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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户: W. a( b- k8 |3 r
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What kind of account did you have in your mind?
7 T& c( M3 g# o4 h9 Q7 @你想开哪种帐户? 6 r% f% u( T  k& k2 ?

3 P+ _1 v1 I" Q, O* d6 L5 T7 ~Do you like to open a current account?% A, P0 d* b1 ^' D% ^0 c. V9 a
你想开一个活期存款帐户吗? $ w9 O: u+ K( i. {- x' u% X! @

# I' L4 R+ [! L/ ^* sA deposit or current account?/ F3 r* _6 s3 W& [; j8 F
定期还是活期? 2 ^( i. X  Q8 ^- c: i) k

6 E& X+ X/ o0 ^% Z" GPlease tell me how you would like to deposit your money.
& j! y. W) d4 e请告诉我你想存何种户头?
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There's a service charge for the checking account but no charge for the savings.
* a. \# m% e- x" W- R5 R支票户头要收服务费,现金户头不收。 ( y  @' [' U7 Z

0 K' M+ f& D" P# f1 K0 J9 Z' TOur minimum deposit for a savings account is 100 dollars.
7 j; V$ o, H  m我们储蓄存款的最低存款额是100美圆。
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Five yuan is the minimum original deposit.+ X0 T/ \' W( M" m0 S) Y0 ~
最低起存款额是5元。 7 f( J. ]" \' \5 s- r# p( _! ]# {- k

( Y3 \0 n+ q  `% ?  m' z8 gYou can open a savings account at any time with an initial deposit of 50 dollars.
0 |, E1 L- t! C2 Z& }- N) |; t# P6 B你可随时以50美圆的起存额开立储蓄帐户。 7 G+ M3 X# [+ [7 _& N2 M' E$ q
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Even one yuan is all right." X& y# |- b8 j- w& A" X+ d7 x6 ~7 `
甚至一元也可以起存。
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Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.# k) P& k. ~8 G3 d
这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。
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6 S, p) k0 m. CI should like to open a current account./ \5 [% j4 }1 P9 K
我想开一个活期存款帐户。
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I need a checking account so that I can pay my bill.3 e2 g+ d' D/ O% k9 u  I
我需开个支票帐户,这样就能付帐。 - S9 B5 Q; V7 c

7 d0 s3 L) ~& s7 m, @We'd like to know how we open a checking-savings account.
9 s8 B3 x. U0 q: f$ o) q, g我们想知道如何开一个支票储蓄帐户。
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I have a checking account here.
! P) A9 [) t! z" Q1 B  P* F& t我在这里有一个支票存款帐户。 % _+ v1 _/ o% N4 ~. O) G, n

* @( [5 D) A+ w. Z- y6 RI think I'd like a deposit account.: p. I9 S: b/ J% [! O
我想要开个定期存款帐户。 5 y; [  {! g* A$ E. _  {
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Can I open a current account here?* i" S9 N5 \6 M% Y, d% q
我能否在这儿开个活期存款帐户?
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- V+ q, L- H# z: {I want to open a deposit account with you.
/ T1 r1 R+ ~( U- L我要开个储蓄帐户。 2 ]! B1 I$ L$ ^0 J% v
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I'd like to open a deposit account with you.3 A6 M: Y" G$ ]& K2 Z4 z9 I( B  _
我想在你们这儿开个定期存款帐户。
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Could you tell me the difference between a savings account and a checking account?/ N6 j) u2 Y/ U9 P3 H, q
请告诉我储蓄存款与支票存款的区别好吗? * |2 u4 Y# J, p5 D4 A0 P, t

( e; \' w0 v' I0 Z- i. Q2 Q# {; PPlease tell me the procedure for opening a savings account.9 L* N. H2 `+ p  [' G
请告诉我开个储蓄帐户需要什么手续。
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% r  t" J+ H5 N8 Q! P' J- f5 tWill 100 yuan be enough for a minimum deposit?; G# q$ S0 k' h
100元作最低存款额够吗? + u* I: j( r* `/ b0 `

