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Step 1 Do you qualify
# x6 N* L+ F2 y+ B' \( z* V, J; oTo qualify for the survivor’s pension, you must:4 c- m# Z: }/ Y( J- o
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be legally married to a deceased CPP contributor7 @1 R( m0 e9 V1 {. s j/ |
be the common-law partner of a deceased CPP contributor
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0 a8 K' K; ]1 w+ k: @3 BThe amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65
3 ?$ ` j9 A" p$ F1 m8 s5 _how much, and for how long, the deceased contributor has paid into the CPP: ^+ x8 z# w) A2 t) Z, }+ d. L
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.' M) j8 w3 Z9 `" E2 V/ u# E
2 c% Y, e4 h7 s) u3 lIf you are age 65 or older( O- m/ h; u5 I1 y
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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9 i# G) Z, i8 I" i* D) U# L5 x }8 \If you are under age 656 I& U% A* U4 {% B5 L8 o+ z
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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