埃德蒙顿华人社区-Edmonton China

 找回密码
 注册
查看: 2242|回复: 7

When to buy

[复制链接]
鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
  L8 G+ w$ W" \3 [! FHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.' w9 O, ?! P) G. b3 W5 \1 S
It is always better to buy when it is on the way up than it is on the way down.
! D" F( L1 y; q3 B0 B8 f1 Y9 ~( _For example, the condo average price is around $240,000 this March, now it is $270,000.4 H9 |! ?) N% v8 h7 p; U: x  V
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
" F$ L$ w" d  p8 f4 mI will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast./ ~) U$ ?9 R' X# s' {
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,; j  W  L% J! Q8 @
your mortgage interest rate may have reached 6%.  {9 D1 C0 U! H* L
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.) |1 c' K$ R0 t7 p
  C: l5 K* p0 _1 C: m& J
OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000/ D* l  f# o3 j/ q' }2 B4 `
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
2 _  ?/ B$ a/ r: j, q. Tcondo with $1000/month rent)  Total: $344,0406 E8 j/ U% s" I! i% M0 Q
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,96000 q  ]- i# u1 I) {0 S0 L
We can see what is the best, when it is on its way up, worst?when it is prime(peak).
+ u9 w8 h! n( p+ M! X, s3 U$ l
$ |: A4 p( H) f1 I1 SSo, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.1 b$ ?3 W& m# V, z
Cannot it be $270,000? Cannot it be $280,000?% f9 y! |6 F4 _* A8 Q' u  E
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
* o% }( L$ B7 u4 M/ q% hFor me as a property investor, I will always tell everyboy, it is a good time to buy,! O: F! h/ M2 e
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,$ N1 u! e# R/ Y% E- P
then they will switch to my line and try to "HouHou" to push the market up.
$ T0 P& B4 m* j% F+ ^+ P" i/ n
1 L* w/ o. o6 w! g  }5 SHuman weakness.  c$ E" g3 {( r/ d

7 u1 e/ G: O+ S( b/ t$ YWell, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
& U0 J- Q+ p# Y- P. `2 r' oFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,. H6 a) A  y0 o! r7 i
then they will switch to my line and try to "HouHou" to push the market up.! h  f8 ?5 Q8 Y8 F* M# f% Q
- A3 v+ s; _0 H& C: r7 _2 O' D/ h1 w
Human weakness.
# |' [1 r$ s2 w7 x, \9 T- ?
( r0 O; @4 l1 S* {7 }- pWell, we are human, we have it.

" ^' x$ l0 v" I5 o; L  `1 W: O+ C0 d! ^# {+ h; \/ _5 f
呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。3 Y6 H- f$ V* p4 K

( m+ m$ {, z9 v能在恰当时间改变阵营的才是识时务者为俊杰。
鲜花(0) 鸡蛋(0)
 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层

" B7 n5 S2 ^9 ?! k+ q1 I装不了中文软件也没关系,用这个:$ G9 Y" `/ E' o. i) n  c' W
http://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 " {. P  k4 f" w3 E6 F
1 U. c3 r3 @% K

* j1 \* H+ i# A) B1 @永远看牛或者永远看熊的,那是猪。5 F" V; I0 N& Q# o3 ]4 Q& L
5 D) Q& p. ~( w; t, Y2 h

+ Y' J8 z# X6 z: z3 G6 N1 u+ [
- O5 o9 g- ~5 \/ X$ I" P9 h% X& O' b
Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
; H# \- _8 q, w: w! ^I hope you are not 猪, and can have house sooner and become one of us.

5 r$ r% a& ]) P# |6 y" g; V
9 `4 o4 D" |) f8 b+ K5 r# `0 iYes, I won't be bearish all the time.9 l( K& M, k, ^4 X* x; y8 ~# I4 T

0 ^6 b2 ^+ q. t% |2 AI will buy a house, at the time and location of my choice.
您需要登录后才可以回帖 登录 | 注册

本版积分规则

联系我们|小黑屋|手机版|Archiver|埃德蒙顿中文网

GMT-7, 2026-8-2 18:30 , Processed in 0.144646 second(s), 18 queries , Gzip On, APC On.

Powered by Discuz! X3.4

Copyright © 2001-2021, Tencent Cloud.

快速回复 返回顶部 返回列表