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Step 1 Do you qualify
* `9 q# p) k9 c- WTo qualify for the survivor’s pension, you must:# C1 g; z9 i( F3 A) l/ i
$ `( r0 P$ `1 |6 O, Z) ], @be legally married to a deceased CPP contributor
3 u8 w- b9 l- ]: L" R" N4 ybe the common-law partner of a deceased CPP contributor) J, J: C" i2 m2 F* R% T" f( N0 d
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The amount you receive as a surviving spouse or common-law partner will depend on:7 G3 S. H1 y. }# d% X; ?
M$ ]1 R5 s- s$ C& L4 d9 w5 B4 Qwhether you are younger or older than age 65
5 w) F( ?: G2 ^8 s: Phow much, and for how long, the deceased contributor has paid into the CPP- A ?2 \: k7 P! ^( g& j" L
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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8 j8 l! c6 Z; s( ]. ?/ ^4 t. fIf you are age 65 or older/ X( B" x& L. E4 f) e
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.$ o3 Y/ h' Y( h2 Q/ H9 b
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If you are under age 65
2 q7 a6 k9 ?3 E9 xYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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