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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
2 ], B' ^7 O6 \  O$ Z, THowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.1 o: K2 _! {9 H& C) @* y
It is always better to buy when it is on the way up than it is on the way down.) H; @: ?0 K- O, c4 y; u
For example, the condo average price is around $240,000 this March, now it is $270,000.
. H5 ^% F8 H4 a6 G* HSay, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
$ H) h9 a, T7 i3 E& ]( sI will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
' F; M* i0 \  U' j- LIf you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
; p% L# E& h" E$ ayour mortgage interest rate may have reached 6%.
9 P0 f! q- Z+ e  YHouse market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.- q7 [0 o) l2 E- H
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OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,0008 |, R% V* L$ F
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same " x7 O; K$ \, M* ?& L) u0 u& v' l
condo with $1000/month rent)  Total: $344,040
# m3 O$ T% S1 t# a3 |if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600. q. d! [- K7 p0 X5 z- O
We can see what is the best, when it is on its way up, worst?when it is prime(peak).
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.; w; g! z) Q1 i- g% Q5 q
Cannot it be $270,000? Cannot it be $280,000?
% e3 y8 F8 B& @8 S+ zSo, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
( ?5 }) _1 S/ g6 w& ^4 aFor me as a property investor, I will always tell everyboy, it is a good time to buy,, G/ r& ]' n, R* |
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
0 y/ ]8 d$ K4 B% D$ ythen they will switch to my line and try to "HouHou" to push the market up., h3 v& c3 ]  E. w  f+ s# Q# L
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Human weakness.
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% Z/ Z" K' o7 {% ?# M* _Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
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发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
' w. J7 E; K( m9 Z) TFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
6 W/ }9 k+ ~9 Athen they will switch to my line and try to "HouHou" to push the market up.8 N  o* Y7 R) Z
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Human weakness.
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Well, we are human, we have it.

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呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。" u/ p" Y5 `* R

' ^, A, X! U( r7 D, M能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
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发表于 2007-10-15 07:49 | 显示全部楼层

2 l* t5 z+ b8 V5 Z+ f: ?! g  i装不了中文软件也没关系,用这个:
1 h$ h, c8 a$ y) P$ o) Vhttp://www.o-cj.com/simo/index.php#
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发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
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永远看牛或者永远看熊的,那是猪。$ a; D8 s& T. O8 u  {  M
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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 4 [, N6 x# q" h" C
I hope you are not 猪, and can have house sooner and become one of us.

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) [& ]; U- h. l0 p: OYes, I won't be bearish all the time.& U, t( w: t  ^3 @1 ^
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I will buy a house, at the time and location of my choice.
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