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Step 1 Do you qualify
" \2 |: j# f: i& S& M1 t- ]! [To qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor$ h5 q* D/ ?+ F1 Q4 w
be the common-law partner of a deceased CPP contributor* R x. [ |( M# W" H% }
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The amount you receive as a surviving spouse or common-law partner will depend on:
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% X; L/ p5 o, Lwhether you are younger or older than age 650 c: N f2 K' F
how much, and for how long, the deceased contributor has paid into the CPP6 ^' R2 u1 K* x( J( V% W4 W
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older
! P+ W: h/ U% Y/ s5 N, q/ U9 m8 OYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 65' I( n8 l: W' n2 S6 H3 G( H
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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