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原帖由 过路客 于 2006-2-7 08:04 发表
) h0 f. z; f |1 D2 z- x, }请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? 4 j( s. Y6 w9 y( T8 {7 H
House Price = 280,000 5 T* `* {9 s" u6 i; n6 T o& v
Down Payment = 98,000 (35% of total price)
0 e6 K3 d* o& K* n4 LLOAN = 182,000 5 J* @7 C5 W% I! C8 b
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) ; z& h4 ~5 l" O- t0 J7 g
YEAR = 25 3 G3 K( G3 Y2 b! ^$ u, S% c; }( z
MONTHLY Installment = $1,034
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Property Tax : $250 * c, t( @$ W; k
Gas+Elect.+Water : $350, l. g: W5 o: N6 \4 z, t; y5 @
Misc. cost: $100
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8 L$ r$ E. R2 mTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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