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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
/ ^' N# ^; m+ G# V$ ^+ W0 k+ RHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.  u1 P3 z& X, D) n9 c& P' V) ~
It is always better to buy when it is on the way up than it is on the way down.
1 Z3 q5 r  n. M% X8 QFor example, the condo average price is around $240,000 this March, now it is $270,000.8 m: c/ A9 m& I$ N1 d8 B
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
  x( T5 k6 i4 b7 {. GI will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
& P  O. z* m  W9 {. f4 [" JIf you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,( _) n& P9 E, y, k$ X! f; U
your mortgage interest rate may have reached 6%.  @- n: t8 g* W/ U: U& @
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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! U: F$ {) X. x7 c! D/ k! ^4 xOK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000  _1 j6 P: ?  `2 v  |# u& ]) V; B
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same / L2 f4 Q, z* \
condo with $1000/month rent)  Total: $344,0403 E0 p" f4 z( f) E( Z
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
+ O$ @1 \0 D! v% ?We can see what is the best, when it is on its way up, worst?when it is prime(peak).
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.# O  X- E+ f  M
Cannot it be $270,000? Cannot it be $280,000?+ @1 z4 S. L: F) t* Q
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
8 M: i* H; ~4 s5 B& hFor me as a property investor, I will always tell everyboy, it is a good time to buy,3 T+ P9 u. k+ t* ]' r7 N
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,  }2 @; J1 d: m% Q9 l0 g
then they will switch to my line and try to "HouHou" to push the market up., h5 t2 j% x: u, W* S
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Human weakness.# M& ~- ]/ q0 c/ ?
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Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
0 e0 a+ v& j' lFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
3 r! Y5 w5 S* i4 u$ h" zthen they will switch to my line and try to "HouHou" to push the market up.
' X0 {5 Q. I8 s/ l
1 y6 S6 @9 N' C+ lHuman weakness.
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8 J$ k$ ?2 N! |$ B% I1 i! S3 AWell, we are human, we have it.
4 h7 ~, Y) {- P5 ~

+ S2 U6 C; J' O6 j. _0 h  i# E& ?8 h呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。0 y' [  L" X& R+ w

; c+ E8 t. V/ R3 e$ n% R, s能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层
8 ^, h' e2 W* S3 s) f3 e0 M
装不了中文软件也没关系,用这个:
, v; w$ R) M. Z' a8 ahttp://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 * k% L* i$ ^2 r2 C5 W( b, ^* [. Q
  Z2 l$ @" j6 E
% m) u8 F4 ?# f+ }; B- b" B
永远看牛或者永远看熊的,那是猪。! Z9 B6 {; y: U4 H% ~, t  h6 i

/ e2 L8 H. e) {+ H

; x9 O, T" K, ^7 k, f" G% f; z: u7 s& f: n! S  j5 m
Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 7 p. S" T2 o8 X+ }/ e9 o
I hope you are not 猪, and can have house sooner and become one of us.
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Yes, I won't be bearish all the time.
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I will buy a house, at the time and location of my choice.
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