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BMO, Scotiabank join RBC in quietly reducing mortgage rates
' l5 T/ a% C( ^5 a4 SCanadian Press and Financial Post Staff | January 22, 2014 7:32 AM ET ' n* w+ T: E% p$ q, \2 Y' L
Bank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes.
- v$ F4 K/ w; n5 R4 x8 L1 ]( k, S$ KNational PostBank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes.
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TORONTO — At least three more big enjoyedmontoncing some of their mortgage rates. 3 V1 u% c( y& e7 a3 V
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Bank of Montreal, Scotiabank and TD Canada Trust all lowered rates this week. Like RBC, none issued a news release announcing the changes. % e: z+ L9 `* @2 g
% P: Z6 O) w! f5 VHow factory-built homes are shedding their ‘cheap’ label and exploding in popularity # _& ^" n' p; u, k, w# Z5 A
4 q( F4 \ P/ IMost new homes are built stick by stick, brick by brick, by a construction crew on-site, but a growing number of Canadians are buying homes right off the factory floor to be assembled on the lot within days
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3 h& b i# ^& _- b& L: _2 i4 tContinue reading 3 w- G% ^; ^- ?
For example, Scotiabank lowered its five-year closed fixed term mortgage 10 basis points to 3.49% on its website Tuesday, down from 3.59% posted on the site Monday.
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BMO, meanwhile, lowered a number of its rates between 10 and 20 basis points, including its posted five-year fixed rate to 3.69% from 3.89%, according to Ratehub.ca. " j1 A( ^. q C W {* V9 c
$ s9 k# C+ R$ SThe changes, first reported by the Business in Canada website, follow a move on the weekend by RBC to quietly lower its rates on several fixed-rate mortgages by 10 basis points, bringing its five-year closed rate to 3.69%. " O( e! H/ N/ V' q; u! W/ V0 p( ?
) h# f5 U$ j, C5 g4 S8 jTD followed suit on Wednesday and now has a posted discounted rate of 3.69% for its five-year fixed mortgages, down from the rate of 3.79% that had been in effect since August. The bank has also made changes to several of its other closed rates. |
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