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Step 1 Do you qualify
# F! l; z( `, b/ [+ `To qualify for the survivor’s pension, you must:
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1 e7 |0 t, O1 T$ w' J1 D& c, hbe legally married to a deceased CPP contributor
- b* z, C5 J- a9 Z) obe the common-law partner of a deceased CPP contributor
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* J( \9 |) K) C0 KThe amount you receive as a surviving spouse or common-law partner will depend on:# V( Q4 [9 a# u) B8 P' M1 J$ D5 Z
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whether you are younger or older than age 65
& T3 P1 Y1 L- V5 C# vhow much, and for how long, the deceased contributor has paid into the CPP
7 O' b( l) m; }" n. E. Y* T' {We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.% R z0 A3 [- q( ^1 B/ V# {2 E# y
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If you are age 65 or older) s) G1 \3 r' ]8 J5 ~+ J4 s9 [. f
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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* h6 K' y9 u( t2 q, \If you are under age 65
. y$ l5 m9 o$ m. v/ sYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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