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Step 1 Do you qualify
; v) p/ J" C4 }( C; B$ l/ V7 bTo qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor* }; R' e" S- o+ m4 \
be the common-law partner of a deceased CPP contributor( G$ Z" u' |$ g$ y+ A3 s% M
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The amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65
7 \& c& ` q) Rhow much, and for how long, the deceased contributor has paid into the CPP' ]! s2 e$ A0 R6 j8 t
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.- H. z% ?. X p3 v- W+ z
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If you are age 65 or older6 ~" H6 V0 \* ~0 J7 Q
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.: {8 v2 m: l: k: V* A$ W- @
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If you are under age 65
; _0 r) J" P; N" d6 WYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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