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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户
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9 i1 f, S0 m# Y2 Z- m8 EWhat kind of account did you have in your mind?$ Y- s9 |2 m3 t! J; v" v- B' Q
你想开哪种帐户?
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Do you like to open a current account?
' j4 E3 y2 G& r& u# w3 @* F你想开一个活期存款帐户吗?
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& M: [& F2 H  ]7 N+ c# a9 S, pA deposit or current account?1 I: A+ L* ~  H& F; t. j
定期还是活期? ; e2 r( {; x$ }
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Please tell me how you would like to deposit your money.
  P$ g) N0 T. T! V! }; D8 Q请告诉我你想存何种户头?
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There's a service charge for the checking account but no charge for the savings.
; D) z0 Z: e6 v2 g! R) C支票户头要收服务费,现金户头不收。 ) {4 Z1 L7 M& S, b4 O; {
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Our minimum deposit for a savings account is 100 dollars.4 e  d# u; E; q% J! f( A: m  Q( [* H+ p
我们储蓄存款的最低存款额是100美圆。
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) {3 a: Z; g5 yFive yuan is the minimum original deposit.
& ^. `) _2 b' x/ h* j9 w9 t最低起存款额是5元。 ( A# ]3 |1 g2 y! y

6 u$ J. ?- X4 _3 gYou can open a savings account at any time with an initial deposit of 50 dollars." l$ e: y& ~2 k& A: k3 Y
你可随时以50美圆的起存额开立储蓄帐户。 5 V' a% o2 a' w% x0 d

$ q4 d5 G* x' [$ ?1 ~Even one yuan is all right.
% z/ f2 D8 D, X* {& z, M甚至一元也可以起存。
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Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it., S3 f6 B; I  d" Y. M' J/ ?  G
这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。 , J5 ?; k  M  i( F9 F  m# I  z

7 i  ]1 X; C/ B! ^7 JI should like to open a current account.
9 f% E  y8 X& u我想开一个活期存款帐户。 9 o" A* k( A9 F$ u4 D
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I need a checking account so that I can pay my bill.8 T" t+ |) d9 R8 i4 c2 m
我需开个支票帐户,这样就能付帐。 . l* w* Z2 z% ~( c; c/ H6 B

/ q/ h2 Y! K1 Z9 U- l& |& Y2 xWe'd like to know how we open a checking-savings account., A# Q9 m' ]  X( {) p! n
我们想知道如何开一个支票储蓄帐户。
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I have a checking account here.
- _/ u* Z2 j! B% m我在这里有一个支票存款帐户。 : b: H. U4 X; U2 j8 b6 q* A
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I think I'd like a deposit account.7 D( H* a5 x" L
我想要开个定期存款帐户。 , b2 L5 P. J& J" Q6 M

4 p0 X& `' q/ @Can I open a current account here?4 W5 d! s# k5 g; P8 V2 b: _
我能否在这儿开个活期存款帐户? / q# A: Q5 q* b8 i1 [( j* L- U
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I want to open a deposit account with you.
" t+ n1 e2 F1 S9 P# M我要开个储蓄帐户。
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I'd like to open a deposit account with you.+ O1 q0 S/ L8 C" m! h6 l' m
我想在你们这儿开个定期存款帐户。 7 _( v' `1 j7 B2 {) G+ I( t

  h: c3 T$ R" v% pCould you tell me the difference between a savings account and a checking account?. d0 d! A- D! f  [$ ^3 f7 G  `3 W; k
请告诉我储蓄存款与支票存款的区别好吗? 4 }# }& o2 [- E
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Please tell me the procedure for opening a savings account.
/ J/ }% ^# k( T9 z请告诉我开个储蓄帐户需要什么手续。
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Will 100 yuan be enough for a minimum deposit?: W2 t2 |! P) o/ N$ K
100元作最低存款额够吗?
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I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
+ D" i0 g7 j0 |- X我想知道开一个支票帐户200元存款是否够。 ( _. ]6 H' I0 h2 `9 e

9 ~3 [# S6 L8 N2 d8 pCould you tell me how to operate this account?
; m4 i! J; y- |# K5 ?/ N! u4 j请告诉我如何经管这个帐户好吗? ( C) R* g" b2 X' E" ?
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Is there any minimum for the first deposit?9 m  R/ @& L: {5 {+ D0 }+ z* L
第一次储蓄有最低限额吗?
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How much does each account cost?3 c' D9 X( }3 X( n4 A
每个帐户要花多少钱?2 j, @4 a7 x" X$ }' o
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Useful Phrases - g4 S& j2 r( _6 T/ ]4 }! t

) ?/ @' K$ C  ~  C4 l5 Jcurrent deposit, current account 活期存款& k) J: G: Q- }+ _
fixed deposit, fixed account 定期存款
' ?, g! \; q8 R3 N9 P( `fixed deposit by installments 零存整取% S! d  \2 d' _
joint account 联名存款帐户* C& F# }2 g) u: i& E* {
to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款
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How much do you want to deposit with us?
! `; c6 {. F" [" @你想在我们这存多少?
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8 ?) f! u; O7 a7 L8 a: BHow much do you wish to pay into your account?! E. E) e* D2 ]% J% M$ K
你希望在你的户头上存多少?4 I. D6 b( p/ E% Z0 V

