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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户
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What kind of account did you have in your mind?3 P" y& q: e* |5 U/ I& ?
你想开哪种帐户? % |0 B, F/ u: n8 h- u1 I  O
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Do you like to open a current account?: q- m" V, |' }( O8 h7 Z1 {
你想开一个活期存款帐户吗? * i, p/ f  Y1 y  N& D4 [
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A deposit or current account?
9 b0 E# i- J8 Z& e. p定期还是活期? # |4 j/ U4 i9 ]% D9 w0 _3 U

4 `8 o5 w# Z+ `; Y% D) V6 wPlease tell me how you would like to deposit your money.  f8 w$ \" r* B: C
请告诉我你想存何种户头?
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There's a service charge for the checking account but no charge for the savings.' H4 ]# T" [5 M3 s/ _- D9 W9 h+ ~
支票户头要收服务费,现金户头不收。 7 Z6 I9 o0 U9 k! h
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Our minimum deposit for a savings account is 100 dollars.
3 O" B- g' N9 T$ L我们储蓄存款的最低存款额是100美圆。
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/ y" I9 d% ]5 }6 N, [Five yuan is the minimum original deposit., ~3 }5 S( N; f. J* f* @3 _: P5 c
最低起存款额是5元。 , t; T) a3 S; y6 C

0 t9 B9 N5 K2 @# \You can open a savings account at any time with an initial deposit of 50 dollars.1 k4 \+ }" B0 n' F: M8 H* s8 E' C
你可随时以50美圆的起存额开立储蓄帐户。
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* J8 m1 Y# ^7 N6 h+ p' n- kEven one yuan is all right.& P6 R4 x$ f# K1 @. w
甚至一元也可以起存。   e7 o2 d+ L( O! u% Y; q

1 A5 K- v- V  d. c4 a; D0 g& UHere is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
4 ?- z5 Q6 B  T- _! d这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。 / y- P$ ^6 o8 Q) d9 n: d
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I should like to open a current account.
+ \% u5 w, z6 S6 f: Q. y3 N, A我想开一个活期存款帐户。 & X' k1 ?+ O( E0 _5 |1 y& ?! R

4 E$ F6 w8 s4 e% l, i# z. II need a checking account so that I can pay my bill.
& `: e8 s( [, `5 B% s我需开个支票帐户,这样就能付帐。 1 n# V4 L$ n& {. e3 P: \
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We'd like to know how we open a checking-savings account.( B/ R! Y0 ]( o, Y# K4 y5 U5 c
我们想知道如何开一个支票储蓄帐户。
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6 G8 P7 o) U6 E- H5 e$ V3 PI have a checking account here.( W5 A' \/ c% r
我在这里有一个支票存款帐户。 * G2 B6 H  B& B# D+ B
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I think I'd like a deposit account./ c! [! N: C$ |) W
我想要开个定期存款帐户。
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Can I open a current account here?. _7 U, R3 A$ ?
我能否在这儿开个活期存款帐户? ' r- l" U  O' \: }" V- X
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I want to open a deposit account with you.' C- X8 \2 k* m: \$ E& I6 M! t
我要开个储蓄帐户。 4 G+ w9 N4 _! _. B

5 q$ v2 C3 w- G% [3 L+ B" g: yI'd like to open a deposit account with you.1 m- Y6 p  h$ F. o9 X0 j
我想在你们这儿开个定期存款帐户。
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Could you tell me the difference between a savings account and a checking account?
4 w5 d: p  E3 z5 F- o* A/ Y3 C请告诉我储蓄存款与支票存款的区别好吗? * c1 f# Q1 t$ J

- e0 z" l1 |' p  B4 [Please tell me the procedure for opening a savings account.4 c: G2 g# K" I0 ~; ]
请告诉我开个储蓄帐户需要什么手续。 7 K8 m% t, _8 U/ G) O+ _
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Will 100 yuan be enough for a minimum deposit?
8 u2 C/ O3 D9 L" s. z/ `100元作最低存款额够吗?   [  ?* D0 A8 W9 Z0 t$ P
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I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.  n- V, Q& @  r% u" f
我想知道开一个支票帐户200元存款是否够。 " ^! {5 @: K, U! m3 x; \

