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Step 1 Do you qualify+ i% l3 Z$ v: e7 Z5 [; U3 a# s
To qualify for the survivor’s pension, you must:
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0 t0 C. R" V! ~be legally married to a deceased CPP contributor
" O0 @ n2 K/ I+ Jbe the common-law partner of a deceased CPP contributor& H/ [' H7 s6 L3 z( O4 T* I7 u) C
; r3 p$ |- Y8 SThe amount you receive as a surviving spouse or common-law partner will depend on:
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; b" i7 y- Z" c# ]; uwhether you are younger or older than age 65( q+ y1 [( ~, f& P- f
how much, and for how long, the deceased contributor has paid into the CPP0 d" Z9 b0 A+ d
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older6 `9 T3 S" n- R2 n7 \
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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1 t" ^5 a$ ~7 R: v/ j* z, e' WIf you are under age 65
4 k% v2 `% V- XYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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