第三方责任保险保你的责任(你对别人造成的损害),你自己的车或者租车本身的伤害(physical damage) 不报。你需要自己负责。you need to buy additional coverage(section C) through the car rental company or the genearl insurance company to cover that physical damage, 3 N H' D- I6 A! D& I; g3 E2 G 5 F0 q& p1 ~9 G. J0 qhope it works