I am with TD too. $700+ per year for basic coverage. $ Z5 l; J2 T& Q" L6 M- a: X( X. U k2 e6 M" H2 O9 I. M3 }You don't really need full coverage, unless your car is super expensive. I bought my car new and never used full coverage. I certainly won't crash into someone else. If it's someone else's fault, his insurance company will pay for it.