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Step 1 Do you qualify
1 e1 |! `% O7 A; c7 w- n0 E5 a0 M) UTo qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor
% o& Y& M2 P1 Y- s2 J: @be the common-law partner of a deceased CPP contributor
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' ~7 e- L! U- H9 O, Q+ n$ H/ ^' W* [The amount you receive as a surviving spouse or common-law partner will depend on:/ h# l% f s9 F2 P% l O3 ?* R3 ^5 M
( t9 u' k, ?7 p2 i' ?2 \whether you are younger or older than age 65
9 k% ^' c. t9 W8 U. Q6 I, Chow much, and for how long, the deceased contributor has paid into the CPP& a6 s' U( v- s6 ^$ y I5 N9 A
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.1 h2 r5 R6 q" ~
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If you are age 65 or older, \4 u/ l6 g: a" w% G
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.+ q: O9 O' i# X! J
* @1 A; W; P- e; e0 CIf you are under age 657 o' w+ A, c6 m8 K
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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