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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
1 X. W. M( C% S- jHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
9 a) h. T3 H7 B6 ^/ P) w' Q( @It is always better to buy when it is on the way up than it is on the way down.
9 m! \3 [9 W4 [- ?" xFor example, the condo average price is around $240,000 this March, now it is $270,000.
# ^8 M0 H% A/ |4 E6 @% dSay, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.3 Y8 d( Q9 ^  W
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.% T- K1 ]' c4 f$ G
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
6 |6 `; }' q' n0 E: Byour mortgage interest rate may have reached 6%.' J& x; O+ ^% h: D3 X& D
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.
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OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000
# R4 {) {0 l7 N$ I$ C" L  ^if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same 0 Q5 B7 u5 ]0 D- [$ `: P2 s& j
condo with $1000/month rent)  Total: $344,0408 M) j4 M# {1 R. v( F! }
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
) ]- G! _" E' s% Z  vWe can see what is the best, when it is on its way up, worst?when it is prime(peak).$ I$ J) R0 L# ^8 Y8 T" C
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
  a; U. y( Q0 @/ a* f/ I( }Cannot it be $270,000? Cannot it be $280,000?* P0 z6 T4 M5 ?# U
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.6 v3 }* H. f2 w- U6 D( _
For me as a property investor, I will always tell everyboy, it is a good time to buy,* a$ V! S: @) g
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
; c- U% u* Q  n. Y2 ~- P; gthen they will switch to my line and try to "HouHou" to push the market up.
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' J* [' ]- T! s' B. l' lHuman weakness.
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Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
/ f' s1 D1 b; E! z! }+ JFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
0 Z7 `4 z  \4 Y1 z. V" Q3 q9 Nthen they will switch to my line and try to "HouHou" to push the market up.
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0 l1 x% P# a  L. u- A' p6 B# B' nHuman weakness.
  l' n1 o0 W% C- J) j* _5 ^/ g; m9 R, P" ^, w
Well, we are human, we have it.
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呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。
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能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层

1 a0 a7 `4 m5 N0 P8 I+ B) l0 }装不了中文软件也没关系,用这个:7 @- G( z. e/ v2 D+ N
http://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
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永远看牛或者永远看熊的,那是猪。3 X  m) D. p* }! p

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理袁律师事务所
Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 6 h, ?- P0 }) g1 V2 S9 n5 r8 X. E
I hope you are not 猪, and can have house sooner and become one of us.
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6 H( q" W( K4 A* kYes, I won't be bearish all the time.
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, @! ]0 s7 x+ u* |7 JI will buy a house, at the time and location of my choice.
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