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Home Buyers’ Plan

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发表于 2004-9-8 07:23 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
Is this guide for you?
3 ^& ^8 p  c/ A) \! k# |4 D+ f+ c1 iUse this guide if you want information about the rules that
& W) _" V: R! ~0 F. N. i% ]apply to the Home Buyers’ Plan (HBP).! F& X, `# X1 ^$ X- A) b
What is the HBP?
% _7 E5 }2 w2 P7 C( K$ k1 dThe HBP is a program that allows you to withdraw up
" z& O' R) x) l/ `  ], T+ sto $20,000 from your registered retirement savings plans
+ g) _5 R1 M! p9 w(RRSPs) to buy or build a qualifying home. However, the  |/ v7 ~( c4 b4 P# j; K0 z" E
program sets out certain conditions for participation. If an5 k! q+ e" T: S- Q8 h
individual meets all the applicable HBP conditions, the( p; [3 C, W) Y# |. S: v. d+ t  I
withdrawals will not have to be included in his or her
" g8 m& H4 ]! D1 {8 J$ w. aincome, and the RRSP issuer will not withhold tax on these
( a' u9 }9 g1 m8 v4 y3 Mamounts. If you buy a qualifying home with your spouse or# ^& r8 k4 R4 d1 a% m  B' N6 s+ {! `
common-law partner, or with other individuals, each of
: V( i0 b0 ]) t+ I  a: Yyou can withdraw up to $20,000.
: l2 T9 j3 [* T! xUnder the HBP, you have to repay all withdrawals to your
9 T* {# D: z' w% Q( z. f/ bRRSPs within a 15-year period. Generally, you will have to; q' P1 |2 e7 g4 i3 P, z) I
repay an amount to your RRSPs each year, starting the$ O% \. M8 A8 Z
second year after the funds are withdrawn, until you have
$ E6 C) Z/ ]8 {3 m* S# Krepaid the total amount you withdrew. If you do not repay' V, ~$ ^, M# n
the amount due for a year, it will have to be included in+ q, z1 a" \0 a2 {
your income for that year.
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发表于 2004-9-8 08:02 | 显示全部楼层
再详细一点就好了。
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 楼主| 发表于 2004-9-8 08:07 | 显示全部楼层
有更详细的,可惜文件有200-300KB
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发表于 2004-9-8 11:00 | 显示全部楼层
老杨团队 追求完美
What' meaning?
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