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 What to do if you are in a car accident* O. i/ n4 d) v( U
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Step1. If possible, stop your car in a safe and visible place. If a car 0 s5 a( H" y! l: P
cannot be moved, turn on the hazard lights. Turn off the
5 K, k" |, K4 x1 B ignition. Be careful when exiting your car.
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Step2. Determine if anyone is injured. Do not move an injured person.
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- I* {' {3 H c/ o5 N7 ]) E( b6 f# yStep3. Call 911 for the police and ambulance (if needed) immediately. : R0 y/ X2 Y/ ?" J- E
Report any injuries.3 g* _- a, X" W/ S, M
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Step4. If another vehicle is involved, get the car’s year, make, model
n8 d/ r6 y0 |! {: S and license plate number; the driver’s name, address and license/ \3 P6 ~0 c6 ?! K J( o2 e; o
number; and the name of his or her insurance company. If the " p8 v8 G9 X4 |/ p
driver does not own the car, get the name of the car’s owner.
- `/ D% |6 K. q; k; X# [0 o2 m7 v. j Write down names and addresses of other passengers or
9 v/ U% M, a+ } witnesses. If you have a camera take pictures of the accident t+ V$ m' A2 F9 U% j
scene.
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Step5. The police officer will give you a copy of the collision report.
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9 G( z, t9 S2 F- a% W2 o7 w1 L/ bStep6. Cooperate with the police, but do not admit guilt for the 3 y' t/ b I4 c" O! Q d
accident in any way. You may be required to show proof of
. `- y& |! w. J. d, M+ `4 W insurance, but do not reveal how much coverage you have.( a. O! y0 m- l" q: K3 K0 t
* i) G- q: r/ t# d, NStep7. Do not accept any money the other driver may offer. By
# X) o/ Q9 \; @1 }# ^! K+ W accepting money, you may give up your right to file a claim 7 a. x- j! B" x
against the other driver, even if the damages turn out to be' K! Z7 [( D0 E! R% h' a A
more extensive than you first thought.7 [: j# j) ^+ x# f! W
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Step8. Do not agree to forget about a minor accident. You may see" [5 y' C( ?3 K- j
later that there were hidden damages or injuries. The other6 Y; P% P* q, G" X
person may even file a lawsuit against you.
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2 a% y" o% b, Y) ]% |4 sStep9. Write an account of what happened: time of day, weather, 7 b" E1 |* D3 R; E3 T1 [4 g
hazards, road conditions and driving speed. Draw a picture of
& K9 |' D# C" A7 s8 }7 @ the site, showing stop signs, signal lights, etc. Try to measure 4 a9 E; | h) F* T
skid marks and determine the point of impact. Note any damage2 w& ]$ w& @2 T- {
already on other cars involved. If a camera is available, take
3 G9 W0 | W9 }9 u: i pictures of the accident.* `* z( [( E' f( H. h9 c
3 A" n0 z! U2 K1 g; G; aStep10. Report the accident to your insurance agent or insurance 1 m: ~6 I5 r( J4 }! ?- V$ O3 K
company as soon as possible. Call a lawyer Bruce King, to discuss
9 _& q* }+ K- c4 d your accident.
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3 k/ i6 E; A" j6 K[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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