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Step 1 Do you qualify
9 _6 ~: k5 f( }: ^+ }To qualify for the survivor’s pension, you must:9 {" R X# M0 P6 r- M' {, p2 T) E# ]5 r
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be legally married to a deceased CPP contributor; q" z; }4 U0 v# H T2 I9 G! j
be the common-law partner of a deceased CPP contributor3 Y* Z: H' J9 |0 y8 }6 L: B
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The amount you receive as a surviving spouse or common-law partner will depend on:
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0 b2 P% s( r- Z, I- |/ Dwhether you are younger or older than age 65
7 Q/ ?5 x; \, t+ [2 R- W6 P/ hhow much, and for how long, the deceased contributor has paid into the CPP3 [ H0 t0 K; M* `8 `
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.8 ?' {( w$ F" j1 i
$ M, \5 f. v' o$ O3 E7 C' @6 PIf you are age 65 or older2 \$ K6 }! @# A9 E
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.4 y R9 t6 h* `! U, a# V
* n6 x2 v8 y3 O4 e' tIf you are under age 65& w0 ~3 A A: c2 M( o5 K
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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