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Step 1 Do you qualify
. V/ k' [+ i. J4 XTo qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor
8 J5 j% ?9 U# _2 W! f* t0 pbe the common-law partner of a deceased CPP contributor
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, X8 p+ p# w6 q$ C5 R x' }The amount you receive as a surviving spouse or common-law partner will depend on:; y" B1 J" n; l) |' J7 u% E! A# X
6 X' N, [0 i1 U* K5 c$ gwhether you are younger or older than age 65- C4 F5 B0 X- a, r
how much, and for how long, the deceased contributor has paid into the CPP3 h9 f5 P. F+ z1 {9 K
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older& m. f/ w. Q2 b, G* u) v
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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& @0 E+ p% H9 rIf you are under age 657 R5 X8 c x: P- h1 \1 d
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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