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Step 1 Do you qualify2 @ T0 p) b3 m: {* W
To qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor6 R+ _8 F4 |6 d) p
be the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:- N% A( Q& ?2 V/ e0 Q
: t) {. }1 @* l% Hwhether you are younger or older than age 65
, S. I: `$ a; f; c* hhow much, and for how long, the deceased contributor has paid into the CPP% A& O8 {/ Z7 _3 l
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older
6 a6 [* l0 w( mYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.6 S+ g- Y4 ]1 v4 N- R0 n
, T. K4 T$ O5 p9 ~1 p' V8 r$ hIf you are under age 65
7 G' M+ D# `7 j) C1 W4 ?# v7 ZYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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