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Step 1 Do you qualify
. v ?1 \3 _( iTo qualify for the survivor’s pension, you must:) O; L s2 a& g
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be legally married to a deceased CPP contributor
# G/ S7 x) g8 `2 dbe the common-law partner of a deceased CPP contributor
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@9 I' V# \1 b: e0 }/ EThe amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65
8 P4 I- ^ h/ U& M# n0 K* Rhow much, and for how long, the deceased contributor has paid into the CPP* X- F' W' i6 o
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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* K; _' r" G6 z" \If you are age 65 or older
( B( u5 I; S9 [% u2 k# LYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.9 U; _9 S7 K# i; v0 A
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If you are under age 65: C' y' x+ h2 F: |4 p* D5 W
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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