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Step 1 Do you qualify
+ [& ?1 K2 c8 z; o9 U* x/ bTo qualify for the survivor’s pension, you must:
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M& D8 j9 j- O3 _# ybe legally married to a deceased CPP contributor
" |# Z* ?0 B+ ?- V$ a& ?6 k+ sbe the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:
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: G/ o1 [; F# W) F5 L4 [5 P+ Rwhether you are younger or older than age 65
4 ^; H6 |$ M* G0 I7 W3 P; e4 D% Whow much, and for how long, the deceased contributor has paid into the CPP& m, G. V9 ^! y1 X, j C; |
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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8 [& y" K8 ^: Y! ~; l3 P9 _If you are age 65 or older4 E8 W# D! I6 n C
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.0 P. S7 E7 e0 ~. d
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If you are under age 65
7 a. q; m I4 P2 m9 h) }$ E4 D% MYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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