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Step 1 Do you qualify, @# q5 l- T+ Y: N; E& |* @! E
To qualify for the survivor’s pension, you must:8 i- y6 B G" x- p# V+ m2 I0 I2 {
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be legally married to a deceased CPP contributor M0 @- T: ]. ?* }* o7 E
be the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:1 S0 S, i4 ~- z/ w! p
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whether you are younger or older than age 654 Z& s: X$ b/ D# o/ U& [% O$ M* j
how much, and for how long, the deceased contributor has paid into the CPP
/ d; }7 S9 _" U8 `We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death." Z7 C9 b9 ` o. R4 e9 D
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If you are age 65 or older$ V9 ?. {0 \# j. |' _4 m/ X
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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& W2 m; p1 Q$ T! \6 iIf you are under age 65
" q. C. r, l2 |2 Z, EYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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