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BMO, Scotiabank join RBC in quietly reducing mortgage rates 8 [4 p3 t: B5 h0 s2 W
Canadian Press and Financial Post Staff | January 22, 2014 7:32 AM ET , v5 ?+ q$ z8 ~. ]7 l' z3 g
Bank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes. 6 T. k+ e* j6 T9 n
National PostBank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes. - `* y5 d& \) S7 |5 Q' R& a, L% W) M
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$ w$ ^9 L& N" s# P9 e& x X0 a3 {TORONTO — At least three more big enjoyedmontoncing some of their mortgage rates. 4 M* p7 j4 d2 `/ q1 D d* q# F+ K
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Bank of Montreal, Scotiabank and TD Canada Trust all lowered rates this week. Like RBC, none issued a news release announcing the changes. : {; k7 s0 `1 U( x3 C
, D, ~. l( _$ B7 z% U3 v& a8 ZHow factory-built homes are shedding their ‘cheap’ label and exploding in popularity
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# Q" O# z9 R" }" r4 b3 {: Y3 sMost new homes are built stick by stick, brick by brick, by a construction crew on-site, but a growing number of Canadians are buying homes right off the factory floor to be assembled on the lot within days / y3 w; n0 P$ }
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) d" u! n; e4 \3 EFor example, Scotiabank lowered its five-year closed fixed term mortgage 10 basis points to 3.49% on its website Tuesday, down from 3.59% posted on the site Monday.
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+ D' t. _2 M- H) W" {8 n- g. {9 x( Q6 kBMO, meanwhile, lowered a number of its rates between 10 and 20 basis points, including its posted five-year fixed rate to 3.69% from 3.89%, according to Ratehub.ca. : l3 R! ~, f0 c8 d7 S
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The changes, first reported by the Business in Canada website, follow a move on the weekend by RBC to quietly lower its rates on several fixed-rate mortgages by 10 basis points, bringing its five-year closed rate to 3.69%. / Y: q# |6 w! Y' r; k1 I/ Z& A0 |
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TD followed suit on Wednesday and now has a posted discounted rate of 3.69% for its five-year fixed mortgages, down from the rate of 3.79% that had been in effect since August. The bank has also made changes to several of its other closed rates. |
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