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 What to do if you are in a car accident2 {7 N- B7 `8 N( ?* F9 x
1 S- G& b o- t7 _* ZStep1. If possible, stop your car in a safe and visible place. If a car ( F& N6 c$ x6 }, T) C6 E
cannot be moved, turn on the hazard lights. Turn off the
1 g U" H2 J7 }5 V6 J* D ignition. Be careful when exiting your car.
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$ E& ?: J" {: v+ v6 tStep2. Determine if anyone is injured. Do not move an injured person.
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Step3. Call 911 for the police and ambulance (if needed) immediately.
# c4 p) f' h4 ]% t+ { Report any injuries.& W, s9 V- u; _' A# F$ j
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Step4. If another vehicle is involved, get the car’s year, make, model
6 b( f) A: Q- B: l& Z$ u+ W and license plate number; the driver’s name, address and license1 W9 q: W7 z: ?, j( I- ^# b+ H+ X
number; and the name of his or her insurance company. If the
% z7 R$ y) q7 } l driver does not own the car, get the name of the car’s owner.
! Y- \* W0 k& h j# q3 `5 y Write down names and addresses of other passengers or
9 m9 p+ L( L: Y3 p" B3 Q witnesses. If you have a camera take pictures of the accident , P) `& x8 F; c# P" p. m
scene.
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4 B) h3 d7 O7 D M+ wStep5. The police officer will give you a copy of the collision report.
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Step6. Cooperate with the police, but do not admit guilt for the 6 Z) z. p. B* H. U# I/ ^# K
accident in any way. You may be required to show proof of
. ]0 ^' `# ? e+ k insurance, but do not reveal how much coverage you have.
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1 C r( |0 e- `# ^Step7. Do not accept any money the other driver may offer. By
7 Z" o) T. `$ k3 v. ]. a; F accepting money, you may give up your right to file a claim 0 |3 `& s1 h3 _
against the other driver, even if the damages turn out to be: H! f6 U( B# @1 i
more extensive than you first thought.
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Step8. Do not agree to forget about a minor accident. You may see
$ W- Y& O3 J5 B. K5 N) e later that there were hidden damages or injuries. The other# i( m6 ~" d. S+ }+ H
person may even file a lawsuit against you.
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Step9. Write an account of what happened: time of day, weather,
$ I" |3 t& p# u1 F, t% v; }+ ^7 A hazards, road conditions and driving speed. Draw a picture of
y) W8 |" e9 S8 l# f6 X& [% C. n the site, showing stop signs, signal lights, etc. Try to measure
0 |* s. {& ?% K8 ] skid marks and determine the point of impact. Note any damage( k: b- m& V/ G' O- V% m. a! ~1 J
already on other cars involved. If a camera is available, take ' ?8 L8 T1 O& `. \$ }! Z( S% F' b
pictures of the accident.. ^1 A v8 n4 L% E2 [) X
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Step10. Report the accident to your insurance agent or insurance . G. d8 w) F7 I0 J5 O
company as soon as possible. Call a lawyer Bruce King, to discuss
3 X% G# T8 w1 D5 V) l1 H your accident.
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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