _/ J' b! i
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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