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Step 1 Do you qualify
, M& D' D; Y- J. V- Y* [7 YTo qualify for the survivor’s pension, you must:6 H- V" @: A9 {4 v
0 E$ P; y7 e" w% U3 t4 Jbe legally married to a deceased CPP contributor5 h2 J! c& t: M2 [, O0 g: \
be the common-law partner of a deceased CPP contributor N1 |/ f8 R e- h" Q, q
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The amount you receive as a surviving spouse or common-law partner will depend on:) g" E+ a+ j# X3 [0 p2 J9 Z
. D4 _# ^5 `/ G6 y- D# z3 pwhether you are younger or older than age 65
, g# U% r6 D! ]* b$ h# u4 _2 `how much, and for how long, the deceased contributor has paid into the CPP+ J$ f7 c4 b b, p% y6 {
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.7 D O5 N% t- b; m
. R. g$ g3 r/ e b1 r8 RIf you are age 65 or older
1 N `" ~* B( mYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits. j4 { L! ]- O
, O: Z) ]: ~, G5 o7 @: B8 K5 UIf you are under age 65
1 A7 q5 i' `& Y1 T5 D2 bYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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