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Step 1 Do you qualify0 _& C4 U4 D* [: s
To qualify for the survivor’s pension, you must:5 h" ]8 E0 G4 f. l- q2 W5 e$ i
1 j, ]/ d2 f0 x2 i }, hbe legally married to a deceased CPP contributor
' G4 l: }1 g. \6 l7 h. S4 p; C) H0 kbe the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:
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: R3 D. z$ q& N$ mwhether you are younger or older than age 65: L8 k- H2 w0 N9 E: P4 W& ?. w4 `$ g
how much, and for how long, the deceased contributor has paid into the CPP. P& E. [6 Q, r# t0 v
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.6 X6 Y/ y X- {5 ?% K2 l6 j8 p8 ?
! P% A( r' r" [" d6 f hIf you are age 65 or older) O( {5 z8 A+ L! a& H& e
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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% q7 O1 Z' m& f; R# h3 JIf you are under age 65
. j# T. I* G; W- W; PYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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