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Step 1 Do you qualify0 P& ?8 Q/ {# I, H2 ? x. {
To qualify for the survivor’s pension, you must:: ]; y6 W/ k" [8 Z1 m
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be legally married to a deceased CPP contributor
& S) n& R. y; K+ Z1 Sbe the common-law partner of a deceased CPP contributor
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. \7 ^% l: W1 I% C, r. T4 FThe amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65
( u0 _9 i/ M8 ?2 Fhow much, and for how long, the deceased contributor has paid into the CPP
& W+ U; B7 k# }3 h. ^We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.4 _2 O. {7 ]5 q* d" i3 N& u, R' D
: @4 G, {: n7 J( T. l, O- {If you are age 65 or older' W8 V! J a& Z5 `
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.4 f; u5 [( \* l. q9 f$ I; z
7 g. |$ a) b' k" N7 zIf you are under age 65( s6 ~( ^* V" I) {( q0 V
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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