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Step 1 Do you qualify
3 a I% Z0 [* y" u. lTo qualify for the survivor’s pension, you must:) E" A, h8 [, {0 B
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be legally married to a deceased CPP contributor
% U! v: X0 U/ a; V+ Y! `' Jbe the common-law partner of a deceased CPP contributor
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! P4 E: I9 u3 G+ z! s& y' _ xThe amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65$ z5 Z, Q9 S) R# e9 q4 h& K
how much, and for how long, the deceased contributor has paid into the CPP* {* y* v! N: U
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older; u* Q S+ L n- S8 W) X
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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3 ~* O9 g/ k: G+ N6 TIf you are under age 65
: z- [* T T/ x; [8 A4 b0 bYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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