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Step 1 Do you qualify @, d2 p4 R2 `
To qualify for the survivor’s pension, you must:9 w2 k* f S% f* g! N
( X: H, s- a; `( Z+ x$ n" nbe legally married to a deceased CPP contributor
( f1 G. H6 D9 K; G- k8 m! Abe the common-law partner of a deceased CPP contributor. N. B. I% o% Y( e8 g
5 I6 l: b9 h# b+ ?; yThe amount you receive as a surviving spouse or common-law partner will depend on:# S6 D" D, `' P4 ` \) U6 G9 l
3 ^" {' X4 z( z7 pwhether you are younger or older than age 65
1 x* k3 F1 E6 ~2 ?3 ~how much, and for how long, the deceased contributor has paid into the CPP9 p( M& f0 }3 m" j4 O" X
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.$ A( ?: X; n9 X4 ` W. ^' v
# ~# N* W& |0 D4 D: K$ ~6 E+ N. g& XIf you are age 65 or older
: a: e3 K e2 o7 t$ D2 {You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.: e& s/ w$ F/ @2 u) b
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If you are under age 65' r. }& v: u b1 ?4 i [0 ~; j
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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