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Step 1 Do you qualify
Q: T3 U- b. I/ G" m% D+ C" OTo qualify for the survivor’s pension, you must:; i3 g, B( F, k0 D" p5 D
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be legally married to a deceased CPP contributor
8 ^" `# Q3 x. B q: Sbe the common-law partner of a deceased CPP contributor
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' a ^. x4 m: {2 {# a! tThe amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65
- H: \# h0 X; I8 X1 Y8 Qhow much, and for how long, the deceased contributor has paid into the CPP6 r3 K ~8 a. C7 z+ }, w
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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2 X/ d- V0 R! jIf you are age 65 or older
8 f# n( B7 |- H4 E0 X" QYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 65
6 u5 E7 C) q1 Q( C0 z- ?: v% qYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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