 鲜花( 744)  鸡蛋( 0)
|
Step 1 Do you qualify: n* s+ B) Y% p
To qualify for the survivor’s pension, you must:- w. t& g/ D$ ]
! f. t3 u0 O: l$ O) J1 L4 G7 V
be legally married to a deceased CPP contributor
+ g( E) X6 [% b$ _7 mbe the common-law partner of a deceased CPP contributor
5 D3 [$ w' }( D+ f. R
+ T9 t$ D! K' z9 ~$ a3 z# y$ z3 _" o. nThe amount you receive as a surviving spouse or common-law partner will depend on:6 s4 l: A& S8 K
+ ^1 ^( g4 N8 h" f+ Twhether you are younger or older than age 65
$ }' l* t5 P' V& Ihow much, and for how long, the deceased contributor has paid into the CPP
0 a! ?# j A0 ?We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
8 ^' Q" s4 h* P" O% u6 }* u( s! f" S+ w! h9 a9 ?+ J6 O S8 {5 n
If you are age 65 or older
6 Z* G4 B$ [' dYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.# k9 E% O$ R, F9 i. P# U( ~6 f2 a
1 X( y% P4 n" u5 I! f* w
If you are under age 65
' P+ D# Z1 _! _' _2 P9 H! VYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
|