& M: |5 p  g2 ^: bI'd like to know whether a 200 yuan deposit will be enough for opening a checking account.1 m; W& @8 f# z- C3 g
我想知道开一个支票帐户200元存款是否够。 ' l) z. Q+ p4 i+ a- J$ x% S- h! A
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Could you tell me how to operate this account?7 D, u  F* o  c+ H5 E' m) ~* R
请告诉我如何经管这个帐户好吗?
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Is there any minimum for the first deposit?5 m3 Z% M' J/ Q, h( f: B1 v, _
第一次储蓄有最低限额吗?
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How much does each account cost?  t# S; T) D" {/ b: x- ^
每个帐户要花多少钱?, R$ b5 R; F( B1 B/ M
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Useful Phrases . }+ f; M4 r' l% f
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current deposit, current account 活期存款0 S1 G1 U0 H4 a& [
fixed deposit, fixed account 定期存款
2 {$ z& b% `! p. s! d0 a0 ufixed deposit by installments 零存整取! T- Q7 r6 u+ L7 g0 u
joint account 联名存款帐户2 G$ R2 @  d$ q% k
to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款
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+ z+ r- T: ?0 y; C' T3 d% yHow much do you want to deposit with us?2 ^$ Y& q( i1 a7 k
你想在我们这存多少?
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How much do you wish to pay into your account?
( }, C0 D" ^! B" U: S( @你希望在你的户头上存多少?
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How much money do you plan to keep in your account on a regular basis?" H# w+ O% v, @6 M. @
你计划在你的户头上定期存放多少钱?
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How much cash do you plan to deposit in your account?5 G8 R$ g2 @: b: V1 n
你有多少钱要存入呢?$ r/ C, G) n  e; _/ {

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I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.* |: i' q5 M7 D9 g- }8 k1 `
我认为你可把钱存入银行,或留在银行暂保管起来。# H% x1 n5 v* ~" W3 P
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( _  M6 K! v! [5 HWould you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?( \/ q( y) Z: V: J- S# C+ v# T
请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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I want to deposit 300 yuan in my account.+ L" A( u' \+ S2 Z
我想在我的户头上存300元。6 q7 c3 b* q7 k

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" Y" z8 f, `7 k$ P% M7 LI want to deposit these cheques in my account.
0 u1 H5 I0 H1 ]* E3 o我想把这些支票存在我的户头上。
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( q' z7 W+ k. a* @I'd like to pay 200 yuan into my deposit account.
& X1 m. A/ Z& i* H! o; o我想在在我的定期存款户头上存200元。
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% |& c, v5 @2 ~0 Y5 J5 j- ]7 |I want to deposit my paycheck.) [4 b) n/ v; W2 C) k! ^. ]9 J
我想存入我的工资支票。9 S7 ^9 Q: a' O8 E) [
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I'd like to know whether I can cash a cheque here.8 `$ K) P4 ~" O# s: l6 C- c$ P* \
我想知道我能否在这兑换支票。* c$ p6 |, p, }

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Will you please cash this traveler's cheque?& b3 J; R3 L/ p- f
请兑现这张旅行支票好吗?
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I'd like to cash this money order.
' i7 Y3 \! ?/ ^6 T( N0 W" r我想兑现这张汇款单。
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. }: U( M, Z& [$ M8 f7 J) x! `I want to cash the balance of a traveler's letter of credit.! J  p3 n; W& ^+ }3 Z7 [  D
我要把旅行信用证的结余兑现。1 K; v0 N5 Q- Z5 y7 t0 o+ J
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/ i" A" J$ O3 z2 P1 o5 rWill you please tell me whether you charge for cheques?
2 k7 t) }8 B% y1 e请告诉我兑换支票收手续费吗?$ k6 `# u  M6 v  J& A

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Could you tell me how much the checks cost?8 e; C$ e# t. X* F9 x
请告诉我这些支票要花多少钱?* r/ R, U) N' G" H

