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Step 1 Do you qualify D! p/ C9 Q. ]: Z/ ]: p
To qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor
& [+ e9 Z; A7 U( P o: h ?be the common-law partner of a deceased CPP contributor7 W0 z% G/ S2 E3 F! t: n X" e
) s) V- y5 s- F7 R4 PThe amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65
, S' d; Q" q/ _1 L/ ?how much, and for how long, the deceased contributor has paid into the CPP8 n8 x1 s& k0 r) z8 m# h
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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$ d! s& ?4 e" j4 O, g) oIf you are age 65 or older
& r/ H# D6 @; F+ }5 kYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.8 v- m' ^3 \( ]6 ?8 \( A* b' y
, Q$ H1 F+ D$ o& h: e1 s& uIf you are under age 65% z+ o \& V% w: e9 a) T8 y
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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