# p0 m& v6 f1 \* gCould you tell me how to operate this account?. M# O/ i4 w: w$ o0 s9 ]
请告诉我如何经管这个帐户好吗?
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+ Q0 t! d- `3 M% K3 e9 @Is there any minimum for the first deposit?- D% i4 Q7 s( Y5 l
第一次储蓄有最低限额吗? + ?& s1 v2 c6 A1 s- J
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How much does each account cost?
& U/ ?, R8 [7 j' Z/ }! J0 A每个帐户要花多少钱?6 j! @; `) C# B6 r
 
# p7 i( P2 \+ u! Q! B3 IUseful Phrases
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+ A1 y' L. I. b/ E/ O3 wcurrent deposit, current account 活期存款" `& X+ o1 }! S& m2 W  {/ u, H
fixed deposit, fixed account 定期存款
$ g) f9 Z5 `7 j" W3 {/ j  J& N4 Ofixed deposit by installments 零存整取
) t7 @" m* O% k' C/ i# n" f7 H! W, I) sjoint account 联名存款帐户" g, V+ Z  w  G+ S# v4 ~. h
to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款
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- ?' r0 L3 U8 Q' H. w6 P9 h+ h' uHow much do you want to deposit with us?4 G- K9 v8 ]* y/ s
你想在我们这存多少?
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How much do you wish to pay into your account?* w( v/ g7 D2 |
你希望在你的户头上存多少?0 c, ^) n1 ?  W8 Y( o

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3 m3 V" `2 _% _1 W9 EHow much money do you plan to keep in your account on a regular basis?6 a( Q0 n$ V, w
你计划在你的户头上定期存放多少钱?0 V$ N* M3 ?6 a! O$ f
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How much cash do you plan to deposit in your account?% p5 j  e" x: _+ M% s7 a
你有多少钱要存入呢?$ Z: O& e2 Z1 [9 e0 P& c# e% G

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6 z8 {/ o7 d3 v* T% cI think you may deposit your money with the bank, or leave it here for temporary safe-keeping.' L) |8 d! L# L  Y& F- Q& N
我认为你可把钱存入银行,或留在银行暂保管起来。' j2 K: _0 f6 k; P2 V

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2 F' J3 O2 n' _Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?6 k( _/ a: I% Z4 k6 U" [& s
请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?' X  a4 q' S- |7 S& [' C2 B

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/ X. J0 b8 s% U4 n7 Q" X4 J+ o, ?I want to deposit 300 yuan in my account.
% D* X# E( b; j& ]" u我想在我的户头上存300元。
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I want to deposit these cheques in my account.8 M& I& F( h. D7 M/ J7 C
我想把这些支票存在我的户头上。  \5 B' n. {8 p

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I'd like to pay 200 yuan into my deposit account.
- e/ U) n, ^5 [# R4 O5 Q我想在在我的定期存款户头上存200元。0 K* v% t) D9 l4 U5 Z

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5 m) Y) m1 C! t) D7 z  N' t2 rI want to deposit my paycheck.
8 m' v4 g1 [/ H9 U4 x/ ?3 k; a我想存入我的工资支票。
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I'd like to know whether I can cash a cheque here.
) n( L( o1 \: j* c& h. Z我想知道我能否在这兑换支票。
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6 C% T6 i6 L- F  d1 G) ]2 }+ y# lWill you please cash this traveler's cheque?1 g2 J; O+ z4 m4 |2 `8 [
请兑现这张旅行支票好吗?# g* E8 u7 a5 r* H2 d- J" v

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! X( Y; v& c1 Y$ @8 G5 p6 U# M" TI'd like to cash this money order.
$ o! D+ n: }$ C我想兑现这张汇款单。
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) R' d4 \. @( O/ t. m8 I& UI want to cash the balance of a traveler's letter of credit.
6 E. Z; q( J, O; d5 [( a我要把旅行信用证的结余兑现。# C* k" C+ z5 b; \( U# b# U

