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Step 1 Do you qualify
2 u3 W; M6 X+ M4 ]To qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor! I4 p) k+ ~, c. _. k9 e+ }
be the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:% S7 C) n* q) @: ^7 u
: u" b* r+ _. [6 c2 [6 Cwhether you are younger or older than age 65) B/ [% Z, t; i8 t/ d
how much, and for how long, the deceased contributor has paid into the CPP% b4 l1 k8 U; O4 }
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older3 {& k& E6 w3 ~4 s( Q' q# S& r
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.( F6 n+ I( N5 N0 n% n- r F
8 \, w/ a0 c0 e* |/ H- tIf you are under age 65 f7 G" Y* L% g/ @/ K
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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