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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户& A, H" x, r. p  l+ v
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What kind of account did you have in your mind?
. M& [# ^* e5 _$ x+ A# y+ X7 m2 E你想开哪种帐户?
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6 O& X8 @, o' y7 r! @0 J+ d7 ^# t( BDo you like to open a current account?
+ X5 F, ~5 n- P( ~! M你想开一个活期存款帐户吗? 2 Q0 A$ m4 f7 z2 l6 R

0 S9 B3 I/ ?: c; K- ?. ]7 M. N! b4 pA deposit or current account?  _! Y7 D/ k5 p
定期还是活期?
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8 C8 ^7 ?* k7 _0 F) i# e- vPlease tell me how you would like to deposit your money.
7 ?* ]. N$ [7 b) e1 ]* a3 _请告诉我你想存何种户头? + ^# {7 A  R# y( ^% U  M

. _3 g6 G0 y" L7 l* x5 t: {0 z& i/ iThere's a service charge for the checking account but no charge for the savings.
( e& V% L) S& D/ Q支票户头要收服务费,现金户头不收。
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Our minimum deposit for a savings account is 100 dollars.
9 I1 \. `) r4 t% M0 v我们储蓄存款的最低存款额是100美圆。
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% y) I$ y8 j; h) TFive yuan is the minimum original deposit.
# \% U  V8 {: d4 Z6 V: k最低起存款额是5元。 , k9 k0 _# x, m" g7 G: `

! c: ~4 _; K6 V5 p% g8 bYou can open a savings account at any time with an initial deposit of 50 dollars.
9 n- M3 W) s5 o3 o/ a! o5 ~你可随时以50美圆的起存额开立储蓄帐户。 1 i% l. o$ X  E0 ^$ C/ e
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Even one yuan is all right.- J- f7 ?. i" F; F( H/ ?0 K$ V
甚至一元也可以起存。
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( P/ }* X) q9 \# n' uHere is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.3 q. X/ u, H& K) l
这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。 6 ]9 z$ z& ], p1 U$ c' e- Q% c
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I should like to open a current account.
6 p. q) b( s% V6 `我想开一个活期存款帐户。
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I need a checking account so that I can pay my bill.
/ b* _' o" s4 d2 ^0 x我需开个支票帐户,这样就能付帐。 , d3 e7 [* ?& K" j% Y3 R8 ^
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We'd like to know how we open a checking-savings account.- {* W; J: M! u7 {3 m
我们想知道如何开一个支票储蓄帐户。 - Z' @- h1 J' W3 _0 Y7 Q$ ^+ f9 a

1 B3 q8 d+ h" S) V3 RI have a checking account here.
1 H5 U" R4 o) \( Q我在这里有一个支票存款帐户。
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I think I'd like a deposit account.( l; ?7 S) H( h5 |$ M3 q2 c
我想要开个定期存款帐户。 ; T' E% m; h' _& m" ^$ U& f8 k
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Can I open a current account here?
$ t6 o9 s9 W# ?* X( g我能否在这儿开个活期存款帐户?
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+ L* R- E$ \5 I' ?( H; H) cI want to open a deposit account with you.
% H) ^  P* w3 m: h' W我要开个储蓄帐户。 $ \6 B$ X& U4 Z

- y- E/ N6 L1 r  rI'd like to open a deposit account with you.
4 ~. f2 Y) E2 Z' P2 n我想在你们这儿开个定期存款帐户。
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6 u- I% c+ L8 ~Could you tell me the difference between a savings account and a checking account?3 k; l5 X) i; P$ b& N/ F+ E0 G: x; e
请告诉我储蓄存款与支票存款的区别好吗? & s8 J: i9 x1 |+ u& w7 B* _
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Please tell me the procedure for opening a savings account.1 R- Z& S2 e  y" }9 B& D. W
请告诉我开个储蓄帐户需要什么手续。 3 H# O+ k9 t  \2 l

