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Step 1 Do you qualify
, p7 y: i4 ?* Y9 d: j4 K- c" wTo qualify for the survivor’s pension, you must:7 i& C. t7 ]4 y2 n( }4 f
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be legally married to a deceased CPP contributor
, a$ E9 j6 E4 s. Y5 {8 x& Lbe the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:8 G9 ~2 q* E- A: c: ^
" l$ h8 |4 s* F- P7 ~whether you are younger or older than age 65
5 i, T$ ] ^2 i: ] whow much, and for how long, the deceased contributor has paid into the CPP( I- E6 k3 d! a, b
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older% L2 [ @9 B, d: Y# L3 C7 t6 Z
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.3 Q' j2 v, y# O& f+ f
6 H# }# s* X- a# Y% o1 rIf you are under age 65
( H1 k( ^$ a; I% b3 ^ K4 tYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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