 鲜花( 645)  鸡蛋( 4)
|
原帖由 过路客 于 2006-2-7 08:04 发表
+ N$ f/ k, s2 i: L- a# v- S请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
, s- p! @8 v- [: D( ?House Price = 280,000 * O) m* Q7 V+ I7 J
Down Payment = 98,000 (35% of total price)2 s$ ~1 @$ B7 [& [1 o* M' r
LOAN = 182,000
/ N! W' N% t+ E8 P; o7 bINTEREST = 4.700% (Assumed 4.7% for 5 years fixed) " l1 D& h7 ?6 b2 a; F4 l
YEAR = 25 ! E( R/ v5 q9 F Q9 [1 i
MONTHLY Installment = $1,034 + P! r* F( D' e
- a% ]5 k% H- T* Q1 NProperty Tax : $250 8 F* o% O3 S; L' P
Gas+Elect.+Water : $350
: p7 a! e$ d0 b' ^5 X WMisc. cost: $1000 E. E R* j- I, u- e% n4 q, j
______________________________________________________________/ z# s$ t2 h) d
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
M6 N- N2 F0 ~9 Q! i
S9 _/ ~/ V+ b4 S3 ~5 q* X+ ?5 y, N[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
|