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Step 1 Do you qualify
% m. T4 j0 D5 S& rTo qualify for the survivor’s pension, you must:
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& i* u9 f5 w ?/ o5 [be legally married to a deceased CPP contributor
+ K4 f8 A# F2 I7 `( Ibe the common-law partner of a deceased CPP contributor' Q& `: O" ^( Q/ t' ]3 S; i
1 N; }4 ?1 v- x- uThe amount you receive as a surviving spouse or common-law partner will depend on:) D: Q* Z* v. Y1 N1 o
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whether you are younger or older than age 65, ^6 x/ I, \; ?* c. j4 s0 x3 H2 N
how much, and for how long, the deceased contributor has paid into the CPP$ W; |5 _0 ~# u! X( P' v) `: L
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.. J7 I& U& W& }% J" ]
! D" y b( r0 G& O& ?; yIf you are age 65 or older
5 s; ^8 c2 i- Q; OYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.; G) T( s$ X Q
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If you are under age 65
- F& P1 P) [6 eYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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