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Step 1 Do you qualify
' M R: z" I& F0 \/ sTo qualify for the survivor’s pension, you must:0 Z2 A4 T+ A* k# G ~1 h
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be legally married to a deceased CPP contributor8 w4 K, C- u4 s7 @
be the common-law partner of a deceased CPP contributor0 N2 y) y7 j: c6 a& J9 [6 P6 m" e# I
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The amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65
9 R4 m4 `% U7 `, Zhow much, and for how long, the deceased contributor has paid into the CPP8 ?. h- a- C2 G- q# }
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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% ?( f( P* N8 @$ {0 ]5 MIf you are age 65 or older
: Z( L; M( H% IYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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/ U6 o6 o! f2 nIf you are under age 655 Q# h- i7 F, x7 @. y8 d$ @
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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