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 What to do if you are in a car accident* N$ I* B$ l1 V9 L j
: H6 }/ V6 c c fStep1. If possible, stop your car in a safe and visible place. If a car
# T/ b# P' @" Q2 L- ` cannot be moved, turn on the hazard lights. Turn off the
8 k* q, j: b7 m ignition. Be careful when exiting your car.
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, d* Y' i& b/ F3 iStep2. Determine if anyone is injured. Do not move an injured person. e2 y# d* S! `, P2 `
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Step3. Call 911 for the police and ambulance (if needed) immediately. 8 `' J8 T5 L0 Y* g
Report any injuries.: t6 M. U8 N- M. g8 A' M1 E, r5 q
# a+ n. I3 i2 FStep4. If another vehicle is involved, get the car’s year, make, model
; {% w7 x# q. u7 z7 m: j4 I and license plate number; the driver’s name, address and license( _- k m7 }8 O2 `( e+ W* v
number; and the name of his or her insurance company. If the
8 G, }" z2 }& n: y0 S driver does not own the car, get the name of the car’s owner.
/ f2 p$ D& b2 t Write down names and addresses of other passengers or
! d$ [- }/ u; ^' M; E) D6 O; i* f; c witnesses. If you have a camera take pictures of the accident - `) C" t% L: m1 z/ ^
scene., t5 @* J7 l7 I+ o
7 @. u7 w! d( r" \1 NStep5. The police officer will give you a copy of the collision report.
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Step6. Cooperate with the police, but do not admit guilt for the 4 v' ~5 ^+ c) g, E5 w) r) J. T
accident in any way. You may be required to show proof of 8 Y% F l1 y7 n
insurance, but do not reveal how much coverage you have., z3 P& z0 u( k" c( _ z, N+ N
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Step7. Do not accept any money the other driver may offer. By
/ ^, U6 {- w) }( I accepting money, you may give up your right to file a claim
' H9 S+ _6 Q ` against the other driver, even if the damages turn out to be
- r7 t+ l' F# v) t$ V more extensive than you first thought.
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Step8. Do not agree to forget about a minor accident. You may see
0 }+ C1 ^4 i1 F2 A later that there were hidden damages or injuries. The other2 i( c4 t0 ?4 }) [( P3 X% O
person may even file a lawsuit against you.5 ^# i8 _) ~& n8 T
! A6 n+ b/ k: t( BStep9. Write an account of what happened: time of day, weather,
$ j& M2 n5 G/ d3 e hazards, road conditions and driving speed. Draw a picture of ( n! N: f& a7 T- s" A& t, j
the site, showing stop signs, signal lights, etc. Try to measure % v. @% k$ Z: D7 K3 K+ J
skid marks and determine the point of impact. Note any damage
) o1 v. H: X7 d# ^. [) Q* t& W already on other cars involved. If a camera is available, take
# c4 E1 @. Y( M ^5 t pictures of the accident.
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6 J$ M6 S# I9 g# F% g, `Step10. Report the accident to your insurance agent or insurance
' V7 J5 D& t C( x" S$ ` company as soon as possible. Call a lawyer Bruce King, to discuss' u' ]& K3 @8 a6 O6 M7 i! k6 ], t
your accident.8 k) o" \4 O! S# O* t1 W. o
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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