As far as I know, there is the price you negotiated plus 5% GST. That's all. ; o0 W( h; Z( hI am sure you can get financing for your car as long as you have stable income and a good credit record. & N" q% R' A; z1 C! }) uSome dealers ask for downpayment but others do not.* B# Z+ H# B% D0 c. P0 M2 V# g7 p
Good luck.
Sometimes I receive coupons promoted by GM, Ford or KIA. The one I have on hand is for a Buick of $1000 price reduction, expires on July 3, 2012. Let me know if you are interested in.