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 What to do if you are in a car accident% n+ p/ Q$ g0 y7 `+ V: g
+ V: W7 O: x; `! g8 o9 zStep1. If possible, stop your car in a safe and visible place. If a car
$ T' b2 j. D# }+ o G% w cannot be moved, turn on the hazard lights. Turn off the9 W: h9 C' v) |0 y
ignition. Be careful when exiting your car.: `. v: {8 S# s) t, ]
+ S7 H( F0 I- O4 `% WStep2. Determine if anyone is injured. Do not move an injured person.4 u. ?0 d/ B+ `: `, I; X
- o: h$ V0 a; r5 f2 F4 U$ QStep3. Call 911 for the police and ambulance (if needed) immediately. # u! Y8 h( b% {, p+ z. {1 G
Report any injuries.9 M8 G$ F9 S3 G6 O! Z4 ^2 H
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Step4. If another vehicle is involved, get the car’s year, make, model
* S& v1 o: F; b) l) N; B and license plate number; the driver’s name, address and license
8 N) n& |4 }: j number; and the name of his or her insurance company. If the 7 I$ {' q* R: _, c2 ^& D" j8 ]) E
driver does not own the car, get the name of the car’s owner. % f- B7 [6 { \- S
Write down names and addresses of other passengers or
' y/ C7 K* L1 c0 J witnesses. If you have a camera take pictures of the accident / r, g$ M4 m& N. v2 G; L K
scene.& r0 r( U" z/ d# M3 @. u
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Step5. The police officer will give you a copy of the collision report.
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+ D; \: Z- R& f. T+ bStep6. Cooperate with the police, but do not admit guilt for the ' }8 |5 @3 W/ S3 F/ f
accident in any way. You may be required to show proof of + i& t8 ?' i; c" K4 U
insurance, but do not reveal how much coverage you have.
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Step7. Do not accept any money the other driver may offer. By/ v3 J$ C8 ^! h2 |
accepting money, you may give up your right to file a claim
& w+ k( ?( W: t- V! M/ C* L against the other driver, even if the damages turn out to be6 i# I/ ?2 z# H) {9 ?/ o: j6 v) [
more extensive than you first thought.
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6 j2 n2 ] R" _5 LStep8. Do not agree to forget about a minor accident. You may see
" z9 u( ?" k# V N later that there were hidden damages or injuries. The other/ v( N0 U1 _3 h3 h E+ t
person may even file a lawsuit against you.) z; e9 k+ w3 D; k1 h R
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Step9. Write an account of what happened: time of day, weather,
7 H; E4 ]! u2 b hazards, road conditions and driving speed. Draw a picture of
: ^6 Q" F6 y" g; G- C+ H the site, showing stop signs, signal lights, etc. Try to measure
% \3 r& p; J. d) ] skid marks and determine the point of impact. Note any damage
% J! h2 R; }% x- X8 L already on other cars involved. If a camera is available, take
# u2 j1 s3 V% w4 }+ H2 t pictures of the accident.
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Step10. Report the accident to your insurance agent or insurance 8 x: Y+ S9 V8 o6 b0 g- P# W( L1 ]
company as soon as possible. Call a lawyer Bruce King, to discuss. q r0 Y: v* `
your accident." A/ Z1 X) v# e& S
! b' K/ b6 o# X[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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