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Step 1 Do you qualify4 @+ A& }7 v+ R! m
To qualify for the survivor’s pension, you must:8 Y J+ p, e0 ~* \
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be legally married to a deceased CPP contributor
0 {+ s: i" F) g/ I( {% b& Sbe the common-law partner of a deceased CPP contributor
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( i* k) c* R, V' O& rThe amount you receive as a surviving spouse or common-law partner will depend on:6 m/ a0 j7 w- I9 r9 U; a" M
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whether you are younger or older than age 65
2 Y4 z; e; H* W9 _how much, and for how long, the deceased contributor has paid into the CPP; c3 R) x5 r2 {! y$ _$ v
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.; O- I" u% r& w* S
" S0 ]: J# ^6 W4 c" ?' yIf you are age 65 or older
) Y! c3 k( J& t# e# y5 T* z9 nYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.1 @: B% u6 g. ?5 v+ K; \$ ?
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If you are under age 65
0 @* W8 _9 n- R9 m1 AYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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