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Step 1 Do you qualify
7 q) I5 a: C- e3 r) }% STo qualify for the survivor’s pension, you must:4 q& m0 V( F0 n% W7 H& E! P
7 ?- t9 j/ W7 f; B7 H8 fbe legally married to a deceased CPP contributor
: |8 x" K6 \: s- _be the common-law partner of a deceased CPP contributor
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3 L4 [/ Q5 V4 [, \# ^The amount you receive as a surviving spouse or common-law partner will depend on:1 Z4 m( s& T* W6 _: B m! ?
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whether you are younger or older than age 65
4 L- B% p" W2 x; x* M$ ~! R( qhow much, and for how long, the deceased contributor has paid into the CPP* f5 W# Q7 c& ^7 z1 z
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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& E- H6 M% k; p) q# C& o* [If you are age 65 or older
" u, j# |& |6 PYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits." x5 c o, ^) c9 A# T$ G
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If you are under age 65" z/ a T7 S7 d z# G
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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