 鲜花( 645)  鸡蛋( 4)
|
原帖由 过路客 于 2006-2-7 08:04 发表% I& m6 u* h3 @ L
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? ' j; k- e& E" E Z* p3 e# f) L
House Price = 280,000 $ D- G0 i7 E, f# V9 d" K8 V5 `$ k
Down Payment = 98,000 (35% of total price)
! {* P7 n' o' s; H6 ?9 wLOAN = 182,000 9 z5 q0 Y$ p- W- W6 O$ m5 L
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) / `% Q1 w" b6 s0 D2 u! ], u4 H
YEAR = 25 ) ] Q/ | K0 e: |9 k" P" m
MONTHLY Installment = $1,034 9 @- |2 b( s$ P( y+ h2 w- D
" Y/ g1 d# G5 i% U
Property Tax : $250 2 q0 X4 H/ C& l- ~/ S, _$ R
Gas+Elect.+Water : $350. G/ @% W! u6 {
Misc. cost: $100
( U. `: S% u; n" d) ~: o______________________________________________________________
7 A4 `! c ^/ n7 x9 ~. FTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)
4 C0 ~( |& l$ d8 b6 J* h2 k4 I1 Z% S
[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
|