 鲜花( 645)  鸡蛋( 4)
|
原帖由 过路客 于 2006-2-7 08:04 发表; h) A5 J! l3 |3 g
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
: X+ `6 z' F5 K$ b8 @0 D9 L8 oHouse Price = 280,000 ! d' m' ^, k9 r- S! I
Down Payment = 98,000 (35% of total price)
, P" W' L! p% ^& MLOAN = 182,000
6 _* r8 D- B. N. TINTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
L2 i9 |1 \3 p( uYEAR = 25 0 P8 n6 K6 y5 y& x# M6 Z
MONTHLY Installment = $1,034
* f% D9 c& Q; H: C1 R9 z3 u# k4 V0 h/ E
Property Tax : $250 # C4 J b' {2 U; b- n7 O
Gas+Elect.+Water : $350
3 Z# y; w* V$ X( m. _" {( ~Misc. cost: $100
; J. |" k( S6 E, T# B2 }______________________________________________________________
* d, A. | y( }6 K6 d& L& R uTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)# p- j Z2 C# r2 q2 T+ g
9 i$ L' f! N* D: u4 s[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
|