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本帖最后由 PTL 于 2013-3-12 10:45 编辑 7 y2 s: j( u% e$ s1 [
kismet 发表于 2013-3-12 09:34 
6 v, n: e) y! x4 R2 z% a$ |& ?能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
. U' `, F o( ?0 |( P你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/5 D8 p8 }$ U$ {3 P- t# ~
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What are my options if I leave the Plan before I reach age 55?
7 C. u w& P) D. \You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
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7 ] q( [9 N9 C' w( a9 rWhat are my options if I leave the Plan before I reach age 55?
4 `* J# t7 v8 AYou have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
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If you are 55 or older, you may:
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receive an immediate monthly pension, as well as any
/ U0 W( l/ J; `. E o4 oexcess contributions. (If you choose to receive your6 g- b# ` T% a6 O" s' c
pension before you turn 65 or before your age and years7 L; _9 w2 ~1 C% d; T/ h
of service add up to 85, your pension will be reduced.
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- m) m7 y L+ ~+ a- ]0 p! E9 L% {Reduced pension7 ?" l! w4 S3 s* g
6 K m& r5 y+ g; w! J7 A' WYou can retire any time after you reach age 55 if you have at least
}4 I/ s8 M4 y) T, Vtwo years of service (including any CPS).
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4 j7 O4 Q" i0 ]: ~ w3 _Your pension will be reduced& W6 x* w/ J$ f* _
by three per cent for each year you retire early. . U) |) ^, p, f. o0 ?
! g( k* a8 q" ]0 L. l7 Q) NThis reduction will# x( `$ c7 A y$ O; E) V% v
be based on the number of years your age is short of 65, or on the
( W8 T7 A% G" c9 G! F: @number by which your age plus years of service is short of 85 points,2 K" P0 ~* h+ _& Q
whichever gives you the higher pension.6 ^+ w2 X% z e
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Here is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf; z/ r% b$ o! N- k. ?7 J' m
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楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
显身卡
楼主
发表于 2013-3-11 19:47
