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Step 1 Do you qualify
8 M& S' P4 M+ ]$ P+ g5 TTo qualify for the survivor’s pension, you must:
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4 X( B% f0 b) L) ~9 h0 j& n2 ]. @be legally married to a deceased CPP contributor
+ }+ `. H; C# ~' Xbe the common-law partner of a deceased CPP contributor
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& B; c' `7 s' f$ M; S' F3 iThe amount you receive as a surviving spouse or common-law partner will depend on:
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9 `6 b# J0 u" i$ swhether you are younger or older than age 65" D7 ^2 Q3 S; [: F; i" p4 O7 t* I% O
how much, and for how long, the deceased contributor has paid into the CPP A* m U; Z D
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.: V0 k! R' i1 l0 ^
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If you are age 65 or older6 Q, W4 B- f% M" Y- u( [. y$ }" o
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 65, r( a+ S, j2 c* H: I( s
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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