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Step 1 Do you qualify
8 \* V; o% _4 x( ^" LTo qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor
3 a! h$ ]' ?% s2 ~8 N: Ibe the common-law partner of a deceased CPP contributor
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c* c, P# ]$ y* cThe amount you receive as a surviving spouse or common-law partner will depend on:7 g3 a) k' o6 c0 q, \
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whether you are younger or older than age 65) Y+ x+ d# J4 ?( `! w- \; t- Y
how much, and for how long, the deceased contributor has paid into the CPP
# n* J, t+ M } \/ {We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.% k6 x |: O' E6 R4 y1 I
& \* u; T5 p% T8 l* ZIf you are age 65 or older
/ w; S6 j/ u4 F+ TYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 65
x1 Q2 L4 ~4 h1 o7 yYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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