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Step 1 Do you qualify
9 ?/ n3 J0 E; LTo qualify for the survivor’s pension, you must:, O, g: g* D1 h0 i" ^' Q& ?6 n
( ~- @" y H+ J2 t* ebe legally married to a deceased CPP contributor
+ Q5 T, _/ I& ]" |% ]( tbe the common-law partner of a deceased CPP contributor8 y* r, n( z/ [9 r+ z- l; Z
0 i6 U; Q! _! H/ P) WThe amount you receive as a surviving spouse or common-law partner will depend on:
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+ K- r6 Y# K0 ?+ |" x( Zwhether you are younger or older than age 65; p3 Z6 m, ^# |% j; I
how much, and for how long, the deceased contributor has paid into the CPP/ x& {8 B `! B: W# L
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death." ?1 Z+ G( f7 S, V
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If you are age 65 or older
0 K6 L. L( Y- A$ Q) b6 }5 OYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.. i9 ?1 K N5 c* p- S# R8 b* ^
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If you are under age 65/ W9 i. h4 {: Z2 h/ B
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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