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Step 1 Do you qualify" U3 |' K1 T9 w. e8 f* s& H/ c
To qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor& C/ [# r& T3 A! p* s
be the common-law partner of a deceased CPP contributor4 D3 I. s% ]( p! C* X; B# B, a b
# k8 ~, B- y$ y8 q. zThe amount you receive as a surviving spouse or common-law partner will depend on:( @9 N; [% m$ Q( G, P0 R
# m8 X$ G' t [. |& ?whether you are younger or older than age 65
x' J e* |* x8 q8 chow much, and for how long, the deceased contributor has paid into the CPP v/ ]4 I5 A0 q
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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9 R8 I3 ^4 j/ q; MIf you are age 65 or older
% {! `+ w$ i& A+ v7 D5 V* v- U BYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 65* A8 u4 b! y, x0 E( `4 {; h
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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