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Step 1 Do you qualify
& y O5 Q0 ]$ G( X2 v$ u$ KTo qualify for the survivor’s pension, you must:% [0 ~. u. u0 @4 r
3 S' t* [9 ] Cbe legally married to a deceased CPP contributor
( D9 J( o; ?; \ D# Nbe the common-law partner of a deceased CPP contributor; v) V3 z# h- H w3 Z( t$ ]
/ ~! j2 f& v/ X- qThe amount you receive as a surviving spouse or common-law partner will depend on:! X' {; g% J9 Q
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whether you are younger or older than age 65( s' f* M5 y- q0 t' B
how much, and for how long, the deceased contributor has paid into the CPP# Z C* @6 [: E; W
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older# s# G: w& V2 J1 {. ?# o. h7 |
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.0 A9 w% l' ?' c3 e7 s
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If you are under age 65
( N( z" B5 J7 z: W5 `4 b" NYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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