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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
# `; K) Z$ n  e" m  H. b# H) JHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.3 }9 c+ O1 k  T: @2 X
It is always better to buy when it is on the way up than it is on the way down.
. H; x5 |  F$ j: d/ Z: o# P5 aFor example, the condo average price is around $240,000 this March, now it is $270,000.3 f% l8 g. J* w( k
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
* n! u% D" R+ ZI will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
# M) [, J& Q0 _If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,. ?/ U5 S6 x) m6 Q# |4 f) g
your mortgage interest rate may have reached 6%.
# F$ c# ?  s: p+ y& q' O* OHouse market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.! d' t7 E5 Y5 u/ f7 i

8 \1 Q) t! M1 m/ f( V$ \& A7 n) ], o  xOK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
( h6 U9 n6 U, R/ h! Z; ^if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same * Z# L. O# C, L7 I- k
condo with $1000/month rent)  Total: $344,040
$ I% Y: Q9 d6 `4 c( gif you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
, B$ w* C0 B5 I$ |We can see what is the best, when it is on its way up, worst?when it is prime(peak).
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.; P6 U' b$ y# ^' A+ }) [( C  w9 o4 e
Cannot it be $270,000? Cannot it be $280,000?
& ?6 R3 ?6 _( bSo, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.- S9 S3 ]* }: U5 h, C$ g: q' t* T8 s
For me as a property investor, I will always tell everyboy, it is a good time to buy,5 f8 N8 ]" D: ^* L& P( U. `, m
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
6 v5 g" T2 J$ G0 [# @0 dthen they will switch to my line and try to "HouHou" to push the market up.
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, `2 n, y/ v& @" \3 E# }Human weakness.
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9 H/ ?- B7 `+ f  DWell, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
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发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 4 X4 }: j1 c+ g4 z, x# X9 {7 n
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
; P$ s# o7 v9 {( B" ]" _then they will switch to my line and try to "HouHou" to push the market up.
5 ^6 T) Y7 ]& Q3 i' Z* M6 n' ~, L# {. m/ y" B2 D) Z
Human weakness.3 h$ a6 ?0 H4 V8 }" S
9 ]4 [  N7 x: h' j$ I1 ?
Well, we are human, we have it.

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) }$ W5 }" P) }: o8 N# b呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。3 y; [6 w& ]9 S) C

+ p: C" L! Q* ]6 M; k6 A, o& O能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
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发表于 2007-10-15 07:49 | 显示全部楼层

0 d" O+ ]  F8 h8 v# Y6 m1 q  Q5 [* p0 U  m装不了中文软件也没关系,用这个:& B* M9 c% F" r0 C, ?2 g& l
http://www.o-cj.com/simo/index.php#
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发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
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永远看牛或者永远看熊的,那是猪。" I5 U' v2 ]* K  U2 n

: ^; `- l+ V0 H! v$ x" q

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Z
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发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 7 W/ ~: }0 c, i3 k3 k
I hope you are not 猪, and can have house sooner and become one of us.
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& i' D" }, Y, r1 m' eYes, I won't be bearish all the time.
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: U7 M% X+ @0 X* Z, t# d, f  qI will buy a house, at the time and location of my choice.
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