: b% q. |9 b6 J$ a2 C; XWill 100 yuan be enough for a minimum deposit?3 E0 f; J; J6 r/ I# `! e/ D
100元作最低存款额够吗? + k" G; W' }' k! A+ A$ F
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I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.0 c) L" Y& R9 q* c8 h% o
我想知道开一个支票帐户200元存款是否够。 : a; w/ Y9 R* s6 l  o
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Could you tell me how to operate this account?
& f& I% Q- ?; W2 ^! P% R& u4 s# {请告诉我如何经管这个帐户好吗? + X; {! p/ k: x8 U( l
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Is there any minimum for the first deposit?2 [/ N, {( K' K0 z% k0 w- h3 z
第一次储蓄有最低限额吗?
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How much does each account cost?: C/ O) K0 O; p( `/ w  t/ a
每个帐户要花多少钱?
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Useful Phrases 6 N7 c3 G3 N% H. ?0 b6 L

0 l. w6 D4 ?/ }' @current deposit, current account 活期存款9 M. p4 _9 f: D3 w
fixed deposit, fixed account 定期存款8 g# Z! k) R7 f% P9 j  Z" \
fixed deposit by installments 零存整取6 R! G$ v. {6 [" x3 G* r& |' z
joint account 联名存款帐户* w4 S5 i( c: Y2 I9 s
to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款2 x+ o  R3 H1 n/ ^- l) {! \* M5 O

0 ]/ z3 P' g! k2 f, Y: CHow much do you want to deposit with us?
2 S: E& a0 s- |: K0 N9 |2 H  I你想在我们这存多少?
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+ O, s: v8 C  x5 J. X5 |How much do you wish to pay into your account?
% m8 X& C6 f* Q9 T  A* H你希望在你的户头上存多少?# k% J$ k) m0 D5 y# {6 ~

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How much money do you plan to keep in your account on a regular basis?
- N' v9 Q2 a, S* S你计划在你的户头上定期存放多少钱?, V9 w! `# `1 F; y  o5 r9 C4 `0 w

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4 l2 J% w+ W9 _9 J9 wHow much cash do you plan to deposit in your account?
! |; t: d5 f- O2 I" z) ^你有多少钱要存入呢?, \8 f1 e+ q5 v0 `

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/ e" S. ?) U; |" n/ N  ?I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.
- s* @! n; f& K+ k; o我认为你可把钱存入银行,或留在银行暂保管起来。: i# i0 P9 K# e$ q$ B
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# t8 V  N& v. q1 L( y5 `8 R) OWould you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?+ A: F' N4 t: {' t0 a# P4 `/ V! l9 |- a3 e
请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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, f) y. F* {0 O! `# g. k8 LI want to deposit 300 yuan in my account.
# p% {- L+ W( |" ?1 |2 ^' ]我想在我的户头上存300元。
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I want to deposit these cheques in my account.
, Y' u1 f$ [1 Z& }2 u0 l我想把这些支票存在我的户头上。+ Y' q: u! {7 ~- e, ?7 T  ^8 s

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& s5 i9 h/ h' jI'd like to pay 200 yuan into my deposit account.
6 d' l* V$ D3 n# N我想在在我的定期存款户头上存200元。* J% P9 i, e+ `" d0 j$ u

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- t8 Q4 p$ e" S, NI want to deposit my paycheck.7 r( w$ v+ j/ c0 o4 c
我想存入我的工资支票。* F1 P" k% N+ G
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( k  Z- X2 V% B' g9 A% k& `7 F! {0 EI'd like to know whether I can cash a cheque here.8 v/ U: P( I9 P1 R" t) D
我想知道我能否在这兑换支票。/ ~- }: z/ s7 h: k; A" b
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Will you please cash this traveler's cheque?! w" a' z; r0 y: i5 c, {: C
请兑现这张旅行支票好吗?2 S1 O' B: p4 K$ d

