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Step 1 Do you qualify# @( k! J- r1 s# Y$ }/ N
To qualify for the survivor’s pension, you must:
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8 U( r ~" n% c" h" w0 X' Vbe legally married to a deceased CPP contributor
! K. }) W7 ^& |be the common-law partner of a deceased CPP contributor) p# ]0 y0 ]% U) D" B
) s, q! M" X+ x! N; C, NThe amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65
- M! [8 W' B9 h0 [- [- ghow much, and for how long, the deceased contributor has paid into the CPP5 v: P N) M( V3 M/ x+ |- d9 K
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.' Q# c7 p( q5 o$ g
; f# l4 N5 W' u7 QIf you are age 65 or older! R8 {1 [! `0 o/ `! T5 z
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.3 W& C3 K" v& A" u$ _. J. v. N
: O! \2 d, y5 y5 pIf you are under age 65; L! S( k+ M3 o" _, e6 I) P- r' Q
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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