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) Y. N8 Z! Z5 P5 ]% t- M/ a! R' A0 o0 f* oWill you please tell me whether you charge for cheques?
/ Y! ?5 Z( T7 y# E请告诉我兑换支票收手续费吗?
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Could you tell me how much the checks cost?9 y9 d1 G8 Q! z; Y7 S
请告诉我这些支票要花多少钱?5 Q) c* E& U! L

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+ n. ]( ?2 w" @* y' N, BWhat if I overdraw?( x2 `# @8 B, M
如果透支了怎么办?$ Y- h4 z& k7 j" a" ^: j6 s8 d. U

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  O- b. {( Z/ Z" B1 uPlease sign your name on the bottom line if you want to cash the check.: S) E# R  S5 X$ l" @
如果想兑支票,请在底线上签名。2 ?9 w5 S, Z, H8 R1 x  [

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# {/ P/ h. F# k% `/ g' iPlease write your account number on the back of the check.1 Y8 Y( o  T. h" T1 }/ d
请在支票背面写上你的帐号。. z3 J1 \1 ^! b: `" l  N

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We honored the check as the overdraft was only 5 yuan./ w- Z+ F& `" S
我们承兑这张支票的透支额只有5元。
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( x4 A% O% i5 g; v% A: v+ ^' `" U+ oPlease endorse the cheque.
  g5 o  b2 o% s7 I$ }+ b1 H+ R7 {( \请背签这张支票。
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The traveler's checks cost 1.5% of the total amount of purchase.7 H+ @  s3 w3 |/ E8 B$ F2 w
旅行支票手续费是购买总额的1.5%。
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Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".8 o5 i2 }" ~# s# v8 R& w
这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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Each cheque you write will cost 2 dollars.: T: @7 K3 Q" Z& k
你每开一张支票将花2美圆。
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! w0 T* o- }! B) O# k* y/ WUseful Words and Phrases + y  w, G1 X; q' W& A- A

, m% m9 b7 Q+ x1 H* I% I8 Saccount number 帐目编号/ n: H# \8 d, G7 C4 I& l
depositor 存户
# b5 U4 Y( `4 I8 P+ j. Npay-in slip 存款单" k5 i$ w5 X6 r' ?
a deposit form 存款单
' G; T, N1 F9 F6 o$ ]2 x. Aa banding machine 自动存取机
$ ^  R6 F) e- A  {1 q% Mto deposit 存款
) a. s; D  Y/ U9 M* Z2 tdeposit receipt 存款收据5 L* n! ~/ A( N" b6 F$ I% v0 |" n
private deposits 私人存款9 u" P; v, N. @7 T
certificate of deposit 存单
5 L1 U) m  ?. a8 gdeposit book, passbook 存折5 n  d, `1 f% \4 G, E
credit card 信用卡
9 _; v' j8 I7 Z$ x# B0 yprincipal 本金
6 z5 o* b; V: c4 k4 L: roverdraft, overdraw 透支( j% ^4 F6 D* \( r7 N
to counter sign 双签
2 k$ \3 t6 [3 c5 I* zto endorse 背书1 z4 L" W$ c8 x+ ]. R
endorser 背书人
1 L8 t0 {5 c7 j1 W8 H, ^! q- C6 Jto cash 兑现1 ]2 u: [2 |/ S/ ^' m2 n; a
to honor a cheque 兑付5 Z9 [+ \  R. [; F6 Q
to dishonor a cheque 拒付
; D1 I, {) _  I% C, u# Mto suspend payment 止付, h; t" f: m  N
cheque,check 支票
9 I3 D: M2 G* h" Y6 vcheque book 支票本
  W& K  Y! ^0 r; m3 o" F, `order cheque 记名支票
! n5 p( l0 ~9 A1 l. t" dbearer cheque 不记名支票; z; j6 Y' D# a( g  m: O" [3 }; M
crossed cheque 横线支票
4 a/ x& r( J4 ~% a7 g7 gblank cheque 空白支票" o: P! k/ |& A
rubber cheque 空头支票
8 T, M$ c) Y- e* `cheque stub, counterfoil 票根
' D" |9 _* b0 N9 Y' d  Jcash cheque 现金支票  Y# W' t/ M  t
traveler's cheque 旅行支票- K. Y2 g5 }# h& ]& i9 R7 c6 f; W- X
cheque for transfer 转帐支票% q3 |+ E' d8 U. a7 w5 O* Z7 d) V
outstanding cheque 未付支票
4 u8 R( \: c; q5 i: H# }1 U  k- x4 [% Gcanceled cheque 已付支票4 Z4 T9 M9 Y" y( U" @
forged cheque 伪支票* D1 I6 p+ Y8 r% K2 j" p
Bandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余
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% L! [! G* K! m2 |' HI'd like to know if I can draw on my account for payment of things I buy in Tianjin.
6 Y. ~: u/ o% x: b  V5 x. n我想知道一下我是否能提取存款来支付天津购物的费用。
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. R5 C  E: k! d) m7 H* ~6 xI want to withdraw 200 dollars from my deposit account.# e! K& g9 r3 ~3 L1 b1 i/ v
我要从我的定期存款中支取200美圆。
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. r% r9 S+ x- b, n, fI want to close my account with you.
7 s* J# c* ?6 O) Y0 l8 }我想结束在你们这儿的帐户。
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I'd like to draw 100 yuan against this letter of credit.& `) q0 F  W5 O
我想从这份信用证上提款100元。, b1 V+ G* V- f- U6 |) u9 Q
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May I draw money against the letter of credit here?
2 F8 E. J% M7 Z8 D我可以在这儿用这份信用证取钱吗?
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Could you tell me my balance?
( E+ `- n! i: }6 `2 P" [能否把存款结余金额告诉我?
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Please let me know my balance.
, k( o3 [  d* x) n2 E请告诉我结余金额。  W3 _" Q/ B& _  i5 N

