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Step 1 Do you qualify* A! x) X& ]8 ^' Y/ m: x( m2 g( _
To qualify for the survivor’s pension, you must:* P0 I' O4 m+ u
! r$ N+ }( G5 M$ s4 |! |8 Wbe legally married to a deceased CPP contributor
0 ^0 d0 ?: b8 t1 Ube the common-law partner of a deceased CPP contributor
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5 `5 P$ J$ V( ^7 o: [3 e2 LThe amount you receive as a surviving spouse or common-law partner will depend on:( ~* V' W$ [4 n7 z& o* G/ q+ C
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whether you are younger or older than age 659 x8 D0 ^+ x) G8 b9 p; v7 ]
how much, and for how long, the deceased contributor has paid into the CPP4 x$ n0 I2 N: L- G2 X( s
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.* n/ M: X; ^! M9 x7 r6 ~4 [
# x& A: l$ q/ Q+ bIf you are age 65 or older
6 r- S+ N1 i/ E P4 b! XYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.* }: H6 T+ ^( U
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If you are under age 65
; n# R- F6 I$ Z8 m% X7 XYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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