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[爱城新闻] 哈勃政府不是一直鼓吹加拿大经济复苏了吗

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鲜花(36) 鸡蛋(0)
发表于 2009-9-14 12:51 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
最新调查显示,如果工资支票迟到一周,将有近60%加拿大人无法支付账单。
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7 v7 n  ?# g& j加拿大工资管理协会(Canadian Payroll Association)调查发现,大多数加拿大人不仅手头拮据,而且基本无力为退休储蓄。若工资迟发,约59%加拿大人无法支付账单。 + z/ n) m1 ]6 u! |; c( L
年轻上班族们尤其捉襟见肘。如果工资迟发,18至34岁的年轻人中有4 5%难以或很难维持生活。72%单身父母们表示工资迟发会导致他们无法支付账单。尽管理财规划师建议人们预留三个月的房租、食品和水电等应急费用,但显然加拿大人们没有遵照这一点。
' U6 U0 k% o% x: e* I9 n0 L. Y1 M调查还发现50%加拿大上班族们无法拿出5%的净收入做退休储蓄。工资管理协会的主席兼CEO库哈尼(Patrick Culhane)说,由于近期股市的动荡,为退休储蓄就更难了。 $ K# A0 b5 _7 Z! ~5 P0 \8 D
约52%加拿大人认为若想退休生活舒适安逸,需要75万到300万元的资金。然而,约1/3表示努力比去年拿出更多钱来储蓄,但无法做到。另有42%表示无法拿出更多钱来储蓄。0 Y& k" _- F- U
Majority of Canadian employees living paycheque to paycheque, not saving enough for retirement. Younger workers and single parents having most trouble making ends meet.4 _" a8 U+ U' ^8 R
TORONTO, Sept. 14 /CNW/ - Results from a new nationwide survey show that a majority of working Canadians are cash-strapped and have little ability to put money away for their retirement.
8 {6 M: `# @- U3 r* J3 CAccording to the 2009 National Payroll Week Employee Survey, conducted by the Canadian Payroll Association (CPA) and released today, 59% of Canadian employees report they would have trouble making ends meet if their paycheque was delayed by even one week.
" D8 R0 |/ w  x; o$ [& T0 ?+ l"We were shocked by that number. So many Canadians are now living so close to the line that if they miss a single paycheque, the majority will find themselves in financial difficulty," says Janice MacLellan, Chairman of the CPA. 4 X- o/ w2 Q0 b% O  q
Financial experts recommend that people keep emergency funds totaling approximately three months of expenses (rent, mortgage, bills, groceries, etc.). 0 s2 {6 Q0 \" d0 \! v4 Q3 B, R
By age group, the younger workforce is feeling the greatest pinch, with 45% of those aged 18-34 saying it would be difficult or very difficult for them to meet their current financial obligations if a paycheque were delayed, and a further 21% stating that it would be somewhat difficult. By household, the situation is most precarious for single parents, with 72% saying they would have some trouble making ends meet if their pay were delayed.
5 Q$ w. M% Z" |' f* A& B) EThe survey also found that 50% of Canadian workers are unable to save more than 5% of their net pay for retirement. Financial experts generally recommend a retirement savings rate of about 10%. / y8 y: g8 \! N
"Canadians are living paycheque to paycheque, and there's precious little left that they can put away for retirement," notes Patrick Culhane, CPA's President and CEO. . T) o7 V! o  E' e/ `- N5 p
About one-third of Canadian workers say they have been trying to save more money than a year ago because of the economic uncertainty but have been unable to do so. Another 42% say they aren't even attempting to save additional funds. Yet, the majority (52%) feels they'll need between $750,000 and $3 million to live comfortably in retirement. " ^" P' U& h. [; a8 l. g( b  d2 }8 Z1 H
Those finding it most difficult to put money aside are single parents, with 65% saying they're saving only 5% or less of their net pay. ; N8 k6 {8 G. h( v
A majority of Canadians (70%) say their first priority if they were to win $1 million in the lottery would be to pay off their debt, followed by contributing as much as possible toward retirement (35%) and investing (30%) as the next priorities. : {3 U" ?2 f5 o5 }! d+ R" O$ L
Of all regions, Quebecers would be more likely to use some of their lottery winnings to have a party (7%) than people living elsewhere in Canada (3%). Maritimers would be more likely to share their lottery winnings with family members (37%) than would the rest of the country (26%). : y) r3 Q  [! ~4 p; v8 k4 G, ?
Cash is king for Canadians when it comes to remuneration. A whopping 65% of those who responded said it's more important that they receive higher wages from their employer, compared to better health benefits (25%), and education funding (10%).
鲜花(80) 鸡蛋(0)
发表于 2009-9-14 13:16 | 显示全部楼层
it depends on the way they spent, for the same amount, there is no problem for the chinese
鲜花(41) 鸡蛋(0)
发表于 2009-9-14 14:46 | 显示全部楼层
.....才信
鲜花(0) 鸡蛋(0)
发表于 2009-9-14 15:47 | 显示全部楼层
老杨团队 追求完美
“二”的话不能全信,呵呵。
鲜花(78) 鸡蛋(0)
发表于 2009-9-14 16:10 | 显示全部楼层
加拿大人是完全没有储蓄习惯的,在危机发生时就麻烦了
鲜花(1) 鸡蛋(0)
发表于 2009-9-14 19:44 | 显示全部楼层
5# YZSUNNY
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i agree
鲜花(3) 鸡蛋(0)
发表于 2009-9-14 20:07 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
It won't happen on our Chinese people.
鲜花(0) 鸡蛋(0)
发表于 2009-9-14 22:51 | 显示全部楼层
别听加 政府吹牛3 b& ~) b1 V! d1 F6 @

