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Step 1 Do you qualify; h: r2 r3 ?0 K/ A
To qualify for the survivor’s pension, you must:5 Q8 l& {# h7 a; z& [, v: { m* ]
7 o% u7 p! j3 x a; |6 Ebe legally married to a deceased CPP contributor
7 a: F9 ]; ?4 d. v7 C' ?$ y. i3 Obe the common-law partner of a deceased CPP contributor8 S: E8 D2 U; A. z* R I* l4 Q/ z
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The amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65; u& D4 U8 s' g7 q. y
how much, and for how long, the deceased contributor has paid into the CPP+ B' G6 k6 C5 r* [; h
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.0 B" Q9 u" F% e: V+ e
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If you are age 65 or older- P6 ^. B3 K+ l" k9 W2 t2 }3 G( S! i9 P
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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& _, z: D1 z* r% {) D2 Y8 BIf you are under age 65* K+ v* Y) m* z. R. _
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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