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Step 1 Do you qualify
2 z: _! Q2 \0 m2 I: Z1 N0 gTo qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor! C& J, B: _4 @% B* `- _) Q( P
be the common-law partner of a deceased CPP contributor
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$ t7 H% T4 x# v' _3 L# eThe amount you receive as a surviving spouse or common-law partner will depend on:. i1 y( W+ S# X0 O6 q' _! }" O
+ Z( G: k0 f/ J2 k5 Y0 bwhether you are younger or older than age 65
% w9 W$ @- R/ ?how much, and for how long, the deceased contributor has paid into the CPP, [; F" F: x" t) z o. @
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.5 B9 _& Z5 d( w" y' o# x9 C6 M! ^
) c& N$ J) h- x dIf you are age 65 or older* z( G2 C; b' g* \9 ~- h
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 65) g6 t) B1 {- M# ?* a
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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