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原帖由 过路客 于 2006-2-7 08:04 发表
$ l! {& C( n2 Z. `$ [8 {请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? $ J9 \: r4 v! J: A k/ b
House Price = 280,000
- l: s) }# B# J" q2 K' u+ w7 c1 `Down Payment = 98,000 (35% of total price)
/ _/ M! @( w+ @$ `' bLOAN = 182,000 0 e. J" b1 z- O1 T
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
+ n' \% `# B$ y" TYEAR = 25
, w- `( U( T, S; z1 F$ nMONTHLY Installment = $1,034 , l1 m, \; }+ V, ^' ?3 L6 D
. t- G, J2 Z7 g8 Q7 KProperty Tax : $250
( X( E3 z+ i A [Gas+Elect.+Water : $350
2 \! }- P3 Z7 v+ [0 AMisc. cost: $100
; L* Q+ b4 ^; p/ O/ D______________________________________________________________2 ~9 H* s/ P3 A6 Z
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)6 e7 j, j0 k) b( k3 A
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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