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Step 1 Do you qualify$ e( _6 _' J f+ s: z
To qualify for the survivor’s pension, you must:
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H3 Z7 p7 h/ W9 v8 T! D' R6 ], Sbe legally married to a deceased CPP contributor
" d8 P) @& [$ a6 q' f3 l9 ibe the common-law partner of a deceased CPP contributor2 @5 O9 a5 U7 L* v
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The amount you receive as a surviving spouse or common-law partner will depend on:4 e y/ O; [$ I% C4 Y# ^
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whether you are younger or older than age 65) M& c$ ]- h' f5 }2 b
how much, and for how long, the deceased contributor has paid into the CPP* [8 K" [5 Z5 w* g, O
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.0 w8 B" ^7 H$ L$ k
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If you are age 65 or older
$ |, ~# f6 ~$ x& s5 {% b% xYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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* D* Y( G6 c8 T* S2 B# x/ Y1 H; AIf you are under age 65( M1 }& q" m0 n$ h& o! r( J7 ?8 O
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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