 鲜花( 645)  鸡蛋( 4)
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原帖由 过路客 于 2006-2-7 08:04 发表
) x1 [+ @0 @" A5 I C- w( S, o, N) `请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
F* R1 K7 l" \3 O+ m* bHouse Price = 280,000 ! |4 k" P# }0 j5 y6 M/ r# X, Y
Down Payment = 98,000 (35% of total price)) A% o+ C" K4 x, W* z9 t7 x
LOAN = 182,000 " Q, P$ m+ c/ d/ R5 _3 U1 h
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
5 `$ N3 \/ w' N1 }: w6 k6 [8 kYEAR = 25 1 e1 `' y6 e" `7 r! v( j
MONTHLY Installment = $1,034 " J+ [# d, l# N* ?9 f& p
3 h2 k2 C. o9 z1 e1 q; L6 I8 [
Property Tax : $250
# l& ~; S$ g0 \7 H+ g( U4 Q# Y. lGas+Elect.+Water : $350( C. k- W/ p$ J3 |
Misc. cost: $100
: W. w4 P1 M: D9 Q______________________________________________________________/ F+ P4 }& E1 u
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)( w! b+ y4 e5 J; ]: q
* G- J! ~3 _7 \4 ], z[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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