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What if I overdraw?
, W0 }" n8 M* ^- r; u如果透支了怎么办?
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0 |0 _7 p% E7 b2 V8 Y5 X8 W7 xPlease sign your name on the bottom line if you want to cash the check.  r( k) k. w9 E" V9 ^% t
如果想兑支票,请在底线上签名。) b' m  B% B6 H& d* J- n7 p
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Please write your account number on the back of the check.
/ U- ]1 U) C% w. A4 p% B9 M1 n请在支票背面写上你的帐号。
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( c/ Q9 s/ h% ]9 _+ A- m* ~# \We honored the check as the overdraft was only 5 yuan.( `3 C( B$ B! N) Y9 p. k/ A
我们承兑这张支票的透支额只有5元。
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+ A( s7 w* K8 ]/ i2 e+ ~Please endorse the cheque.
7 @; P2 w7 C! e% G6 T0 e请背签这张支票。- p: t+ {7 @7 `& M$ T8 a! h
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The traveler's checks cost 1.5% of the total amount of purchase.
8 \& i' m9 e3 z2 x8 D1 _旅行支票手续费是购买总额的1.5%。
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# G' T# U' L8 @Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
: U% g0 [; Q. W( y) p0 n这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。/ I* j3 B# b, u3 g, w% r7 T$ E  Q' N
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Each cheque you write will cost 2 dollars.
* @6 ^% h9 p) p你每开一张支票将花2美圆。
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Useful Words and Phrases
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account number 帐目编号3 t( ^: _% o4 M$ V6 s3 }' E6 i
depositor 存户
' q- j; p7 X' Q  T' ~0 g8 Cpay-in slip 存款单
7 K8 @/ H; X6 W$ ka deposit form 存款单/ z0 d/ c. a% O- O+ H
a banding machine 自动存取机
3 y2 H; b0 A3 J0 Q8 ?to deposit 存款1 W+ E+ {7 H$ t: @6 B
deposit receipt 存款收据$ |8 _5 m6 z9 L) z3 y( P
private deposits 私人存款6 e1 e" R# ^. H! C* L
certificate of deposit 存单' }8 t0 q; Y+ E; ]4 {
deposit book, passbook 存折8 T/ q) N9 v0 q2 C
credit card 信用卡+ k. \9 M2 D" i/ p+ r0 u2 w
principal 本金
3 b/ W. m# `- ~1 C6 Eoverdraft, overdraw 透支$ Z4 k- I" c8 P" H& y$ O& D
to counter sign 双签
0 Y; Q: q7 M! Y& Rto endorse 背书8 C/ }5 a' @% e* J7 A/ S4 a5 @
endorser 背书人# i0 P5 k' j% ~% e' P' k' h) O! o3 \
to cash 兑现
: d+ G+ b% m/ u: ]to honor a cheque 兑付
$ {- v" r5 n5 j8 ~% oto dishonor a cheque 拒付% d( c% @2 f! F$ ]; K) K2 @
to suspend payment 止付1 ~% V8 n: m3 d
cheque,check 支票
1 w( E8 s& O: b: |4 l6 J7 h6 fcheque book 支票本
- \$ Q" o* t, v* ]order cheque 记名支票- T3 e4 b  X; X; {
bearer cheque 不记名支票
6 z- D* [) ]+ l4 ccrossed cheque 横线支票. I4 m' z: z3 }/ x) z, I& s
blank cheque 空白支票* E6 G  |6 y2 e+ l3 |$ I& i: f
rubber cheque 空头支票
2 U4 y# m6 H8 x" o7 t- scheque stub, counterfoil 票根6 f5 P! ^5 Y( d: g' L
cash cheque 现金支票0 }+ m# ~6 k) Z  I1 c, Q
traveler's cheque 旅行支票6 `6 _0 j; {3 a' U
cheque for transfer 转帐支票
" L% n4 N6 m; r. ?  Soutstanding cheque 未付支票
" O4 }* a7 Y; @+ p% D. w9 n6 ncanceled cheque 已付支票  V9 J4 ~4 T- V+ G
forged cheque 伪支票, r/ c* x  J; k# O: C9 `; i
Bandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余
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I'd like to know if I can draw on my account for payment of things I buy in Tianjin.
0 Y% \5 r2 S8 }$ g: n我想知道一下我是否能提取存款来支付天津购物的费用。
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I want to withdraw 200 dollars from my deposit account.
+ x/ @9 x0 L* G我要从我的定期存款中支取200美圆。) d( c* t3 ~- @0 m3 @5 X

