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Step 1 Do you qualify
) x& b& U1 q% C6 {; FTo qualify for the survivor’s pension, you must:2 o8 P% ~6 V x+ m6 w3 c2 e
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be legally married to a deceased CPP contributor" G, k' Z- B' i) Y/ X# D& g
be the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:% R: b5 U0 c) z) d+ m
2 K% A7 f% @# |2 f6 p' pwhether you are younger or older than age 65" q5 G6 d; ~# a, u5 p \9 t4 g
how much, and for how long, the deceased contributor has paid into the CPP2 }! ]; S$ _/ Q/ m( g/ H" E% R, B/ d
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.9 P% A" b, L& s6 C S c
* ]/ ]1 M/ {" e" M, B0 KIf you are age 65 or older
2 S5 ]! d. Z/ u3 Q5 k4 b& A( sYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits." J7 `; a& v: H9 f
) T9 F3 P4 z4 f' y; U- Y. t" hIf you are under age 65% @! R5 v- F+ f" k2 n) H
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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