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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring., B/ S. ?& y  O) }3 L' D
However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
" X! t1 v5 v. `It is always better to buy when it is on the way up than it is on the way down.# ~5 N" l" z) r: j; J2 v/ `
For example, the condo average price is around $240,000 this March, now it is $270,000.
1 s: I. j' i% T; {) t4 E! QSay, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.  R" \" R0 x5 W' \( V7 t) T8 ?* D
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast." H! N! s1 L! F* g" |
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,: @( ~' n. r2 [
your mortgage interest rate may have reached 6%.2 A/ x2 M2 i. k
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.9 Z( Q' n' }5 @: H9 k4 j0 A

0 I* K% H7 |6 T4 A( wOK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
+ a. a" F# _2 n. B7 h. Iif you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
& ~& Y2 O0 R/ z0 ?condo with $1000/month rent)  Total: $344,040
1 K5 _* @; r+ u7 t8 ]if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600' x" f& ^/ w/ {$ j  k: W* U
We can see what is the best, when it is on its way up, worst?when it is prime(peak).
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.1 H" R9 M% Q( C/ s
Cannot it be $270,000? Cannot it be $280,000?
( ]4 n. Y5 `9 }) e: r, |$ d5 ZSo, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.; w7 m# |9 M0 ]1 w) E$ s
For me as a property investor, I will always tell everyboy, it is a good time to buy,
3 w0 w( k4 F7 d9 v( t+ H6 C- HFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,! D: X  x# ]6 K0 s- r
then they will switch to my line and try to "HouHou" to push the market up.5 [+ R( y  M3 O1 S: b+ Y
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Human weakness.
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Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 0 J! ]' B) d3 ~3 y( @' f3 n
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
# c  |, E# A) F- e# Ethen they will switch to my line and try to "HouHou" to push the market up.
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/ P# J4 m+ ]. Y- j# RHuman weakness.
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Well, we are human, we have it.
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呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。6 I  v6 c! v$ m1 ?5 ^  o

2 d2 E) H) i2 C/ Z' R( m4 T能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层

+ [+ l5 C4 G: C% x% L装不了中文软件也没关系,用这个:
# i7 c# K' D7 ~. Shttp://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 / G; v. d! n! Q  V2 f5 b
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永远看牛或者永远看熊的,那是猪。, E2 D9 c) z) z$ ^9 u
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  F( _+ B' x4 i& s( X

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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 . |: |9 T" k0 @
I hope you are not 猪, and can have house sooner and become one of us.
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Yes, I won't be bearish all the time.
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: F( F0 ^: R$ b: Y; N5 M% `! s* ZI will buy a house, at the time and location of my choice.
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