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Step 1 Do you qualify6 I4 f$ V# G, X* F- v( c5 i
To qualify for the survivor’s pension, you must:
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1 M! B% N$ m5 B' v# gbe legally married to a deceased CPP contributor
+ @4 q4 Z( z5 Z2 `be the common-law partner of a deceased CPP contributor) u# O$ T' P. h8 l9 B
! _2 ~1 S* f5 g" K# y9 b: VThe amount you receive as a surviving spouse or common-law partner will depend on:. r' b* v7 r3 {2 u0 H
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whether you are younger or older than age 655 ?7 \0 V4 ^# E6 p0 W/ e
how much, and for how long, the deceased contributor has paid into the CPP
1 I( `1 V; n+ l) W& oWe first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.1 t7 g* A) J Z, Y" d$ a* U8 g. r2 ^
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If you are age 65 or older
+ \/ ]& k5 P1 t& W( Q7 YYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 65# L# h* M7 s3 s R( L0 ?" Q0 ]/ }
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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