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Step 1 Do you qualify
+ f- K& v. Y) Z1 \! r! ?9 i$ g b5 MTo qualify for the survivor’s pension, you must:. r, h4 t8 J5 B+ L0 C0 j/ w* G
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be legally married to a deceased CPP contributor, g! t/ f. ]: ~
be the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on: r5 `" k$ n3 K- r
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whether you are younger or older than age 65
" C$ Y) C2 J+ j* Phow much, and for how long, the deceased contributor has paid into the CPP, v2 }7 m5 n/ [
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older! ?' b8 W/ L) x+ \* F
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.7 S9 a8 O2 J& C8 x
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If you are under age 65
( {) @& u0 _& q1 L9 N1 Z8 iYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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