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Step 1 Do you qualify
2 z! W+ [+ k! vTo qualify for the survivor’s pension, you must:, _' p' M. K6 ]7 V
' k: [9 ]4 w+ D+ A1 N* O4 U- ebe legally married to a deceased CPP contributor
, \1 P2 Q* V/ a2 V. m/ ~be the common-law partner of a deceased CPP contributor( W0 N4 ], J5 t( c$ r
$ o( \7 q2 }: p3 T0 YThe amount you receive as a surviving spouse or common-law partner will depend on:5 F1 \4 a( c' q6 [8 D7 [, w, ~; n
) p1 e- z; M% \/ T, `' bwhether you are younger or older than age 65
5 J# u: u1 V9 U* \% bhow much, and for how long, the deceased contributor has paid into the CPP5 N6 p% J' a% k% U7 x" R9 O
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.# S* J' I: v2 \2 o8 l2 S4 M
2 ?; F) {; r eIf you are age 65 or older# j5 f) {6 q$ L! G% S
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.# j( C3 k5 I7 I, h( K
# c/ W0 B- @" J; GIf you are under age 65' M* ]4 ] a& n1 D/ B8 l8 {7 m
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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