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Step 1 Do you qualify
" {2 e _! r0 ?To qualify for the survivor’s pension, you must:% Y* _" i+ n3 T+ ~' U
, e8 w3 o u. U+ @5 Y7 `5 b: Tbe legally married to a deceased CPP contributor
: {" o) X' B$ X9 O1 b9 G5 k2 B0 ybe the common-law partner of a deceased CPP contributor% w, g5 i6 X Q2 m/ N) X, H% O! }
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The amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65
7 u2 d" z4 d; v2 h; [/ e2 ~how much, and for how long, the deceased contributor has paid into the CPP2 L4 n# L1 ^# i I5 o- t7 D2 {
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.6 ~( n9 {1 c: M% n" i- k9 n. ?
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If you are age 65 or older0 g1 h1 [7 Q; m( F/ E; s
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.( B0 L y ?5 e& j7 H% S
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If you are under age 65/ @0 b& s$ g0 s @
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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