哈勃政府不是一直鼓吹加拿大经济复苏了吗

sunny娃娃

最新调查显示，如果工资支票迟到一周，将有近60%加拿大人无法支付账单。

* E0 ^1 \& }+ U& A9 l加拿大工资管理协会(Canadian Payroll Association)调查发现，大多数加拿大人不仅手头拮据，而且基本无力为退休储蓄。若工资迟发，约59%加拿大人无法支付账单。
/ F+ s  o. E4 ~# m/ p: E( b; J年轻上班族们尤其捉襟见肘。如果工资迟发，18至34岁的年轻人中有4 5%难以或很难维持生活。72%单身父母们表示工资迟发会导致他们无法支付账单。尽管理财规划师建议人们预留三个月的房租、食品和水电等应急费用，但显然加拿大人们没有遵照这一点。
5 J! z  w1 T/ d调查还发现50%加拿大上班族们无法拿出5%的净收入做退休储蓄。工资管理协会的主席兼CEO库哈尼(Patrick Culhane)说，由于近期股市的动荡，为退休储蓄就更难了。
约52%加拿大人认为若想退休生活舒适安逸，需要75万到300万元的资金。然而，约1/3表示努力比去年拿出更多钱来储蓄，但无法做到。另有42%表示无法拿出更多钱来储蓄。
Majority of Canadian employees living paycheque to paycheque, not saving enough for retirement. Younger workers and single parents having most trouble making ends meet.
TORONTO, Sept. 14 /CNW/ - Results from a new nationwide survey show that a majority of working Canadians are cash-strapped and have little ability to put money away for their retirement.
% k0 R6 D- z& R2 M; K  PAccording to the 2009 National Payroll Week Employee Survey, conducted by the Canadian Payroll Association (CPA) and released today, 59% of Canadian employees report they would have trouble making ends meet if their paycheque was delayed by even one week.
: Z  l) W! N3 R"We were shocked by that number. So many Canadians are now living so close to the line that if they miss a single paycheque, the majority will find themselves in financial difficulty," says Janice MacLellan, Chairman of the CPA.
$ }/ ^2 B0 z2 K" g' x% ]Financial experts recommend that people keep emergency funds totaling approximately three months of expenses (rent, mortgage, bills, groceries, etc.).
( T: h: R* H& S3 l0 ^) a# j4 @+ v" yBy age group, the younger workforce is feeling the greatest pinch, with 45% of those aged 18-34 saying it would be difficult or very difficult for them to meet their current financial obligations if a paycheque were delayed, and a further 21% stating that it would be somewhat difficult. By household, the situation is most precarious for single parents, with 72% saying they would have some trouble making ends meet if their pay were delayed.
The survey also found that 50% of Canadian workers are unable to save more than 5% of their net pay for retirement. Financial experts generally recommend a retirement savings rate of about 10%.
" g: ~( i  d; ?- r3 h"Canadians are living paycheque to paycheque, and there's precious little left that they can put away for retirement," notes Patrick Culhane, CPA's President and CEO.
About one-third of Canadian workers say they have been trying to save more money than a year ago because of the economic uncertainty but have been unable to do so. Another 42% say they aren't even attempting to save additional funds. Yet, the majority (52%) feels they'll need between $750,000 and $3 million to live comfortably in retirement.
% U/ F1 H- P0 m7 M9 ?Those finding it most difficult to put money aside are single parents, with 65% saying they're saving only 5% or less of their net pay.
A majority of Canadians (70%) say their first priority if they were to win $1 million in the lottery would be to pay off their debt, followed by contributing as much as possible toward retirement (35%) and investing (30%) as the next priorities.
9 o4 O) F) Q2 _8 t& r9 S+ tOf all regions, Quebecers would be more likely to use some of their lottery winnings to have a party (7%) than people living elsewhere in Canada (3%). Maritimers would be more likely to share their lottery winnings with family members (37%) than would the rest of the country (26%).
Cash is king for Canadians when it comes to remuneration. A whopping 65% of those who responded said it's more important that they receive higher wages from their employer, compared to better health benefits (25%), and education funding (10%).

uil

it depends on the way they spent, for the same amount, there is no problem for the chinese

shstock

.....才信

过儿

“二”的话不能全信，呵呵。

YZSUNNY

加拿大人是完全没有储蓄习惯的，在危机发生时就麻烦了

西红柿酸

5# YZSUNNY
/ M2 e6 T1 ]& z! b9 g

i agree

uuqq

It won't happen on our Chinese people.

东北男人

别听加 政府吹牛
% i  i; y/ R" J3 P; |' B7 K- g
经济要好转时那么容易的事情吗？

COE

别听加 政府吹牛
2 f% B# S' k( }& p
6 }, v$ _% w5 c: X经济要好转时那么容易的事情吗？
3 U5 X0 n) P8 ]! t) }东北男人 发表于 2009-9-14 23:51

Agree!
$ [1 w2 y! f1 R; w
政客的话还有经纪人的话，你也当真？

caoqian

道法自然,经济也同样不可避免.

sylvain

高树玛丽亚

Jesus, 75~300万？That's a long way to go for me!
- Y6 i9 o" B, ~& Y

水管工

WAMMAN

烟雨江南

有影无踪

小曲

Jesus, 75~300万？That's a long way to go for me!
; o# U0 O) O& G, N- L

9 B, U) J  s" m9 a+ n高树玛丽亚 发表于 2009-9-15 17:53

! g. G1 t- o2 ]- sI have no way to get  this much at all!