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Step 1 Do you qualify# P) J+ t" U2 o2 V) ?- \3 _7 k5 q
To qualify for the survivor’s pension, you must:
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& L4 n" e& Z2 k5 Y) sbe legally married to a deceased CPP contributor2 j4 {+ l3 p9 Z9 l% g) T- B
be the common-law partner of a deceased CPP contributor% d4 F& K0 R1 L t+ p
" {: J2 v0 v8 [' DThe amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 653 V, a: _: R+ C
how much, and for how long, the deceased contributor has paid into the CPP7 {6 A' T. Y/ X2 D; T- `- _ }) Z
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.5 @* A* d% @0 c' x# ]9 w
, O! |# A+ [2 y' k5 T7 w9 E4 x* BIf you are age 65 or older
* E9 l; i3 o8 B) QYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 657 i4 \" b1 x8 X. z& Q7 C
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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