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Step 1 Do you qualify. w |1 _- p& W, U6 t! A
To qualify for the survivor’s pension, you must:
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) x0 U2 V4 m, k" O r! N: |+ cbe legally married to a deceased CPP contributor
8 x0 T( n1 J2 y, m8 A5 T, Kbe the common-law partner of a deceased CPP contributor0 F1 ?; d& M+ u! f: b7 i. m
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The amount you receive as a surviving spouse or common-law partner will depend on:
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/ J6 S) Q0 U0 Q6 Jwhether you are younger or older than age 65
( ^7 s0 ^- p" {: K4 y. n0 s% T+ Dhow much, and for how long, the deceased contributor has paid into the CPP# y, ~7 r5 [4 U6 K
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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- }* S/ F/ p* M9 @% g5 ?If you are age 65 or older
& q F% I5 d0 J& G2 f( NYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.) J4 G- _8 i. Y2 g0 ~, L* s
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If you are under age 65
" E& w2 b$ R: ], B3 b% ]7 [; t/ eYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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