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Step 1 Do you qualify" T6 z: F) C( }$ b
To qualify for the survivor’s pension, you must:' ~. T- u2 ]6 X$ [" O% {/ a4 z
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be legally married to a deceased CPP contributor
, I6 ]! D# Y# X. Ebe the common-law partner of a deceased CPP contributor/ W+ \+ k% \% r8 ] N0 p, z
7 d6 n9 K( _: ]8 x* [The amount you receive as a surviving spouse or common-law partner will depend on:
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+ t, D( t8 }$ O0 ]whether you are younger or older than age 65
& j) {3 x9 n) Q' J7 K; q! l) chow much, and for how long, the deceased contributor has paid into the CPP; f& x% W. O% M) f% j/ ]' Y! i
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death., k/ O, i: }1 Q0 U7 B$ M5 O) ~& m
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If you are age 65 or older" B5 ~, b+ o6 |* J7 y4 x/ n
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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@% C3 X$ r+ g! Y2 R! c7 dIf you are under age 65& { Y2 h$ W+ C; E8 r
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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