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Step 1 Do you qualify: h B' t+ w% ?
To qualify for the survivor’s pension, you must:
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" n5 Q5 P* n* ^, i$ N ^be legally married to a deceased CPP contributor
# L$ L+ H2 b* |% l/ i* A: Bbe the common-law partner of a deceased CPP contributor5 V9 ~ L( m- _
4 d9 G, G% V' c: a3 sThe amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 659 G N8 R7 z5 H( Y0 _2 W i' p
how much, and for how long, the deceased contributor has paid into the CPP# y# X- J% U0 \8 f; |
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older
$ t3 H% _' k: r5 v0 U+ Y; _' K9 YYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.4 Z" l% n9 j6 ^" S
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If you are under age 656 Y i: q2 ^' I6 i; j. ^+ y
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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