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原帖由 过路客 于 2006-2-7 08:04 发表
% h2 T/ S( O4 L6 t5 f请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? * b; K- o; J, X5 P
House Price = 280,000 : F, d' B" t3 u0 I$ V0 Y
Down Payment = 98,000 (35% of total price)8 |+ b/ b( i7 m4 n1 l
LOAN = 182,000 $ b* ^ L g$ Y, _! p
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
1 n7 f& k" q: Z! S) X4 E" l: F2 tYEAR = 25
: R/ h, t9 a, t8 }/ CMONTHLY Installment = $1,034 - I# z- N! u# G
* w& L8 B! j1 O; }0 n; u! x3 vProperty Tax : $250
, c; [7 G* V* p* ~8 @6 KGas+Elect.+Water : $350/ Z9 y8 C" Y" K: E2 {. u$ D
Misc. cost: $100: _/ j2 A% ^4 J
______________________________________________________________. `1 ^ B* C; Q5 X
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
3 E% _0 i$ A6 n' X' M" W. K" L _, {; f! M+ E$ q% C6 W! S
[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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