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Step 1 Do you qualify
5 y8 r5 x$ M' C' tTo qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor
6 e" [1 M' f& o: I9 x4 h( \be the common-law partner of a deceased CPP contributor' C9 t7 N6 S; T1 K: o
# d5 z6 Y# m6 N) ]/ k3 j3 SThe amount you receive as a surviving spouse or common-law partner will depend on:4 m) P2 A3 N3 c0 x6 N3 z2 ^
c. w M8 S t) ywhether you are younger or older than age 65
- Z6 u9 ~) _! [* H! ]how much, and for how long, the deceased contributor has paid into the CPP% M: {5 u; H! B7 q, R' X
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older
- i4 X* I, k- M" A1 a- eYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.0 `/ Q& s$ P( a% X0 [' l6 R/ w
- B- J' O S( s6 JIf you are under age 656 O% s! k B- O) v5 E3 \5 l/ Z
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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