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Step 1 Do you qualify
3 p; R% t1 o2 @% Y5 H* U2 KTo qualify for the survivor’s pension, you must:
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4 e: a, c* G9 Q' |) F" i" I4 mbe legally married to a deceased CPP contributor
" W, X+ l* E& R4 r" |+ o1 D4 abe the common-law partner of a deceased CPP contributor6 Q0 y6 D; M* h9 C
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The amount you receive as a surviving spouse or common-law partner will depend on:
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8 t" A, D: U7 b, |+ X7 Pwhether you are younger or older than age 65
, @7 I/ ~! f8 R |' whow much, and for how long, the deceased contributor has paid into the CPP6 L" n2 D Q; a5 y/ y( @ ?# i
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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" r: `" m5 [* ~; _+ ~If you are age 65 or older
$ g2 u# g0 @! |- ?( ^* AYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.9 [2 O* [1 q O- ~% w. I$ k0 ]" T
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If you are under age 652 s2 A* n% ?! e
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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