原帖由 WST 于 2007-6-15 21:45 发表 % z8 J+ O* K. F. M 0 Q3 B6 G5 E5 `1 Q$ }/ v 5 [: |/ X/ }6 y' I. S同意dgg的观点, 对于affordability,我补充一下。Affordability 主要是以房价和收入比来衡量。通常,收入以税前的工资为标准。这种算法实际上比较片面,特别是对爱城,因为很多家庭的被动收入(房地产,股票 ...
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This is a good explanation to how real estate bubble forms. The market feeds itself to push the prices up, but eventually it will reach turning point, and the bubble bursts. ' h% v! g3 Q# D+ r | / V1 t$ W2 j& b% `The risks to the current market:. d1 P4 a; n3 u `$ D9 r
1) Mortgage rates go up 1 i4 D( ]7 j$ S6 K- Z3 v! Q2) Oil price dropps0 Z& L2 h# t N( J1 T
3) Less influx : t- Z8 k+ F% M; b3 T4) Speculators quit