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本帖最后由 PTL 于 2013-3-12 10:45 编辑
7 q j4 y! B6 Kkismet 发表于 2013-3-12 09:34 
% p/ K, E( _2 Q: I能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
8 |& m- I/ `# k) `你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/4 g% ?, A- k% }% F) f1 G# D
) y& d# _6 B9 D% Y- cWhat are my options if I leave the Plan before I reach age 55?1 E( ]/ k4 x$ N: P' _
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
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What are my options if I leave the Plan before I reach age 55?
2 V$ M6 l, h6 ~" y5 ^! J6 v+ |2 _You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
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% I2 @& d3 R( f, @; i- k' v6 xIf you are 55 or older, you may:' |( N5 M) i( ^ \# j. U* F
6 P% V5 X' a6 M0 C* v/ {receive an immediate monthly pension, as well as any
5 D# t0 M) y+ K3 _" E! q2 Cexcess contributions. (If you choose to receive your
" D* C# {+ u" x% T- }0 Fpension before you turn 65 or before your age and years( n& o! O h: L; r$ n' X
of service add up to 85, your pension will be reduced.
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: h6 z7 M9 X& _Reduced pension+ k" h% e" ^" E
$ ?/ g8 k) `$ tYou can retire any time after you reach age 55 if you have at least
7 D7 N8 T# C& v1 E( n& Ptwo years of service (including any CPS). ; L% g; u2 T9 v9 l/ w9 S L% j
( H; O& p& x6 l' ^ x$ hYour pension will be reduced
5 B9 h( l5 @/ ~8 t4 ^by three per cent for each year you retire early. $ e( i4 m1 t' k; m8 @
# H5 c6 p5 M% X% y+ y8 w W; NThis reduction will
: _2 ]8 r- s$ Q' v7 D1 _be based on the number of years your age is short of 65, or on the
) J: _$ f4 S, ^( K/ Wnumber by which your age plus years of service is short of 85 points,1 e: p, ]! P7 Z7 ~
whichever gives you the higher pension.* R7 m+ F7 ^- h
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Here is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf
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楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
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楼主
发表于 2013-3-11 19:47
