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Step 1 Do you qualify% R" \- V9 ]3 {6 M
To qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor% ^8 G @3 e B! Z7 E
be the common-law partner of a deceased CPP contributor
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+ b% ]6 i! T+ W' B! YThe amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65; k2 s0 ?: Q( p8 z& k- A
how much, and for how long, the deceased contributor has paid into the CPP! R3 [, ?4 `- Z3 ]
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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: G' H& ?8 Q z/ }If you are age 65 or older( h/ G. Q1 E9 \+ Z6 c9 s1 `
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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: y" d/ b" j% G3 u/ b+ o% SIf you are under age 65
# v Q. r! P! K: l0 a$ `You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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