ZT -最新的浮动与固定利率的比较图- APRIL 27, 2010

郭森房贷

很多朋友对上次贴出的比较图感兴趣， 现在该机构又更新了比较图， 对正在为利率的选择发愁的朋友， 无疑是一个很好的参考资料。
- T" _+ o3 k+ K7 D1 ]
0 U  g. ^1 l* G3 t& G) [9 Z4 u固定利率再次攀升， 让购房者更倾向于选择相对较低的浮动利率。 四月十九日实施的房贷新政策， 即使客人选择浮动利率， 贷款机构也会按当周的贷款基准利率计算其贷款资格。 本周的基准评核利率是6.10%。

我会将附件发给斑竹， 让他们粘贴出来。

& w2 O$ w; |8 r2 W6 D% ~2 Y: ], H下面是该机构的评述：
# A* F0 I  \/ Q! ~# v$ l
) ?0 r2 ~: X3 S1 E, S“I have compared a mortgage at P-40 (currently 1.85%) to a 5 yr fixed at 4.64%
% f5 q: V( Y4 F$ n6 I8 g3 aI factored in increases in prime over the next 24 months. Prime would go up to 5.25%
- E2 E% f9 N; }5 ?0 \8 {- f) BI placed the payments the same for both products (take the P-40 product, but make payments at the 4.64% rate).

Results:
/ B1 W8 ~) G4 j8 KThe variable product has net savings of approximately $5,440 over the 5 year term  – even with a 300 BPS increase in prime!!!

I must state that this sheet is for information purposes only. Accuracy is not guaranteed.

Thanks”

Phaeton

thank you!~

Luk

Thanks

yuz967

yes, I prefer variable