 鲜花( 744)  鸡蛋( 0)
|
Step 1 Do you qualify
1 x9 k5 i% o. e( V) ZTo qualify for the survivor’s pension, you must:: ?4 h9 _ r# U4 h; ^# K' D$ J% U
6 i9 M; O0 B( I0 v* B2 R
be legally married to a deceased CPP contributor
9 {$ J& t# \8 Y$ C7 o7 abe the common-law partner of a deceased CPP contributor; R" k3 ]2 y* w8 r" r* R
1 n% {. U+ M/ \8 f/ Y3 a9 k
The amount you receive as a surviving spouse or common-law partner will depend on:3 q, b* N. Q" u! ^+ t1 c# u6 x c" T
5 F! O0 X0 s, Fwhether you are younger or older than age 659 u, O( q* J% Y8 Z; y7 {& H9 q+ h" o
how much, and for how long, the deceased contributor has paid into the CPP7 @" ~% {2 K! E
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
^ t% z9 l0 N3 S7 u& h. Y5 Z. I( m) @& i2 i) E7 X6 r z: s
If you are age 65 or older
* t8 |; \+ [4 _7 k; h xYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
7 z1 r0 D5 T i7 L
+ c# m2 E' ]% D4 FIf you are under age 65
- e* ? F7 l. i: A5 b4 {You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
|