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首次买房每人可从RRSP中预支最多20,000$做首期,有谁知道详情?

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鲜花(14) 鸡蛋(0)
发表于 2006-6-18 22:07 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
首次买房每人可从RRSP中预支最多20,000$做首期,然后每年还。 有谁知道详情,说来听听。
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发表于 2006-6-19 16:06 | 显示全部楼层

HBP

The Home Buyer's Plan allows you to borrow funds from your RRSP to purchase your first home. Here are some of the key facts: ! D0 b3 ]7 H* d/ j9 P( }
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" I( B6 w6 k( L) k4 N+ w0 LYou and your spouse can each borrow up to $20,000.
) S$ y( z9 F; U. WThe funds must have been on deposit at least 90 days before you withdrew them.
& x) d1 c6 T! |: U/ d* gAt least 1/15 of the funds must be repaid each year, beginning two years after the funds were withdrawn. . t7 ]* G5 \& @1 @
A signed agreement to buy or build a qualifying home is required. 6 u/ U, L. K8 a
You can only participate in the program once.
鲜花(1) 鸡蛋(0)
发表于 2006-6-20 20:52 | 显示全部楼层
原帖由 MORTGAGEWISE 于 2006-6-19 16:06 发表/ L2 b7 s7 P( l. h5 f+ y+ V
The Home Buyer's Plan allows you to borrow funds from your RRSP to purchase your first home. Here are some of the key facts:   w( J5 O& ]* U$ H4 {

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You and your spouse can each borrow up to $20,000. 9 r! p/ S. \! j8 w
The funds m ...
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. r* k0 [; ^4 W1 A# [: h我第一次买房时没有用,第二次买的时候还可以用rrsp付款么?
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发表于 2006-6-21 22:38 | 显示全部楼层
老杨团队 追求完美
当然不行了, the plan is only for a first-time home buyer!
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发表于 2006-7-9 10:10 | 显示全部楼层

请问MORTGAGEWISE

怎么定义first buyer呢?要是买两套房子,是以签合同的时间呢,还是take posession的时间为准?要是一套房子签约在3月份,但是要等到下一年才能搬进去,另外一套房子签约在7月份,但是同一年的10月份就能搬进去,那哪一套应该算是第一次购买的呢?谢谢。
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发表于 2006-7-9 11:19 | 显示全部楼层
原帖由 梦里花落 于 2006-7-9 10:10 发表
/ x& R8 W; |/ }* L4 }怎么定义first buyer呢?要是买两套房子,是以签合同的时间呢,还是take posession的时间为准?要是一套房子签约在3月份,但是要等到下一年才能搬进去,另外一套房子签约在7月份,但是同一年的10月份就能搬进去, ...
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! |5 v0 T- C8 I  [! dGood Question!
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& H! j2 M8 j9 [9 T: X7 @/ u0 x% e! Y我的观点是, FIRST TIME HOME BUYER, 应该以你签订正式的购房合同的时间为准,但最终的裁定属于CANADA REVENUE AGENCY SERVICE。
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