 鲜花( 645)  鸡蛋( 4)
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原帖由 过路客 于 2006-2-7 08:04 发表
^3 a! J& i, g# t8 ^5 `请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? 9 C% Q4 ?- f! K5 Q4 X
House Price = 280,000 , U9 W( V5 @$ [( B
Down Payment = 98,000 (35% of total price)1 G4 F' g( a" H2 t- w
LOAN = 182,000
" } }* D$ ?, E. FINTEREST = 4.700% (Assumed 4.7% for 5 years fixed) 2 T! r6 n- g }
YEAR = 25 / E4 C( i3 r! k2 j
MONTHLY Installment = $1,034
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2 ]# R, e2 Y+ {# n+ _; L% kProperty Tax : $250 0 J$ B# l o7 }1 S- {/ l# }8 @* _
Gas+Elect.+Water : $350$ h% R. L6 o9 b2 |) i
Misc. cost: $100
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Total Monthly: $1734 (Just a rough estimate based on rule of thumb)8 A& n& @" O3 V, B& M8 v( y
/ E) M: s u" v: O[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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