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Step 1 Do you qualify
4 o( `+ f6 r! q, xTo qualify for the survivor’s pension, you must:
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) }7 T, E7 v Y2 S1 `be legally married to a deceased CPP contributor- D8 F3 G! ? Z: D
be the common-law partner of a deceased CPP contributor- [, K0 i x5 P+ `
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The amount you receive as a surviving spouse or common-law partner will depend on:- Z b1 s; D8 ~6 x& J- Y: T; o
, I2 Y5 f# m6 \* l5 h* Hwhether you are younger or older than age 659 w7 t" f# f ?* H0 e" W
how much, and for how long, the deceased contributor has paid into the CPP+ a9 f2 C7 ~! G" F# Q% s( V( H' Z
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death. s& k( ]0 }. ^: |( f
9 C @. m: R+ ~% A% v4 LIf you are age 65 or older/ y! f+ b9 v8 G$ @" ?
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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2 j0 t$ Y- p5 dIf you are under age 655 B# _# ?( R& P' K9 r
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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