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 What to do if you are in a car accident: _5 X! f) o9 U W6 o% L( G
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Step1. If possible, stop your car in a safe and visible place. If a car ( [: ]* J8 g+ G2 s! Q/ p1 n
cannot be moved, turn on the hazard lights. Turn off the6 T+ ?: s. @8 x; ^) ]
ignition. Be careful when exiting your car.
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Step2. Determine if anyone is injured. Do not move an injured person.
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Step3. Call 911 for the police and ambulance (if needed) immediately.
( M4 k: W& `9 H u+ H Report any injuries.
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# j1 B; ~! L1 M! QStep4. If another vehicle is involved, get the car’s year, make, model 5 u$ D8 G# A- H9 r
and license plate number; the driver’s name, address and license
' t9 i% Q* M) A( {6 x, c number; and the name of his or her insurance company. If the , c7 ?& m* l0 ^' Y
driver does not own the car, get the name of the car’s owner. * f: s. }/ D6 U- C5 o; F
Write down names and addresses of other passengers or 6 z F {/ u. L" `
witnesses. If you have a camera take pictures of the accident 3 o1 w/ _/ P4 k7 Q* J; x6 f
scene.% {+ ^2 y( a8 S. \
9 @9 c, m6 P- i6 v6 F1 \Step5. The police officer will give you a copy of the collision report.
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Q" ]- G; h6 u0 L: zStep6. Cooperate with the police, but do not admit guilt for the
. b$ ~- a, g, z# I; {, A1 C accident in any way. You may be required to show proof of , P* N' h' g) `7 Y# y3 V
insurance, but do not reveal how much coverage you have./ B, F$ _% t1 v6 M
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Step7. Do not accept any money the other driver may offer. By1 t( B Y' p; N! w
accepting money, you may give up your right to file a claim
# ~7 ?" w7 o; {$ Q: m9 L: ~" L against the other driver, even if the damages turn out to be
$ I' l9 Z! a. M4 r more extensive than you first thought.
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Step8. Do not agree to forget about a minor accident. You may see
4 U2 n9 X7 O r) ?9 ?% C8 v8 k, a later that there were hidden damages or injuries. The other
. H" S" h' r& i. \$ ?' B person may even file a lawsuit against you.% r4 U6 T: ^8 b- D4 A# y X, z
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Step9. Write an account of what happened: time of day, weather, # Q5 D+ n3 V) q+ d2 w e+ ~8 e
hazards, road conditions and driving speed. Draw a picture of
2 O6 P" p; ]* X7 F: ?9 G( v, c( \ the site, showing stop signs, signal lights, etc. Try to measure
0 p) P& X$ f* X. A( Y! F) x/ h' p! t skid marks and determine the point of impact. Note any damage; d9 v r. j; H3 Y0 }% I- {- ~
already on other cars involved. If a camera is available, take
$ T, }! j6 W4 k/ p( r- ^- y/ o# e: X pictures of the accident., y6 J, {' f) \7 p% Y
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Step10. Report the accident to your insurance agent or insurance
5 ]* c3 K1 i! I: F9 q5 W% Z% y0 e company as soon as possible. Call a lawyer Bruce King, to discuss3 _1 M# S9 n( d e8 r2 ^
your accident.
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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