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Step 1 Do you qualify
9 {" w% b' J" j) @3 x) E bTo qualify for the survivor’s pension, you must:
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8 X9 W$ ]# O6 O+ N) N1 ^# Mbe legally married to a deceased CPP contributor, \4 g; y0 F7 [
be the common-law partner of a deceased CPP contributor
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/ I" S( ^7 q0 MThe amount you receive as a surviving spouse or common-law partner will depend on:
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, g# \3 u5 n! @. a3 b7 gwhether you are younger or older than age 651 H' H! b3 q5 O* I
how much, and for how long, the deceased contributor has paid into the CPP# K( E! U/ t' b, f' P! A' y
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death., ]" z) L; _2 s" |* T3 s- M7 A4 d
# b8 e J- K/ X/ X" CIf you are age 65 or older
% Q3 E6 k2 t* m' U# zYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.) `5 l3 T1 e* F
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If you are under age 652 c4 ?$ `; D' m, M
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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