You may do either or both of the following two things : R2 J9 R: Q3 n# }5 [ 6 i6 d) C( Z: n, q& s2 G! [1. change insurance to "third-party liability" coverage only (if you have comprehensive coverage) ; M. ~5 G& x% d$ a; n- @2. store the car for the winter - basically take out "collision and upset" coverage 9 N' @: ]/ [ l u7 E6 Z: M# l / ]( l" W5 I+ _: jTogether they may save ya hundreds of $...However, there are pros & cons for each option...No free lunch...