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7 g0 k% J+ B! g3 ~+ V0 mI think you can draw on this account by cheque in payment of goods.) D" m. \1 x, `  c3 [2 C
我以为你可用支票提款支付购物费用。
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Your balance at the bank is 300 yuan.- U/ ^" G; Z% u' t# b3 f
你在本行的结余是300元。( e5 G& M9 B6 ~8 W9 j
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& {4 ?$ ~& K4 O+ HYour deposit is exhausted.& U8 K6 p" h2 v' T7 F$ }
你的存款支净了。" s, l3 Z7 |4 k  L: {6 o

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Your letter of credit is used up.$ |' T+ [& R  G3 o: z7 l) M' I
你的信用证用完了。
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5 U, s" u5 E$ m( SPlease tell me how you wish to draw your money.
. @8 k2 Z2 n2 G/ F$ V请告诉我你希望怎样支款。* Q4 W. _$ s1 V$ p

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Fill our a withdrawal form, please., Z* U7 h# y" X9 U: l' o* u5 Z3 g- F: D
请填写取款单。2 m. T  _. Y: M7 p- l5 a+ [% {; v4 p
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& A' P# G# B8 K; N3 WThe letter of credit is exhausted.
, w9 W: e! G% M8 W0 }信用证上的款子已提清。3 ]7 C; Y& l: v) N( [" R
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$ X' z0 _& U) j! vThe letter at Counter 6 will pay you against your number slip.# z9 q9 {9 S: K8 u2 R; r9 X
六号柜台的出纳员将根据你的号码牌付给你钱。 
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, {5 s$ z' R: F: _/ U0 l
Useful Words and Phrases
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3 i2 D; ^0 D# }: z% B7 ^1 Pto close an account, to clear an account 结清
- p( r* f3 Y2 j( t4 E) qto draw money 取款6 \: X6 X% A3 d& Y; k
drawing-out slip 取款单
9 l- x, K2 q9 }! ethe number slip 号码牌0 w9 u$ u- R% Q
a withdrawal form 取款单. ?: ]5 R& _- x" I
to fill in the receipt in duplicate 一式两份填这张收据9 n+ }, {8 w8 c
teller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
大型搬家
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表1 q9 M, o  F! h# ?* D) G1 m) u9 Y5 B
好,已收藏!

* z+ R2 Y8 b% G4 h; pMe too.
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发表于 2006-2-18 01:23 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
: c+ O3 C) ~$ k0 p6 t
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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