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Step 1 Do you qualify" p$ m+ U+ P4 M
To qualify for the survivor’s pension, you must:+ z1 h8 I- ^1 ?
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be legally married to a deceased CPP contributor6 ^+ H) y. I5 d
be the common-law partner of a deceased CPP contributor
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2 g$ K5 K% W- \: `8 f- x' ~7 TThe amount you receive as a surviving spouse or common-law partner will depend on:- n& S' W/ y$ F4 O; l
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whether you are younger or older than age 65
0 _, l6 ~! j4 a7 r; G v6 zhow much, and for how long, the deceased contributor has paid into the CPP7 D7 t$ l+ L Z1 R p* V5 P1 b
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older
* z! o6 C# G! J! XYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 65
+ h1 d2 h1 ?5 O; j lYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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