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很多朋友对上次贴出的比较图感兴趣， 现在该机构又更新了比较图， 对正在为利率的选择发愁的朋友， 无疑是一个很好的参考资料。4 I$ b) n( e$ n7 @
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固定利率再次攀升， 让购房者更倾向于选择相对较低的浮动利率。 四月十九日实施的房贷新政策， 即使客人选择浮动利率， 贷款机构也会按当周的贷款基准利率计算其贷款资格。 本周的基准评核利率是6.10%。7 @( L' K" }" r1 ]7 I8 c
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我会将附件发给斑竹， 让他们粘贴出来。2 W( J( N/ P5 c9 T& ]1 e
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下面是该机构的评述：
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& z; {" {% N' G1 X) g5 U“I have compared a mortgage at P-40 (currently 1.85%) to a 5 yr fixed at 4.64%
$ E- d* Z$ f& f$ S' \! TI factored in increases in prime over the next 24 months. Prime would go up to 5.25%
# d4 _. a: p: F7 P) k" c II placed the payments the same for both products (take the P-40 product, but make payments at the 4.64% rate).
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The variable product has net savings of approximately $5,440 over the 5 year term – even with a 300 BPS increase in prime!!!
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I must state that this sheet is for information purposes only. Accuracy is not guaranteed.) @/ C6 \! V6 q% I. h2 W4 Q
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Thanks” |
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发表于 2010-4-27 10:11
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