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Step 1 Do you qualify
9 n$ x9 n5 l1 D0 eTo qualify for the survivor’s pension, you must:( }3 `9 F/ B% A: D5 Z1 @
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be legally married to a deceased CPP contributor
5 N, a' ]' {5 ~be the common-law partner of a deceased CPP contributor- [3 M( j1 I/ o) R4 I4 G% {
" P' N* {; W: V N* a" D9 u% AThe amount you receive as a surviving spouse or common-law partner will depend on:% g6 ?6 m7 I: e7 ]! [9 i
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whether you are younger or older than age 65& T" D" _, f: _8 r: U
how much, and for how long, the deceased contributor has paid into the CPP7 f2 _0 e# t6 @; n+ ~
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.) P$ P# \" C& P7 i6 d7 I3 l
7 F7 W: a! v6 Q6 I; XIf you are age 65 or older
, _% K2 M' _1 W \# ~You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 657 O& O# n/ V. s3 v7 W9 |
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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