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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户
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What kind of account did you have in your mind?
: G' @1 j+ C. d: P+ f1 x你想开哪种帐户? 1 |% k# B& M5 d1 @' I: a

: G9 U4 O6 W9 I" n4 W+ WDo you like to open a current account?* ~0 h1 i9 U' Z# U0 x# x* i& h5 H1 L, b
你想开一个活期存款帐户吗?
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0 ^, C% d" g6 w6 YA deposit or current account?
4 X( V0 Y2 s7 w定期还是活期?
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Please tell me how you would like to deposit your money.
% m* [* [2 c5 u! T' D9 S! c: G! @请告诉我你想存何种户头? % O1 k7 U" G* R

# [4 \  g; z! b. `0 p+ n: {There's a service charge for the checking account but no charge for the savings.# b' G- I* P# Y4 m
支票户头要收服务费,现金户头不收。
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Our minimum deposit for a savings account is 100 dollars.$ N" u3 E$ J: s6 l3 ]; A+ X
我们储蓄存款的最低存款额是100美圆。
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Five yuan is the minimum original deposit.5 e1 ?. Z1 N% f6 i) O) R8 Q5 x. j
最低起存款额是5元。
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You can open a savings account at any time with an initial deposit of 50 dollars.2 l% I7 i% b' x1 K9 X, g* E
你可随时以50美圆的起存额开立储蓄帐户。 ) m) v4 M; {4 M: G

) r7 t7 v3 k- q4 [0 {9 u- m* r7 MEven one yuan is all right.1 q: N( U* [, Z' I' u% G
甚至一元也可以起存。
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Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it." C3 m+ M4 F6 x
这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。
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5 s/ K$ G8 r1 U7 N& [2 VI should like to open a current account.
- R: Y( A# ?. }: Y4 B3 a$ \我想开一个活期存款帐户。
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I need a checking account so that I can pay my bill.
# y5 ^- U5 [7 g; }我需开个支票帐户,这样就能付帐。 , e+ t) K" ?( m, z% V7 {5 j0 V
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We'd like to know how we open a checking-savings account.
0 z4 Z6 _8 {+ N  D; H3 X1 [8 U2 C我们想知道如何开一个支票储蓄帐户。 , C2 g8 N% @: m3 M. E8 E* D
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I have a checking account here.: k" \' ?2 p& C5 F# x$ L$ }9 Z# n
我在这里有一个支票存款帐户。 ! {6 @1 d5 T& ?$ @

- `5 \* y, I0 _7 W# `! Z* I" u. `0 NI think I'd like a deposit account.3 C8 h$ g+ B) j
我想要开个定期存款帐户。 $ U: v" k7 T* Q& h8 h- A& [4 k* u
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Can I open a current account here?* d3 e1 F" a" V  h: p' s
我能否在这儿开个活期存款帐户? 0 s/ X: e0 h/ Z  p4 c! m

2 S1 }! V# b# `I want to open a deposit account with you.5 T( i. {4 {1 F( e. I
我要开个储蓄帐户。 ( n: Q2 T5 u3 x8 w1 P) [

3 |$ a# f7 q8 s- d5 l. bI'd like to open a deposit account with you.
& r) M% a( X6 {( K- A, r( A我想在你们这儿开个定期存款帐户。
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0 ^2 j# w9 c8 f/ {  `0 Q  S9 TCould you tell me the difference between a savings account and a checking account?
* y  l+ o' ]; A9 E. J* T4 I. I( s请告诉我储蓄存款与支票存款的区别好吗? 3 \7 J4 w6 k, i$ _4 \% C0 E

3 Y* K. O! k' `% ^) ^" w. Z% NPlease tell me the procedure for opening a savings account.# `1 M4 o( \% ~/ v
请告诉我开个储蓄帐户需要什么手续。
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# M/ H+ X' h! i+ c* N3 r0 x$ H" oWill 100 yuan be enough for a minimum deposit?5 s$ C) v9 M5 {- o( c1 O
100元作最低存款额够吗? 1 E& I- G* F9 G4 l

  a2 T% i: K) ZI'd like to know whether a 200 yuan deposit will be enough for opening a checking account.! k( G4 r0 ~$ y% J* C+ \, Q$ g
我想知道开一个支票帐户200元存款是否够。 : k( C0 \) v5 y9 K: M- [6 c  ^

