原帖由 WST 于 2007-6-15 21:45 发表 : ~, P- M# _/ s( p; o! S
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同意dgg的观点, 对于affordability,我补充一下。Affordability 主要是以房价和收入比来衡量。通常,收入以税前的工资为标准。这种算法实际上比较片面,特别是对爱城,因为很多家庭的被动收入(房地产,股票 ...
- a: `5 Z# j1 ]5 F( G& L! U2 {9 l _This is a good explanation to how real estate bubble forms. The market feeds itself to push the prices up, but eventually it will reach turning point, and the bubble bursts. 4 I, Q9 [7 F7 G4 |; y1 e6 O! F; O% v0 Q2 r) k0 E( C7 Y" k8 x& N
The risks to the current market:, h& t' y Z- i1 b( }; E
1) Mortgage rates go up! @! ~! }! U# i6 v
2) Oil price dropps9 ?" D2 M6 y* i: }+ n" U" ]
3) Less influx ) o, h( _% l8 c, c8 Z4) Speculators quit