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Step 1 Do you qualify
+ N. _( z% l7 x/ _6 DTo qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor W+ M% x6 t. F9 a
be the common-law partner of a deceased CPP contributor: z5 h0 ~7 C$ x! _7 R( z) n
0 a) u. L) V7 u' l7 Y- s% }The amount you receive as a surviving spouse or common-law partner will depend on:+ E, h2 I# P m: U
3 f Y% H+ S# O+ Z: r" nwhether you are younger or older than age 650 F Z# x; \: D; z1 {8 I( V9 @
how much, and for how long, the deceased contributor has paid into the CPP* c- f" Q* s6 s$ K& a1 T" w
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.6 x* \: {) J+ A& \8 D2 ~
1 v) l& p7 g+ `% f+ pIf you are age 65 or older
4 F% z8 q! u' D* j& P' Z/ h: NYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.. M0 V# ]) q) i; C, W/ y
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If you are under age 65
$ J; \, O8 ]3 }7 E3 N2 pYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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