insurance injury adjuster from drivers involved in accidents called trying to settle down. . u% e$ O5 {& z9 S- {2 ] ! S, u8 `- Q" N, h3 [3 }I think the maxium they can pay for the pain and suffering is $4000 cap ( new law in alberta) plus some loss in income and household chore. around 7000 bucks. However, it takes more than a year to settle down. , ^ Z- h b# y. b. V * r' F g0 V5 C" q+ t$ lthat what an insurance agent told me.