as I know, it is almost impossible to get 3% 3 yr Mtg from the current market unless somebody holds a rate from April, even though, it is still incredible low. I would take it if I were you rather than the 4% 5 yr.
3#kingbird71 ) o- @# w, J9 Q0 W" C! M 8 D) r; Q) i6 i6 K0 HYes,I hold these two rate from April from different bank. Now ,it is the time to pick one....