( ~; B$ {/ G! r8 lCould you tell me how to operate this account?: s9 f- @: e/ p1 C8 |. M2 w
请告诉我如何经管这个帐户好吗?
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Is there any minimum for the first deposit?" c7 G! v& t$ U
第一次储蓄有最低限额吗? ; y, C3 G. S& \, C

0 f: Z/ y' X1 d) ]How much does each account cost?
# ~) N0 Q, W, ~每个帐户要花多少钱?6 i* v7 G. p; L" [! ^& J' F; V
 
& y; X; j( a/ W4 n6 ?Useful Phrases
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- S  c& ~7 o. i7 ]0 p; Ccurrent deposit, current account 活期存款
- x$ [/ r4 i+ `! @fixed deposit, fixed account 定期存款
" @, I% E  A7 Y7 |% B1 h5 ~fixed deposit by installments 零存整取* y' w# T( F( J6 ?
joint account 联名存款帐户  G! @' E1 I! F
to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款
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+ t+ |. p. @8 `4 V: }How much do you want to deposit with us?2 W& `3 ~$ ^* u9 R- g+ a. G
你想在我们这存多少?
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How much do you wish to pay into your account?7 Y. j; V& Q. I9 L
你希望在你的户头上存多少?" m4 @) ^9 X; U  ^

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# h- i2 X$ W2 F, z( Q7 YHow much money do you plan to keep in your account on a regular basis?
; X2 a' U9 r6 v7 I: x你计划在你的户头上定期存放多少钱?
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7 F) u+ Y5 |3 j- d! i' p# OHow much cash do you plan to deposit in your account?
! V4 _# ?. ?5 z- o- i. t' b! f你有多少钱要存入呢?( G/ }/ J9 e9 ?  K  I- f

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" T6 a+ y& M, C' O# n) kI think you may deposit your money with the bank, or leave it here for temporary safe-keeping.  S. b. q$ c. a- b* l: ^- O" M0 Z
我认为你可把钱存入银行,或留在银行暂保管起来。
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- p5 ]3 Q7 Z$ RWould you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?; p7 r% I  l; z+ [' s) D
请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?7 v' T0 f; e1 N' |6 n! n. z* W
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I want to deposit 300 yuan in my account.
+ f( N7 a- o, K9 m8 |  x我想在我的户头上存300元。
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0 Y6 {( E+ q6 i% s+ Q3 F4 R0 HI want to deposit these cheques in my account.) H8 h' \  n. F( q0 U" E. D9 J1 U: Z
我想把这些支票存在我的户头上。6 f" O9 {/ Q5 l* Y5 o0 @# v3 |: A

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( l. X$ ^! ]0 c4 `4 T8 MI'd like to pay 200 yuan into my deposit account.* ]% O7 c+ M8 ^' f
我想在在我的定期存款户头上存200元。
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% ?" P" w: {3 |7 AI want to deposit my paycheck.
1 F3 r* u6 x4 n; k  U! a5 P. W我想存入我的工资支票。6 m( g) ]/ ?3 z. S
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I'd like to know whether I can cash a cheque here.
# [4 I! Z0 |$ E$ g( I# u& Y+ ^  _& t我想知道我能否在这兑换支票。' x: f1 [. ]* M. {; t$ M6 V/ ]

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3 p/ @! V% Y- uWill you please cash this traveler's cheque?
' q6 y( h0 r- a* G请兑现这张旅行支票好吗?
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2 ~9 I) h3 I0 lI'd like to cash this money order.) b: C+ c  h2 ~( [! h
我想兑现这张汇款单。
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. g3 ]* @: g, X1 ZI want to cash the balance of a traveler's letter of credit.
3 v) F- q, n; N" ^/ d我要把旅行信用证的结余兑现。
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5 p( S6 a, O9 `2 Z+ r; rWill you please tell me whether you charge for cheques?
& u- i" l! U$ |$ l请告诉我兑换支票收手续费吗?3 |7 m- L0 v5 w$ d  H0 i( }

