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 What to do if you are in a car accident
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j, t7 v6 D. F# VStep1. If possible, stop your car in a safe and visible place. If a car ) T8 L: b9 r& b" V) }5 N
cannot be moved, turn on the hazard lights. Turn off the( Q5 G/ L3 t4 V# M3 S* z' G" k
ignition. Be careful when exiting your car.
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1 i( K$ m1 a2 Y/ X# }Step2. Determine if anyone is injured. Do not move an injured person.
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# H7 Y u6 u- \3 I+ [4 c+ sStep3. Call 911 for the police and ambulance (if needed) immediately. * R: P7 i( r+ v) G) P% {' P
Report any injuries.9 _- C$ g' a! `1 s
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Step4. If another vehicle is involved, get the car’s year, make, model " V" _9 x5 G$ M. b
and license plate number; the driver’s name, address and license
7 A8 C A5 q. V" A( F7 A" } number; and the name of his or her insurance company. If the & G6 V. B9 I5 b6 z
driver does not own the car, get the name of the car’s owner.
( D" ]8 m' Q5 u. _) Y( S Write down names and addresses of other passengers or
f6 ]8 [2 F4 O$ { witnesses. If you have a camera take pictures of the accident * C+ p8 R; `! U6 F y' c
scene.8 ?$ S4 [0 q( p7 x- E9 a
+ z; d5 m" P+ a. ^& j( w8 h* bStep5. The police officer will give you a copy of the collision report.0 L0 Q0 F- f/ C' P
/ G/ g5 l6 |0 NStep6. Cooperate with the police, but do not admit guilt for the 2 p0 T+ Q( i S3 g: j
accident in any way. You may be required to show proof of ' S" e( l0 E' y& I8 R0 r/ V
insurance, but do not reveal how much coverage you have.8 s3 K/ _' f w+ t
+ t9 W3 }, k; _Step7. Do not accept any money the other driver may offer. By1 k) U K% N, V
accepting money, you may give up your right to file a claim 9 q9 R. R4 U, U- r8 F% }6 ]
against the other driver, even if the damages turn out to be+ x6 V5 E) K' ~, V
more extensive than you first thought.7 _0 l6 B- u+ ?( U, `& B
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Step8. Do not agree to forget about a minor accident. You may see* |9 }2 P3 Y- P- j# r V# _
later that there were hidden damages or injuries. The other
" Q- K y$ T( ~% \" \# {" p$ Z person may even file a lawsuit against you.6 x2 Q; D# D, O; V
2 {* @, i a, d5 O3 YStep9. Write an account of what happened: time of day, weather,
6 K- ?( X( X% u P% l hazards, road conditions and driving speed. Draw a picture of + I, `- \% y" {! }) a# O* A
the site, showing stop signs, signal lights, etc. Try to measure
" ~( ^0 q& r2 S& g skid marks and determine the point of impact. Note any damage$ ?; {+ l4 p1 P6 H0 z' J
already on other cars involved. If a camera is available, take
1 N; g3 G. }; S+ f; [: p pictures of the accident.6 r$ D1 Q# f' X' Z% C; M! r
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Step10. Report the accident to your insurance agent or insurance " N/ |, e: y* ?% |& t
company as soon as possible. Call a lawyer Bruce King, to discuss1 m0 Y% }5 B9 q3 ^; {, A7 t
your accident.
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, _$ q! C6 T( Z5 e$ L5 w! V[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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