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5 `3 q/ q: Y% e7 f/ B3 v+ HI'd like to cash this money order.7 _; C$ j5 F; ^/ j0 e
我想兑现这张汇款单。
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I want to cash the balance of a traveler's letter of credit.9 t; v5 M: @' u" l, J( i
我要把旅行信用证的结余兑现。! m) w6 [# p% n/ U( p; b
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& o) H7 h8 R5 b( {0 C: Z( oWill you please tell me whether you charge for cheques?
; y0 M3 J4 E9 h1 V; {- ^- A请告诉我兑换支票收手续费吗?
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Could you tell me how much the checks cost?& i& r4 ^+ B7 p- q, E# x
请告诉我这些支票要花多少钱?  i  B& o6 E0 @/ Q3 c7 T
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What if I overdraw?) E, i* N$ C9 K9 X9 B( W2 Q
如果透支了怎么办?4 L* L7 ^* {- C' x
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Please sign your name on the bottom line if you want to cash the check.) U& A9 x9 L8 Z% b
如果想兑支票,请在底线上签名。' P  u0 a) q/ [+ o

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Please write your account number on the back of the check.
( f& }) {) y* _- F请在支票背面写上你的帐号。2 M0 S% r2 w4 H5 O% L
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0 {8 j! ^3 ~% q: y% @We honored the check as the overdraft was only 5 yuan.
/ Y5 ^: X0 u# _: B2 U我们承兑这张支票的透支额只有5元。1 S9 d, g  x$ `- r6 n

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Please endorse the cheque." J. n! |2 j0 Y( A
请背签这张支票。
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The traveler's checks cost 1.5% of the total amount of purchase.9 l- Q$ P! _0 @- S3 U
旅行支票手续费是购买总额的1.5%。- A2 a/ c4 t) ?6 c5 b/ b  z7 L

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) u1 h1 y5 I. W0 Q0 CHere's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".+ p$ V; y) P1 u- c  j* |( }! M
这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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Each cheque you write will cost 2 dollars.' L$ y+ d% y% J2 E1 u
你每开一张支票将花2美圆。: N8 x6 @( `, q; p- k2 K
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Useful Words and Phrases
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) ?7 v5 v! K& C- Baccount number 帐目编号7 O- j2 o2 s' K
depositor 存户; A' D% ~+ I  q3 E$ ]) }$ Y4 ^
pay-in slip 存款单8 r( m$ e1 M9 A5 r: x
a deposit form 存款单  p5 Z* j% Y2 ]; I+ F
a banding machine 自动存取机
% d2 i- v: A) m% p1 X0 j+ [3 [to deposit 存款
1 I2 F) U: r9 n3 b: c8 L& adeposit receipt 存款收据
8 w2 g5 H1 n5 Q& Z0 T, jprivate deposits 私人存款$ n7 p  z2 S& Q1 K/ y+ G
certificate of deposit 存单
7 Z! @) v) z% N7 N% S; U- wdeposit book, passbook 存折1 t# _/ F$ X7 s0 v5 Z2 j
credit card 信用卡# l4 H% M9 i6 S0 g0 G' }
principal 本金. w, Y  E1 f" ?( Z9 K
overdraft, overdraw 透支+ U$ E3 I: y1 J5 c7 Q
to counter sign 双签
5 S. [, H' h4 c1 \% X, f3 yto endorse 背书
1 X" f8 D5 z9 `: S, Z0 v3 M; Hendorser 背书人7 v5 J6 t( R  y! \: a$ V
to cash 兑现  v: B9 M: O2 `& U) J8 y
to honor a cheque 兑付
" W  _) X6 k1 j/ z. cto dishonor a cheque 拒付7 u2 ]) |9 r% m$ Y% ?3 X
to suspend payment 止付
& t5 l% }( U4 Jcheque,check 支票7 D4 r* E& p. X5 Q" @* g5 _* N
cheque book 支票本- x2 O4 q  o0 f9 k1 X
order cheque 记名支票0 O$ n0 S$ ]3 o
bearer cheque 不记名支票% W; C5 h7 d) U, L8 g9 g! x
crossed cheque 横线支票- V, _0 S- x; y; q0 ?. g
blank cheque 空白支票
4 A+ Z2 G0 \" t; H; srubber cheque 空头支票; o% u% j0 j, C* o( g
cheque stub, counterfoil 票根
; M2 |" y- k8 Wcash cheque 现金支票
' b: C; ?6 }" o8 w6 U. q8 xtraveler's cheque 旅行支票# k# ]' M4 }2 n3 {4 q4 L
cheque for transfer 转帐支票
, z2 U# f5 Q  c1 O7 [, `) Z4 r3 _outstanding cheque 未付支票& W! B1 s- J0 l4 N
canceled cheque 已付支票5 l7 f+ Z- N+ r. j( w4 d! L4 O
forged cheque 伪支票1 z5 c% d- Q' j) m6 s
Bandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余
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0 C( X8 @, \/ q( b& @1 ~7 P/ YI'd like to know if I can draw on my account for payment of things I buy in Tianjin.: ^7 p/ |' o. l: R
我想知道一下我是否能提取存款来支付天津购物的费用。
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I want to withdraw 200 dollars from my deposit account.8 D% G' ]9 l- `9 u( W
我要从我的定期存款中支取200美圆。
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4 C! K" {! ?5 r# }$ g( B/ V" LI want to close my account with you.
- T: P% K' |8 e7 k! b- p0 V我想结束在你们这儿的帐户。
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3 k" `9 p2 x+ i+ e" D2 \+ p5 k3 DI'd like to draw 100 yuan against this letter of credit.
+ M: R6 z2 P$ u; {我想从这份信用证上提款100元。
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/ g5 c# A/ l. M* vMay I draw money against the letter of credit here?" P9 p3 B1 P! I) e$ U% m5 S1 n
我可以在这儿用这份信用证取钱吗?: t; Y$ U# a$ @. ]: {0 H( ?
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Could you tell me my balance?( b( |2 X3 \# b9 I
能否把存款结余金额告诉我?" m( a% a" b/ r# X& x
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Please let me know my balance.
  ~+ H8 g  h8 p% Z& t6 A请告诉我结余金额。) V$ p& ~8 @, a0 k2 S! m" A

