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Step 1 Do you qualify% t! X, P$ l( d
To qualify for the survivor’s pension, you must:
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2 C8 Z$ r! u5 w) q9 ube legally married to a deceased CPP contributor
4 z' P4 f2 B5 I: jbe the common-law partner of a deceased CPP contributor
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! e( x' d0 E* k: u' i' l" lThe amount you receive as a surviving spouse or common-law partner will depend on:* D& {8 K/ f/ m5 q( F5 b1 i
" ? W: M( D. g& W# }whether you are younger or older than age 655 x' h8 v8 Q3 k
how much, and for how long, the deceased contributor has paid into the CPP/ ]& p5 _. n! {1 k# C
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older% ^- l$ a' d0 P, t
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.( F' [; @" b3 T1 H- P2 L0 v
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If you are under age 65
: H% f5 ]" N& A% H% L- T3 @You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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