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原帖由 过路客 于 2006-2-7 08:04 发表
. h' n, m* a# B) q& E/ D% {请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
, ]: L* d0 |5 `3 B3 s: H0 vHouse Price = 280,000 . H9 G6 C# d% ^0 m
Down Payment = 98,000 (35% of total price)
, k9 D2 d2 y: p2 c: n# |8 FLOAN = 182,000 & ^$ L% s7 ~! R7 _0 K9 X
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
) h2 D+ l- O9 P1 KYEAR = 25 ' e% h$ [7 t" m" M0 A
MONTHLY Installment = $1,034
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$ l4 C; t, ^) m4 e. c* ?Property Tax : $250
3 d; F- I% E5 \Gas+Elect.+Water : $350
% `9 d5 A/ y8 z9 _. A: @9 ^" K% g' ?Misc. cost: $100+ K6 I; Z* o2 r+ y& L& Q7 r
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Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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