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Step 1 Do you qualify
5 E ^. U! c G$ yTo qualify for the survivor’s pension, you must:& ^6 a8 I( y2 f4 Y& ^* u* P2 p- ^
" ? D; ?3 W) z4 O) _ Mbe legally married to a deceased CPP contributor8 F9 C! r! P9 K( }" \$ v* b
be the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:) C* K; q: `7 l$ m, ]( ? W% r
- v1 r& ~- k- K, ewhether you are younger or older than age 65
8 a5 M6 C+ X2 g5 U1 r+ `3 h8 ihow much, and for how long, the deceased contributor has paid into the CPP2 s2 e0 j5 }5 | a. J
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death./ [' A# {+ }. J% |7 ]6 `7 @9 t
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If you are age 65 or older
# i- s0 U) z/ E: mYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits./ l0 e; Z& @0 \# A9 L, X% r% `# j
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If you are under age 65+ l- @- n% ]9 V9 h& t% m/ v
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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