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Step 1 Do you qualify
8 b- ~* N: ^6 O* L; j( p+ s+ R4 KTo qualify for the survivor’s pension, you must:
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# b" T2 C3 N% @3 ?be legally married to a deceased CPP contributor; {3 ?: G9 r! }0 F
be the common-law partner of a deceased CPP contributor: O; S/ ]# y. _9 l- `2 F# d' l
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The amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65
- d' x3 t: z7 D, Fhow much, and for how long, the deceased contributor has paid into the CPP; \+ w$ a( Y9 n, N7 L! _7 _. ]* ~
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.1 _/ ?; R! \/ q2 b1 \( T7 L
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If you are age 65 or older
I5 h; w/ |9 I0 V) r. VYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.- K m* J2 J% j3 Z
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If you are under age 65
" G% d, U7 {; V" O GYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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