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Step 1 Do you qualify
7 H7 U9 ^) M& A! B" q, t* ~To qualify for the survivor’s pension, you must:" M4 N2 ?1 u/ ~, A& F& \" Z/ T
. U! m" J# X7 }# n. kbe legally married to a deceased CPP contributor& F3 q5 h1 o; }1 P* ~, b; x
be the common-law partner of a deceased CPP contributor
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" r! v) R1 O! m0 W) ?4 aThe amount you receive as a surviving spouse or common-law partner will depend on:
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$ }% q. {% b4 O7 Qwhether you are younger or older than age 654 t5 [: L }# _+ V0 u* n9 N
how much, and for how long, the deceased contributor has paid into the CPP$ G& g7 w' S3 A
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.- h9 |9 L5 R& V6 W1 @, d1 `, x) P
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If you are age 65 or older
% e' _3 \4 I5 i1 E, q* O2 W$ ]You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.$ t. g5 A; n b2 h5 q9 w
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If you are under age 65. y" P0 a5 c! F
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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