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Step 1 Do you qualify
) Q+ s3 q* P1 n7 J0 LTo qualify for the survivor’s pension, you must:3 s5 Y% \- \4 a4 l* t; x4 R
4 I- t. k6 W% ~be legally married to a deceased CPP contributor8 t* B( O; z. ]! T& }+ k5 Q; R2 H
be the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:; `4 h( j. Q! W& [9 n7 Y0 T
k. \1 P; h$ I) @1 O/ ewhether you are younger or older than age 65
: S& w( [5 ^/ ~2 U( ?' phow much, and for how long, the deceased contributor has paid into the CPP. x& I7 d. k, r( X3 |) N
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older
0 f p! m# b" W. M' q# nYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 65. z# P3 N7 ?3 H m2 e* _. |
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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