请有经验的大虾们指点一下!4 B$ j4 C8 U& G1 B
老婆回国住院开刀了,一开始的时候保险还没有生效,到住院了一半的时候保险才开始生效。* O+ f8 l. Y" Q
所以,前面一段时间只是有移民的alberta health care的保险+ I v" O9 v0 P: g# {5 z7 R
后面才有保险公司的保险。; _- v! t% M) c; P/ l, Z
我想先去alberta health care报, / P% I' a0 g, @; s& S4 W$ k I有什么不能报的再去找保险公司!+ w. t$ ~% N- V. V2 L/ B$ [: L
请大家指点一下如何去找alberta health care报!
You have to have travel insurance from your group plan or individual plan. Alberta Health Care doesn't include travel benefit.- I7 L0 x% i1 X' |1 I. y! \
Thanks!
如果你没事先得到加拿大医生的MEDICAL CERTIFICATE, 让你去国外治病, alberta health care不会报销的.: c! m, w: M1 P
即使是EMERGENCY的情况. alberta health care给了我一个案例, 某年某日某女去香港时, 发生车祸,断了手臂.alberta health care没报销. 以后均以此案例为标准. 我必须驳倒那个标准案例, 或者证明我的案例和她的不同, alberta health care才考虑.
如果你没事先得到加拿大医生的MEDICAL CERTIFICATE, 让你去国外治病, alberta health care不会报销的.% q5 Y7 h( ^" k5 r
即使是EMERGENCY的情况. alberta health care给了我一个案例, 某年某日某女去香港时, 发生车祸,断了手臂.alber ... $ }0 P8 O6 D6 F% _carroll 发表于 2011-3-29 12:16
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I don't agree.* m, C- d5 [( W: H- y4 M9 x7 R. Z& x
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You should go to the official website and see the details. # x) Z$ d% [; _) b0 g9 Q/ g" B
Without a medical certificate and any supporting document from my famliy doctor , my medical expenses incurred in China were reimbursed in 2007 and 2011. : O$ r6 B0 t F) m: O) _3 K3 h3 \ A X- F
The AHC will cover maximum $100CAD/day for inpatient(staying in hospital) and $50 CAD/day for outpatient, with a limit of one visit per day. ( D: ~# i8 ~& B, ~' E/ f8 V. ^ 5 S! b$ G% B: |The remaining balance was paid by my group insurance company.
本帖最后由 莫迭儿 于 2011-3-29 13:28 编辑 ' i7 m7 h: L; j, ?# d & a% ^# ?9 f# x( d1. http://www.health.alberta.ca/documents/AHCIP-form-AHC0934.pdf 1 n4 n- k# D! f! I5 q4 ^Complete this form to assist in settling your claims promptly.- i% @. n* U; Z, r
2. Please attach clear copies of itemized statements of practitioner and hospital charges on an official statement or letterhead. 6 R. C$ d e6 v1 Y1 {* A4 sWe recommend you keep the originals for your own records. 7 `& Y2 G: ^/ }* e5 \ k& o3. All bills and receipts in a foreign language must be translated into English. A copy of both the foreign language and the English! p$ i: ?: d% V6 b* _) R( C$ ~) C; L
version must accompany your claim. - x2 e/ D% o/ K0 \9 a% _) q4. Claims must be received by Alberta Health and Wellness within 365 days from the date of service. ; Q" v9 l0 @1 q0 B: V' l5. Please allow up to 12 weeks for processing. , E9 q! |7 O. f5 l& _" J5 Y% Y; ~
Have above documents mailed to: - ?, S0 @. H! j6 t* G PO Box 1360 Stn Main. t: Q+ C5 C$ X
Edmonton, AB T5J 2N3 1 l" R3 m, @* d" ^6 f ^ * E' I) u- A) |9 G: n2 L U8 tFor further information regarding coverage, obtain the AHC0012 Travel Health Insurance Matters brochure through our website at * L% e, R* P! G, Y) P' Q, c( y; h3 wwww.health.alberta.ca or by contacting us at 780-422-1954 Fax: 780-422-1958.
气死我了, 我的没报. 所有收据文档都没退. Alberta Health Care先要医生的CERTIFICATE. ( v+ X, p k/ ?$ z, u/ Q) X# z R我补了医生的CERTIFICATE 说明当时的情况只能在中国医治,1 y4 S. x2 y. \5 P
Alberta Health Care又说医生的CERTIFICATE 是事后补的,不算. 给了我那个香港断胳膊的案例.我如果不同意,可以要求HEARING. , ?, c4 k: i. f. w我当时觉得不对, 我就要求HEARING. Alberta Health Care再也没理我. 9 `2 C6 z$ n0 c, N( g当时病还没好全.没精力和 Alberta Health Care追究.* i1 w( ?. x1 q& a2 Y! f
看来我是倒霉了.
I don't agree.1 \ J, L; \9 P/ L" E6 r/ e
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You should go to the official website and see the details. 1 z. z, G* B) d2 _
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Without a medical certificate and any supporting document from my famliy doctor , my medical expenses incurred in Ch ... ! m6 x4 v% Z- x+ t7 P1 j: v莫迭儿 发表于 2011-3-29 13:17
$ o* p4 J; }6 s) M( e% H ( G7 t) y0 Z$ x! O+ x2 [同意。$ n6 x8 D* c) u- n* g" v
2008我小孩回国时要住院做手术,当时也不是紧急到要马上做,只不过想在国内做手术起码语言沟通起来没问题,临时性的决定。回来后向AHC申请住院手术费用等报销,基本上都报了。不过最后到帐的等待时间比较长,足足三个月。