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Step 1 Do you qualify9 m- }. G( D# n* I9 c, `" _
To qualify for the survivor’s pension, you must:
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+ H0 M% x3 J. h- F Rbe legally married to a deceased CPP contributor
) S, h O2 C6 [/ h+ R5 ]4 Tbe the common-law partner of a deceased CPP contributor3 ^ C1 x: y: m8 j' W T; v* n. i
9 h J& a$ b. _The amount you receive as a surviving spouse or common-law partner will depend on:! L& _8 u8 ?3 ]% F+ V
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whether you are younger or older than age 65
8 @* W! C5 i0 E9 Show much, and for how long, the deceased contributor has paid into the CPP8 k( V- Y0 j ~" \" I( a0 D _
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.# |% S+ A$ a# l( {0 X3 q
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If you are age 65 or older
3 I2 \4 w r+ F/ j+ i3 kYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.8 r& q$ b* }5 ?
4 ?: G8 }* J7 G* MIf you are under age 65
0 r' j* O+ q% PYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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