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Step 1 Do you qualify
, F. |! N1 b: o9 c, x& y# H- x; ^/ g' ?To qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor) q. g5 f1 V$ O$ y$ q
be the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:
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l" e- R: k. ]: twhether you are younger or older than age 65
7 j0 u) q( e+ ^: i: L% s; f' Nhow much, and for how long, the deceased contributor has paid into the CPP& k7 x1 U# O. Z8 u( T
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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+ v, R p( p, V& C6 d3 I1 [" JIf you are age 65 or older
; g7 N( L# C: z3 RYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.7 V/ H0 ~5 i8 w! E. E
0 O/ h0 S; y: l' ^5 iIf you are under age 65
4 k# i7 X3 O8 o8 k# m$ Q- S! cYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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