 鲜花( 327)  鸡蛋( 0)
|
本帖最后由 PTL 于 2013-3-12 10:45 编辑 $ E0 t$ {, q2 n" O
kismet 发表于 2013-3-12 09:34 
& b" N+ u0 I7 S& |- x能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
0 G. B( U1 Q3 |2 F# H你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/
9 k! g7 C/ Q! d+ ^# t6 d/ f
" V+ @- r: n8 g& g0 b/ t- T. bWhat are my options if I leave the Plan before I reach age 55?
2 v! u+ V3 {5 W: zYou have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
, P3 j' V" M9 H; h# Q9 Q5 P1 I' j- W O4 u. k
What are my options if I leave the Plan before I reach age 55?
8 n9 O* P# z& ^# T7 }1 VYou have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
3 A, u7 O$ `9 B+ C: A
$ Z: S5 P7 ~: y6 zIf you are 55 or older, you may:
! e1 _/ d# c( \1 _$ T+ t: x3 s. x& K. W
receive an immediate monthly pension, as well as any
1 j. p$ n8 X z7 o) }excess contributions. (If you choose to receive your
+ u0 r* M" M! v4 F0 {/ d- H: Lpension before you turn 65 or before your age and years
; b- h! h! ^) |of service add up to 85, your pension will be reduced.8 d# S$ y; v4 R2 v6 J( g% N
' {+ X) `$ Q$ h- N& z- {Reduced pension
' ^; }4 \ p6 s8 M3 I; q
( M. O( Y. @! k. A CYou can retire any time after you reach age 55 if you have at least
+ e3 W5 A1 m6 ?* v/ xtwo years of service (including any CPS). & |' Z% I# _% ?" j5 \, v" N( ]
' D% }7 d( u. ~ v. SYour pension will be reduced; Q/ n% `$ G. `, F
by three per cent for each year you retire early. $ B$ d; F+ R; X' d/ u3 N8 z
( p @. m) ~# O8 l" o, p- `This reduction will
4 J) q. F4 i( i) b& u* Obe based on the number of years your age is short of 65, or on the- ~& B1 J2 {/ y) d2 X1 z
number by which your age plus years of service is short of 85 points,
# H5 h( E8 x0 Q2 Fwhichever gives you the higher pension.: m, k3 g& X: q
5 v }* U% n o6 O( q6 o4 O6 o
Here is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf o8 P, W1 t# R# N$ M3 p: ~
! |0 o8 x1 S, w2 s9 j3 ~4 | |
|
楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
显身卡
楼主
发表于 2013-3-11 19:47
