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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户; [; O8 Z* l' t  j  c; o$ S
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What kind of account did you have in your mind?  }, c$ S7 x2 C+ I
你想开哪种帐户? 7 {7 O2 p: J- }" m2 G% `. t
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Do you like to open a current account?
7 ^5 `1 |; Z7 P) K8 e你想开一个活期存款帐户吗?
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0 h& W. n% X7 U3 m1 IA deposit or current account?7 j+ s. x- F, A7 ~# a2 \
定期还是活期? 1 k# q7 I# Z& F/ G0 C8 e6 l
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Please tell me how you would like to deposit your money.
* v, ^- T1 \" l+ `, c, ~' X请告诉我你想存何种户头?   v0 _" x7 v8 W
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There's a service charge for the checking account but no charge for the savings.
2 u. K8 g; ~6 Y9 `- w支票户头要收服务费,现金户头不收。
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Our minimum deposit for a savings account is 100 dollars.( c- \7 @, x1 k+ o7 J' j
我们储蓄存款的最低存款额是100美圆。 % U( G0 r3 |4 A. h: z

) s* D7 t4 }" Y9 rFive yuan is the minimum original deposit.
7 W5 a% O' U  g3 f( r3 |最低起存款额是5元。
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You can open a savings account at any time with an initial deposit of 50 dollars.( h4 g8 s& G& u5 }1 Z: Z. x; Q
你可随时以50美圆的起存额开立储蓄帐户。
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Even one yuan is all right.
0 d+ I% J# O1 C8 T甚至一元也可以起存。
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Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
) M- D0 Q4 G( |. o. {% F- J这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。
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3 n# r3 F7 U  y" lI should like to open a current account.3 a' `! T0 u: L9 a( g
我想开一个活期存款帐户。 ; b; N) d3 Q! f& G0 S
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I need a checking account so that I can pay my bill.6 W& N  h$ P- |
我需开个支票帐户,这样就能付帐。
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! z- j6 t$ [( _5 a9 c, w  {( r  HWe'd like to know how we open a checking-savings account.
0 N* D6 s( x1 h我们想知道如何开一个支票储蓄帐户。
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I have a checking account here.
) L! F; y& c% W5 U, [$ o我在这里有一个支票存款帐户。 ; e! s& B8 m- W
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I think I'd like a deposit account.  ?9 F8 t9 K6 B  h5 l
我想要开个定期存款帐户。
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2 {5 g' K% Q4 J9 }# ?) kCan I open a current account here?
9 l& M! U5 ?/ A- r& A7 K' B我能否在这儿开个活期存款帐户? 6 D' g$ y9 Y: O% n# r$ c: F0 h4 {4 l

$ G/ A, r7 m9 M9 d5 g7 t8 H. F7 [I want to open a deposit account with you.* Z- N) ?5 {) `
我要开个储蓄帐户。 8 m2 J( c- V8 s5 a. S9 x
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I'd like to open a deposit account with you.
4 @5 J$ k( k0 K' ?" N& \我想在你们这儿开个定期存款帐户。
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Could you tell me the difference between a savings account and a checking account?! d. G) {( N+ \2 [# J# C
请告诉我储蓄存款与支票存款的区别好吗?
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Please tell me the procedure for opening a savings account.
8 q3 N% C' n1 G  H! i, f. T请告诉我开个储蓄帐户需要什么手续。 7 r  \( }" n: s0 J9 W. e! w
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Will 100 yuan be enough for a minimum deposit?1 M/ P+ y+ o" v6 p* h, _4 B
100元作最低存款额够吗?
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I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
2 b3 o% M2 W: R: r! t7 M" d我想知道开一个支票帐户200元存款是否够。 ; w4 O' R' j* {: ]3 _

