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Step 1 Do you qualify: W4 q* E' s- e
To qualify for the survivor’s pension, you must:
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* [5 d L' `- I" }( Gbe legally married to a deceased CPP contributor2 S: [8 P4 s% |
be the common-law partner of a deceased CPP contributor! r( M; C( t3 l9 k" h9 _. L% G
" \8 p2 _9 Y. A qThe amount you receive as a surviving spouse or common-law partner will depend on:
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2 \2 B5 A! n9 ^# Iwhether you are younger or older than age 65) W+ {% N% u( o
how much, and for how long, the deceased contributor has paid into the CPP* J, J& ~* M9 E
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.$ o7 N5 n* D, H1 L- y) a! e
& |. Z" A# C O2 G9 NIf you are age 65 or older
; b; ^, J( ]4 T$ sYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 65
3 V9 M) z7 Z# u! @# y5 P/ AYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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