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Step 1 Do you qualify9 e0 \( W/ {' E2 s9 ~+ v/ a: F0 ?
To qualify for the survivor’s pension, you must:/ p6 i/ ~$ T" ?9 j9 @' F
/ z2 m1 _+ |( a3 ^: w. vbe legally married to a deceased CPP contributor) a* g# G0 H' k4 z
be the common-law partner of a deceased CPP contributor! j" Q) ~- e% _7 r8 C& X& x: Q) r
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The amount you receive as a surviving spouse or common-law partner will depend on:, [( \- g1 k0 e$ R
( W$ A1 q7 P2 Hwhether you are younger or older than age 65
8 [4 W/ w3 Q e8 j1 v$ k) F8 Ehow much, and for how long, the deceased contributor has paid into the CPP F) X2 i, E5 r# R: \' \
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.7 a/ C o6 b0 @/ I5 @
) M$ g; ^/ k3 s% ^If you are age 65 or older
0 u9 l# o6 }% z7 I7 g3 DYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.( c% R. O: B% p* o# M
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If you are under age 65
% w5 Y8 t( x! Q+ `% w8 m" J6 HYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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