3 j( b2 e4 D% g6 ~9 I: {- b& ~Could you tell me how to operate this account?
$ E5 t* ~2 F! c请告诉我如何经管这个帐户好吗? : P/ b0 z9 c( c
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Is there any minimum for the first deposit?( y) ?  }$ _3 g) E1 u7 n! M& n. m! c
第一次储蓄有最低限额吗? " J* i4 e" U! v4 m9 \; |

9 K" j1 }8 `6 n! ZHow much does each account cost?2 i8 X3 e  q- @  [9 u7 Q
每个帐户要花多少钱?1 u# A; m) t! G$ P
 
: S2 m3 L7 [4 {Useful Phrases
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current deposit, current account 活期存款3 L% ^! w! d3 y  a& v/ a! H! x
fixed deposit, fixed account 定期存款
4 V9 }0 H4 e, g. g7 S" @fixed deposit by installments 零存整取
' I# }* p/ h) Q: q1 }6 Zjoint account 联名存款帐户
2 Q( e2 U& z' m7 a4 h+ }to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款2 x5 O. j- B6 p4 u
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How much do you want to deposit with us?
, G0 E) a5 J' ]你想在我们这存多少? + @' I% c4 p0 V% m; ]& w* G- w6 M. [

' M/ @+ Q: D, A( nHow much do you wish to pay into your account?
3 O8 m* ], j1 P" i你希望在你的户头上存多少?
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8 I0 J0 G  ?" }$ r6 ]How much money do you plan to keep in your account on a regular basis?6 }$ @2 M; f; V+ T! @" f5 ^+ \
你计划在你的户头上定期存放多少钱?" |* s' q% |, d( C; r" `

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How much cash do you plan to deposit in your account?
1 n3 r) J5 x, }! _0 c! Q你有多少钱要存入呢?9 B5 S$ z" E9 _0 U4 }
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I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.! B$ h" c8 Q$ w  \! ^( ]
我认为你可把钱存入银行,或留在银行暂保管起来。# ?' T7 j. D9 X6 t6 z& S

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Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?
0 L) w0 q. I9 C- @; y请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?% |% W& \. t; S+ L. l

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I want to deposit 300 yuan in my account.& R9 K7 j7 H% \! d9 _2 x
我想在我的户头上存300元。( x- v4 C+ E* H0 m3 B' Z
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7 x3 ?' U) u) h$ y1 V8 U! V$ L; F5 \I want to deposit these cheques in my account.: ?1 R2 o8 r- o; c1 j
我想把这些支票存在我的户头上。
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5 S9 B  I! q* B; k+ @6 I: GI'd like to pay 200 yuan into my deposit account.4 F3 S4 B! J- E' j$ D: F4 D
我想在在我的定期存款户头上存200元。
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, ^8 ?& O$ Q, @: G3 Z8 QI want to deposit my paycheck.- o$ T; |7 X9 H0 w5 m0 W
我想存入我的工资支票。% Y# x4 S* \2 E' w  c7 [

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' ?8 l  r4 p. \3 vI'd like to know whether I can cash a cheque here.
; u) M, T2 x) v4 R( e我想知道我能否在这兑换支票。
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" T7 {5 q0 v% N. [* fWill you please cash this traveler's cheque?
" u- C5 X' V; C9 b请兑现这张旅行支票好吗?
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I'd like to cash this money order.4 j+ x* G9 t1 J9 E# Y  d% k
我想兑现这张汇款单。
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I want to cash the balance of a traveler's letter of credit./ ?& j5 ~+ d+ N7 W
我要把旅行信用证的结余兑现。) `3 K& j5 i0 E# ]2 S* w
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+ i# M2 L1 c8 C5 T7 xWill you please tell me whether you charge for cheques?$ N* Q& [4 i( A* Z2 u( C
请告诉我兑换支票收手续费吗?
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6 t" x! P6 G& p; O2 o9 |0 cCould you tell me how much the checks cost?
/ U3 c$ A+ ?0 f$ _# x1 \5 W请告诉我这些支票要花多少钱?
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What if I overdraw?. Z, O. f: w5 p  R$ }0 f( t
如果透支了怎么办?2 b6 w7 h& v$ A% y% n& j% r

