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Step 1 Do you qualify# G- S; u! v7 q0 G
To qualify for the survivor’s pension, you must:. x) @' h. ], K
3 [; h' W0 z) R- o: z& dbe legally married to a deceased CPP contributor
& T6 Y/ [: ]( Obe the common-law partner of a deceased CPP contributor/ u+ v% g& c' T. i- u* S
/ T$ r/ r5 i/ J) o+ oThe amount you receive as a surviving spouse or common-law partner will depend on:. _ s) {! a& ~) a( g* W
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whether you are younger or older than age 65
, x& N/ P( z8 F; ?5 f. ^how much, and for how long, the deceased contributor has paid into the CPP$ C1 n% c* g$ ^2 D9 X. ~
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.7 ]5 m$ `# ~8 b* t# R- q
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If you are age 65 or older) `# \; W( b( D# K0 ~
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.$ K; f4 R8 X; t* }: f- s7 r: L9 W
7 Y8 S/ A0 o$ w5 ]5 j" B6 @8 ~2 b0 ]If you are under age 65
. t8 Z$ X! k/ K3 q) T- TYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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