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Step 1 Do you qualify
' h) B. H$ y& ]" Q4 UTo qualify for the survivor’s pension, you must:! V H" \5 T# |- k
/ |6 x- h; V# p, K( C; Abe legally married to a deceased CPP contributor& l. r; o3 P) @
be the common-law partner of a deceased CPP contributor4 a1 F. ~& ?0 x
1 }8 V. L1 v$ {; l0 GThe amount you receive as a surviving spouse or common-law partner will depend on:
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- j. O' c3 j2 v+ r1 i9 ewhether you are younger or older than age 65& ^3 C, s) A, l6 }. m
how much, and for how long, the deceased contributor has paid into the CPP9 Z* e! `9 `! u% B- d0 B
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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; }+ S0 z6 C h# `* W) Q; TIf you are age 65 or older5 V& o- l1 N; u6 X8 W, \$ u
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.) k) o9 @) @1 I4 G- x4 M, i
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If you are under age 65
+ z: A: b) J: p9 g( ]9 m7 c: R4 sYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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