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Step 1 Do you qualify, U6 g+ P( l6 a; D
To qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor4 H3 E) B+ ^# n" k
be the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65
* a( ^7 ?3 l1 ?" C4 K9 @, f' ghow much, and for how long, the deceased contributor has paid into the CPP$ v6 K4 V" p* o6 S* P9 X
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older7 S) L9 u Q3 K7 N
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.# W! g! Y. u# B, G, D' C' b+ P
0 |) m/ X) j- S+ N; [If you are under age 658 C# `7 m7 q/ {; c6 R
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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