RRSP

marie

summer_tina 发表于 2014-2-27 18:47
* k+ d6 C4 n* [% b好贴。
从各个银行买RRSP有什么差别吗？
% K5 K* I3 D7 i. A今天去了CIBC，然后有个姐妹在BMO上班，叫我从她们那里买。

买了1gold ring, happy my birthday! RMB 1000($200 CAD)

JoyceAccSG

人行明镜中 发表于 2014-3-2 23:10
我一有时间，就在数我的RRSP，什么时候可以攒到足够我花销的？！

, q) g, b% m! }8 J" M9 @5 T. V你需要plan一下才可以，选个机会我们好好聊聊。

Spring10

人行明镜中 发表于 2014-3-2 23:10
9 w0 Z7 D+ w  R% M! L; s, C我一有时间，就在数我的RRSP，什么时候可以攒到足够我花销的？！

如果只靠RRSP支付退休以后的生活费费用，不可能的吧？
我觉得只能用来补贴想提前退休的那段空缺。

JoyceAccSG

marie 发表于 2014-3-3 08:24
9 f" n7 |" @7 y9 ^# k买了1gold ring, happy my birthday! RMB 1000($200 CAD)

买大一点。

marie

JoyceAccSG 发表于 2014-3-3 09:26
8 s+ O2 Y4 T$ q买大一点。

8 W7 K0 V: H! }: HI have many rings, big, small, middle, every birthday, I buy a ring for myself!

Spring10

marie 发表于 2014-3-3 10:22
I have many rings, big, small, middle, every birthday, I buy a ring for myself!

; }; Q3 J6 w1 m( @8 v姐姐 应该买金条 或者是 黄金马

marie

JoyceAccSG 发表于 2014-3-3 09:02
( N3 r1 A9 O2 I6 G: j% q2 I* [6 K你需要plan一下才可以，选个机会我们好好聊聊。

rings!

FrankSoccer

JoyceAccSG 发表于 2014-2-24 14:33
' x4 d: ^+ w( {' b8 L  j  V可以买到把去年缴的税全退回来，多买没必要，留着，说不定将来会有用。

% z9 U/ y' M5 a: S& l4 @) p2 ]- {6 JWhat? impossible.

Spring10

FrankSoccer 发表于 2014-3-3 15:24
What? impossible.

0 v+ }+ }2 Y! G" {' ~9 q, [5 t9 _0 p有额度限制的吧

JoyceAccSG

Spring10 发表于 2014-3-3 16:44
有额度限制的吧

今天最后一天。
/ S; V2 q; }" u. Q) o4 S

JoyceAccSG

FrankSoccer 发表于 2014-3-3 15:24
8 `9 i5 N" S4 G! H  J1 p+ }What? impossible.

你不了解哪位妹妹的具体情况，我了解的。

JoyceAccSG

' Z+ w3 F6 Q9 j) }

FrankSoccer 发表于 2014-3-3 15:24
What? impossible.

; ~- q7 V: i2 b& r7 g4 e
请介绍一下哪有每年都有10%以上的return的RRSP的品种？

marie

JoyceAccSG 发表于 2014-3-3 20:18
+ {' O6 z+ U) v+ x, `0 P请介绍一下哪有每年都有10%以上的return的RRSP的品种？

never always 10%, 每年you need to update or change RRSP的品种, this year
precious metal fund over 20%, I am not sure next year, depend on the situation
( M$ q5 X; R. g+ E3 n  \" n$ VGIC never 10%

marie

人行明镜中 发表于 2014-3-2 23:10
; r6 W4 b4 t, t0 O( f: ^我一有时间，就在数我的RRSP，什么时候可以攒到足够我花销的？！

; x- d7 _" Q( G+ k; k, \' q; Q一定是辛勤工作一辈子的

summer_tina

marie 发表于 2014-3-3 10:22
I have many rings, big, small, middle, every birthday, I buy a ring for myself!

