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 What to do if you are in a car accident5 u3 N, L4 K* F2 ^0 H3 f: [
1 n! j# w$ y8 `% T7 b3 a+ bStep1. If possible, stop your car in a safe and visible place. If a car _1 R7 O5 W" S1 B! X2 D8 n9 l. e
cannot be moved, turn on the hazard lights. Turn off the: ~' N7 z7 M; m8 z6 Y/ y% M; q8 Q
ignition. Be careful when exiting your car.
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; V/ u6 K. a2 T+ |6 M% ~9 {Step2. Determine if anyone is injured. Do not move an injured person.
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9 X3 N, t6 }3 D! n- ~Step3. Call 911 for the police and ambulance (if needed) immediately.
d$ g( r0 Z& b }$ q Report any injuries.
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Step4. If another vehicle is involved, get the car’s year, make, model
/ G5 A8 s5 D% i* o and license plate number; the driver’s name, address and license8 _! g, H! H; x% @( B- n- M* D" L: b( C
number; and the name of his or her insurance company. If the
8 C9 s: e8 `; L1 ? driver does not own the car, get the name of the car’s owner.
% B/ W$ |% A# E9 c' f. p- P1 j" U# W4 x Write down names and addresses of other passengers or % x& N+ _, f7 w' D+ k5 c
witnesses. If you have a camera take pictures of the accident 8 v8 h) H5 n: i; R9 K" k
scene.0 H9 R4 r6 M: X' P
! b5 e- \* U5 G5 P4 y" GStep5. The police officer will give you a copy of the collision report.7 ^( a! L# o( k& V
) J! E2 J( w0 K- V$ |Step6. Cooperate with the police, but do not admit guilt for the + h+ |" w3 ^. v
accident in any way. You may be required to show proof of
v- c& C) t' Z% v- \ insurance, but do not reveal how much coverage you have.- X* ?3 d! V8 c7 @3 W, R; `: c
) f. M# \" k7 VStep7. Do not accept any money the other driver may offer. By
6 F" g! j3 p; r* R) v" v accepting money, you may give up your right to file a claim / F* _; {! H% u) u4 B
against the other driver, even if the damages turn out to be. t; `' @8 l# I I* T
more extensive than you first thought.6 z3 k% l* A" f3 A. y( ^
, E7 c# t, N% }0 NStep8. Do not agree to forget about a minor accident. You may see
& m! L& Y# i5 B n later that there were hidden damages or injuries. The other
$ v) | p; B. R# J person may even file a lawsuit against you.' t- O4 l& c. ?
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Step9. Write an account of what happened: time of day, weather,
1 b. M# H* ^, [8 @ hazards, road conditions and driving speed. Draw a picture of
1 [) b% A. |2 ~3 j7 ?3 w4 N the site, showing stop signs, signal lights, etc. Try to measure
% p6 t4 O ^; J6 y" T! a: U5 X skid marks and determine the point of impact. Note any damage
5 C, V3 B% Y( N already on other cars involved. If a camera is available, take
" T2 |, R; v* x pictures of the accident.
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) ~( r8 t8 t6 V) KStep10. Report the accident to your insurance agent or insurance
* z6 d4 h q" M; \0 R! K company as soon as possible. Call a lawyer Bruce King, to discuss h" p" F* a& A) h& A
your accident.5 k: X5 x/ }9 _8 i, z
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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