贷款买车中一个费用问题

hellosam

请问，贷款买车中有一项是叫"Option Credit Insurance" ,是啥项目来的？

Edmontonian18

It is creditor insurance, including life, disability and critical illness.  
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2 b' J/ U# B/ J- ZJust in case the applicant passes away during the payment period, the insurance company pays it off. No more liability for his estate...