Hi, 7 x5 A) {" P s" M: y k0 R2 p Z' `% d1 x7 i+ k% V' ^4 [+ w
It is time to buy RRSP. I am planning to buy some this year. ; P0 {6 G* c/ h: ?( m0 I- T% A3 D V
. j. O3 a0 S' N: i
Do you have any recommendation which bank, or financial institute, and specific investment plan is the best to invest it? 8 X N) K6 S. h. g `" m4 u$ C3 _0 Y6 `/ P$ n) R
thanks 8 Y6 I+ V) U, Y1 N: z8 l, c6 r* p' o6 `' X# ~# @ huthome@hotmail.com
Too many choices. depends on your risk tolerance and duration of investment( i3 F! l& W6 W* ?+ ]4 f
3 r$ b |6 v: | I# Y6 i
If you are happy with 2-4%, I suggest standard GIC from any bank. Manulife advantage account is offering 3.75% per year for very short term (10 days etc.)9 J) v. G5 a- J# ~' S
# X9 p6 A$ _1 pFor longer term with inestment protection, I would suggest Seg fund where it guarantees up to 100% of your investment on 15years or longer term. The guarantee moves up accordingly to the daily market high for few years and you can sell at anytime with no obligation.+ P* Q4 q4 i h# _% n& ~
) z$ T8 E# T/ x, `6 A j# e( _
Or you can invest into Income funds that generates fixed income (slightly higher than GIC) or equities as accordingly to your risk. High risk, high return.8 b# X# a* q8 D5 a' M) r* X' Q
6 g4 e# Q( M9 t4 s$ ^
[ 本帖最后由 精打細算 于 2007-2-6 13:25 编辑 ]