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Step 1 Do you qualify
/ P x* w7 Q6 O7 D: _+ P( fTo qualify for the survivor’s pension, you must:; v6 @) P# O5 P3 A
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be legally married to a deceased CPP contributor
! |/ b% R, `6 P7 C" wbe the common-law partner of a deceased CPP contributor
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2 }5 F1 r5 \3 O x8 [( ~! ]The amount you receive as a surviving spouse or common-law partner will depend on:- a$ v5 C8 m( v2 }, {6 @
# C7 K& d. c [whether you are younger or older than age 65
: j# g4 P+ r+ a5 p( thow much, and for how long, the deceased contributor has paid into the CPP8 o) z7 [! C# r+ G4 K2 |
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older
# k2 c' f! k3 c9 f, TYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.! c) W+ V/ T* `7 o6 {2 b1 {) ^
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If you are under age 65
- E( N- Y( @+ i# ]+ x/ z- PYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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