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Step 1 Do you qualify$ w, O* r1 g1 u7 u
To qualify for the survivor’s pension, you must:* j" q& \2 Z' x/ k/ d! y; k
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be legally married to a deceased CPP contributor
6 a; _. |9 U4 B, i, D, t: cbe the common-law partner of a deceased CPP contributor; `, m6 ^$ N6 Y) h2 E
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The amount you receive as a surviving spouse or common-law partner will depend on:3 F* H8 i) R* U: g1 q( r
; D* }+ W2 l. A% }/ Uwhether you are younger or older than age 656 F* P5 r! V: F7 f; R/ v# j. S# ?
how much, and for how long, the deceased contributor has paid into the CPP5 a; A4 a& ]/ a9 C6 g
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.+ |+ u# Z$ C2 [2 z
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If you are age 65 or older4 O# g. C% P4 u/ q. s! K
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.& t% ]# }% e4 R
1 O% g. N& A% k; ]; h3 C1 T' M" qIf you are under age 65; F( O$ s/ X) j& Q) X
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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