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Step 1 Do you qualify5 Q3 l( R* x. l/ R
To qualify for the survivor’s pension, you must:5 O w0 w& M. v
' b% S' N- Q) x. @be legally married to a deceased CPP contributor( K8 Q2 v3 D# X6 O* x
be the common-law partner of a deceased CPP contributor+ O- o; w( h4 O4 s* E
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The amount you receive as a surviving spouse or common-law partner will depend on:
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. o+ l2 g0 P6 Z# ]8 Jwhether you are younger or older than age 65
3 E0 R# N$ W3 `+ Mhow much, and for how long, the deceased contributor has paid into the CPP9 Q4 }; M" I# j( w
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older
0 F9 h0 a+ f" n4 zYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits., U4 z; Q" h/ r+ | C
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If you are under age 656 j3 q' X9 x- k- \- E. V( Z
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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