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Step 1 Do you qualify
5 ?: L& C* M' ZTo qualify for the survivor’s pension, you must:# }8 d0 E0 P; C4 u* x. I- m- s! R
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be legally married to a deceased CPP contributor. {; W6 G1 [7 N q
be the common-law partner of a deceased CPP contributor8 @; E' w% h0 D) m
6 _: O/ Y2 d9 j/ G% e. XThe amount you receive as a surviving spouse or common-law partner will depend on:9 z `3 v9 q, G0 B; o, e
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whether you are younger or older than age 65
6 K8 ?7 H5 X/ E; t: R; }0 _how much, and for how long, the deceased contributor has paid into the CPP5 \7 l0 k" X: q0 {0 `# O
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death./ c9 U6 E0 q! P
0 X4 v) { U5 JIf you are age 65 or older, K; v9 R) |* J
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.1 _; H( W( I0 Z b, f1 u! V
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If you are under age 65) S0 X+ l" W8 c: Z4 N3 H, E0 |
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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