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Step 1 Do you qualify
; c. `1 |, _- C) J6 sTo qualify for the survivor’s pension, you must:
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+ g9 s5 a4 x2 W4 B* Q- ^be legally married to a deceased CPP contributor
# v- D/ _2 V' A9 j ~) H" t6 nbe the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on: H! L- g' U! l# V! p6 R
" ~3 O! b. L) X e# R1 R, bwhether you are younger or older than age 65
- m/ H' x5 L$ |$ y/ mhow much, and for how long, the deceased contributor has paid into the CPP" k2 |# W7 n6 C) N3 ]/ b
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.6 W# ?5 ~/ { E5 `0 a) w9 r- R5 J
3 w* f3 w, @0 G nIf you are age 65 or older
{) t0 Y! a6 S6 bYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.$ R' Q( N2 z$ k5 n2 l9 p
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If you are under age 658 d' P; @4 w: y: U- G7 }, }
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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