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原帖由 过路客 于 2006-2-7 08:04 发表, T1 g% u( P- F# v, k
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
* E/ f+ |% S' C$ i: C iHouse Price = 280,000 5 F( @, U. S2 ]. M5 z6 Z4 e7 G5 `
Down Payment = 98,000 (35% of total price); z! a: |7 z, B, c* e0 ^& Y
LOAN = 182,000 / `; v ]$ X9 ~# N! P
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
% [9 X$ S1 k- c5 z- Q# j) `' [YEAR = 25
* C' z; p: R* h/ [MONTHLY Installment = $1,034 ! p# v) K* H ^" y% d
' r4 E3 u5 O0 Y: v. O# `6 zProperty Tax : $250 % v) G7 `+ }0 V
Gas+Elect.+Water : $350+ A1 u# T x8 ?: E I2 e8 x0 }/ O) k
Misc. cost: $100
; r7 n& W2 M V______________________________________________________________
+ a; f" r( X aTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)
1 m! N6 }! c. l5 M& K; Y/ }& ~, p2 ~$ C4 l9 F9 F9 ?
[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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