i do not why your insurance company will surcharge you by 20 percent.0 K$ I; ?5 x( p" `: K9 A
what is the name of that company?; H8 l* Q) ~8 V5 f4 b% z3 m' F
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state farm has no such surchage at all . unless the added driver is under 25 years old.call 451 3666 for more detail.