房贷基准利率涨了？

杨老

有这回事吗？

lufog

不是基准利率涨了，是银行减的少了，原来是p-0。7
, Z/ V3 w7 Z$ q; _现在只有p-0。6

heyunping

same as increase the interest rate

Edmontonian18

The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is getting much harder to approve a mortgage.
$ h% i; V$ a  X; U( `4 o9 I
+ }7 n$ m! q& _( J- s: t* yBecause everyone wishes to have cheap money, and there is not too much cheap money there. Cash is a rare resource now.

一盎司饭

Edmontonian18 发表于 2015-10-24 17:12
9 X1 R  G' c; [% A+ [; EThe bank had too much pressure from shareholders. They couldn't give too much discount.  And it is g ...

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理论上，银行设定的利息和股东无关。如果你真能证明和股东有关，那就涉及Collusion了。

人间四月芳菲尽

醉酒当歌

lufog 发表于 2015-10-23 14:43
& f# D( M! y% {& e, t, w2 o不是基准利率涨了，是银行减的少了，原来是p-0。7
现在只有p-0。6

' E" Z; M. m; u5 w# b( s# J) Q$ h年底现象，没事

xexe