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Step 1 Do you qualify
5 v$ B* t6 C' d% m+ P3 n0 `2 ?. {To qualify for the survivor’s pension, you must:+ ^& B8 ^* I- e* {) I/ c
7 A: j. J' T: \1 V: G% h6 ]8 kbe legally married to a deceased CPP contributor' t( m/ E4 L6 _
be the common-law partner of a deceased CPP contributor6 @! `3 t; H: j4 a
3 y, M; n- V0 ?( s, BThe amount you receive as a surviving spouse or common-law partner will depend on:% `9 b5 ?! I" s6 ]% v0 w
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whether you are younger or older than age 65; E% q- e! p, A5 ]9 `4 N
how much, and for how long, the deceased contributor has paid into the CPP3 v$ b* {2 H' T$ u1 p- m7 u U
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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( o5 H) {9 y0 v: d, Q& sIf you are age 65 or older( _- G0 K: ]8 l: n
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 65
$ J: a: Y4 d5 c, M; p& O( ^/ \, _You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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