if you know everything, you don't need to book an appointment with 销售代表. just go there. - h+ V% y' A/ E7 i+ cno charge for service in TD, there is a service charge in CIBC and Scotia Bank.
RESP's for education $ r# Y9 q% R9 s2 r; N$ V" |my dad got mine with RBC& b1 |+ F9 Q1 h
pretty good- a- d: \ H+ A ~! v& F
maybe you can go check it out