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原帖由 过路客 于 2006-2-7 08:04 发表
( |! |# D/ I6 U# \6 g请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
. `+ @$ ?2 B$ BHouse Price = 280,000
, G+ l4 l( g* P& y, LDown Payment = 98,000 (35% of total price)
. D o3 J$ E6 eLOAN = 182,000
5 P; s4 h' B! Z" }2 q' ]3 T1 \INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) 5 t7 p% j, r! v
YEAR = 25
5 \+ W( D' K) N+ @% [& IMONTHLY Installment = $1,034
) A) p/ d) J) V& P7 a: f2 z" T1 a2 `+ b3 L, M4 n' _) G; V
Property Tax : $250 : w" L( t! t0 }
Gas+Elect.+Water : $350
3 J4 m9 g( D" |Misc. cost: $100
) `8 H" \9 Z/ i0 m2 s2 R1 M3 }______________________________________________________________7 Y3 V; w7 T" P: G: \- s" @
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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