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Step 1 Do you qualify3 U: s% n) ?* A* M3 c# g% \
To qualify for the survivor’s pension, you must:) d7 v% [6 g/ B" C
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be legally married to a deceased CPP contributor W& ^# [& S1 Y, S& m$ q# v! @
be the common-law partner of a deceased CPP contributor
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' z; Z/ ]& b) J% L, VThe amount you receive as a surviving spouse or common-law partner will depend on:
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% c; e4 _/ \/ _: U: v$ Swhether you are younger or older than age 65
; G8 O+ r: f( E% V6 y0 { t1 A2 p1 _how much, and for how long, the deceased contributor has paid into the CPP: {8 ?3 s5 t( F$ O$ v2 v; D0 r4 E' e
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.: C3 f- G6 B: z
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If you are age 65 or older
( d9 N+ ^3 I2 D ?You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.% F+ y4 x+ [2 c' L( l3 c7 @
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If you are under age 655 s7 I5 K7 y3 Y$ P+ X5 l+ z
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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