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原帖由 过路客 于 2006-2-7 08:04 发表9 d+ G0 ?2 G2 L0 ] y5 w
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
5 A: L! {9 s1 a% t% YHouse Price = 280,000
+ I* b/ r5 f$ B4 F+ ~Down Payment = 98,000 (35% of total price)
" m/ p6 ]7 V Q% `& ?% ]) G0 dLOAN = 182,000
1 ^/ M9 M: P2 U# {" b6 i) A2 IINTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
1 o P% U4 K5 S" J% D+ H z: U+ ]0 [9 jYEAR = 25
, u" d' t& Q1 V3 j2 U/ tMONTHLY Installment = $1,034
& Q& o, a# L3 W0 [. N. g
+ A9 N/ h) K; H4 tProperty Tax : $250
( Q8 ?; l+ ~8 Y0 S$ O7 FGas+Elect.+Water : $350
) {6 R4 X' R) q' [' o+ f/ N6 JMisc. cost: $1004 L" H1 B5 g% f& u: a- W/ I* w% c5 ^
______________________________________________________________7 M; | ?! I, @- Y/ \ R3 M
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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