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Step 1 Do you qualify
5 S. l7 X( U2 S* E0 kTo qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor
/ `( j& \ H3 c$ A: X: a6 a$ lbe the common-law partner of a deceased CPP contributor
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3 p! i6 d' b( q- _5 I, g% Z% aThe amount you receive as a surviving spouse or common-law partner will depend on:2 I# d9 Z# p$ z6 d+ C+ u
0 q% G( b/ I2 g" T+ Swhether you are younger or older than age 65. [; X7 c, E! k) r/ k6 p( u
how much, and for how long, the deceased contributor has paid into the CPP4 Y. l1 z$ [( ]$ }
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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/ U( b( a! ?, q, J& Y- XIf you are age 65 or older
5 l, t0 E1 D$ B9 f" z3 qYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 659 l( L, O, Y6 L! B/ Q. ^5 c5 k* L$ `8 v
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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