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Step 1 Do you qualify
; n& B4 s5 i1 a) ]8 p6 g. NTo qualify for the survivor’s pension, you must:
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e$ B9 W; H; N' M; sbe legally married to a deceased CPP contributor3 S8 g( O6 r5 S9 A
be the common-law partner of a deceased CPP contributor
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) w# B T: F+ t SThe amount you receive as a surviving spouse or common-law partner will depend on:) u( ~. y9 }5 t: q
% L1 _4 N4 a8 P3 C: y$ I: @whether you are younger or older than age 65( C8 v7 U. {* ]) H2 Z+ S1 I) b
how much, and for how long, the deceased contributor has paid into the CPP
7 |+ \: s9 M( A& J4 \We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.8 x6 m/ r" M; i: J J" h2 N* w: |( n
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If you are age 65 or older
1 L4 N0 u4 _- }* M" @4 b7 z! X, JYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.- x8 }5 j( z0 C+ R0 t8 Y
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If you are under age 65
+ o( s0 v& z$ p$ jYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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