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Step 1 Do you qualify
. u! |% P9 P8 K6 M7 {: [To qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor. n# ]& {0 G2 L) v2 I
be the common-law partner of a deceased CPP contributor7 M! m2 f) |: y
* E) M/ E y+ K3 Y6 YThe amount you receive as a surviving spouse or common-law partner will depend on:
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6 q# v: F0 o: t7 t/ rwhether you are younger or older than age 65
; C- C( W# @3 W: w: @- \& Ahow much, and for how long, the deceased contributor has paid into the CPP9 _9 ^0 p U1 {/ B4 d! F; E
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older
; P3 g8 F: v9 B# c. q' sYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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% \, l7 n) B* n. y( X2 b; \If you are under age 650 z& b2 I; o8 u8 t, D9 [( A
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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