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Step 1 Do you qualify
" [. u5 \* s5 N1 n& g5 m: iTo qualify for the survivor’s pension, you must:& M0 A5 ^9 S( s' Y4 F
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be legally married to a deceased CPP contributor# S" [; ]0 o" C8 m$ g7 J& U( X: j/ U
be the common-law partner of a deceased CPP contributor& k9 r; P& V$ G% ?
0 V+ i/ Z3 A& h' IThe amount you receive as a surviving spouse or common-law partner will depend on:# x* f. k* q! v' I, h
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whether you are younger or older than age 658 e9 d( S b2 p
how much, and for how long, the deceased contributor has paid into the CPP0 N$ m) V. {8 D/ M
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death." p1 u% A4 B6 a6 j, T2 y2 v7 T
8 l1 U* H& e4 J- H, `If you are age 65 or older0 M+ A+ ]. k. D$ ^3 Z; r
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.5 R. z. q0 h2 C; w
) A1 g t% W z' ^% l. O0 MIf you are under age 65
) d! S' _" X7 T) l* p }: t& jYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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