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Step 1 Do you qualify
# }# M4 u; V1 d& U% ETo qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor
4 L4 h/ f1 o- L- C6 v% ibe the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:; d" J( j ]3 @3 F5 g* `9 w# w
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whether you are younger or older than age 652 }& x7 f% z. M; R2 H* z7 g
how much, and for how long, the deceased contributor has paid into the CPP" V7 f) W7 s: Z. l/ w, u9 {
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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/ M/ S. S, N F* a. RIf you are age 65 or older
2 ?$ P% K" u# C+ r6 XYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 65
; K {( J9 v& f- r8 G7 \" T4 sYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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