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Step 1 Do you qualify
% {. z% Y) W5 F: X+ o# i6 ATo qualify for the survivor’s pension, you must:4 C& l, @0 A C3 s9 `$ R& d" j
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be legally married to a deceased CPP contributor! L) V9 V9 Z( h+ N! c( ?# E
be the common-law partner of a deceased CPP contributor9 B6 G: k, b0 r* f
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The amount you receive as a surviving spouse or common-law partner will depend on:. s3 x6 L/ z9 p: r4 d5 I* u) p h
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whether you are younger or older than age 65" ?9 t, G' i: }/ b
how much, and for how long, the deceased contributor has paid into the CPP: r. ]$ v/ D/ h0 P4 C4 ~5 ^
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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- {0 Q4 f% K; F3 l- S$ _( C* fIf you are age 65 or older
' T, f# Z6 Y) l) J3 F8 @7 U8 m- G1 WYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 65: ]+ }. S m# V" |" n5 |2 \
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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