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 What to do if you are in a car accident" V/ N; o7 B' r
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Step1. If possible, stop your car in a safe and visible place. If a car
1 ~+ c' k/ a0 G4 {% b' I" r/ g cannot be moved, turn on the hazard lights. Turn off the
) K3 p' n, T! U8 X% l0 G3 Q ignition. Be careful when exiting your car.
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Step2. Determine if anyone is injured. Do not move an injured person.
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9 S7 I; C3 l$ ]8 I- DStep3. Call 911 for the police and ambulance (if needed) immediately.
2 _" n) L' @9 _- n! e, \ Report any injuries.
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! [ R8 Q' A+ F- e0 T# SStep4. If another vehicle is involved, get the car’s year, make, model
; l7 k5 m& G) _) Q" y and license plate number; the driver’s name, address and license
9 g2 L* e6 y8 O X" C number; and the name of his or her insurance company. If the " N( C7 c2 ?% v- n
driver does not own the car, get the name of the car’s owner. T9 @1 q) B2 v
Write down names and addresses of other passengers or 1 Z+ v4 V1 A/ s" K) k. B1 c
witnesses. If you have a camera take pictures of the accident - G, ^0 {$ _' Y
scene.
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! s0 S8 j7 d2 m8 `. }Step5. The police officer will give you a copy of the collision report.
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7 ^4 `2 A Y K' ~% b% M& H# nStep6. Cooperate with the police, but do not admit guilt for the - C6 d) |/ t1 k; ` E# B8 @ }
accident in any way. You may be required to show proof of / r1 w0 Q# `0 F, I5 u
insurance, but do not reveal how much coverage you have.0 S: |" |3 \5 f( W
# X& k! x( R" PStep7. Do not accept any money the other driver may offer. By
2 U: Z$ C' g+ d+ w4 a accepting money, you may give up your right to file a claim ' D# _( ?) n/ g, @2 u! R9 N
against the other driver, even if the damages turn out to be
$ m4 ^; {- R+ r" Q more extensive than you first thought.
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Step8. Do not agree to forget about a minor accident. You may see
* y5 B$ {7 F/ O) `% U+ G' E$ [ later that there were hidden damages or injuries. The other
( g6 z0 v' ^. [# K1 i7 X3 i% M person may even file a lawsuit against you.
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+ G/ x. m7 d$ c8 G& _Step9. Write an account of what happened: time of day, weather, ! N& b D. H( {* Y0 }
hazards, road conditions and driving speed. Draw a picture of
5 R0 Z/ C/ B0 a the site, showing stop signs, signal lights, etc. Try to measure 2 Q" E) s$ z9 k0 M) q. e0 ^
skid marks and determine the point of impact. Note any damage
, k3 u" N6 I" E. R already on other cars involved. If a camera is available, take
c% I$ a, g" M5 k2 ? pictures of the accident.4 ^+ B: _- D2 ^( Z1 _
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Step10. Report the accident to your insurance agent or insurance
' g* u/ O/ R, @1 t: h4 { company as soon as possible. Call a lawyer Bruce King, to discuss
4 }0 c) e2 I/ P your accident.& r( k F. E1 s
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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