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Step 1 Do you qualify6 M9 T3 E( q7 s) n
To qualify for the survivor’s pension, you must:
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6 Z; |$ Z$ q% Ebe legally married to a deceased CPP contributor
6 P* t/ j! f# r# A. D! ?be the common-law partner of a deceased CPP contributor ]9 u3 V2 b2 L
3 W; ]. z' V5 P' {, x. rThe amount you receive as a surviving spouse or common-law partner will depend on:% f3 \8 L" W+ Q: X" I: Q
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whether you are younger or older than age 65
& n) ^- o, h0 E Uhow much, and for how long, the deceased contributor has paid into the CPP B- H3 m9 X; ~8 ?2 g
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death. S, H5 u7 i" H/ \( H) i
! ^* {$ V( {+ W6 c6 X" b. ^If you are age 65 or older* H- J! ~+ {0 ?, b7 Q9 ^9 [
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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C- l1 c% W- D, M" O* jIf you are under age 65 h% J+ p( w) Q8 |+ I1 q; a2 S+ S
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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