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Step 1 Do you qualify
0 u( P2 ^. [6 x0 A5 e2 A1 b# pTo qualify for the survivor’s pension, you must:
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+ Y) L! d6 |( l+ C* U& O. `+ gbe legally married to a deceased CPP contributor
+ [! O }4 t$ g( G sbe the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65
+ D, C- ~6 h7 O" g0 |: B3 R( xhow much, and for how long, the deceased contributor has paid into the CPP) R0 K) d" t" s1 {' R
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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6 |1 \8 J- H$ m" q+ F6 c/ M9 CIf you are age 65 or older7 i) x# k! a z7 S" o
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.1 {; x5 ?8 X. b1 X+ ?# `: r0 Z% \
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If you are under age 65
& z( A5 \* A- f$ C* AYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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