# L8 H7 z5 z* S; ^
Royal bank has a market smart GIC 3 years rate 9%, lock GIC, follow stock . v5 |& v5 }' H+ K# F: ]5 ]) }3 v. c3 choice:/ A! [- h' U* m& A7 i/ d- T
1: US index fund & T- }& C' Y6 U7 {: J5 U2 T/ d9 F2: canadian equity : s( P- F) F( f3:Canadian Bank6 k1 v- x& z/ p* Y+ Z+ {
2,3, 5 years + I0 h* \# R# G- \$ lif i get refund, I will buy this GIC in my TFSA account!
marie 发表于 2014-4-9 09:10 " @# h6 s* o" L
Royal bank has a market smart GIC 3 years rate 9%, lock GIC, follow stock" {* k* \1 v. ~' _" |$ e
3 choice: 9 ^9 W4 x' r$ |1: US index ...
JoyceAccSG 发表于 2014-4-9 11:58 # |/ @* J1 v! U* w# b. u
你的意思是3年一共9%吗?
! M7 Y0 i$ C7 y: o+ {call 18007692508 chinese investment line y3 n: E7 n& x) O( s% c+ [
1 year, if the stock market is good. If the stock is not good, you keep GIC 0.5%rate; B) z1 q1 P8 H) B. V$ i6 c+ L
no risk- K5 V) x4 S/ c1 v' E3 G1 e
6 J2 a- o/ ~# N7 W) f 补充内容 (2014-4-10 09:00):1 @+ w6 e1 F% d6 q8 K3 ?4 b
bought 3 years market smart GIC, select Canadian banking index, 3 years rate, lowest 1.5%,highest 9%9 ]0 [/ d6 k& ^1 h
total& r9 h+ p2 m2 L" k2 C
" _% S9 X( {- }. e8 M; V# B1 Q补充内容 (2014-4-10 09:00): 4 s. k6 }! R7 z& w3 l& t" aGIC, no risk
try to invest solid, for example: sliver bar or silver coin( gift)1 u. K( z# ?% w3 G5 V9 y+ o. k0 M
I order 10 silver coin(1Oz, 9999), $247, plus shipping fee $19.95, maybe in the future, good reward! 8 H" y% h4 d; v. }( X5 @" m/ Cevery year, I try to buy something.
marie 发表于 2014-4-9 09:10# L+ D) n9 T% A+ g0 F4 i
Royal bank has a market smart GIC 3 years rate 9%, lock GIC, follow stock , |9 f# s2 [* O3 choice:3 v& F* f, T! P0 x; w5 d
1: US index ...
本帖最后由 marie 于 2014-4-10 00:24 编辑 3 _! z% `0 x: H7 G
JoyceAccSG 发表于 2014-4-9 15:58 6 t! u D5 M" a4 k7 Z9 l7 Z
如果我是你,我会首先考虑RRSP, 因为每年至少25%省出来了。除非我的额度已经用完或我已经买了很多很多 ...
% A6 N9 k" _/ P& {3 \1 P
" ~6 z: h/ b! r7 k5 s
Both RRSP and TFSA, 我的RRSP额度已经用完 R6 q: d8 H6 |& M& i& \, @- L" Y; t
I still work and earn money, still buy new RRSP. Because of single, 经济OK.Why working, for 生活,赚钱. ( v3 ~' l) m8 q' M+ n9 o: q# a工作,经济独立,心态好,身体也好. ) { ]9 x) e+ B6 _" F! oOur company match 3% RRSP