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Step 1 Do you qualify! L- N0 c" a {) G: g/ r! q$ }. K
To qualify for the survivor’s pension, you must:
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4 {0 t+ O- {" e+ y Cbe legally married to a deceased CPP contributor8 G% W+ b: Y' p* [8 r
be the common-law partner of a deceased CPP contributor
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+ Q; ]( k1 e( R% E9 v- `The amount you receive as a surviving spouse or common-law partner will depend on:/ n! B( G- q" G! M( M
) b5 e* P$ \) C* _! g5 _whether you are younger or older than age 65
; e" y0 m5 e) H" d8 ahow much, and for how long, the deceased contributor has paid into the CPP U5 W7 ^3 O5 X; k
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older
! J: E6 j+ Z: }% g' \" ~* cYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.: S6 ~% f/ B6 B* Z/ S, u1 K
+ b* {6 p# }! j. W# }If you are under age 652 |, X, U: P/ Y% S: j' T5 T( K# [
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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