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Step 1 Do you qualify' e0 Q0 m: z* N- A7 L
To qualify for the survivor’s pension, you must:" G; E# l* O4 o- c, [: C+ F: c+ F
: o& K& v# ?) L' Z5 e" gbe legally married to a deceased CPP contributor6 G$ R7 }7 j/ w. r/ ]$ o/ a
be the common-law partner of a deceased CPP contributor" H7 P: o* r. }+ `3 @4 [
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The amount you receive as a surviving spouse or common-law partner will depend on:
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* n& H/ B* S/ ~/ t( zwhether you are younger or older than age 65
5 J+ }/ \6 h* u9 J/ \( T9 \how much, and for how long, the deceased contributor has paid into the CPP+ b, P! |3 T' w% L6 I1 }5 d- r
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older* {; X# R/ b; o+ B% R+ U3 a: u2 ~
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits., z) @; |6 O9 Z9 ?0 r# V" M8 l% n
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If you are under age 65
5 F1 a* F8 R0 a! A: O( H4 S w- mYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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