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Step 1 Do you qualify+ f# E3 p( ]6 f# B
To qualify for the survivor’s pension, you must:' P" q Y2 v, m6 k
j# N2 \, d& Q+ ?1 ?& T8 Qbe legally married to a deceased CPP contributor
D6 K! V. N3 Y: H5 @+ ^7 H6 H% H; zbe the common-law partner of a deceased CPP contributor/ b1 P0 ?4 k6 Z
# v) N/ [9 t W: GThe amount you receive as a surviving spouse or common-law partner will depend on:
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6 _& T J3 }$ s5 A- }2 L) xwhether you are younger or older than age 65
; p( n: ]! ~% ?3 G# \+ Zhow much, and for how long, the deceased contributor has paid into the CPP* @! E4 o6 V N* Z& _2 U3 J
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.0 A/ ]0 M6 m& A! s$ B' z* E
! N7 N' g9 Y$ g/ Q; vIf you are age 65 or older
" `9 k2 n/ T4 n$ U/ V* `2 t$ c5 nYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.5 p% j/ K' X0 `
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If you are under age 65
% [( D9 W7 u5 ^! `You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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