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Step 1 Do you qualify1 B0 b$ Y( Y3 Q% U, i8 ?
To qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor
8 t5 q% U% P6 S2 C0 _be the common-law partner of a deceased CPP contributor( V" P' D7 A$ |* N- P6 [7 @
9 u! W- a$ W' ^* vThe amount you receive as a surviving spouse or common-law partner will depend on:+ s5 Z8 c1 m+ f% E) S/ F8 L: t3 s
+ l" B: f9 G# c$ ?# d$ `whether you are younger or older than age 65, z& w- \3 l9 f
how much, and for how long, the deceased contributor has paid into the CPP$ D* a# U3 c2 l1 E4 w
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.# _2 a- Z# q! ]7 c E4 C
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If you are age 65 or older
, j' v, B b: g2 p& H5 V" EYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.2 Z: ]- ~2 d% h
- @9 Z% ~4 I2 `8 u& N" _0 {1 TIf you are under age 65( M8 N+ D, H: M: x
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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