ZT -最新的浮动与固定利率的比较图- APRIL 27, 2010

郭森房贷 · 发表于 2010-4-27 10:11

很多朋友对上次贴出的比较图感兴趣，现在该机构又更新了比较图，对正在为利率的选择发愁的朋友，无疑是一个很好的参考资料。

固定利率再次攀升，让购房者更倾向于选择相对较低的浮动利率。四月十九日实施的房贷新政策，即使客人选择浮动利率，贷款机构也会按当周的贷款基准利率计算其贷款资格。本周的基准评核利率是6.10%。

我会将附件发给斑竹，让他们粘贴出来。

下面是该机构的评述：

“I have compared a mortgage at P-40 (currently 1.85%) to a 5 yr fixed at 4.64%, l. _, q" c$ v5 ^- P  p
I factored in increases in prime over the next 24 months. Prime would go up to 5.25% 2 Y2 m* e6 t2 ]& p
I placed the payments the same for both products (take the P-40 product, but make payments at the 4.64% rate).. S6 [$ y/ R6 f- u+ D# X0 N) L
/ e1 j) N7 ?/ }5 d' X( `
Results: 0 v4 L/ t8 J3 [0 f9 R
The variable product has net savings of approximately $5,440 over the 5 year term  – even with a 300 BPS increase in prime!!!
" T9 N5 S; `: U$ X7 m: x/ c" B5 L2 K8 V+ ^$ U) X' ?% o5 r7 N
I must state that this sheet is for information purposes only. Accuracy is not guaranteed.' T4 h' X* L: r6 ~+ t  K

$ F! c2 _* M5 a' J& I& _Thanks”

Phaeton · 发表于 2010-4-27 18:41

thank you!~

Luk · 发表于 2010-4-28 18:18

Thanks

yuz967 · 发表于 2010-5-2 08:49

yes, I prefer variable

账号		自动登录	找回密码
密码			注册