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Step 1 Do you qualify% j" g* r1 W1 I1 k! f* M" c$ B
To qualify for the survivor’s pension, you must:4 u o. n$ j1 F G/ a6 w
8 e! T- G' R4 W$ O) U, W xbe legally married to a deceased CPP contributor
4 ?/ Q& V" Y# Y( A+ Pbe the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:" U& n0 s9 I* j- \2 G
1 v. H/ L8 e) Z* ]; f" m' I: |whether you are younger or older than age 65
! C% n9 Z3 y6 N4 i u* j2 _how much, and for how long, the deceased contributor has paid into the CPP9 c6 O# s* }$ M9 o7 t; G' f
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older
4 k0 E$ d- ]1 {3 [You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 65$ l4 c% t1 m6 B1 ~1 C( y; V8 N- n
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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