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Step 1 Do you qualify: V5 W$ Z' e- _- r$ O7 r' j8 |
To qualify for the survivor’s pension, you must:5 _8 d6 Y9 y# v9 H2 N* s8 P r% O* m
; x" C& ^2 u8 H5 |be legally married to a deceased CPP contributor
+ z, g* {$ t* l5 mbe the common-law partner of a deceased CPP contributor
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1 x4 `% T: G3 [! L9 i6 OThe amount you receive as a surviving spouse or common-law partner will depend on:8 Q' D, E& \3 t2 m' J
) W3 X/ i/ \7 D+ l! z7 l8 Rwhether you are younger or older than age 65' ?) O* x( p0 U1 U3 j
how much, and for how long, the deceased contributor has paid into the CPP Y: m$ T: x' h: |. [0 [
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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/ p! ^2 ~( q/ VIf you are age 65 or older
0 A9 d! g0 D+ x3 ?6 K5 Y AYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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+ |8 J: {/ s3 sIf you are under age 65
8 e; j* e7 l" \6 \8 |You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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