贷款买车中一个费用问题

hellosam

请问，贷款买车中有一项是叫"Option Credit Insurance" ,是啥项目来的？

Edmontonian18

It is creditor insurance, including life, disability and critical illness.  
$ M9 {+ F4 R8 u  Y
. t- D4 Q9 Z0 k! l$ \Just in case the applicant passes away during the payment period, the insurance company pays it off. No more liability for his estate...