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Step 1 Do you qualify7 h5 u$ r+ ?( t1 b( J: O
To qualify for the survivor’s pension, you must:8 T. ?3 Z) N. P% G
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be legally married to a deceased CPP contributor
3 r) V' v! o2 V! Y; t% v# Qbe the common-law partner of a deceased CPP contributor# Z$ r7 T0 B r5 x8 P+ E' D
0 {9 j* s e% J( f" M; gThe amount you receive as a surviving spouse or common-law partner will depend on:1 y. n& x2 U: i
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whether you are younger or older than age 659 d5 q, V0 x0 P9 x' S! M! j; D1 K
how much, and for how long, the deceased contributor has paid into the CPP
$ f; k. [: W. ?! y" `We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.. \( ?2 J5 { r6 i
( c8 ]; L( u( j* f. GIf you are age 65 or older
4 _( w/ D4 Y7 ~. |7 KYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 65; ~- [7 y/ c6 t$ ~
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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