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Step 1 Do you qualify1 d) N0 c5 Z% F. J
To qualify for the survivor’s pension, you must:% |: N* S* \' ?; f/ x% `. A
5 K' h6 L8 F$ o, s5 Y" ^5 C. A- Mbe legally married to a deceased CPP contributor
+ }, w. L j: fbe the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:% e8 Y' X, f6 ^- u
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whether you are younger or older than age 65
; ?3 y1 g- [; Y Q" J) m% S. }how much, and for how long, the deceased contributor has paid into the CPP# G% A2 j, X+ D2 K1 U! o
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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+ O+ \. P: V& b$ @4 S, s+ qIf you are age 65 or older( t' T& V, [& o$ C
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.$ z9 O; S, j0 {. e8 z
' v2 A+ ^* b3 B) V9 I, o4 Z, J: ?If you are under age 65
0 m# n- P3 h! T8 a6 rYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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