I found two additional good things about TD: + q% t/ ~/ ]6 q8 l, v2 s 1. If you deposit a check to your TD account, TD allows you to use it immediately. Alot of other banks will hold it several business days before you can use the money. + H/ `% y! f! C& G8 z 2. TD is very convenient. They also open on Saturdays and workday evenings. Most branches work on day time only, and also not on Saturdays.