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Home Buyers’ Plan

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发表于 2004-9-8 07:23 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
Is this guide for you?
. W0 o3 o4 [& r$ iUse this guide if you want information about the rules that
& C% P, c- Z& \  Sapply to the Home Buyers’ Plan (HBP)., H+ W- |  m0 b% o
What is the HBP?
* K& p/ }% Z& T6 vThe HBP is a program that allows you to withdraw up  o' F! ^. [# y* d, ^
to $20,000 from your registered retirement savings plans
' x7 }. f: X/ u% [2 e! j(RRSPs) to buy or build a qualifying home. However, the
: N3 K$ u7 _( i- R1 ^# Oprogram sets out certain conditions for participation. If an
9 a6 W/ O8 b9 x  Bindividual meets all the applicable HBP conditions, the
5 C' c- C$ C2 d" v& z; f& {withdrawals will not have to be included in his or her) G5 k9 _7 i3 J, u6 u* G- P- v
income, and the RRSP issuer will not withhold tax on these
$ k- d  @, ]/ [  mamounts. If you buy a qualifying home with your spouse or2 x5 D& T* [! b  {2 |6 i
common-law partner, or with other individuals, each of2 B5 y8 o2 A8 N' d0 C0 _
you can withdraw up to $20,000.# m; i# M7 y# B7 `  X
Under the HBP, you have to repay all withdrawals to your
- c/ N  s/ j* @0 F" v' {5 ORRSPs within a 15-year period. Generally, you will have to
; ]1 R. }  L) \7 _repay an amount to your RRSPs each year, starting the
/ p3 j9 B5 ~; J. Z- Hsecond year after the funds are withdrawn, until you have
6 [* Q: @9 w* c" s# g% @7 Srepaid the total amount you withdrew. If you do not repay
; d2 ]3 Z  w- \+ i0 c) f; Cthe amount due for a year, it will have to be included in* m- {7 @! _3 M2 o5 y- R- d* n
your income for that year.
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发表于 2004-9-8 08:02 | 显示全部楼层
再详细一点就好了。
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 楼主| 发表于 2004-9-8 08:07 | 显示全部楼层
有更详细的,可惜文件有200-300KB
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发表于 2004-9-8 11:00 | 显示全部楼层
老杨团队 追求完美
What' meaning?
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