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Step 1 Do you qualify2 d! E2 `2 V, V" J
To qualify for the survivor’s pension, you must:
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' r. q9 o5 M9 {- obe legally married to a deceased CPP contributor
) I* A% T7 [+ g2 `2 vbe the common-law partner of a deceased CPP contributor
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% c9 B9 {- q3 J5 P, Q/ _The amount you receive as a surviving spouse or common-law partner will depend on:4 L) Z/ s# p0 L
5 i9 b" L) u$ f! gwhether you are younger or older than age 65. B0 X' H! ~- k( E
how much, and for how long, the deceased contributor has paid into the CPP0 d7 C0 \1 |% Y- D
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older9 y4 z2 R# v2 s2 B( n% o1 c
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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) g3 j# o- W" Z+ s' ]/ iIf you are under age 65% i7 Y1 n# M1 Q: s
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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