 鲜花( 327)  鸡蛋( 0)
|
本帖最后由 PTL 于 2013-3-12 10:45 编辑 , G9 i/ ~( Y8 U# j
kismet 发表于 2013-3-12 09:34  % w3 e: }, [$ M a7 x+ Y: H3 O; a3 y
能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
3 ]8 T. T! e: k: B0 F8 w6 j( p5 L* }
/ q# r9 j2 p/ t" H( r你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/: A* D: s! C+ {. F+ E( x
* ]$ z5 K$ d. G' _4 H0 qWhat are my options if I leave the Plan before I reach age 55?! F% U1 i- E, G; D/ m! G* i! W
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.( A* l) m: X! w! _! ^4 |# O; @
; V& I+ q5 M+ G2 zWhat are my options if I leave the Plan before I reach age 55?4 a7 q& {0 X# N& [5 A: e( _: G( l
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
8 O: E& x+ \, X! o" \, D! I5 `% G7 w( ~! A
If you are 55 or older, you may:: k3 a- F* V7 r% p& v
6 f/ e, u& X' d; qreceive an immediate monthly pension, as well as any5 L& U* e4 r: s
excess contributions. (If you choose to receive your
7 @9 z/ b6 x+ Q# Z- h! C. @pension before you turn 65 or before your age and years
: b$ B- M+ k$ qof service add up to 85, your pension will be reduced.
( f% x! R: a0 p$ L2 g* D
1 w0 ]. H0 D ]0 o' T# ?# R3 RReduced pension* Q, b0 y/ z. R: W* |- \
+ W0 n8 C* ~" E2 B. e
You can retire any time after you reach age 55 if you have at least
5 j7 O" k1 V5 s% l: I, ftwo years of service (including any CPS).
9 {& S' A) l% R3 t- d0 s$ H y( h+ Q/ X) a/ _& G, m% v7 E
Your pension will be reduced
, N' Y6 @2 U- i' R& yby three per cent for each year you retire early. / P+ J$ t3 k+ S- d" p: p+ Y1 [" z
. ] \# `' @0 {5 s2 {This reduction will+ v& W& F: a/ l a) y5 G4 {
be based on the number of years your age is short of 65, or on the
2 R4 B' A! ` f' B. n" C8 c8 P! gnumber by which your age plus years of service is short of 85 points,8 ?/ v" H4 b! Y- }0 ~1 A
whichever gives you the higher pension.! k4 Z+ o( M8 J O/ ]; R* ?
) o9 x, {, h" f
Here is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf
( @! D2 c& |, ^* H4 D! ?, b7 i4 X5 y% J- F2 z( Q1 M) N2 M2 P
|
|
楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
显身卡
楼主
发表于 2013-3-11 19:47
