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Step 1 Do you qualify
: Q" E! T$ g, i9 QTo qualify for the survivor’s pension, you must:- k& {" n- @6 d, F+ `! H% k( y
/ x- M- {9 x# A$ l* {be legally married to a deceased CPP contributor6 x$ F' F& K9 ? t; j$ R8 _. Q
be the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:! c& ?) R* e7 W6 F* s
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whether you are younger or older than age 65$ d$ y( q9 g+ ]3 i1 H+ Y
how much, and for how long, the deceased contributor has paid into the CPP4 }' {5 E) P/ z% B; P
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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/ n; }; ~7 S G* TIf you are age 65 or older# o( V' }* z7 l/ ~
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 65
( D0 H& I5 e" l" q! x( u3 O( IYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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