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1 u- W/ W7 C; k! A% YI think you can draw on this account by cheque in payment of goods.
4 x/ Y$ t- ~/ d3 y我以为你可用支票提款支付购物费用。
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Your balance at the bank is 300 yuan.- W# g, v$ W  M$ ]% D' I8 Q, @
你在本行的结余是300元。
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0 T& I: v4 c3 \+ i( iYour deposit is exhausted.1 |/ E6 u3 c8 k% j! u$ [
你的存款支净了。
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, K2 y1 u3 o, P$ e1 mYour letter of credit is used up.
% p9 m" O3 p3 t4 X你的信用证用完了。( }0 o* H; Z! R5 V

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/ R  t: e# P# a+ g. XPlease tell me how you wish to draw your money.
8 u4 }0 f# \; m# M- P请告诉我你希望怎样支款。
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Fill our a withdrawal form, please.& w6 ]$ R8 G7 t0 w. W* M4 U: N
请填写取款单。
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The letter of credit is exhausted.
( X# |0 i6 b5 o/ E2 |+ F信用证上的款子已提清。, z7 e6 F' m$ O

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The letter at Counter 6 will pay you against your number slip.
& l7 n$ v8 I) ^六号柜台的出纳员将根据你的号码牌付给你钱。 
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% G& B3 ?+ h. I7 vUseful Words and Phrases
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to close an account, to clear an account 结清
9 V. P  o, p2 m. A6 Lto draw money 取款& `+ R! O! a8 D% x
drawing-out slip 取款单0 h3 ]7 _" Y5 L% }
the number slip 号码牌
6 ]6 L6 g1 `/ v  _3 t% Na withdrawal form 取款单, h$ Z! ?1 Q& t7 `4 [0 l# Q3 B, r
to fill in the receipt in duplicate 一式两份填这张收据5 X, P. r/ `$ `: R, g8 \
teller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表% J! l. ]* _# ^' b  d2 \7 x" D
好,已收藏!
' X: n8 `" a/ Y1 s# `- k/ D# [
Me too.
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发表于 2006-2-18 01:23 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!

- |$ I( ~  u" _9 E6 I
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
路过~~~~~~~~~~~~~~~~~
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