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Step 1 Do you qualify* p R5 `) s; M4 p
To qualify for the survivor’s pension, you must:2 l8 ^* Q, h4 A/ y" b
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be legally married to a deceased CPP contributor2 v5 [9 t% J) }) o4 F- t" o
be the common-law partner of a deceased CPP contributor7 W6 ]. L9 O. y6 W" G- T. S
, k2 e9 R! A' Y! k. UThe amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65
6 i: n T/ p: b9 Ihow much, and for how long, the deceased contributor has paid into the CPP
! R: U, F9 p" V2 l8 G2 J8 RWe first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older
& n0 n7 R, f6 H* q8 l) jYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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/ d! c8 u% i+ H) tIf you are under age 652 Y1 e! G8 U6 x5 v6 \: H; `* W: h
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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