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+ o3 V4 I: g# {; r* e" aPlease sign your name on the bottom line if you want to cash the check./ E: c7 ~% }' K0 k# X% h) n
如果想兑支票,请在底线上签名。0 W5 O7 {2 N% D

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Please write your account number on the back of the check.: }- y. v" N; X9 D5 @/ |. i' d+ w
请在支票背面写上你的帐号。# Q4 q5 w' |5 [4 w' [7 M# C

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We honored the check as the overdraft was only 5 yuan.
: Y( k  z( d' y, F% l我们承兑这张支票的透支额只有5元。' a$ r6 {9 N  A' G& t

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# z: D7 E2 ]( ^  ?' kPlease endorse the cheque.( H, n2 E; T3 ]1 T
请背签这张支票。
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The traveler's checks cost 1.5% of the total amount of purchase.
$ q, K; v8 t# O3 l' s1 Z, H# D旅行支票手续费是购买总额的1.5%。
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Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
* d. B+ q1 l# ]  k  H( x这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。5 r7 X( R, b' a1 l* T3 B! H
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Each cheque you write will cost 2 dollars.2 J6 I9 [+ O+ }0 B8 J8 J
你每开一张支票将花2美圆。
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Useful Words and Phrases : V% ]- O8 N; ]
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account number 帐目编号
9 S) j/ s$ `5 }8 r$ P2 |depositor 存户1 b0 I- V+ [& p4 r' h
pay-in slip 存款单' X) D  M& @9 m" m7 ?/ H
a deposit form 存款单7 g# A# c" l; n, c  @
a banding machine 自动存取机
' e* N4 ]4 {4 J  n6 V" q! @; Cto deposit 存款
! B0 |; E& ]1 Q# ]3 \5 sdeposit receipt 存款收据% @. M3 h7 O2 M( C
private deposits 私人存款+ @4 N8 z) e( E. X
certificate of deposit 存单5 _/ ?0 ^, A7 O) p$ Q$ V9 w% L# K
deposit book, passbook 存折
1 j7 f$ @- r4 n/ gcredit card 信用卡5 i! }. t" P; [+ N
principal 本金
5 G8 R& z  A7 t; K! Ioverdraft, overdraw 透支
, ^. O! Q+ c) ~* M0 [3 Eto counter sign 双签. ?+ q& L0 d% a$ a/ I. R. e
to endorse 背书
, w2 [* B5 X+ j7 Q; hendorser 背书人. U+ i; N, G# j! q0 Y! s0 c
to cash 兑现
  i# e+ L: C! Y, Cto honor a cheque 兑付& C) V% f6 ^/ D
to dishonor a cheque 拒付
$ Y5 D1 R: g& b9 B: q. x  {6 jto suspend payment 止付
; o6 t# s) i. M6 z- s) Q& tcheque,check 支票
8 R% N5 p% W# m- X$ }% S% Rcheque book 支票本2 q4 z% w! b1 G0 G7 ]1 E0 W4 j
order cheque 记名支票
2 M6 U) f7 b9 ~. N" S4 bbearer cheque 不记名支票) O, E' F. \+ K0 E2 ?$ B, v9 C* ^
crossed cheque 横线支票
7 r* }4 Q# I3 A8 sblank cheque 空白支票/ h6 p8 s  Q, a. V
rubber cheque 空头支票
  [1 _, J% Y/ x$ \6 E" X, echeque stub, counterfoil 票根6 o' |9 r( P# ~8 W1 }
cash cheque 现金支票$ m) u0 n# t6 Z8 t% b+ U2 M
traveler's cheque 旅行支票
4 h4 ?; L6 o9 u8 X4 ]4 Ncheque for transfer 转帐支票
) z4 }. z9 O- noutstanding cheque 未付支票3 ~: {/ U% t6 b! _  C' p
canceled cheque 已付支票( Y. r) U+ ^7 O, f! Y5 o. e
forged cheque 伪支票3 s# \8 V7 ?+ K; E! L
Bandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余
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; H  M; l! ~5 `8 ^I'd like to know if I can draw on my account for payment of things I buy in Tianjin.
9 V. S) W4 p: ?" W$ g8 T我想知道一下我是否能提取存款来支付天津购物的费用。
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9 j' {, k2 Z  l; aI want to withdraw 200 dollars from my deposit account.7 w* B& S/ j% A) d# n
我要从我的定期存款中支取200美圆。' ]/ D8 a. |) O8 Q

