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Step 1 Do you qualify
/ V Q3 B4 o) @/ i5 g9 ETo qualify for the survivor’s pension, you must:/ `6 d6 v4 K" |8 s& _5 G
) ^! f" g, F* h7 Zbe legally married to a deceased CPP contributor
8 C: t% d/ z/ ^* D7 O% t' @9 Qbe the common-law partner of a deceased CPP contributor) x4 p* D* d3 B! |( K- X- `
# }+ a G% l% O& T8 c& P, X8 eThe amount you receive as a surviving spouse or common-law partner will depend on:
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+ E; W; F1 H6 h! ]3 Vwhether you are younger or older than age 65# P$ p% b: ]- O
how much, and for how long, the deceased contributor has paid into the CPP, Y" D! D' j& H" i2 D: A
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older; @0 g5 V/ I( L q5 m, K) @
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 65
4 T" G6 p { z ~You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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