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原帖由 过路客 于 2006-2-7 08:04 发表 S; ^% C0 H6 a9 n4 j0 n
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? : h; D% S" \5 |3 Z6 ]* P; E
House Price = 280,000 7 G4 h! ?% ^! z+ G. n7 e: m
Down Payment = 98,000 (35% of total price)
2 U j. {4 u4 | W% ELOAN = 182,000
1 m; {) }0 ^4 F# r5 z2 @1 O* ]( TINTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
4 c$ ~/ |" w$ W8 {5 }; _/ }YEAR = 25 7 \# S! p' q! R* U# C3 L
MONTHLY Installment = $1,034 " z+ z- y, ^ _
! z7 [. Y9 I2 |4 D% U) G* m( yProperty Tax : $250 l% K$ z: J% `
Gas+Elect.+Water : $3500 a: h6 Q1 m9 Y- u( I) V. s! c' ^
Misc. cost: $1006 k' P0 O5 L E& W" L( ?
______________________________________________________________* l% b5 E; _$ a9 t
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
: ~5 B( h" V& Q& _
' i8 r- H# k0 z! F) n* I; j/ h[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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