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How much money do you plan to keep in your account on a regular basis?6 X8 W% X9 d3 j4 h9 b3 g
你计划在你的户头上定期存放多少钱?( c7 n$ @: @8 O' K4 U

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% C% Z+ R* H' Q1 LHow much cash do you plan to deposit in your account?# {5 [( A; I& q3 Y
你有多少钱要存入呢?. z! S! z( ?) q8 h
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- x) ^4 t: Y/ d' n1 {I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.
! l) f# l2 U. q$ c, p' W# z% H+ }我认为你可把钱存入银行,或留在银行暂保管起来。6 N. B& o/ I* r& }! P% }

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Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?
$ h6 T' v. @2 y请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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/ I2 o' p: V! F  @I want to deposit 300 yuan in my account.- L) x5 [& q3 O7 ~: Q4 h$ M
我想在我的户头上存300元。
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I want to deposit these cheques in my account.+ X7 D: R* I' T
我想把这些支票存在我的户头上。
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I'd like to pay 200 yuan into my deposit account.7 ]) U1 L, J4 c7 D
我想在在我的定期存款户头上存200元。
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2 k8 ^) [- |( v1 @I want to deposit my paycheck.7 ?9 Y; j& c/ T+ g" @# w: {% q. S
我想存入我的工资支票。
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I'd like to know whether I can cash a cheque here.
: x& |. c  |: W2 i( N我想知道我能否在这兑换支票。
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Will you please cash this traveler's cheque?% E- B5 c/ l7 C) s# L
请兑现这张旅行支票好吗?
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I'd like to cash this money order.
- ]% Y% b7 ?( v; p我想兑现这张汇款单。/ U7 |- _7 i4 B- K# @
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I want to cash the balance of a traveler's letter of credit.4 I6 A& E) \6 g( H: w% g
我要把旅行信用证的结余兑现。' d  V8 Z0 w" ]

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Will you please tell me whether you charge for cheques?2 A" U5 E& G3 _# q' M! Z" a% Q1 ]
请告诉我兑换支票收手续费吗?% a  v( @* q) i- d6 T" c& \
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Could you tell me how much the checks cost?$ m/ n! `) ~& s# L- I
请告诉我这些支票要花多少钱?
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What if I overdraw?$ Z" x/ Z3 e) B6 S9 I( I  `  [
如果透支了怎么办?
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Please sign your name on the bottom line if you want to cash the check.$ x2 B8 P, R; d
如果想兑支票,请在底线上签名。
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Please write your account number on the back of the check.
' m$ J$ P" q" X3 S# l请在支票背面写上你的帐号。# w5 T% ~2 B8 s* ~, N! T

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We honored the check as the overdraft was only 5 yuan.3 P0 w( F+ ]1 w% D
我们承兑这张支票的透支额只有5元。! ]' B6 m$ t( U- ?- q& V
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Please endorse the cheque.
' n# z' t# i5 Y2 \" X请背签这张支票。8 M; f% A2 C4 E
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! M/ k% v) y/ m! \( D* M7 x) VThe traveler's checks cost 1.5% of the total amount of purchase.
3 v4 W1 n( q7 L旅行支票手续费是购买总额的1.5%。
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3 k. n9 X. ?9 h- Y( zHere's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".9 V* L( ?9 _, B) ^0 g9 r
这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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Each cheque you write will cost 2 dollars.  ~5 C: Q) V/ h# H9 [
你每开一张支票将花2美圆。$ r; g/ e3 d4 }7 l8 w* \2 E% [% W5 {
 
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  _& H  d: I4 i: A! ]Useful Words and Phrases , t. F& q1 J; V' v0 ^

