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Step 1 Do you qualify
4 p- \! S" Z9 s2 X+ f0 M/ WTo qualify for the survivor’s pension, you must:
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' O2 {. m4 f* X9 j/ d8 y$ abe legally married to a deceased CPP contributor. U& C) l4 ~1 ]& C; a3 q
be the common-law partner of a deceased CPP contributor
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, L8 y* X3 ^' y2 y% ZThe amount you receive as a surviving spouse or common-law partner will depend on:3 w( D) ~+ M& X' E
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whether you are younger or older than age 65
/ n. J) y+ x: {$ Y! p' f' e/ phow much, and for how long, the deceased contributor has paid into the CPP: V6 P3 n& x& y9 c
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.; y- c8 t: y, b0 r! @- F
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If you are age 65 or older
% J( V9 u2 H- D0 GYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.1 f3 r+ q# v8 ] O6 m$ s8 r
7 f7 u, l/ L. ~, `+ G$ H0 {If you are under age 657 e: {0 n1 s s/ S
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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