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Step 1 Do you qualify* V7 X4 i& i; p1 l( U9 G+ e. F
To qualify for the survivor’s pension, you must:8 F. C# O/ T6 f( H4 F. H) s
# v- M: Y" @" ?1 {/ abe legally married to a deceased CPP contributor8 D- ?* l0 g8 F
be the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:
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3 S9 _1 K& M. |4 ^whether you are younger or older than age 65 ~( \' X, `, c8 [/ P* c" V
how much, and for how long, the deceased contributor has paid into the CPP
) ?4 {( L2 L7 N* A5 ^We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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; C9 q9 C. A, ^* t7 n1 X# xIf you are age 65 or older6 H% M9 G5 s) m+ Q8 A8 r' \- n- |
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.: `( B+ F5 Z$ D0 i i
7 K7 e, b5 `& c$ dIf you are under age 653 z& p+ o) y- X i6 K0 F( Q; F5 x
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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