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Step 1 Do you qualify
3 g) f, L ^7 d6 w* ATo qualify for the survivor’s pension, you must:' G; ?0 d3 u0 }0 x7 f* l
, a' ]4 k* _$ b( v5 R& Q4 m |be legally married to a deceased CPP contributor. ^1 i" A1 r; l8 f* x; t3 C0 ^
be the common-law partner of a deceased CPP contributor
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- E0 ~7 Q0 k. O: e3 ~The amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65
( V6 a y8 R: h+ _8 Ahow much, and for how long, the deceased contributor has paid into the CPP
4 A# X- Q' N6 p* x- P, \We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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% i8 X% U) ^8 K: s* ?: c. @3 oIf you are age 65 or older
. d( a& N1 E( i# @4 }You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits." E$ Q4 |1 \* i2 K
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If you are under age 657 Q7 l/ p1 ]# d F" y. ^7 s# b
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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