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Step 1 Do you qualify
H+ s( r2 ?$ M9 Y) V& UTo qualify for the survivor’s pension, you must:
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1 O a5 b0 f$ p. v* @: n+ fbe legally married to a deceased CPP contributor
+ [, ]. L, V% L0 E" Y e. w6 gbe the common-law partner of a deceased CPP contributor' _- o* t4 R' E# K& u. P) |7 G5 G. P
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The amount you receive as a surviving spouse or common-law partner will depend on:5 j0 k4 U5 N$ g! @1 g1 K6 ^6 s2 t4 z
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whether you are younger or older than age 65! w0 u( @) h. w, ^7 g2 B
how much, and for how long, the deceased contributor has paid into the CPP
& ~, w2 ]* r% }$ X" d- AWe first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.! E# Y; d5 O" m4 c4 G
) C6 f/ e. C% ?4 D1 j2 D5 H) YIf you are age 65 or older
; V6 s6 B, R1 G0 j7 a3 }9 J/ t- cYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 65
x; l3 S1 d8 n1 \& HYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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