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I want to close my account with you.
; E% y/ _' C" o# l我想结束在你们这儿的帐户。5 r+ G4 e: i: i2 S: ^0 h
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I'd like to draw 100 yuan against this letter of credit.) a$ I0 b5 ?: V1 `" \8 _, j* _9 S3 Y
我想从这份信用证上提款100元。) w7 s2 Q8 `( q: O  p. y

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May I draw money against the letter of credit here?
" z) w; ]7 R6 g6 \4 a0 @我可以在这儿用这份信用证取钱吗?
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& Q; h  N$ p# s. w% h3 aCould you tell me my balance?* M! q6 e6 ?, G7 m$ K
能否把存款结余金额告诉我?5 K- ~! G. H, D1 {9 A
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Please let me know my balance.
% T: z, x$ L! c3 s4 {) I0 p& g$ K请告诉我结余金额。  W9 ~; k% ~0 j* v6 ?) k
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6 \1 ^/ C2 G' C% dI think you can draw on this account by cheque in payment of goods.
7 j7 s+ k+ p4 g' M1 M我以为你可用支票提款支付购物费用。6 Y) n0 f% K8 [7 R( g+ V* M$ g% I

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Your balance at the bank is 300 yuan.
6 W, H/ r; t' M, E& o4 D$ V你在本行的结余是300元。
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" L* a# P; E& s9 D) H+ HYour deposit is exhausted.
$ M- u1 I& T/ T你的存款支净了。
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Your letter of credit is used up.6 q) ~7 B- q* i9 L* |$ d/ W
你的信用证用完了。
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" i9 n9 I0 i  `0 w$ W# J+ M: Q* SPlease tell me how you wish to draw your money.
& |) z$ o3 G$ F) B( _) x3 M请告诉我你希望怎样支款。& v" v& w% {7 B; U4 g+ I
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Fill our a withdrawal form, please.; d3 D. L5 O6 {" [, y6 i7 w
请填写取款单。
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4 S% R7 V/ Z+ Q& K/ }The letter of credit is exhausted." v/ n: q( A2 t4 A6 ^) T- u
信用证上的款子已提清。
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3 [: [: Z6 B9 M# gThe letter at Counter 6 will pay you against your number slip.! }) k) S, _6 ?# y( t7 ~! R
六号柜台的出纳员将根据你的号码牌付给你钱。 ! Q/ p0 s8 b2 B& ]) L* s

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Useful Words and Phrases ( f7 ?4 i$ G& V) Y: H4 W3 ?. M

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to close an account, to clear an account 结清
4 w; e. T7 l, M6 _4 Mto draw money 取款$ f6 j- M7 z* W
drawing-out slip 取款单
+ B9 e0 b. M0 Tthe number slip 号码牌
' v7 q  q7 z7 i: Y7 F+ n' s5 Da withdrawal form 取款单
  t5 S. L: ?) d/ {5 f8 p/ h9 \8 wto fill in the receipt in duplicate 一式两份填这张收据
. n5 C' M8 o9 L! {/ |teller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表* u9 h! \# f! ^* q
好,已收藏!

+ S3 R& j5 V/ I: t5 v  j4 |" S% P4 gMe too.
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发表于 2006-2-18 01:23 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
8 Z8 X, W; T1 [, j4 z8 @) B
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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