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Step 1 Do you qualify
+ ?* y- t" @ Q- QTo qualify for the survivor’s pension, you must:+ L" Y4 s3 i! U' i& e
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be legally married to a deceased CPP contributor
- C8 M2 u% j1 f- vbe the common-law partner of a deceased CPP contributor- R) V+ x# B5 E" I- W
1 e* H/ Q' j) ?4 k) S, ZThe amount you receive as a surviving spouse or common-law partner will depend on:- r% |/ T2 ^- x* s2 g* U4 ~! a2 n
( Y# E8 \5 @ l4 ~# ~5 c( U4 xwhether you are younger or older than age 65) r" S7 d4 ?, G
how much, and for how long, the deceased contributor has paid into the CPP' `( S& p. I8 E8 x: I, r
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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' _/ {+ j% `8 o4 Z+ R0 H- BIf you are age 65 or older
- F- T; C/ |1 PYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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1 {6 F, d/ ]. M+ I, R+ O/ UIf you are under age 65+ _& G' q9 {6 s+ O
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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