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Step 1 Do you qualify7 f- M% \! Z5 f
To qualify for the survivor’s pension, you must:! i o. O H: `2 N) X# ]1 h; ]
% n( B, Y: Q1 ?! ], k- `be legally married to a deceased CPP contributor
: u. [5 ? R. I4 dbe the common-law partner of a deceased CPP contributor" |9 B/ y+ ?0 {
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The amount you receive as a surviving spouse or common-law partner will depend on:6 W& t5 O6 c, i0 m& E- r
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whether you are younger or older than age 65
7 C4 T( M* L5 Rhow much, and for how long, the deceased contributor has paid into the CPP+ \' G: s2 M2 d! W
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older
% o0 i+ D( V0 `- N1 Z# n$ x: hYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.1 u7 Y8 k' I6 S
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If you are under age 65! e0 d. b0 {% Y& M4 P
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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