 鲜花( 744)  鸡蛋( 0)
|
Step 1 Do you qualify' ~6 H# [) _& {! f/ h
To qualify for the survivor’s pension, you must:
0 }* F7 H& M' e7 b6 _: H" u) b/ X& r, f3 G1 o' @5 b
be legally married to a deceased CPP contributor
5 b1 f$ l) k2 @- M, @0 G; W. u* hbe the common-law partner of a deceased CPP contributor
0 f" s! q) ^* X! I% Z4 N
7 C% ], j; C: y+ \7 kThe amount you receive as a surviving spouse or common-law partner will depend on:
3 y5 x4 [. p% n+ X7 x0 n* A! N6 c# O& t" c7 I" G* I
whether you are younger or older than age 65
+ n2 k I8 _0 T& t9 r+ F; ]how much, and for how long, the deceased contributor has paid into the CPP- ^7 t; }% o5 S6 E
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
( n2 S" U8 A9 k: ^# M. K
; G2 J( m; N9 w) ~2 `If you are age 65 or older% S9 I& C0 t/ ]& c) g+ p1 n
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.$ r* Y, k! V4 q, y- B
# R( I. `7 ~9 o6 t$ z! i; XIf you are under age 65
5 H7 S9 k8 B4 [" a, K" ]You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
|