Hi, 2 m$ H, {% d3 w6 ? 3 H) q7 _' n* y+ s0 hIt is time to buy RRSP. I am planning to buy some this year. % l7 `+ r9 x' v, S9 H
. c2 G/ L4 ?$ d. U; yDo you have any recommendation which bank, or financial institute, and specific investment plan is the best to invest it? 9 B! E g# Q% V! M" ] W# ]! c9 y1 f& a! J; n O
thanks( W' g/ u% ]" r7 R
Too many choices. depends on your risk tolerance and duration of investment 7 k Z0 x3 T2 Y: {/ }, V* F4 j0 j * {) ^: u7 [- ]% eIf you are happy with 2-4%, I suggest standard GIC from any bank. Manulife advantage account is offering 3.75% per year for very short term (10 days etc.) & l0 @4 W5 ?6 ~% A9 ~' s. N% g" h+ ~
For longer term with inestment protection, I would suggest Seg fund where it guarantees up to 100% of your investment on 15years or longer term. The guarantee moves up accordingly to the daily market high for few years and you can sell at anytime with no obligation. " N; {7 i' M& b8 S& v+ a7 y 4 w" e+ x0 s8 V# Z: kOr you can invest into Income funds that generates fixed income (slightly higher than GIC) or equities as accordingly to your risk. High risk, high return., X! C; C; Y0 i* H7 J
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' r, T$ a% e# C" M# H b& @ ,才知道呀, 精打细算国语,粤语,英语均流利。现场同声翻译的哈。$ Z! t, }/ C. r/ N# G
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俺也是才知道,上次去华人服务中心挺税务讲座才知道的。绝对全才。