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Step 1 Do you qualify' {' c# i7 {% ~) U
To qualify for the survivor’s pension, you must:6 J/ s a+ n* r& [1 d
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be legally married to a deceased CPP contributor
+ y* Y0 ?- `- n5 c8 Bbe the common-law partner of a deceased CPP contributor* z( R; k Y6 D. _5 Y" X
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The amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65
- m5 E8 [* B4 {+ Mhow much, and for how long, the deceased contributor has paid into the CPP# f4 E6 ]+ v9 j2 L
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.: x) Z' s. n" d+ U0 w
3 T% h& v. [2 MIf you are age 65 or older2 p' e9 \1 x( W2 t4 a
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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# J& ^/ p# u" p+ l- v5 O/ MIf you are under age 65
. N* s; s) m. u1 ]6 RYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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