% Q' k' ]+ [9 a( wIf you have an existing MBNA card, you can request to upgrade it to a starwood one. 1 D8 X& F" K* O: D2 Q 6 V) L$ i& i- T. Q& u& @# BMBNA seems to have a very bad reputation in areas of customer service and telemarketing (I think it is ok though). So beware.