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Step 1 Do you qualify% e' W$ O7 g y+ {( |: |
To qualify for the survivor’s pension, you must:: F2 G7 I2 }- H. _ ?$ X
4 y, i, G* s+ r9 E" Z, S* Bbe legally married to a deceased CPP contributor' }4 z8 s" n4 V! E
be the common-law partner of a deceased CPP contributor9 d) ~$ T0 v5 n! ]
) x+ o. \" C @# X7 lThe amount you receive as a surviving spouse or common-law partner will depend on:
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1 G) C: M r( u, H+ dwhether you are younger or older than age 65
6 o" e* S& ^. x: G' O4 T& ~+ Khow much, and for how long, the deceased contributor has paid into the CPP& g0 ~9 m# k1 A
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.3 Z/ {; S5 \4 B% d( N3 Y
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If you are age 65 or older
7 j9 _9 Y; W" wYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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! c% a1 K1 ~5 w& zIf you are under age 65' p6 P/ e/ Y" x" w3 g7 l1 @
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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