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 What to do if you are in a car accident
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2 `" g4 q0 x$ d5 g. G5 hStep1. If possible, stop your car in a safe and visible place. If a car - y; J5 w' {: J. {( L. U8 t
cannot be moved, turn on the hazard lights. Turn off the( F0 J) l) q6 [2 d7 F) D8 e
ignition. Be careful when exiting your car.* ~! f: t+ a$ H1 ?! q
8 \& ^( U) N7 xStep2. Determine if anyone is injured. Do not move an injured person.
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/ x0 [) M$ x& _% N3 p! UStep3. Call 911 for the police and ambulance (if needed) immediately. + E9 E, |& V7 c: G
Report any injuries.0 A- U: c. D" q+ i8 s1 Q4 t
& p; K- }2 n' R. fStep4. If another vehicle is involved, get the car’s year, make, model * E, O9 n/ y0 D5 r
and license plate number; the driver’s name, address and license
1 K5 }' e9 T* g, y5 o9 O, R% r number; and the name of his or her insurance company. If the 9 h2 Q1 |" A8 ?3 @: k
driver does not own the car, get the name of the car’s owner. # V- Z; f7 v1 K8 `" ^) A6 i
Write down names and addresses of other passengers or
! |7 G y5 \ C3 W4 d% \+ @ witnesses. If you have a camera take pictures of the accident , V% g) V5 F% y7 z
scene.3 I1 F& |- L. |1 P T
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Step5. The police officer will give you a copy of the collision report.
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/ p6 m0 }/ t( y4 q% a I3 {: V) o% jStep6. Cooperate with the police, but do not admit guilt for the * ] S' s% ]" O1 N
accident in any way. You may be required to show proof of
. [) C0 s4 G& G$ a+ b2 E% L" | t/ G9 F insurance, but do not reveal how much coverage you have.
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0 K6 m$ X9 D$ o& TStep7. Do not accept any money the other driver may offer. By
5 F. P5 ?/ Z, h accepting money, you may give up your right to file a claim
0 l( m# p& N! @$ H1 A7 { against the other driver, even if the damages turn out to be
9 m& |9 A1 ]3 H( W more extensive than you first thought.7 p" [2 s: N" |1 z# F% y
9 D; p: ?8 S0 XStep8. Do not agree to forget about a minor accident. You may see$ n7 [! |3 t& h. f3 R
later that there were hidden damages or injuries. The other& f8 V9 ^$ @0 o! S
person may even file a lawsuit against you.
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Step9. Write an account of what happened: time of day, weather,
P5 I: j* Q3 Y) a/ O* J hazards, road conditions and driving speed. Draw a picture of
, d3 N z B8 J$ I9 Q the site, showing stop signs, signal lights, etc. Try to measure
0 {: T# C/ k1 b1 b+ k" D skid marks and determine the point of impact. Note any damage: ?9 t+ T( b* \5 E$ X8 c
already on other cars involved. If a camera is available, take ; ^; z! N. U- z% m' _/ _5 {
pictures of the accident.
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# Y. d Q9 a( k DStep10. Report the accident to your insurance agent or insurance ! ~, H1 e% ^8 F3 R4 ]- V! q
company as soon as possible. Call a lawyer Bruce King, to discuss) E) q8 A& ^2 u# T
your accident.
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9 A4 y% o% S! H$ G[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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