auto insurance clarifications

henghengzhu

Sorry for can not type Chinese.

I have two questions need your suggestions: If there is only one car in the family, and the husband is the principal driver, the wife may drive the car once in a while. Does the wife have to be added on the auto insurance policy as a "secondary driver"? What's the pros and cons of the options "add" or "do not add"?

. L" _  I9 X" \: RMuch appreciated for your help!

wil

通常这个不是你能决定的, 保险公司会要求有驾照的人都加在policy里面,除非你有自已的保险;
" I- T1 [5 l$ y

watercress

Add: may pay less for premium.
2 M7 G, N( X1 R8 N( b, `9 nNot add: the casual driver don't get to have insurance history so insurance premium will be higher if s/he decide to purchase auto insurance in the future.

精打细算

需加上。　保险公司风险提高。
6 `! x$ [% `" x; z1 M; x% g# E9 U) K& ]
. Q2 n  s' G  l* F' x0 J! H除非你在一些保险公司享有顶级评级，否则保费一般会涨。涨幅介于另一个人的风险与驾龄，　如果新手的话，一般是以新手单独保费的２５％。　

/ z5 W0 O+ N2 N; K4 V* _要享有顶级评级，必须起码有６年无事故以上的经验，　没有交通罚单记录等。
有问题可以参考我们的汽车保险自动报价。　
- h) r; \9 h- @* D0 B
点击以下广告试试。
|
|
|
V

henghengzhu

Thank you all for your great inputs!