 鲜花( 645)  鸡蛋( 4)
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原帖由 过路客 于 2006-2-7 08:04 发表
, M" j# {8 [9 X! }) w请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? 6 [8 C/ m2 e- g9 R, W
House Price = 280,000
# c5 q. M4 t# k* n: hDown Payment = 98,000 (35% of total price)' V ^: _: U; v# V# N
LOAN = 182,000 6 P4 H! U8 G9 d
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
) W; X. e0 A* B9 ?6 e" lYEAR = 25 1 J* f& t p/ k( G
MONTHLY Installment = $1,034 7 {! C1 S# K3 y! ^: ]
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Property Tax : $250 / m, p2 h$ w1 _* c0 Q
Gas+Elect.+Water : $350
7 {) p7 S: n) E D! Y9 @Misc. cost: $100
( g, e. `" Z" O5 C6 f______________________________________________________________$ S" ^( a- t/ Z: \4 E4 N
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
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! o: X! K+ S/ d0 j! t5 }; U2 H$ o[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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