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Step 1 Do you qualify+ C. c( n* }* P. X, S
To qualify for the survivor’s pension, you must:$ D' w: B& [2 ]: L
. s8 q4 i; S/ E4 a% Zbe legally married to a deceased CPP contributor
5 e3 E9 k% Y( Y2 x8 @0 Mbe the common-law partner of a deceased CPP contributor; B! S9 j1 i' L- ~& Z w9 U
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The amount you receive as a surviving spouse or common-law partner will depend on:( J9 E8 i5 f1 K* A/ F
( b0 i0 Q; P( w3 Ywhether you are younger or older than age 65
/ K# W5 B' }9 {1 w; L2 p" e# ?how much, and for how long, the deceased contributor has paid into the CPP6 t2 A) _% u+ S/ v8 E8 C+ j/ P
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.2 D: M% [, N! F; Y+ [8 j
( A/ S5 }( h5 R' J7 TIf you are age 65 or older
: c( Y; a$ r+ s! {1 wYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.' P: n) E, I7 @5 K( l' x
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If you are under age 656 W0 b: o8 U" w5 t
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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