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Step 1 Do you qualify
* j( A5 v0 h& }' R) x3 GTo qualify for the survivor’s pension, you must:1 H D: G$ }0 b# o& Q0 b+ P) B
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be legally married to a deceased CPP contributor9 v3 ]3 {4 o/ x
be the common-law partner of a deceased CPP contributor
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% ]4 S6 P; H6 ^* M7 j' `The amount you receive as a surviving spouse or common-law partner will depend on:
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1 l4 w0 W' w8 {' w/ g- `) jwhether you are younger or older than age 65" I2 A% M8 O! A& v
how much, and for how long, the deceased contributor has paid into the CPP. X/ G8 |9 L; {- K- X* S2 S. g
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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; C6 U7 g$ J* ?0 h8 uIf you are age 65 or older. E; ?- p+ h+ `. \
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 656 j3 _5 o; m$ ]( Y
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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