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Step 1 Do you qualify
# P7 i: F# [ D" FTo qualify for the survivor’s pension, you must:: r& ]! T" B0 @( W, ^; g2 O
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be legally married to a deceased CPP contributor
/ W& x. h" d+ V2 n1 c$ N$ v4 lbe the common-law partner of a deceased CPP contributor+ I9 e7 M$ x! m: q
7 k( H( ]+ @7 g$ jThe amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65( O* F! t+ r+ o6 H5 {2 X
how much, and for how long, the deceased contributor has paid into the CPP2 V4 G3 I$ E [, B
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.- {' e% x$ L. D9 R. [: i
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If you are age 65 or older
. ~4 @8 O6 p: S/ U% xYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.4 A7 _8 O1 b" Y
! v# e" B5 j _9 vIf you are under age 65
5 N T: A9 [; V* xYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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