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Step 1 Do you qualify3 x7 {( ]4 w5 u" p) ~4 {+ L1 b
To qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor
7 o I) w% ^6 ?1 D# S( e- f bbe the common-law partner of a deceased CPP contributor, o& ]0 Z0 a8 P" Y) d0 \) w5 g. f. K
' N3 m7 [5 s. jThe amount you receive as a surviving spouse or common-law partner will depend on:
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+ `. B3 T4 f( w, @# S. a3 Xwhether you are younger or older than age 65
7 T1 \. I( Y6 a' a8 \- l$ @' Whow much, and for how long, the deceased contributor has paid into the CPP
. t, |0 l U; [6 w/ g' XWe first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.& i8 _9 _/ R2 Z% G
+ F9 c; Q& x2 P5 A) \1 J" l0 _- n# XIf you are age 65 or older
5 O" w) W/ m3 ^% Z" Q; w& b# YYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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6 }' E) J7 _' }( tIf you are under age 658 s( z! M( D% A' _# n. ? [
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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