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Step 1 Do you qualify! |: R. k% O$ G" \) A8 l& {/ v
To qualify for the survivor’s pension, you must:9 `! v9 F& D6 `/ J
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be legally married to a deceased CPP contributor
, m0 F$ S) y; O, D7 xbe the common-law partner of a deceased CPP contributor* N) B% u3 l, J) H+ C
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The amount you receive as a surviving spouse or common-law partner will depend on:
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7 \! s1 D$ m1 m2 ~5 ?- Owhether you are younger or older than age 655 X7 d- g0 k6 a4 s
how much, and for how long, the deceased contributor has paid into the CPP( T6 W5 W. T' b' v
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.; L+ j9 e* t# A1 V" Q3 H
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If you are age 65 or older
6 M7 A: C) h1 [& _* @% c' z9 o, Y- MYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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8 a" W; f' G' H; G( uIf you are under age 65 D, t! a& M& Q7 M6 Q2 W
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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