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Step 1 Do you qualify
/ o) W2 R8 B! }6 C! J$ GTo qualify for the survivor’s pension, you must:# ]$ R" A% n& V# }- o( h" P* Y+ d
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be legally married to a deceased CPP contributor
# |) ?* V' w6 S2 s1 g# ?be the common-law partner of a deceased CPP contributor4 ` A& l/ V& q. ^1 Y/ |% e
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The amount you receive as a surviving spouse or common-law partner will depend on:" m2 Y8 J- @/ k; g; \" W3 ]
8 A8 T* b4 k* [# N7 ywhether you are younger or older than age 659 w. q( l' c8 B3 W# V! `0 S% U/ Q$ R
how much, and for how long, the deceased contributor has paid into the CPP; y/ B0 K1 _" \, e$ e3 N
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.9 s: @) Y9 `5 ]
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If you are age 65 or older
2 h3 E* y; M- [$ i. H: Y0 DYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.) f9 \4 R, K: L! S* @: v
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If you are under age 65
+ O* F% ]/ \* u3 V u$ G. F/ r: C4 HYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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