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Step 1 Do you qualify: o1 @. ?( v; m6 `; `' @$ v! X8 w; x
To qualify for the survivor’s pension, you must:4 w3 m6 Q1 q ^# d
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be legally married to a deceased CPP contributor
5 S& L; |1 W0 X" b0 D" _7 e ?be the common-law partner of a deceased CPP contributor1 o$ E$ y4 m4 |- r, t) ]8 O7 [# O9 q
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The amount you receive as a surviving spouse or common-law partner will depend on:: `) U3 x! v9 T$ }1 c$ Q" |/ @
8 W: Q. y$ h3 l+ Y Q& P; z" zwhether you are younger or older than age 65
. H- {3 B% I# J3 e/ G5 mhow much, and for how long, the deceased contributor has paid into the CPP0 E) \; M0 N: l( [
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older
# D+ E0 g- E+ i2 u* ^You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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2 t+ D6 s' ]% o8 G4 j7 ^If you are under age 65
+ @6 ?) Q P" g4 V' aYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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