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有懂得汽车的leasing 和financing是怎么计算的吗?
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想换一两新车, 看了toyota mayfield 的例子, 如下, 我 比较感兴趣finance, 但是按照下面他们给的例子, 车子价值 18000, 税是900, 总价是18900. 但每个月要服451.71, 总共48个月, 这样我总共付给他们21682. 这那里是0.9%的利率. 四年利息总共服了将近3000的利息.( @. `( ]+ c) |8 h" [. n; v/ o9 p6 Y
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Financing vs. Leasing Comparison Chart
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/ D; T3 N, v. ^" q% F Lease Finance
$ S1 C+ |3 V$ }9 P$ q8 YTerm 48 Months 48 Months1 L. G% B* j3 N: \# M8 N; k
Interest Rate 1.9% 0.9%
C8 C5 X8 L( y9 ` f" X" P' t; xSelling Price $18,000.00 $18,000.005 e) R% h' d2 `1 [, O
Taxes N/A 900
& _0 L6 w& v* c$ rSelling Price $18,000.00 $18,900.000 h0 L8 n( O! t# Q) \4 D" O
Lease End Value$9,000.00 N/A/ Z' g* i6 G4 A- q' ^4 F6 ^
Base Payment $277.29 N/A+ B: ~# _* O# F; |" ]
Taxes on Payment $13.86 N/A
$ \& S- O$ i* p% W8 uTotal Payment $291.15 $451.71 |
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