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[爱城新闻] 哈勃政府不是一直鼓吹加拿大经济复苏了吗

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鲜花(36) 鸡蛋(0)
发表于 2009-9-14 12:51 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
最新调查显示,如果工资支票迟到一周,将有近60%加拿大人无法支付账单。   C% O, O" U$ R. F' Y7 w, Q
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加拿大工资管理协会(Canadian Payroll Association)调查发现,大多数加拿大人不仅手头拮据,而且基本无力为退休储蓄。若工资迟发,约59%加拿大人无法支付账单。
3 C- a; s* c# Y年轻上班族们尤其捉襟见肘。如果工资迟发,18至34岁的年轻人中有4 5%难以或很难维持生活。72%单身父母们表示工资迟发会导致他们无法支付账单。尽管理财规划师建议人们预留三个月的房租、食品和水电等应急费用,但显然加拿大人们没有遵照这一点。 * m3 b0 v& z9 ]( V; j+ i. |6 D# A" ]
调查还发现50%加拿大上班族们无法拿出5%的净收入做退休储蓄。工资管理协会的主席兼CEO库哈尼(Patrick Culhane)说,由于近期股市的动荡,为退休储蓄就更难了。 & b" j. w" P) u3 @+ K6 H$ `
约52%加拿大人认为若想退休生活舒适安逸,需要75万到300万元的资金。然而,约1/3表示努力比去年拿出更多钱来储蓄,但无法做到。另有42%表示无法拿出更多钱来储蓄。' M" W$ h# m( K5 q2 a  J
Majority of Canadian employees living paycheque to paycheque, not saving enough for retirement. Younger workers and single parents having most trouble making ends meet.
6 H& f, a; `; O3 K$ z& eTORONTO, Sept. 14 /CNW/ - Results from a new nationwide survey show that a majority of working Canadians are cash-strapped and have little ability to put money away for their retirement.
% g2 M- b" h- m  X# a. d- a1 oAccording to the 2009 National Payroll Week Employee Survey, conducted by the Canadian Payroll Association (CPA) and released today, 59% of Canadian employees report they would have trouble making ends meet if their paycheque was delayed by even one week.
& G) @& S  i- N7 \' u"We were shocked by that number. So many Canadians are now living so close to the line that if they miss a single paycheque, the majority will find themselves in financial difficulty," says Janice MacLellan, Chairman of the CPA.
  Q6 ?+ t( V" R2 u& KFinancial experts recommend that people keep emergency funds totaling approximately three months of expenses (rent, mortgage, bills, groceries, etc.).
; l/ p- @) V5 }By age group, the younger workforce is feeling the greatest pinch, with 45% of those aged 18-34 saying it would be difficult or very difficult for them to meet their current financial obligations if a paycheque were delayed, and a further 21% stating that it would be somewhat difficult. By household, the situation is most precarious for single parents, with 72% saying they would have some trouble making ends meet if their pay were delayed.
- P, z4 u% {$ D$ n7 s9 }The survey also found that 50% of Canadian workers are unable to save more than 5% of their net pay for retirement. Financial experts generally recommend a retirement savings rate of about 10%.
$ r8 j) Y9 I$ y, O6 G/ |; M"Canadians are living paycheque to paycheque, and there's precious little left that they can put away for retirement," notes Patrick Culhane, CPA's President and CEO.
  R. ?# _' d; u" lAbout one-third of Canadian workers say they have been trying to save more money than a year ago because of the economic uncertainty but have been unable to do so. Another 42% say they aren't even attempting to save additional funds. Yet, the majority (52%) feels they'll need between $750,000 and $3 million to live comfortably in retirement.
9 @" k5 O( c1 y% a# sThose finding it most difficult to put money aside are single parents, with 65% saying they're saving only 5% or less of their net pay.
: V' X$ S6 ~4 m( d+ U3 HA majority of Canadians (70%) say their first priority if they were to win $1 million in the lottery would be to pay off their debt, followed by contributing as much as possible toward retirement (35%) and investing (30%) as the next priorities. 6 A8 B3 ]7 x( k& u& l& c- ?
Of all regions, Quebecers would be more likely to use some of their lottery winnings to have a party (7%) than people living elsewhere in Canada (3%). Maritimers would be more likely to share their lottery winnings with family members (37%) than would the rest of the country (26%).
1 [& t! Q" Y8 m! p8 @( V& hCash is king for Canadians when it comes to remuneration. A whopping 65% of those who responded said it's more important that they receive higher wages from their employer, compared to better health benefits (25%), and education funding (10%).
鲜花(80) 鸡蛋(0)
发表于 2009-9-14 13:16 | 显示全部楼层
it depends on the way they spent, for the same amount, there is no problem for the chinese
鲜花(41) 鸡蛋(0)
发表于 2009-9-14 14:46 | 显示全部楼层
.....才信
鲜花(0) 鸡蛋(0)
发表于 2009-9-14 15:47 | 显示全部楼层
老杨团队 追求完美
“二”的话不能全信,呵呵。
鲜花(78) 鸡蛋(0)
发表于 2009-9-14 16:10 | 显示全部楼层
加拿大人是完全没有储蓄习惯的,在危机发生时就麻烦了
鲜花(1) 鸡蛋(0)
发表于 2009-9-14 19:44 | 显示全部楼层
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i agree
理袁律师事务所
鲜花(3) 鸡蛋(0)
发表于 2009-9-14 20:07 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
It won't happen on our Chinese people.
鲜花(0) 鸡蛋(0)
发表于 2009-9-14 22:51 | 显示全部楼层
别听加 政府吹牛
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! i7 A( H# Y' R) D经济要好转时那么容易的事情吗?
鲜花(3) 鸡蛋(0)
发表于 2009-9-15 08:08 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
别听加 政府吹牛6 v) |& ]% ]. F& }% z! y
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经济要好转时那么容易的事情吗?
' h6 Z! b9 K; d# q# t6 \" E4 E+ Q东北男人 发表于 2009-9-14 23:51
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Agree!
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政客的话还有经纪人的话,你也当真?
鲜花(0) 鸡蛋(0)
发表于 2009-9-15 09:19 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
道法自然,经济也同样不可避免.
鲜花(2) 鸡蛋(0)
发表于 2009-9-15 13:07 | 显示全部楼层
鲜花(0) 鸡蛋(0)
发表于 2009-9-15 16:53 | 显示全部楼层
Jesus, 75~300万?That's a long way to go for me!
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大型搬家
鲜花(17) 鸡蛋(0)
发表于 2009-9-15 17:58 | 显示全部楼层
同言同羽 置业良晨
鲜花(0) 鸡蛋(0)
发表于 2009-9-15 21:10 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
鲜花(13) 鸡蛋(0)
发表于 2009-9-16 10:14 | 显示全部楼层
鲜花(117) 鸡蛋(0)
发表于 2009-9-17 14:33 | 显示全部楼层
鲜花(3) 鸡蛋(0)
发表于 2009-9-17 21:58 | 显示全部楼层
同言同羽 置业良晨
Jesus, 75~300万?That's a long way to go for me!
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高树玛丽亚 发表于 2009-9-15 17:53
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I have no way to get  this much at all!
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