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 What to do if you are in a car accident
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Step1. If possible, stop your car in a safe and visible place. If a car # `2 f) Q1 v* E% n i
cannot be moved, turn on the hazard lights. Turn off the5 ^6 g+ w3 A5 s3 i* r4 V
ignition. Be careful when exiting your car.
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Step2. Determine if anyone is injured. Do not move an injured person.
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Step3. Call 911 for the police and ambulance (if needed) immediately. 1 P% g r9 f/ Z5 [
Report any injuries.
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Step4. If another vehicle is involved, get the car’s year, make, model 2 Y$ c3 G4 {1 p; R; ~% i- m9 ~/ r
and license plate number; the driver’s name, address and license- @; @ t5 d1 r; v% e4 R. e1 u4 r
number; and the name of his or her insurance company. If the 7 [- P* t- Z7 P# u# l
driver does not own the car, get the name of the car’s owner.
9 Z! m% z+ ^4 N8 ?5 g2 V. E! f. C2 W# C Write down names and addresses of other passengers or ( E% p* {& a0 u; D0 q$ ~# ~; C5 C
witnesses. If you have a camera take pictures of the accident 8 G6 C) C1 l# m/ x
scene.
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Step5. The police officer will give you a copy of the collision report./ {) o1 R1 E" n" A! I
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Step6. Cooperate with the police, but do not admit guilt for the
# ?1 K$ D& K" s+ V accident in any way. You may be required to show proof of
% r& y. p0 Z6 E' _3 l insurance, but do not reveal how much coverage you have.6 K0 M% |7 m5 w9 j% Z
" ^3 \0 A+ Z2 G% d" _9 P5 |Step7. Do not accept any money the other driver may offer. By
1 s4 _& d% l! N' V4 j. ~: D accepting money, you may give up your right to file a claim - V6 I" C6 d' s3 r r2 f. Z* z1 i
against the other driver, even if the damages turn out to be+ U/ x7 m$ m5 z( D" S A4 s
more extensive than you first thought.+ T+ M0 Z' Z2 K# p. W( N
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Step8. Do not agree to forget about a minor accident. You may see
4 y* c8 B& H3 K) L/ M# Q( _5 O4 b' `0 f later that there were hidden damages or injuries. The other7 a4 s: N5 E( m
person may even file a lawsuit against you.( _; I4 Q: W8 Z/ K8 }3 u/ F
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Step9. Write an account of what happened: time of day, weather,
; h4 A: }- K) d! a hazards, road conditions and driving speed. Draw a picture of
' {. f2 R# l* k! ` the site, showing stop signs, signal lights, etc. Try to measure
4 r5 ?- [% E+ L skid marks and determine the point of impact. Note any damage4 G, g; n$ Z- o8 G3 v
already on other cars involved. If a camera is available, take 6 D9 q% @, k$ g9 }( E9 q
pictures of the accident.3 Q2 O: k! n5 z+ _7 y
, e, b9 S" z: I) l/ A, w; QStep10. Report the accident to your insurance agent or insurance
* s! @ y, E; r/ ]* t; `' ] company as soon as possible. Call a lawyer Bruce King, to discuss
# n& n y* M' y6 f your accident.7 x$ \7 \) B- i6 }$ E& e
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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