你投资金，买了多少克？不会买了一个大金砖吧？

过年后，金价稍微上来了。从年前的289到310吧。

人行明镜中

marie 发表于 2014-3-4 11:25
一定是辛勤工作一辈子的

快快乐乐地工作就不觉得辛苦了。

) \; ~5 K4 j2 J2 Q. C* p补充内容 (2014-3-5 21:31):
2 Y, X+ ~) G: O2 g4 H4 c3 v还是花园里的花多，谢谢JOYCE！
, L9 f& x) a7 G4 R' j) Z5 h1 f
补充内容 (2014-3-7 17:57):
失业，再找工作呗，有什么可怕的？！

marie

weekend, report 2013 income, report 3 years loss of stocks, difficult job
) l/ ^0 S& l2 b. O4 S( cwho has experiences about the loss of stock?

人行明镜中

marie 发表于 2014-3-7 09:47
4 R* j* N, l) Lweekend, report 2013 income, report 3 years loss of stocks, difficult job
( k; _8 `* S0 D; j4 |who has experiences about ...

我现在还没有你的勇气投身股票市场，我只琢磨着找更满意的工作和更好地享受生活。

JoyceAccSG

marie 发表于 2014-3-7 09:47
weekend, report 2013 income, report 3 years loss of stocks, difficult job
& q. s" N/ I+ ^; N/ Dwho has experiences about ...

Do you have capital gains?

JoyceAccSG

人行明镜中 发表于 2014-3-7 17:59
我现在还没有你的勇气投身股票市场，我只琢磨着找更满意的工作和更好地享受生活。

6 i: J/ E# I) [4 s用Excel表将每一种股票每一年的买和卖分项来算。
, S+ Z* S) |% J

圆梦

marie 发表于 2014-3-3 13:16
rings!

, u( V5 `  P, t" c& ^5 O! t4 [; @( j玛俐姐是土豪

marie

人行明镜中 发表于 2014-3-7 17:59
% P* u( g# S0 f: [我现在还没有你的勇气投身股票市场，我只琢磨着找更满意的工作和更好地享受生活。

from 1990, invested bonds, from 1999, invested the stock, 2000, invested foreign exchange,
2003 invested funds

marie

圆梦 发表于 2014-3-7 20:12
玛俐姐是土豪

if I am a 土豪, I don't need to do hard work, do some easy job

marie

人行明镜中 发表于 2014-3-5 06:25
快快乐乐地工作就不觉得辛苦了。
* C+ X/ U& x5 J3 d
6 w! r2 [3 b" C( A补充内容 (2014-3-5 21:31):

+ {" h; k( F# E# Ono employer would like to hire the old persons

JoyceAccSG

marie 发表于 2014-3-7 23:43
% h$ \9 g/ W, yno employer would like to hire the old persons

Choose a good company and stay, do not move around.

JoyceAccSG

marie 发表于 2014-3-7 23:43
no employer would like to hire the old persons

Choose a good company and stay, do not move around.

marie

2 q9 K; B2 Y- i

JoyceAccSG 发表于 2014-3-8 06:37
Choose a good company and stay, do not move around.

it is so hard to select a good company, the best company is in US
% u5 V6 O* w2 P! ^# \( k9 QI drop it for child future!
, u' [+ W8 o% W2 t# @7 lfor surviving, first I must have a job, then adjust it, must be moving.
If you stay a company long time, one day, lay off, you can't take job back, GM,Ford,chrysler
many chinese engineers, they graduated the famous universities, if they stay here long time, it is OK
but lay off, broken anything, it is reason, broken many family!
& [: Z% r; W3 j# O) q& DI still look for a good chance

marie

圆梦 发表于 2014-3-7 20:12
& z( w$ V6 z5 r* Z: M9 k玛俐姐是土豪

+ c- d* y( X0 f( u我是土豪,不需要 折腾跳槽

JoyceAccSG

marie 发表于 2014-3-8 06:52
it is so hard to select a good company, the best company is in US
+ C) N- y7 V8 _' C8 ^4 _I drop it for child future!
. D+ C* @6 M) H  ^/ o: o, \3 b, i ...

9 w: D3 l' `% _4 l4 L' c9 PI understand your feeling.

marie

sometimes,需要奉献自己for family!