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Step 1 Do you qualify
/ P) t) v4 c2 N. Q- zTo qualify for the survivor’s pension, you must:$ V6 Y5 Q! t5 ?# X7 l) [) b
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be legally married to a deceased CPP contributor
2 }2 w( {( K; obe the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:$ V- X% J# q( \0 h. [/ u! T& l
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whether you are younger or older than age 65/ ?4 z" o% A% o
how much, and for how long, the deceased contributor has paid into the CPP$ ^: z+ R3 w8 O. p1 y
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older
$ E; F6 ^$ O) C3 j- C' mYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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4 n6 ?: c2 p% m/ c8 cIf you are under age 65
6 j4 I& a7 |( s; uYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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