5 p. M, ~0 `8 @" L& o3 W L走着不是更省钱?# F1 I3 w. y; b3 }/ y+ n
这事儿好象不能完全用钱算吧。大人都上班,这几年的工作经验为以后的几年打下的基础是用钱没法儿衡量的。另外,讲个真事儿,我一大学同学一毕业就结婚,当年娃就生下来了。说“为了孩子”,所以班不上了,就在家全职带孩子。当然,她自己觉得自己家孩子最聪明,这是别人不可能对其辩论的。但,绝大多数同学,跟她基本没法聊天。
factors to consider if purely from tax perspective: 6 ]" P' [) n% |) u- [0 x) ]+ M$ [8 l' K- s
total additional income 6 W: k6 R" I8 x6 n! P, e5 \
total taxes paid (assume it's not a cash job)8 F3 D6 Y4 s" ~ C c! N* S$ E
total tax credit transferrable to working spouse + W M8 r6 ^* }, Ctotal tax credit for child day care. p* s6 ]+ F0 f; s
total day care cost - U5 h/ J$ W8 t0 S% G% ] 0 {, \* k) y' |) {. B5 @so the formula is:( W$ |! L1 N* `
7 t# w" M* l+ I! n2 q6 Z; G/ X8 X
total additional income - total tax paid - total transferrable tax credit to working spouse (this can be claimed if one of the spouses has 0 or very little annual income) - total child day care tax credit =/</> total cost of day care.