You may do either or both of the following two things& s) a" Q/ O" q. c# V) G+ p4 x# u! E& J
( w& q8 G& t' W9 {+ L+ \, u1. change insurance to "third-party liability" coverage only (if you have comprehensive coverage) . {$ x& N, B, `; b2. store the car for the winter - basically take out "collision and upset" coverage 4 R8 Z0 i; K# r+ t ; q% F" D+ ?, V+ j' iTogether they may save ya hundreds of $...However, there are pros & cons for each option...No free lunch...