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本帖最后由 PTL 于 2013-3-12 10:45 编辑 6 W" ?9 [: Z' b% D" i) g
kismet 发表于 2013-3-12 09:34 
+ b2 T: G4 B( _$ R& v z能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
7 ]- H9 [* J, u- n6 F: v; `$ g你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/
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What are my options if I leave the Plan before I reach age 55?/ s$ n: K2 ~3 u9 n* G
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.' V5 u# G, I. v3 G3 v$ Q
5 }7 _, t7 N% U/ T- ~$ M ]What are my options if I leave the Plan before I reach age 55?/ M6 q; g: b4 O
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
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$ _, ]% g1 N4 LIf you are 55 or older, you may:
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receive an immediate monthly pension, as well as any2 Z, B x- f: j( x( J; ^9 u2 h9 o
excess contributions. (If you choose to receive your1 D# i; r1 w8 A- a: X
pension before you turn 65 or before your age and years# d2 q! Y, M/ o4 v J
of service add up to 85, your pension will be reduced.
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Reduced pension+ r0 {( w7 F# ?1 i1 B+ J. H
, ^# U2 U- {# b, J( y7 dYou can retire any time after you reach age 55 if you have at least- X2 O* n8 A: S6 [' F
two years of service (including any CPS). % `+ J% J# |% g0 X% X8 R: q& b
2 C8 \' Z( `/ m3 K1 S: iYour pension will be reduced- K. O1 o; R2 A/ Z# R
by three per cent for each year you retire early.
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+ f j& e, W" Y! wThis reduction will* U! M* m, ?! H7 U3 u0 r
be based on the number of years your age is short of 65, or on the
, y& D# k" O5 }0 L+ p Enumber by which your age plus years of service is short of 85 points,0 }0 c5 t# A/ ?% {& h# A: d
whichever gives you the higher pension.- ]2 c" @5 Z# X
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Here is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf
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楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
显身卡
楼主
发表于 2013-3-11 19:47
