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原帖由 过路客 于 2006-2-7 08:04 发表
. F) f1 P v5 J8 ^! I* D请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
9 P+ J5 Q& v; A6 ]' j. _$ K5 IHouse Price = 280,000
/ l$ `$ A, S! A+ Q+ f3 ~$ `" @& \) lDown Payment = 98,000 (35% of total price)
: J b. d# T: l! u- q7 F# DLOAN = 182,000 - B) y* K c0 g ~# \; N
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) / q! W8 n& a& O5 M( I* {5 C
YEAR = 25 % x9 X. E, w9 M3 U5 ~
MONTHLY Installment = $1,034 - u! H6 X% Q$ f8 u/ j( m4 @
7 r- ^# F R5 H! ?& a, {Property Tax : $250 # M( f" L H6 q8 C2 S, W9 v
Gas+Elect.+Water : $350
+ q6 a& [8 M! M+ K: d2 v5 j! FMisc. cost: $1007 H/ k; w% a3 j" [
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# Q6 F; r; K5 ~Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
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$ {* P5 |6 g2 Z6 I- I1 R' [2 }[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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