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Step 1 Do you qualify. R' s4 `) z: H/ w$ ?
To qualify for the survivor’s pension, you must:. b1 {: P3 w4 c( b
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be legally married to a deceased CPP contributor) {0 H, h& a$ X* m+ _9 ?7 ], Q5 a
be the common-law partner of a deceased CPP contributor( t0 i, B4 M6 W9 `" g. Y" _6 F) f3 } s
% I) M+ q, Q, ^ Y1 J+ X% D0 SThe amount you receive as a surviving spouse or common-law partner will depend on:
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7 M- _. D7 _7 awhether you are younger or older than age 65
* q3 P4 W" F0 b- g8 \1 C8 ^how much, and for how long, the deceased contributor has paid into the CPP. X3 d+ |2 G6 c3 j- J4 J2 c
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older
: G3 M6 z7 n2 j' C( ~7 q5 LYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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2 U: g! I5 J/ x+ oIf you are under age 65# B- z S9 W2 W( x7 ]% F4 C" C
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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