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Step 1 Do you qualify
5 B" m) q& h) b( R0 s1 C! vTo qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor
9 J+ W; Z6 x8 z: E- o0 Fbe the common-law partner of a deceased CPP contributor
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7 N/ b/ H5 k2 V& G& k) j( r' N2 sThe amount you receive as a surviving spouse or common-law partner will depend on:
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2 }0 i7 ~- V" Q; d: r; Rwhether you are younger or older than age 65
7 j9 E, x' d! N! Qhow much, and for how long, the deceased contributor has paid into the CPP. l: e# C1 m3 u9 G- i/ T
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.# @; K/ K5 [, j2 x0 h, _7 o/ k
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If you are age 65 or older
5 n; G1 J7 O% J C6 VYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.) [7 x6 P5 B$ b1 H! a
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If you are under age 653 F t( V: X4 T. h; {. R0 V
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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