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Step 1 Do you qualify1 g* R! Z; a, F5 I
To qualify for the survivor’s pension, you must:, q F- W+ s9 [: ?$ J
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be legally married to a deceased CPP contributor
* h, w; B- E3 F( W' N }be the common-law partner of a deceased CPP contributor& H8 D' U- w5 w! J/ w5 r
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The amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65
) C) [; ?; z# y9 h8 e6 S) Lhow much, and for how long, the deceased contributor has paid into the CPP
, j9 C b9 {! B) r0 ~We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.1 A j1 W8 \+ D% J
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If you are age 65 or older
- v2 P) s$ R# m7 DYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.. @4 w3 \2 j& p. G
$ l! @: r" g5 G; EIf you are under age 65
1 k. k% ^; h2 Q. n( W; Z4 a8 `You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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