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Step 1 Do you qualify
% E3 e0 m/ W- Q5 f/ Y7 E% XTo qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor
! k- J: |6 B; v7 T Z( }be the common-law partner of a deceased CPP contributor+ e4 o# ~0 G" Z- f$ Y; b6 M' U. m
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The amount you receive as a surviving spouse or common-law partner will depend on:$ ^; ?% [ Z' B& T" l% k+ n; E/ @
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whether you are younger or older than age 65% n: O3 \! k. \. P
how much, and for how long, the deceased contributor has paid into the CPP+ \, f* R! @$ \8 y" Y+ h
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older
! I6 x/ N- o7 m( }You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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; V6 K( f1 d/ k" WIf you are under age 65
2 s. P7 ?) f0 l. J$ ^You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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