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Step 1 Do you qualify
9 d0 r) E$ N+ L! z8 KTo qualify for the survivor’s pension, you must:( @! ?# e( j2 W2 S3 Q
7 W) x* a3 T" r- F0 ~5 A) p8 \: Wbe legally married to a deceased CPP contributor, D0 j+ Z6 \* a0 M, u
be the common-law partner of a deceased CPP contributor/ G [$ R! Y) [' {, L
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The amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65
, }; b/ r6 W1 {. ghow much, and for how long, the deceased contributor has paid into the CPP* z1 r9 } s' _( h6 u* b
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.$ @$ x1 \. B! U& Y& X
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If you are age 65 or older8 ], K! w6 n. a4 J
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 65
# |$ k3 g7 {( R2 ?9 TYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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