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Step 1 Do you qualify
4 v! D% n" v) ^, G8 _7 o8 L; m- wTo qualify for the survivor’s pension, you must:# ~# ^; x3 m8 t2 L2 P
& A' V$ y5 v/ n# M Qbe legally married to a deceased CPP contributor
7 m& O! \' p2 I* ybe the common-law partner of a deceased CPP contributor; N7 D0 Y( f: N1 a/ w6 c8 K0 d0 g
R- h, E. o3 C7 mThe amount you receive as a surviving spouse or common-law partner will depend on:
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% O3 `0 ? y( v, F) Mwhether you are younger or older than age 65
" f% ^- H" t& ?8 c+ a( whow much, and for how long, the deceased contributor has paid into the CPP9 u# l- g. X' ]( U {+ r" ]( O5 B
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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[- z- {8 ]& ]" p+ T+ F. E# qIf you are age 65 or older
f* I- `6 W9 ~% V* @6 bYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 65
$ d" O. p n8 W) R7 w( e$ M- c @You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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