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Step 1 Do you qualify- D" ~: Q! e2 \+ F' y3 v3 f
To qualify for the survivor’s pension, you must:% s6 a7 P3 K, e5 p1 c
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be legally married to a deceased CPP contributor
+ o! m1 X5 f& m7 F, Ube the common-law partner of a deceased CPP contributor
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# U: ` K" T, g, B- y+ ?The amount you receive as a surviving spouse or common-law partner will depend on:; O+ a; w3 S2 F6 s
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whether you are younger or older than age 65" ?+ [# p% U: o! z# y N
how much, and for how long, the deceased contributor has paid into the CPP* X' D( K6 t! |4 x. x' ~
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older* n. t7 T) J+ {" L2 D
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.8 q- k% y0 k7 e2 Z% F
) d! f x6 V7 I& _; q K7 u' xIf you are under age 65
+ y) y. U8 ?# k6 o& I* QYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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