# R& F; V7 B. Z1 E+ q7 xaccount number 帐目编号9 {% u& W$ Y3 Y: k
depositor 存户
' A% O, v$ y9 K  L+ P7 X3 s, r+ o. kpay-in slip 存款单+ F8 ?) x1 z1 o2 C
a deposit form 存款单
/ X/ l! R  O/ _+ w* z4 sa banding machine 自动存取机
! {3 x/ M+ l, U, e" ?to deposit 存款
% Q& X+ D8 O+ Y* wdeposit receipt 存款收据6 T  b" R( }' s/ L, ^1 J
private deposits 私人存款
, E/ j" g7 l% Y; a% t7 M  Ecertificate of deposit 存单
, M3 _# }$ \$ V! u$ zdeposit book, passbook 存折/ H% n7 V( k# A6 h/ P0 v! z% L3 l
credit card 信用卡
0 O$ L- q+ s; Uprincipal 本金! r, _) e) ]4 G- g
overdraft, overdraw 透支5 X1 g# s4 U; W2 V( S5 [
to counter sign 双签
5 M3 T- B. M* F. eto endorse 背书
( o+ }6 H$ R3 M0 O0 Gendorser 背书人# M+ w% g8 O/ a, K; N
to cash 兑现2 ?6 d, C1 Q, n+ q0 B
to honor a cheque 兑付
3 m1 ]7 C; H( ~3 R4 [, Fto dishonor a cheque 拒付
; w4 u$ x6 D. ^% W, D6 Mto suspend payment 止付
: j* y. C7 A4 O2 K4 c& H) Lcheque,check 支票
: ?% G% ?% y9 F) B: T/ V& l8 n+ g% p8 @cheque book 支票本
" c! Z+ o+ j3 [8 B1 W2 m+ n9 Dorder cheque 记名支票
# _5 h: B6 U/ u0 tbearer cheque 不记名支票- B' A  I  D6 O/ [
crossed cheque 横线支票" H  O( i# P- ^6 c
blank cheque 空白支票3 s- S6 \7 |1 [
rubber cheque 空头支票
0 a& N% |( r+ Lcheque stub, counterfoil 票根$ d- _% E. H$ u5 v/ \
cash cheque 现金支票
/ O) F. d" A9 R5 j# }' dtraveler's cheque 旅行支票
+ Q8 Q3 L2 V7 j3 `, I! Z4 }cheque for transfer 转帐支票
! s1 m* x- J% J/ f& O  Z& goutstanding cheque 未付支票
5 t0 ^  h6 d2 q( d: |canceled cheque 已付支票
. h& ~2 h8 Y- @' v* J2 C, J" \forged cheque 伪支票
& _/ r3 H, W9 ?5 d9 ?/ x8 n# dBandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余- x/ T& F( x) b1 Q2 A5 F9 f
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I'd like to know if I can draw on my account for payment of things I buy in Tianjin.9 f6 ?0 H( q* Q2 y9 W8 x  \
我想知道一下我是否能提取存款来支付天津购物的费用。7 i" t$ O3 a- e; b4 A1 X

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! B+ q" J9 q8 X2 m7 _& aI want to withdraw 200 dollars from my deposit account.
2 }; O( b3 t9 Y5 ^9 k我要从我的定期存款中支取200美圆。
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I want to close my account with you.% d" \8 E& @8 |9 D+ D
我想结束在你们这儿的帐户。# K7 u/ J5 i3 M- s( `0 K( t
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1 W% e8 V9 m: S& bI'd like to draw 100 yuan against this letter of credit.4 }  H  r2 g* H& m  H5 v
我想从这份信用证上提款100元。6 Y# {  y& Q5 R

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May I draw money against the letter of credit here?
7 ]$ m, ]' ^0 j+ v5 n& n, E  e6 j3 x, }5 X我可以在这儿用这份信用证取钱吗?
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Could you tell me my balance?
( L* C" F6 U4 I  z& \& t能否把存款结余金额告诉我?
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4 Q9 m* e5 u/ }( a# pPlease let me know my balance.
, z/ i0 a% H, t6 v请告诉我结余金额。) N# h+ E1 N+ x6 c) r1 {
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I think you can draw on this account by cheque in payment of goods.
2 p; k; ^# q' ]& E0 d! D我以为你可用支票提款支付购物费用。
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2 o. ]7 v  T8 YYour balance at the bank is 300 yuan.
; R; F& e) k% U# o9 X, K" ]你在本行的结余是300元。0 Q7 K& k+ M  n0 l, M6 C+ i2 A2 |

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) t  J# o* e3 D% D6 V) U$ xYour deposit is exhausted.+ ^" V8 _' ~2 ^9 B8 {# x( ]0 e( }
你的存款支净了。
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Your letter of credit is used up.
% b/ t6 e6 g2 D4 L' o你的信用证用完了。* l+ \# b( `4 }" d* q% ?
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Please tell me how you wish to draw your money./ \: x6 t8 F% x+ y
请告诉我你希望怎样支款。, f( N& [4 M8 a+ }
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6 p6 ~' Y. m+ L; G  ]6 uFill our a withdrawal form, please.6 T0 v/ `- @, O
请填写取款单。5 [" u: M% e; y) T/ D+ J) I
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The letter of credit is exhausted.
/ Q6 \% p; o" @& W3 i" Z. C% @, e信用证上的款子已提清。
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The letter at Counter 6 will pay you against your number slip.
  W& g. a, y. t$ A3 l六号柜台的出纳员将根据你的号码牌付给你钱。 ! V( s4 ^# D+ ]9 T$ C
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Useful Words and Phrases   X* P8 X' e3 R: s& B* D( z# ~

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- E' f! N! `: |' |' ~5 V- `to close an account, to clear an account 结清$ m; ?0 a' A) f
to draw money 取款
# R- ^$ f8 A: K. R+ ddrawing-out slip 取款单5 L8 C( K) z: ~  t
the number slip 号码牌# N6 ^* M3 S: A+ m
a withdrawal form 取款单# r- t6 a0 y5 z' e9 k! P
to fill in the receipt in duplicate 一式两份填这张收据
9 `( R0 \" r8 U2 ^! Dteller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表9 W4 Z4 G; ]  V
好,已收藏!
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Me too.
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发表于 2006-2-18 01:23 | 显示全部楼层

- S" j' ~  e) P" D7 [
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老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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