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Step 1 Do you qualify2 l9 y* i0 U; t: N g
To qualify for the survivor’s pension, you must:8 n7 A% E: Q/ T8 j
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be legally married to a deceased CPP contributor5 t+ L# u. z1 ?8 d! [6 T- O
be the common-law partner of a deceased CPP contributor
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/ O2 K1 B0 y6 Z- p7 Q, oThe amount you receive as a surviving spouse or common-law partner will depend on:+ [, B- V; _) h! ?$ u7 V
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whether you are younger or older than age 65
7 l) ^4 ~) u/ |% \. F5 d' E3 f" b0 Ehow much, and for how long, the deceased contributor has paid into the CPP9 g0 r7 I8 g) Q3 \1 o% ^% x: e
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death./ m' |& V. p0 Y5 ?6 ^
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If you are age 65 or older1 b7 n$ U- n7 ~$ B4 |5 W$ D7 {% `+ Q
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits. D- V$ \( a0 l" i' k
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If you are under age 65
# G/ p F) g8 _* fYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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