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Step 1 Do you qualify
' ~7 g9 h9 D- y1 M. y9 u# ?To qualify for the survivor’s pension, you must:$ O) t6 y* Q6 ^" o
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be legally married to a deceased CPP contributor
1 w+ u" H! n0 J& [( Z! E. x) mbe the common-law partner of a deceased CPP contributor, `6 D7 ^9 z3 Q9 F! ^9 S2 z# R- E
9 i8 s+ G" J9 s1 ZThe amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 654 h2 z' H5 m8 p0 I2 d
how much, and for how long, the deceased contributor has paid into the CPP& G9 F% R3 ]0 w( [3 @: Z2 |/ }5 Z
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.+ C) s2 i1 |. Y% j" S- u6 ^9 a
b: J% G& J# pIf you are age 65 or older
' X }, j+ F: L; |9 X7 c1 S5 C" sYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.: K( n4 b; l& b' ^' l
6 Z, c% `6 I! h3 Q, N: X7 kIf you are under age 65: {* E* ^: j8 `+ H4 t
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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