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 What to do if you are in a car accident* x: X* j( u2 u) y9 F
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Step1. If possible, stop your car in a safe and visible place. If a car
3 t4 s |. a9 w; f8 {( i8 _- R cannot be moved, turn on the hazard lights. Turn off the$ \1 [/ a |% O3 F
ignition. Be careful when exiting your car.
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Step2. Determine if anyone is injured. Do not move an injured person.4 C x; B p4 b- q$ j
# X6 b# {6 l* D2 X! q( r% sStep3. Call 911 for the police and ambulance (if needed) immediately.
5 a, X7 |, x6 ^5 g ~ Report any injuries.
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Step4. If another vehicle is involved, get the car’s year, make, model
. G" U- r1 q O/ T( h and license plate number; the driver’s name, address and license5 { Z/ d0 u! L5 S
number; and the name of his or her insurance company. If the
( Y2 t d! r* o4 x driver does not own the car, get the name of the car’s owner.
3 y% C% N* i( D) k7 \5 u6 ^7 g Write down names and addresses of other passengers or
4 b9 }* x2 p; b1 O8 [# a witnesses. If you have a camera take pictures of the accident
( u( T5 F3 b+ s. a5 q7 A8 C scene.5 S8 G. A8 j [: F) k
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Step5. The police officer will give you a copy of the collision report., U( ?* Q5 h$ O/ i
0 {4 J {* F/ R7 AStep6. Cooperate with the police, but do not admit guilt for the
* L" t( B1 y. ^; { accident in any way. You may be required to show proof of # q7 d6 C/ S5 i6 d" g7 N
insurance, but do not reveal how much coverage you have.3 t' ~- B" b# j/ Z% z6 U/ \
" J! U1 I% {/ U" }Step7. Do not accept any money the other driver may offer. By
, e1 e( r% M3 m( h1 [ accepting money, you may give up your right to file a claim
) [5 s. y0 l, { against the other driver, even if the damages turn out to be/ h( T* Y' r, U9 W: s
more extensive than you first thought.
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Step8. Do not agree to forget about a minor accident. You may see
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person may even file a lawsuit against you.9 D8 V" |) M# T2 |
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Step9. Write an account of what happened: time of day, weather, 1 \! V) L5 T% i' {. j5 w5 m, J
hazards, road conditions and driving speed. Draw a picture of . W" I- K# s& U
the site, showing stop signs, signal lights, etc. Try to measure 3 @- ~5 l" c. \# }6 ?) w; ^
skid marks and determine the point of impact. Note any damage' y5 _& i* n( r5 x6 x
already on other cars involved. If a camera is available, take 7 u7 _! N: j, @& M5 i) F6 V
pictures of the accident.
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Step10. Report the accident to your insurance agent or insurance
' L& z6 z- ]3 ?% j! C, J; Q company as soon as possible. Call a lawyer Bruce King, to discuss
, y1 T, o- `: ?( V your accident.
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, _+ ^8 G9 X0 E2 m& K[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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