优选标准:3 r0 j8 J: s, v# ~8 S. d
1、消费返点,例如:0.5% or 1% or 2% and so on. 2 h) m8 z |7 S( M% C1 q& Z" B2、免年费,超期利率等basic conditions. ' Z9 N2 l( y: Y6 w* T. `1 C3、信用额度credit limit, 贷款优惠等。5 {0 |/ P) a6 Y: a/ R
MBNA Smart Cash:5 X0 b) M. v; |- I: C* A; b4 @
0 j- `+ i& {* w! \, r
5% on gas and grocery for the first 6 months (3% after that); $ t0 x$ g6 y7 Y1% on any other purchases.