房贷基准利率涨了？

杨老

有这回事吗？

lufog

不是基准利率涨了，是银行减的少了，原来是p-0。7
现在只有p-0。6

heyunping

same as increase the interest rate

Edmontonian18

The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is getting much harder to approve a mortgage.
4 i( {/ P' @3 ^( ~" i8 [" Y
Because everyone wishes to have cheap money, and there is not too much cheap money there. Cash is a rare resource now.

一盎司饭

Edmontonian18 发表于 2015-10-24 17:12
' ^& H( s9 _  p& B3 pThe bank had too much pressure from shareholders. They couldn't give too much discount.  And it is g ...

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/ M& _. Q; Z/ W1 S+ Q- s理论上，银行设定的利息和股东无关。如果你真能证明和股东有关，那就涉及Collusion了。

人间四月芳菲尽

醉酒当歌

lufog 发表于 2015-10-23 14:43
" C' R: V, i3 n不是基准利率涨了，是银行减的少了，原来是p-0。7
现在只有p-0。6

/ p, X! }- L8 B& }4 W年底现象，没事

xexe