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Could you tell me how much the checks cost?
- e/ g) @: Z3 G8 z  A请告诉我这些支票要花多少钱?" |3 F% I7 |% J; v* P

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What if I overdraw?- z' e+ v9 O9 M' g. W
如果透支了怎么办?0 \8 a- [6 r( z# A/ g! B

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/ D! b2 U1 h/ T% W( g+ zPlease sign your name on the bottom line if you want to cash the check.4 D1 G3 H5 |' I# |. R, g
如果想兑支票,请在底线上签名。
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2 @7 ^! {' g) b4 ~$ B  w( ?Please write your account number on the back of the check.
. t3 p& p5 e* x! p. J2 @请在支票背面写上你的帐号。
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: q- E& z! X/ C, W; j: NWe honored the check as the overdraft was only 5 yuan./ r( |$ o( [" A9 G
我们承兑这张支票的透支额只有5元。
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Please endorse the cheque.
2 |# g! }9 P2 ~: f请背签这张支票。" b8 d$ ^5 e+ h' O  `. |
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The traveler's checks cost 1.5% of the total amount of purchase.
5 a2 H( C( M; m! ~* B旅行支票手续费是购买总额的1.5%。1 @& u, \" N0 @! H* G
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Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".0 G9 p7 C# t( C5 Y4 i6 R& G3 \
这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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- h9 h' w1 k) r) `4 k2 n" B8 ^% GEach cheque you write will cost 2 dollars.5 b9 x8 b1 f" T: ^/ a1 P- r7 j
你每开一张支票将花2美圆。
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, i: R# n. {; iUseful Words and Phrases
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7 Q2 L0 j( n# faccount number 帐目编号" h+ a8 x9 R( S! J6 A+ z- v
depositor 存户8 c  r' H$ l7 g9 {5 Q5 p( h
pay-in slip 存款单  v* t" I2 G6 X/ z6 B6 ?
a deposit form 存款单3 i7 n( q# @5 ~5 o' _. Q  ~
a banding machine 自动存取机$ D  z1 X, c5 |9 Y0 S
to deposit 存款
8 A. H5 G! \* ^# m' B3 Q" Gdeposit receipt 存款收据* q9 |, m7 X; C6 C' F9 s$ p8 C. L" `: `
private deposits 私人存款6 N; t2 C9 [2 G4 u; n
certificate of deposit 存单
4 S7 X5 @" M+ wdeposit book, passbook 存折9 d0 Q2 ]3 ~. J' W0 d; G- Y& d4 G! R( E
credit card 信用卡  J/ v5 R% M) m5 L
principal 本金
! Y, c% _$ _* Z; |# Ioverdraft, overdraw 透支3 @  X: t( q. i
to counter sign 双签4 C% c# _. S( W8 ~. x
to endorse 背书" F' Q9 J8 O* _, g$ g
endorser 背书人
6 D) w4 n4 @) U; }to cash 兑现. J  z( U8 _7 k' j+ ~
to honor a cheque 兑付
* a, `# C1 o" y5 B9 r$ \* Jto dishonor a cheque 拒付
9 q# I) Z" E$ L- D7 ~to suspend payment 止付
: ~4 n7 [) K0 U) Wcheque,check 支票
* p+ Q! e9 t, r+ `! Xcheque book 支票本4 z+ Q  s+ u; y! T, X
order cheque 记名支票! S/ S  D# x1 ?! N7 m. F
bearer cheque 不记名支票/ O$ {* p6 M9 a" P$ ?2 ~5 c
crossed cheque 横线支票  W$ y3 k+ w7 I+ I; o9 ~1 n
blank cheque 空白支票
2 ]+ R3 i7 O2 {1 rrubber cheque 空头支票* {$ r$ @' |5 v) h6 |
cheque stub, counterfoil 票根, e- z2 Q- x2 S$ D" G
cash cheque 现金支票
0 ]: P, r$ H2 K2 ?  L. dtraveler's cheque 旅行支票. o1 s' L8 ~8 d7 [
cheque for transfer 转帐支票) N1 ]$ T" h2 [& E1 z
outstanding cheque 未付支票
, X! i- E$ _! X  T6 `2 N4 {7 Ucanceled cheque 已付支票
1 S) {. C* ?# d8 m" Vforged cheque 伪支票
) ^8 G4 Z5 ?$ w/ }8 T6 o/ NBandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余0 g6 O+ j) H6 T6 |$ L' w& ^