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I want to close my account with you.' M: _: R% p* O7 x6 k3 A& j
我想结束在你们这儿的帐户。- z) r/ ~( z2 E# ?1 b

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I'd like to draw 100 yuan against this letter of credit.
' s% Y4 L* L, r; X/ @* |& r我想从这份信用证上提款100元。  n2 M$ M5 c( ?" |; s( I

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May I draw money against the letter of credit here?
: @- h3 _* g: j3 l) i- a我可以在这儿用这份信用证取钱吗?
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7 R5 X2 l' m/ C6 r% O$ WCould you tell me my balance?
' |3 l6 X5 |  b$ @能否把存款结余金额告诉我?/ x0 k' S1 t# J4 a7 W8 D

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Please let me know my balance.
, O+ M) ~3 l9 M4 }: e+ p请告诉我结余金额。
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2 I# X0 w' e2 v5 O  O) X3 fI think you can draw on this account by cheque in payment of goods.
5 y( N9 c) \1 o1 O! a我以为你可用支票提款支付购物费用。! Z0 v( M( Y' u) G* Z0 a: b0 a- Z

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Your balance at the bank is 300 yuan.; _! X+ }7 Y0 T. }% r
你在本行的结余是300元。
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: G% O  X5 U! V8 QYour deposit is exhausted.; @5 k, |9 N3 x* I7 |: C" \; b
你的存款支净了。2 W7 Q& @  T  Q
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5 w$ U% M6 I. q5 v" SYour letter of credit is used up.7 @: l" U: Z% N; e% W
你的信用证用完了。
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9 @5 u. y: G# C: sPlease tell me how you wish to draw your money.( @: `3 `8 e: p5 R' P1 D
请告诉我你希望怎样支款。
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# u% s2 [* Q! {1 s. EFill our a withdrawal form, please.3 W& S+ o* {0 b0 O. P  O
请填写取款单。
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8 l# \4 j# N. rThe letter of credit is exhausted.
1 Y2 }* L& D- u" h" }0 c/ D信用证上的款子已提清。& R! d' d8 w/ F1 T; D& C
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$ L3 }" c4 u1 V& x. uThe letter at Counter 6 will pay you against your number slip.' _2 ~8 Z/ r( j8 g/ u
六号柜台的出纳员将根据你的号码牌付给你钱。 ( e3 Q- h; J. r0 a% H9 u
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Useful Words and Phrases
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( J# R) ^0 Q- X% z; l: M' F6 r# eto close an account, to clear an account 结清
& ~! \. T- G" ?to draw money 取款- _& e" r8 A/ I+ n5 p" \* C; [- L0 t
drawing-out slip 取款单
3 v; d  \6 Z: R5 I$ O3 Q% Uthe number slip 号码牌- z  y" [8 g, v3 q
a withdrawal form 取款单, ?. k$ t0 S  K* q. i* p9 c
to fill in the receipt in duplicate 一式两份填这张收据
9 ]2 a! g+ B3 u, X4 W4 ?teller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表
+ t6 t) i# _7 Y! G$ y$ I4 h$ Y好,已收藏!

9 N7 x* b2 \9 B" O5 K! e: _Me too.
理袁律师事务所
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发表于 2006-2-18 01:23 | 显示全部楼层

5 l4 c' c. a) ?
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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