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原帖由 过路客 于 2006-2-7 08:04 发表
5 t3 S3 g) W: S: k: l请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
7 l: j k9 I( N% I9 m9 zHouse Price = 280,000 5 m, g/ B5 ~- k
Down Payment = 98,000 (35% of total price)$ B/ I' ^' `* H2 K; J( \
LOAN = 182,000 * ~9 t6 @. k& O% ?) k+ M& b
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) 0 E* {5 z# Z& {4 w+ M" i6 U; q5 r
YEAR = 25 * [2 o9 O5 E& d# @# @$ c
MONTHLY Installment = $1,034
$ w/ O& `9 h7 c v/ V) {" g _+ s6 h1 k7 c* J
Property Tax : $250 : s# B; G2 B r( n/ Y. ~* I
Gas+Elect.+Water : $350
7 T" [, X8 }: R. }! _Misc. cost: $100; t5 l. U& |4 ?
______________________________________________________________; t9 Z+ m4 v, l# Q6 ~
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
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( H3 ]7 @' ]. e8 U% k# c0 v9 |" h[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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