5 Z4 A8 _( O  M. d, a3 b  zI'd like to know if I can draw on my account for payment of things I buy in Tianjin.
4 T: y- B8 `7 {1 q+ K1 m! O+ p我想知道一下我是否能提取存款来支付天津购物的费用。
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I want to withdraw 200 dollars from my deposit account.
: C2 E7 n0 O9 Y4 U) d, ~& G我要从我的定期存款中支取200美圆。4 t8 L5 ]/ X' c7 i0 y

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( L* _3 ~  |# _1 }5 p0 II want to close my account with you.& G. Q- |3 K0 j. c1 n; d
我想结束在你们这儿的帐户。
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! j* v; C  v0 B2 b6 P( s) S8 M2 qI'd like to draw 100 yuan against this letter of credit.
% @' B" B" B; Q3 k! q: G9 ?- B我想从这份信用证上提款100元。
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9 |  D3 A4 c0 R" ?+ }3 yMay I draw money against the letter of credit here?, ~+ n8 q( o( q
我可以在这儿用这份信用证取钱吗?( O8 ]  u, f/ h) E& r6 Y( [  v
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Could you tell me my balance?
) d% I" ^4 g$ M6 S能否把存款结余金额告诉我?6 b2 z& q; j+ e1 A* y/ A/ c
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9 d3 z( I- h3 F/ _9 y- `+ T( Z% C* qPlease let me know my balance.5 ^2 }) \# P0 U& `
请告诉我结余金额。# C! E" ?6 ]' A

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I think you can draw on this account by cheque in payment of goods.
6 n8 y9 B* x( w5 R2 i' I- \我以为你可用支票提款支付购物费用。
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Your balance at the bank is 300 yuan.% ~' X7 G+ a# O: {
你在本行的结余是300元。
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Your deposit is exhausted.
# y& T- p7 D  I9 ]9 ~你的存款支净了。" L( }! ~  I% I8 b  O0 f; [
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Your letter of credit is used up.
' j4 ^$ l' @; Z: t6 F4 j8 L你的信用证用完了。
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Please tell me how you wish to draw your money.
9 o! x" I' G  k" A  i  O请告诉我你希望怎样支款。8 r- y) F& ^  {
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Fill our a withdrawal form, please.  o1 x& i6 c0 K( ], o+ }% v! v
请填写取款单。
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The letter of credit is exhausted.
/ U/ J$ ~$ e7 ?0 B* Z6 }信用证上的款子已提清。
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The letter at Counter 6 will pay you against your number slip.
! _; P. j9 w/ P3 D8 q: C! \4 h六号柜台的出纳员将根据你的号码牌付给你钱。 
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Useful Words and Phrases   q- C0 P  D# u, y/ x- a/ d

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to close an account, to clear an account 结清3 n: f0 p5 t5 X, e
to draw money 取款
2 ?- f8 V5 |' w6 \drawing-out slip 取款单
8 Y! _- Y* N( S+ O8 c7 j5 Y' m* ^the number slip 号码牌# {- K- R9 a; y/ o/ K0 v& a
a withdrawal form 取款单
3 J% z% _8 m. `/ G) ~( Bto fill in the receipt in duplicate 一式两份填这张收据
; f9 T% j+ s) O1 tteller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表
4 U* O- c/ M: y( ~好,已收藏!

- \. {6 a0 O! B+ E" Z; D0 ]Me too.
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发表于 2006-2-18 01:23 | 显示全部楼层

! C2 J$ e4 E( l6 T) I) D( W: _
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
路过~~~~~~~~~~~~~~~~~
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