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What to do if you are in a car accident+ b5 c/ h) B, v" X' G( A9 A0 l' B- t( x
$ b M9 A* x- Q/ O8 X" HStep1. If possible, stop your car in a safe and visible place. If a car
& N( d: W( k4 i' w: D; k cannot be moved, turn on the hazard lights. Turn off the
0 ^- B' }' y6 [2 W ignition. Be careful when exiting your car.
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$ c2 i. ~! z+ Y: g, FStep2. Determine if anyone is injured. Do not move an injured person.9 v$ B5 a% g" e7 L9 v" J
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Step3. Call 911 for the police and ambulance (if needed) immediately.
$ J* J1 Z- H5 H$ z6 W* L. z Report any injuries.
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Step4. If another vehicle is involved, get the car’s year, make, model
6 R. z# \- a: k( t$ u. K3 n' d/ p and license plate number; the driver’s name, address and license
+ c" `; Q& F) ?4 S number; and the name of his or her insurance company. If the ( l9 `9 u; g$ ~. }. P5 y% K
driver does not own the car, get the name of the car’s owner.
& I+ L* N1 P: o+ w7 r2 C1 f; Z( K Write down names and addresses of other passengers or ; ~; o9 `/ L3 Z$ S
witnesses. If you have a camera take pictures of the accident : J; C. A1 {2 a8 [8 c
scene.
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# p P/ ^2 o" W3 t6 VStep5. The police officer will give you a copy of the collision report.) ~) e' b/ A9 e2 p. R/ N3 [
4 y' G0 z6 t6 P9 iStep6. Cooperate with the police, but do not admit guilt for the # a8 P. Y) E! \& n& ]
accident in any way. You may be required to show proof of
2 R, t1 ^& l) }9 Y/ g! \4 s4 | insurance, but do not reveal how much coverage you have./ U$ d7 O j) h5 v8 p
5 n i% r V3 a4 I8 xStep7. Do not accept any money the other driver may offer. By
# u5 D2 B( q/ b/ r accepting money, you may give up your right to file a claim
: _6 [4 J. [- v against the other driver, even if the damages turn out to be! x( R% q7 g; m; F
more extensive than you first thought. [1 `0 u( {$ A8 r$ v( E
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Step8. Do not agree to forget about a minor accident. You may see
7 Q7 l. s! p0 Y6 _4 B" P later that there were hidden damages or injuries. The other
5 Y( y5 Q% t, J5 ?3 H/ x F person may even file a lawsuit against you.
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Step9. Write an account of what happened: time of day, weather,
/ p. P M" t+ V4 k3 `1 y! E5 P hazards, road conditions and driving speed. Draw a picture of 7 g5 u o! w7 E8 F( S% @" l
the site, showing stop signs, signal lights, etc. Try to measure
& ]; @0 }- H0 d* t& u skid marks and determine the point of impact. Note any damage
! n8 H$ c5 j1 r/ r already on other cars involved. If a camera is available, take
- ?+ E" E2 U l, k! I8 z/ m pictures of the accident.6 T8 g2 b1 X j B- K
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Step10. Report the accident to your insurance agent or insurance ) f6 W& x" x' o
company as soon as possible. Call a lawyer Bruce King, to discuss
9 V: x D- r0 w( R4 ^ d; C/ @ your accident., @1 M. K/ r+ C& V3 ?! V0 M% E: T) ^: g
+ G9 x' @% L7 h8 [' L& U/ V- a[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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