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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
2 A) _0 Z& q3 \# B; v8 x) ~- H/ zHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.. h* f, {$ p! {" ?
It is always better to buy when it is on the way up than it is on the way down." k; |/ ]/ {1 k$ z) \
For example, the condo average price is around $240,000 this March, now it is $270,000.
3 E1 o$ s3 E/ m7 _3 n4 PSay, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
, l# a" p( T) |* m$ WI will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
) Q' ~, Q/ {0 A' x& KIf you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,8 _' {# c! T: d  p
your mortgage interest rate may have reached 6%.. p$ H9 N& P/ Z4 i# D# ?7 c& {
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.+ y& J& h, O7 v7 D

  ?0 [0 T3 ^% J6 L4 i9 B4 COK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,0005 y" K7 N9 p9 H' I( q3 |: _
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same $ h# E2 a/ E. C) T* \
condo with $1000/month rent)  Total: $344,040
1 F; M' c+ j  d+ ?- Bif you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600. T2 T" e( T/ Q
We can see what is the best, when it is on its way up, worst?when it is prime(peak).
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6 Z2 W  m$ P  d( v1 [So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.: p) v! D9 m' E( i. n  E
Cannot it be $270,000? Cannot it be $280,000?6 D3 N' X) g* Q5 |. G
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.8 F% n$ s" p2 R% z
For me as a property investor, I will always tell everyboy, it is a good time to buy,
1 h+ ?* m' _7 NFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,8 W$ z6 A9 P2 g! Q. k: h1 ^: V) f
then they will switch to my line and try to "HouHou" to push the market up.
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Human weakness.# y( W+ D: r) L3 Z, M

  r4 W4 e  c1 rWell, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
大型搬家
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发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
5 O& S; X# U# a1 K( uFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,( O1 @; j! W( J0 s, P6 r. M
then they will switch to my line and try to "HouHou" to push the market up.
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& A; g0 y3 H- tHuman weakness.( W' g# h$ s/ J
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Well, we are human, we have it.
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呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。/ t4 G, N3 \8 u! a: ]! n4 R

' b1 u% o+ R+ j2 W2 F0 N能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
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发表于 2007-10-15 07:49 | 显示全部楼层

  v5 p/ d$ q+ q0 o; L$ N' H1 Q  }装不了中文软件也没关系,用这个:, y5 _9 `5 p- T- F  w
http://www.o-cj.com/simo/index.php#
理袁律师事务所
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发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 ' V7 g% {6 V9 S3 M* _1 D( c
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永远看牛或者永远看熊的,那是猪。
( W7 G( t6 @) {9 x5 Q) t! S" v( D
  `- @7 B1 J; ]

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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
( X. p" T( C8 i1 [# C3 h9 {I hope you are not 猪, and can have house sooner and become one of us.
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Yes, I won't be bearish all the time.
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I will buy a house, at the time and location of my choice.
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