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[爱城新闻] 哈勃政府不是一直鼓吹加拿大经济复苏了吗

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鲜花(36) 鸡蛋(0)
发表于 2009-9-14 12:51 | 显示全部楼层 |阅读模式
最新调查显示,如果工资支票迟到一周,将有近60%加拿大人无法支付账单。
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- ~* A. Q. ]. O" n8 |加拿大工资管理协会(Canadian Payroll Association)调查发现,大多数加拿大人不仅手头拮据,而且基本无力为退休储蓄。若工资迟发,约59%加拿大人无法支付账单。 6 F$ e! Z$ C/ R7 Q7 d
年轻上班族们尤其捉襟见肘。如果工资迟发,18至34岁的年轻人中有4 5%难以或很难维持生活。72%单身父母们表示工资迟发会导致他们无法支付账单。尽管理财规划师建议人们预留三个月的房租、食品和水电等应急费用,但显然加拿大人们没有遵照这一点。 . C7 Z; _) ~' k7 \6 f- I
调查还发现50%加拿大上班族们无法拿出5%的净收入做退休储蓄。工资管理协会的主席兼CEO库哈尼(Patrick Culhane)说,由于近期股市的动荡,为退休储蓄就更难了。
6 _1 u# P6 s7 h" V9 c约52%加拿大人认为若想退休生活舒适安逸,需要75万到300万元的资金。然而,约1/3表示努力比去年拿出更多钱来储蓄,但无法做到。另有42%表示无法拿出更多钱来储蓄。  q1 u1 F  F2 R! F3 k0 V% w5 o" n: w
Majority of Canadian employees living paycheque to paycheque, not saving enough for retirement. Younger workers and single parents having most trouble making ends meet.
& ~/ k7 a2 Z! l3 ]4 dTORONTO, Sept. 14 /CNW/ - Results from a new nationwide survey show that a majority of working Canadians are cash-strapped and have little ability to put money away for their retirement. 8 _; b* y8 n4 c! a$ m5 e: b
According to the 2009 National Payroll Week Employee Survey, conducted by the Canadian Payroll Association (CPA) and released today, 59% of Canadian employees report they would have trouble making ends meet if their paycheque was delayed by even one week.
! i5 `0 b& \$ a; D8 }! _"We were shocked by that number. So many Canadians are now living so close to the line that if they miss a single paycheque, the majority will find themselves in financial difficulty," says Janice MacLellan, Chairman of the CPA. - ?; C( `9 K& }: F. y# x7 ^% [/ D4 j
Financial experts recommend that people keep emergency funds totaling approximately three months of expenses (rent, mortgage, bills, groceries, etc.). % T; _6 L, N. K9 P, ?* |
By age group, the younger workforce is feeling the greatest pinch, with 45% of those aged 18-34 saying it would be difficult or very difficult for them to meet their current financial obligations if a paycheque were delayed, and a further 21% stating that it would be somewhat difficult. By household, the situation is most precarious for single parents, with 72% saying they would have some trouble making ends meet if their pay were delayed. 3 S8 i: |' D' l7 m+ g
The survey also found that 50% of Canadian workers are unable to save more than 5% of their net pay for retirement. Financial experts generally recommend a retirement savings rate of about 10%.
  N3 s3 J" w# d  \# t5 V. T. B2 y9 k( X"Canadians are living paycheque to paycheque, and there's precious little left that they can put away for retirement," notes Patrick Culhane, CPA's President and CEO.
( }0 Z4 P; N& c8 d' w/ pAbout one-third of Canadian workers say they have been trying to save more money than a year ago because of the economic uncertainty but have been unable to do so. Another 42% say they aren't even attempting to save additional funds. Yet, the majority (52%) feels they'll need between $750,000 and $3 million to live comfortably in retirement.
7 t3 _  ]9 _: s5 P+ w' ]0 xThose finding it most difficult to put money aside are single parents, with 65% saying they're saving only 5% or less of their net pay. 7 |( A& n* U4 k
A majority of Canadians (70%) say their first priority if they were to win $1 million in the lottery would be to pay off their debt, followed by contributing as much as possible toward retirement (35%) and investing (30%) as the next priorities. " J" I9 w6 H: y5 [
Of all regions, Quebecers would be more likely to use some of their lottery winnings to have a party (7%) than people living elsewhere in Canada (3%). Maritimers would be more likely to share their lottery winnings with family members (37%) than would the rest of the country (26%). * Y3 R7 s9 @8 }; a& f9 n2 ~
Cash is king for Canadians when it comes to remuneration. A whopping 65% of those who responded said it's more important that they receive higher wages from their employer, compared to better health benefits (25%), and education funding (10%).
大型搬家
鲜花(80) 鸡蛋(0)
发表于 2009-9-14 13:16 | 显示全部楼层
it depends on the way they spent, for the same amount, there is no problem for the chinese
大型搬家
鲜花(41) 鸡蛋(0)
发表于 2009-9-14 14:46 | 显示全部楼层
.....才信
大型搬家
鲜花(0) 鸡蛋(0)
发表于 2009-9-14 15:47 | 显示全部楼层
“二”的话不能全信,呵呵。
鲜花(78) 鸡蛋(0)
发表于 2009-9-14 16:10 | 显示全部楼层
加拿大人是完全没有储蓄习惯的,在危机发生时就麻烦了
鲜花(1) 鸡蛋(0)
发表于 2009-9-14 19:44 | 显示全部楼层
5# YZSUNNY
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i agree
鲜花(3) 鸡蛋(0)
发表于 2009-9-14 20:07 | 显示全部楼层
It won't happen on our Chinese people.
鲜花(0) 鸡蛋(0)
发表于 2009-9-14 22:51 | 显示全部楼层
别听加 政府吹牛% D& E( e) T& n1 J- Y2 i

! ?9 m3 T$ k( M" X: j9 U  h经济要好转时那么容易的事情吗?
鲜花(3) 鸡蛋(0)
发表于 2009-9-15 08:08 | 显示全部楼层
别听加 政府吹牛, g  K* I$ y4 ~' v4 B
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经济要好转时那么容易的事情吗?6 |( P9 h$ R( R* M( F/ d
东北男人 发表于 2009-9-14 23:51
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Agree!2 e, G) ]+ g4 f) O/ B

9 _& I* U$ _; F# I政客的话还有经纪人的话,你也当真?
鲜花(0) 鸡蛋(0)
发表于 2009-9-15 09:19 | 显示全部楼层
道法自然,经济也同样不可避免.
鲜花(2) 鸡蛋(0)
发表于 2009-9-15 13:07 | 显示全部楼层
鲜花(0) 鸡蛋(0)
发表于 2009-9-15 16:53 | 显示全部楼层
Jesus, 75~300万?That's a long way to go for me!
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鲜花(17) 鸡蛋(0)
发表于 2009-9-15 17:58 | 显示全部楼层
同言同羽 置业良晨
大型搬家
鲜花(0) 鸡蛋(0)
发表于 2009-9-15 21:10 | 显示全部楼层
鲜花(13) 鸡蛋(0)
发表于 2009-9-16 10:14 | 显示全部楼层
大型搬家
鲜花(117) 鸡蛋(0)
发表于 2009-9-17 14:33 | 显示全部楼层
鲜花(3) 鸡蛋(0)
发表于 2009-9-17 21:58 | 显示全部楼层
同言同羽 置业良晨
Jesus, 75~300万?That's a long way to go for me!) ^' ~5 F4 V; M5 {4 {/ `

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+ y4 d" W- y  K高树玛丽亚 发表于 2009-9-15 17:53
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I have no way to get  this much at all!
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