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Step 1 Do you qualify! {" @8 n3 E7 }1 y3 i r! \8 U
To qualify for the survivor’s pension, you must:+ X( y! l( P p( g# p$ \0 E# I
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be legally married to a deceased CPP contributor# n% n9 J/ W6 m1 I' s
be the common-law partner of a deceased CPP contributor
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% l9 W% u5 K6 m$ V* a- {The amount you receive as a surviving spouse or common-law partner will depend on:, J7 w) M9 m7 l% X% M/ _4 S3 a
$ d+ m) Z" s5 H! q5 r$ q- lwhether you are younger or older than age 65& G4 x6 a0 U4 b
how much, and for how long, the deceased contributor has paid into the CPP0 N# `/ P% y5 c
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death. |5 L0 @+ N# w% m/ D
+ i/ K I% ]: r5 H3 k' q6 [If you are age 65 or older
2 Y5 z% T8 B' aYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.) o3 i# \$ t: L" }5 e
% n* s, o% V; B6 K! O5 tIf you are under age 659 x( D# c v' _; X2 O
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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