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Step 1 Do you qualify: T* ?3 Y4 j' c! ^& X2 m1 \
To qualify for the survivor’s pension, you must:/ Y$ C0 V' o" \6 Z8 V6 Y4 Q2 Q0 v% O
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be legally married to a deceased CPP contributor% H2 E, ^# z8 [; ` p2 M
be the common-law partner of a deceased CPP contributor7 r& }4 ~5 h$ |; k5 U* o5 G8 A5 O5 {
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The amount you receive as a surviving spouse or common-law partner will depend on:. O; U9 c- y' K# V" n5 _
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whether you are younger or older than age 65
$ a* t; y/ U# _; Ehow much, and for how long, the deceased contributor has paid into the CPP1 U$ r$ K% x1 E, }( O
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.* u9 |$ S. T& Z5 M7 n
) X* I- T( y+ t bIf you are age 65 or older
+ I y" a6 O" M3 KYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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5 ^# a: p! S+ `! T% d& ^: M& J# cIf you are under age 65
. Y( u& {2 [/ p9 jYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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