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Step 1 Do you qualify
5 j4 T# w1 N. pTo qualify for the survivor’s pension, you must:
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- G L, t/ l1 \7 ?9 {be legally married to a deceased CPP contributor
, N0 T {: k/ S7 m+ mbe the common-law partner of a deceased CPP contributor
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) T' t- h( P2 @! p. Y& w. HThe amount you receive as a surviving spouse or common-law partner will depend on:/ [* M- m8 Q/ S' i
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whether you are younger or older than age 65
' q1 `1 J) Z& D3 Bhow much, and for how long, the deceased contributor has paid into the CPP+ s& Z- P/ K- \2 c \6 W; ?' O6 S
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.3 `7 g& I: l7 e+ ~( Z8 [) K
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If you are age 65 or older
* V- D/ s: x* N0 u7 `6 ]% NYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.1 A: w* D3 p5 I* w. q k
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If you are under age 65
( D( u9 U, j1 c* d' f8 JYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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