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Step 1 Do you qualify
, q" @, K* F& PTo qualify for the survivor’s pension, you must:$ t: f' e# h. S/ t- I$ @7 h0 {
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be legally married to a deceased CPP contributor
" D+ G+ F. Q6 ^* e: ]# A' Tbe the common-law partner of a deceased CPP contributor
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& ?/ o9 w' ]* f' D" w3 rThe amount you receive as a surviving spouse or common-law partner will depend on:
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3 P D4 M: v8 V. p( ]9 gwhether you are younger or older than age 65
0 _+ C' X O; K( K+ A3 d( M- a( jhow much, and for how long, the deceased contributor has paid into the CPP5 s. x- `/ y# _% J
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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8 N& G$ A6 U; dIf you are age 65 or older
7 r% @' v. j1 v2 k1 A2 i1 wYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.6 g* u Z7 l+ G1 V P
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If you are under age 65
) L+ B0 o: P, {* `/ X6 SYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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