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Step1. If possible, stop your car in a safe and visible place. If a car " [7 d I% M* z
cannot be moved, turn on the hazard lights. Turn off the- Y b' p, c: }7 P g* h+ H/ m
ignition. Be careful when exiting your car.0 D' q# r1 n4 {/ b
6 Y- X* o! z: H) A: A dStep2. Determine if anyone is injured. Do not move an injured person.
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Step3. Call 911 for the police and ambulance (if needed) immediately.
) ]4 m) P6 T/ k# r. E. t Report any injuries.
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Step4. If another vehicle is involved, get the car’s year, make, model 7 C, k0 ` O- m7 p5 o
and license plate number; the driver’s name, address and license7 L- A( S. V9 o- _* t6 \
number; and the name of his or her insurance company. If the 9 ~* w! \9 z4 U' c
driver does not own the car, get the name of the car’s owner. ( `# V3 F% p* J8 r& Q6 W
Write down names and addresses of other passengers or 8 e) |4 `9 S/ K8 }& f$ w2 O) T z
witnesses. If you have a camera take pictures of the accident
1 ~9 T* h2 n4 Z4 }; O scene.
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& ]2 I/ [/ W3 P1 g* ZStep5. The police officer will give you a copy of the collision report.) \7 ~* n" P6 F' i
. Z# T- x, N2 E" ?; Q6 {% rStep6. Cooperate with the police, but do not admit guilt for the ! Z6 p$ ?/ `/ q
accident in any way. You may be required to show proof of
( B( w6 z& `* B' r! A: A insurance, but do not reveal how much coverage you have.8 J/ S L; O# y) z7 E4 S4 Q
+ W2 m: M, n! f0 \. oStep7. Do not accept any money the other driver may offer. By
5 J0 l* v1 q# Y accepting money, you may give up your right to file a claim
. G9 p* u& E4 G' K9 V: | against the other driver, even if the damages turn out to be+ D! ~) W" u ]
more extensive than you first thought.) w8 g; E0 t( V. L9 ^0 G6 A
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Step8. Do not agree to forget about a minor accident. You may see
. w/ i# }5 d! C2 H. H! z8 H; G later that there were hidden damages or injuries. The other
5 B6 _4 B9 W9 \2 K2 B person may even file a lawsuit against you.' u0 d4 u: i9 u
3 r0 Y; t% k+ k1 Q& MStep9. Write an account of what happened: time of day, weather, ( a) ~" i2 S/ C$ R
hazards, road conditions and driving speed. Draw a picture of 3 j' ~; Q( C$ a, D
the site, showing stop signs, signal lights, etc. Try to measure
4 e: c6 ~2 g6 V skid marks and determine the point of impact. Note any damage9 B W) K2 U$ B4 L: t3 y
already on other cars involved. If a camera is available, take 5 y* Z) A. Q4 H- j$ U( w
pictures of the accident.
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' {6 i: J: x$ f7 E ^Step10. Report the accident to your insurance agent or insurance 3 W4 ?$ y" N+ o# V/ m! U
company as soon as possible. Call a lawyer Bruce King, to discuss9 D! W1 m9 R0 x, C% h
your accident.
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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发表于 2005-3-18 13:02
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