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Step 1 Do you qualify
( S5 D& ]! X h+ E' x, S O7 BTo qualify for the survivor’s pension, you must:
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5 L+ P+ N. F- `' m9 ~be legally married to a deceased CPP contributor
4 T: N; j, p8 l8 o0 W5 Qbe the common-law partner of a deceased CPP contributor
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( [5 \" l+ \' a, r$ }The amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65
$ z" p. b; F$ d: G6 E, B" M+ V& L. [how much, and for how long, the deceased contributor has paid into the CPP! a0 ]* L' t$ J3 h
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older
, \" x4 M% S) s- x1 tYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.5 o7 S5 G9 ^% J+ w
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If you are under age 65* G5 O' [7 c- Y, ]
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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