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Step 1 Do you qualify
1 m' w: z$ o+ _8 q x. b ^To qualify for the survivor’s pension, you must:4 l1 z9 b6 J' Y( S, X
( F+ P8 f- N1 _8 O3 m6 z# s6 u/ Qbe legally married to a deceased CPP contributor) H+ W0 h7 Y. S4 y% p' a' M% H
be the common-law partner of a deceased CPP contributor @$ s5 V3 }5 K' `9 s- |
) m6 L, v0 M; u0 NThe amount you receive as a surviving spouse or common-law partner will depend on:
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$ Y# m% ]) f" n1 d6 D0 O! Fwhether you are younger or older than age 65
) P; A% \2 p1 i0 r6 u, b2 Jhow much, and for how long, the deceased contributor has paid into the CPP4 @8 V: _: F5 m% ^6 A4 n* l
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.% w0 Q9 M! I- x" {2 p# m
! m$ R* y4 b ]# P, ^: C1 OIf you are age 65 or older
* w R* X2 b% J. ^$ aYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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: B: a, ?& A C: H( V% q! pIf you are under age 65
) I& P, i8 x2 W/ _8 U: GYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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