贷款买车中一个费用问题

hellosam

请问，贷款买车中有一项是叫"Option Credit Insurance" ,是啥项目来的？

Edmontonian18

It is creditor insurance, including life, disability and critical illness.  
$ ~( @% m! f. x% ~  M" F( x5 }4 m9 T
2 h- ]& ]/ x5 a9 H; f% @6 T; LJust in case the applicant passes away during the payment period, the insurance company pays it off. No more liability for his estate...