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Step 1 Do you qualify
8 T8 ~# l) B4 |$ C0 y+ y2 lTo qualify for the survivor’s pension, you must:9 x8 I9 ?1 r }! L
9 x2 u1 {9 s0 ~, Abe legally married to a deceased CPP contributor
0 j M; }; D! R- C" V4 P4 Vbe the common-law partner of a deceased CPP contributor& Y, _: F1 L; m6 \* l$ e7 I
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The amount you receive as a surviving spouse or common-law partner will depend on:( _8 ?/ l8 w: v2 P' ^) M
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whether you are younger or older than age 65
4 z, l( P8 J9 O8 s8 Ehow much, and for how long, the deceased contributor has paid into the CPP2 h. _- O k% l, J @6 p' m
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older
" \8 \. `' N2 v2 }, K1 B$ E3 L, k4 CYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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. S! b; b$ J8 d/ {If you are under age 65& H( H# Z! D% ~4 H/ a% I
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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