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BMO, Scotiabank join RBC in quietly reducing mortgage rates
: }* @) G$ @# x) _5 J6 dCanadian Press and Financial Post Staff | January 22, 2014 7:32 AM ET # p) U, K5 S' F* Q
Bank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes.
U4 C! e6 N o J3 k' k6 oNational PostBank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes. 0 F' [# \$ B2 i# O* m
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TORONTO — At least three more big enjoyedmontoncing some of their mortgage rates. ) P4 _4 \$ Z' x+ s1 z6 q& l
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Bank of Montreal, Scotiabank and TD Canada Trust all lowered rates this week. Like RBC, none issued a news release announcing the changes. : q8 ^7 \7 D% B$ ]! c
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5 h) \( Y/ W- L% B+ GMost new homes are built stick by stick, brick by brick, by a construction crew on-site, but a growing number of Canadians are buying homes right off the factory floor to be assembled on the lot within days * g2 J' K! A( B" h& f9 ]
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; A) k' k6 z* B8 s; ~( WFor example, Scotiabank lowered its five-year closed fixed term mortgage 10 basis points to 3.49% on its website Tuesday, down from 3.59% posted on the site Monday.
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BMO, meanwhile, lowered a number of its rates between 10 and 20 basis points, including its posted five-year fixed rate to 3.69% from 3.89%, according to Ratehub.ca.
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B/ @; b/ Z0 `* n/ m M9 \6 ]8 jThe changes, first reported by the Business in Canada website, follow a move on the weekend by RBC to quietly lower its rates on several fixed-rate mortgages by 10 basis points, bringing its five-year closed rate to 3.69%. 5 Q) {4 _7 A9 g3 ?& v
4 r5 v- A7 d. r& t9 h, S4 ~TD followed suit on Wednesday and now has a posted discounted rate of 3.69% for its five-year fixed mortgages, down from the rate of 3.79% that had been in effect since August. The bank has also made changes to several of its other closed rates. |
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