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原帖由 过路客 于 2006-2-7 08:04 发表5 r/ _6 C, U4 \4 L. m
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? . V9 B# V3 b W% ]; j
House Price = 280,000 $ {( E3 Z0 r! A5 [9 Y; P
Down Payment = 98,000 (35% of total price)# C4 Z$ a: {8 k' U
LOAN = 182,000 0 `, H5 `$ Q8 G# v: Z
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
" ~; X+ d, N! Q9 \6 x( G, bYEAR = 25
5 I7 V0 f ^& V K, [, F- C$ MMONTHLY Installment = $1,034
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Property Tax : $250 3 b, h* b# R# c- }& c: T0 j; L& ~
Gas+Elect.+Water : $3506 Q7 S, z* |' r% Q% y, }1 {
Misc. cost: $100
6 t5 @3 h+ Z2 M( {4 T______________________________________________________________
+ b$ N5 N3 t$ B% ^2 FTotal Monthly: $1734 (Just a rough estimate based on rule of thumb). {; s; T8 H' S z
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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