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Step 1 Do you qualify
% ^: k+ P' a$ PTo qualify for the survivor’s pension, you must:. T3 e9 `# m, n9 s( s
* V3 y5 a7 Y6 W% l6 w5 vbe legally married to a deceased CPP contributor
: ?, ], z' ^ ^* e7 `- ^be the common-law partner of a deceased CPP contributor! j, h+ x7 u, I1 O
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The amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65! t' z3 n. Q) ?' o
how much, and for how long, the deceased contributor has paid into the CPP0 s, d8 ~- M7 {! S( O) e" u
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older9 _$ K4 h" m3 Y* s' e# f; ^
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.2 d$ T: M3 I" z& ]2 P
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If you are under age 651 e4 x, p; \; X; F3 u ^
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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