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Step 1 Do you qualify
. i: k5 M5 B& j6 _3 rTo qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor7 P, x: g9 v) y4 w2 e/ g
be the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:- Q8 d5 i4 v, M7 d4 e+ a- ?
) U3 W0 Z, j8 C" F; ]whether you are younger or older than age 65% T% O+ z$ ?: s: b
how much, and for how long, the deceased contributor has paid into the CPP; q. W) o& x% M% Q; I; p
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older g% @6 Z P" o+ T9 ]+ t8 b/ v
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.+ _4 {3 B( X, G$ e* N& y! Q6 i
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If you are under age 65
" B8 y5 y; i& N5 ^2 QYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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