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Step 1 Do you qualify
& y. K( W1 B, L( e# p/ _3 ~To qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor
% ?- C, P4 A: Z$ gbe the common-law partner of a deceased CPP contributor. m! l, k* l# N }) D+ R+ P
- C+ p6 i& q" p7 u4 l6 o+ zThe amount you receive as a surviving spouse or common-law partner will depend on:2 F; y8 T( A: f8 ~8 w
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whether you are younger or older than age 65
8 m& i2 J5 X" m9 X) q _* l+ Thow much, and for how long, the deceased contributor has paid into the CPP2 D* X6 Y( U: R6 n4 U F
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.4 t! p3 \8 V# {' [# l$ G5 ^
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If you are age 65 or older% e- o4 |( o) _9 u
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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- a+ G9 w) ?- E i0 _If you are under age 65
. |( f$ |1 n! z$ k+ lYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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