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很多朋友对上次贴出的比较图感兴趣， 现在该机构又更新了比较图， 对正在为利率的选择发愁的朋友， 无疑是一个很好的参考资料。
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6 C1 L, U- [& ]' N }+ q固定利率再次攀升， 让购房者更倾向于选择相对较低的浮动利率。 四月十九日实施的房贷新政策， 即使客人选择浮动利率， 贷款机构也会按当周的贷款基准利率计算其贷款资格。 本周的基准评核利率是6.10%。
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我会将附件发给斑竹， 让他们粘贴出来。
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下面是该机构的评述：8 Z T/ u$ l* j) ~# H" B1 M
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“I have compared a mortgage at P-40 (currently 1.85%) to a 5 yr fixed at 4.64%9 j; Q- p+ z* ]( Z3 g" X( C5 ^; w
I factored in increases in prime over the next 24 months. Prime would go up to 5.25% 9 i* W) J% u3 i8 N3 Z9 c* S. l% o
I placed the payments the same for both products (take the P-40 product, but make payments at the 4.64% rate).9 x/ f3 o! f7 {+ X' B) }' X6 y6 K& |
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Results: 3 i8 u% Q, k- G# C. ~3 H' o: @4 j
The variable product has net savings of approximately $5,440 over the 5 year term – even with a 300 BPS increase in prime!!!
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I must state that this sheet is for information purposes only. Accuracy is not guaranteed.
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Thanks” |
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发表于 2010-4-27 10:11
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