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BMO, Scotiabank join RBC in quietly reducing mortgage rates
* I, \ Y/ I& s; F4 jCanadian Press and Financial Post Staff | January 22, 2014 7:32 AM ET ' b6 y& |$ K) H4 r3 b3 O
Bank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes.
- M; O6 B2 ?9 oNational PostBank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes. - y$ u( @3 B$ A
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* U/ g8 T( c7 r; l% U: wTORONTO — At least three more big enjoyedmontoncing some of their mortgage rates. ' R' G3 e% E, K+ t4 x' o7 ?8 M
: v2 M. I9 o' m/ p1 V2 qBank of Montreal, Scotiabank and TD Canada Trust all lowered rates this week. Like RBC, none issued a news release announcing the changes. 1 l9 q: v. V0 ^. t% f8 |+ ^; w
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Most new homes are built stick by stick, brick by brick, by a construction crew on-site, but a growing number of Canadians are buying homes right off the factory floor to be assembled on the lot within days
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" o( ` W ^3 l7 [2 o' l& R4 RContinue reading
% U; p' H8 ^% ZFor example, Scotiabank lowered its five-year closed fixed term mortgage 10 basis points to 3.49% on its website Tuesday, down from 3.59% posted on the site Monday. 5 t& f6 }/ g, K. J, V0 ]
2 _5 _ j/ g1 m; o4 QBMO, meanwhile, lowered a number of its rates between 10 and 20 basis points, including its posted five-year fixed rate to 3.69% from 3.89%, according to Ratehub.ca. ( I1 J/ i% |9 X) L0 t" `9 j) k
' ~5 W. d2 A8 _: Q# y L- fThe changes, first reported by the Business in Canada website, follow a move on the weekend by RBC to quietly lower its rates on several fixed-rate mortgages by 10 basis points, bringing its five-year closed rate to 3.69%.
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TD followed suit on Wednesday and now has a posted discounted rate of 3.69% for its five-year fixed mortgages, down from the rate of 3.79% that had been in effect since August. The bank has also made changes to several of its other closed rates. |
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