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Step 1 Do you qualify5 S" c4 e& }) l0 d$ T) @; e; x+ m
To qualify for the survivor’s pension, you must:9 V* y- } o5 M4 n* I
; R* r- A. b' j, _! z9 q$ o6 w& ^be legally married to a deceased CPP contributor0 H# h. o1 @, x+ P2 _# n, G
be the common-law partner of a deceased CPP contributor9 T2 i- r0 H$ J8 Z2 k
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The amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65/ i+ ]1 j1 R9 n) c
how much, and for how long, the deceased contributor has paid into the CPP/ j, E! y0 Z6 Y. j
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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0 m5 B& {5 a/ M( V% p* _4 h7 VIf you are age 65 or older. f9 ~7 E% w3 E- z# u
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.3 [9 w0 G6 N9 s2 `
. U3 W9 `9 u" \, ]8 n xIf you are under age 65
; ?6 d& y2 Y) O8 G# I; o. P4 RYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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