if you know everything, you don't need to book an appointment with 销售代表. just go there.# u: Z+ v5 q) R; T% P
no charge for service in TD, there is a service charge in CIBC and Scotia Bank.
RESP's for education. {, w1 [+ M3 `
my dad got mine with RBC / b1 W, ~, b$ i2 b9 n5 z9 G) ^; F$ Gpretty good * G6 k5 n9 C0 C# V3 c" ^maybe you can go check it out