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Step 1 Do you qualify
9 _# Z! {6 o2 t M3 HTo qualify for the survivor’s pension, you must:9 J: f7 N, c5 {9 \7 a
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be legally married to a deceased CPP contributor6 p) c& b/ s" b+ i& _
be the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:6 b$ F. @2 c" h& g
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whether you are younger or older than age 65) Q8 L3 u2 Z7 x! Q# C
how much, and for how long, the deceased contributor has paid into the CPP; N, w4 h& C+ k9 {! v" | E; n
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older
0 P3 \9 J( o# i, pYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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- F) J& N) O7 B, c, _6 YIf you are under age 65
& O: | @3 N' }You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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