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Step 1 Do you qualify l$ ^: g) k Q( X
To qualify for the survivor’s pension, you must:$ P* S; H+ `; g% f
4 c8 m2 }4 m4 S1 T9 x: t0 E1 }be legally married to a deceased CPP contributor9 O' t# ?" z1 w; I9 [# |5 `
be the common-law partner of a deceased CPP contributor
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- I1 C9 ~8 M3 S- b4 N0 A) c0 mThe amount you receive as a surviving spouse or common-law partner will depend on:
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' z L9 u; J' H! S0 d# Owhether you are younger or older than age 65
P; k; M, ~9 Z, }& \how much, and for how long, the deceased contributor has paid into the CPP+ }* X2 ^! e' W( L
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.$ {9 u6 r$ s% ]3 S- V
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If you are age 65 or older
; C/ ~! P4 q9 t0 {7 ]3 b. U/ aYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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" B* M+ X& q9 n3 UIf you are under age 65
. p5 B5 P: G+ R" D4 d6 g7 c- ~7 UYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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