+ q8 ?+ L# F+ G1 M" R" {经济要好转时那么容易的事情吗?
大型搬家
鲜花(3) 鸡蛋(0)
发表于 2009-9-15 08:08 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
别听加 政府吹牛3 ~( D" q/ d/ [! N+ I# d1 i0 d& a2 n

# o: \" x. `0 d, f: Z  z4 ~5 S经济要好转时那么容易的事情吗?+ A6 ^7 U% K! [! j& H
东北男人 发表于 2009-9-14 23:51
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Agree!8 Y; X3 O- y0 h- C' s, X, u

! e" v1 \3 ]9 x$ t+ b5 }政客的话还有经纪人的话,你也当真?
鲜花(0) 鸡蛋(0)
发表于 2009-9-15 09:19 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
道法自然,经济也同样不可避免.
鲜花(2) 鸡蛋(0)
发表于 2009-9-15 13:07 | 显示全部楼层
鲜花(0) 鸡蛋(0)
发表于 2009-9-15 16:53 | 显示全部楼层
Jesus, 75~300万?That's a long way to go for me!' R/ \" S( G  _2 m

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鲜花(17) 鸡蛋(0)
发表于 2009-9-15 17:58 | 显示全部楼层
同言同羽 置业良晨
鲜花(0) 鸡蛋(0)
发表于 2009-9-15 21:10 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
鲜花(13) 鸡蛋(0)
发表于 2009-9-16 10:14 | 显示全部楼层
鲜花(117) 鸡蛋(0)
发表于 2009-9-17 14:33 | 显示全部楼层
鲜花(3) 鸡蛋(0)
发表于 2009-9-17 21:58 | 显示全部楼层
同言同羽 置业良晨
Jesus, 75~300万?That's a long way to go for me!. u  F7 a5 |; W2 ?

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( e. m! y0 v( N5 u9 U高树玛丽亚 发表于 2009-9-15 17:53

9 ~  j! W  C5 s4 v3 d' qI have no way to get  this much at all!
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