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BMO, Scotiabank join RBC in quietly reducing mortgage rates
; i5 z" M# A7 o1 I/ eCanadian Press and Financial Post Staff | January 22, 2014 7:32 AM ET / R' x9 D! z8 ~* b- y/ t
Bank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes. & p! j( }" h/ b* r5 j
National PostBank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes.
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TORONTO — At least three more big enjoyedmontoncing some of their mortgage rates.
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5 b8 J; L+ f- l4 zBank of Montreal, Scotiabank and TD Canada Trust all lowered rates this week. Like RBC, none issued a news release announcing the changes. : E0 N* [; E8 _
& N1 x/ A+ F; o8 x6 uHow factory-built homes are shedding their ‘cheap’ label and exploding in popularity 1 t; y; B. l* Y7 n6 D3 G4 _' R
* A, B8 b& x) \# v: O7 q0 dMost new homes are built stick by stick, brick by brick, by a construction crew on-site, but a growing number of Canadians are buying homes right off the factory floor to be assembled on the lot within days
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For example, Scotiabank lowered its five-year closed fixed term mortgage 10 basis points to 3.49% on its website Tuesday, down from 3.59% posted on the site Monday.
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! K& y8 T" X& J5 vBMO, meanwhile, lowered a number of its rates between 10 and 20 basis points, including its posted five-year fixed rate to 3.69% from 3.89%, according to Ratehub.ca.
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The changes, first reported by the Business in Canada website, follow a move on the weekend by RBC to quietly lower its rates on several fixed-rate mortgages by 10 basis points, bringing its five-year closed rate to 3.69%. : T: u% {: S2 y. ?
; D, ^/ F# s" W: ?& r/ ]TD followed suit on Wednesday and now has a posted discounted rate of 3.69% for its five-year fixed mortgages, down from the rate of 3.79% that had been in effect since August. The bank has also made changes to several of its other closed rates. |
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