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Step 1 Do you qualify
2 v1 L; R4 a( a6 x3 qTo qualify for the survivor’s pension, you must:) W; J3 F+ V# E& u, x
$ w3 `7 W4 k8 j S$ Fbe legally married to a deceased CPP contributor( c) ~$ X; a4 `7 S" Q
be the common-law partner of a deceased CPP contributor& C( g7 a3 i0 c' f; C8 h6 Y, Q( W$ l
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The amount you receive as a surviving spouse or common-law partner will depend on:* E) C8 g2 q( Y9 j/ H9 g
; @; O1 }5 a# z9 xwhether you are younger or older than age 65
5 J) E0 y0 ^. g7 K6 r5 nhow much, and for how long, the deceased contributor has paid into the CPP8 Y& J$ r/ D4 d2 r$ ?1 I
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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5 ?1 f8 n) K& ^4 h5 h+ kIf you are age 65 or older
& y. h# X" x# F4 K4 Z" e6 ]( s- |+ jYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.7 }! T2 Z) }3 Z9 q. H; I/ H
5 E/ |) z g& L4 [4 y) jIf you are under age 65
! ~ a: m V) h$ h" G' m- F2 JYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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