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Step 1 Do you qualify- k8 V0 N5 T4 R+ N) H
To qualify for the survivor’s pension, you must:
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5 _8 Z" H1 p! R2 s2 I5 t$ C! Vbe legally married to a deceased CPP contributor
5 n" Y- j' `# _* `# Obe the common-law partner of a deceased CPP contributor# q+ B; s8 C& }" m6 I' _) j
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The amount you receive as a surviving spouse or common-law partner will depend on:
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. K3 ]/ C' f) l5 k# w- d! r kwhether you are younger or older than age 655 Y5 g0 F) p0 b+ F$ W
how much, and for how long, the deceased contributor has paid into the CPP; F4 B' e! F6 X5 K
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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1 K$ ]" h8 x( {! F, I# G# W* WIf you are age 65 or older
5 l$ i8 M$ S* Q: Y% l+ HYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 65
5 n9 |% W" q" o0 }You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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