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Step 1 Do you qualify# z( B3 Z8 e( i4 v4 T5 ~* q& M
To qualify for the survivor’s pension, you must:: ]/ i! `) T" m3 c4 _( p' T
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be legally married to a deceased CPP contributor
1 j- F; p: o5 v3 u5 Y7 Abe the common-law partner of a deceased CPP contributor
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: R6 r# ]2 w1 n! `. T) }* k9 ^The amount you receive as a surviving spouse or common-law partner will depend on:) @" ]1 Z4 [5 {* Y
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whether you are younger or older than age 65, ~+ Q' v- _8 R( Z8 ]" p% ?" C
how much, and for how long, the deceased contributor has paid into the CPP' S6 b) w; D4 |$ o8 L0 J
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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3 D6 o1 \# x1 u( J ^If you are age 65 or older
3 C0 E D6 Z% u6 A2 Q$ [You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.+ ^( R( ~' S6 Y- ]: |) l9 X/ D
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If you are under age 65
" i7 l: d: A& cYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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