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Step 1 Do you qualify
& \7 E* x! j3 r2 @0 qTo qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor& M9 E* B! w7 P) m; @; h/ q! P
be the common-law partner of a deceased CPP contributor
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0 U2 i Z1 l, F; w1 ^0 cThe amount you receive as a surviving spouse or common-law partner will depend on:# F- i% Z! b0 y, i q: Q1 J9 i
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whether you are younger or older than age 659 m7 L3 P' n3 h8 y
how much, and for how long, the deceased contributor has paid into the CPP2 M* j8 `5 v/ u; N. o% N
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.2 `* V E# a9 ?# Y
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If you are age 65 or older" S" w8 f0 X$ @
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.# f: P3 ^1 E! I1 U) y
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If you are under age 65
/ @- q; O0 [ C, S: x7 tYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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