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Royal bank has a market smart GIC 3 years rate 9%, lock GIC, follow stock 2 {8 ~$ C& `& B0 j9 Y3 choice: 4 C1 c/ Y" j1 M5 L1: US index fund + v g. U# B3 c) D2: canadian equity 7 Q, @4 f1 W9 J9 B3 u/ k* w1 K3:Canadian Bank7 G4 |: D# |* e3 ?. J. K
2,3, 5 years" T( g o0 s( j9 q6 B1 W' P
if i get refund, I will buy this GIC in my TFSA account!
marie 发表于 2014-4-9 09:10 , R \2 B: Q) L/ m. ]Royal bank has a market smart GIC 3 years rate 9%, lock GIC, follow stock 8 [$ V) N$ h/ ~3 choice:4 Z3 M6 m6 y1 O4 o% V( k
1: US index ...
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call 18007692508 chinese investment line % `$ K' j& v" b6 h/ A5 @3 w# b1 year, if the stock market is good. If the stock is not good, you keep GIC 0.5%rate1 L5 p5 Y$ @7 g5 v6 H* n
no risk ( |3 a. k1 ]* a ; S2 @+ T. k h补充内容 (2014-4-10 09:00):' Q& g7 r# x; q; v( ?5 d1 y
bought 3 years market smart GIC, select Canadian banking index, 3 years rate, lowest 1.5%,highest 9% `. |. q0 l% Q% C9 p3 g
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GIC, no risk
try to invest solid, for example: sliver bar or silver coin( gift)8 }9 b, c" h( Q
I order 10 silver coin(1Oz, 9999), $247, plus shipping fee $19.95, maybe in the future, good reward! 1 |2 E8 {0 h1 Vevery year, I try to buy something.
marie 发表于 2014-4-9 09:10! b& g5 E1 V+ N
Royal bank has a market smart GIC 3 years rate 9%, lock GIC, follow stock , s# e/ N4 w" ~3 choice:: C8 |2 E4 R y* @' f
1: US index ...
4 k3 \3 O, \* j' O4 ?# s0 m 5 f% l% t; N! H3 b' n如果我是你,我会首先考虑RRSP, 因为每年至少25%省出来了。除非我的额度已经用完或我已经买了很多很多的RRSP了。
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Both RRSP and TFSA, 我的RRSP额度已经用完+ |. c( U- n0 Y
I still work and earn money, still buy new RRSP. Because of single, 经济OK.Why working, for 生活,赚钱.; D; G5 {* j- I8 v* M
工作,经济独立,心态好,身体也好. 5 } x6 `0 Z& B* {) T* @Our company match 3% RRSP
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退税的钱买了TFSA,TFSA额度没有用完.2014RRSP pre-buy 2/3, other 1/3 company will match. 5 X2 a2 y; h0 W4 t* ARRSP and TFSA 买了market smart GIC