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转贴 Mortgage rates jump again
http://www.cbc.ca/money/story/2007/05/29/mortgages.html
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Last Updated: Tuesday, May 29, 2007 | 4:28 PM ET+ M6 g V( Q4 o: O$ @0 y! Q9 I, s
CBC News! f9 x+ K& }. j, Q ~" r9 ]' R' k
: X+ D4 U, R) xMortgage rates went up Tuesday for the second time in two weeks as the Bank of Canada sent a strong signal that borrowed money is about to get more expensive.# k. D' u5 W7 o
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RBC Royal Bank, TD Canada Trust, BMO Bank of Montreal and CIBC have all raised mortgage rates by up to three-tenths of a percentage point, effective Wednesday.
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0 v% l' v0 R' r! sThe posted rate for a five-year closed mortgage is now 7.14 per cent. The banks had boosted the rate for the five-year term to 6.84 per cent less than two weeks ago.
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Other banks are expected to follow with rate hikes of their own.
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( h) N1 w/ Y' k8 j4 m( \ c) e* c! |Yields in the bond market, where mortgage financing is determined, jumped Tuesday after the Bank of Canada delivered a strong hint that it may boost interest rates soon — and perhaps more than once this year — to fight inflation.; w1 d+ q) d j2 n
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The yield on the benchmark two-year Government of Canada bond jumped more than a tenth of a percentage point to 4.57 per cent. It was just 4.18 per cent at the start of May.
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The posted rate for a five-year closed mortgage is now lower than those for two-year, three-year or four-year mortgages. That type of inversion is unusual, as banks usually charge more for locking in rates for longer terms. |
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发表于 2007-5-29 18:38
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发表于 2007-5-29 18:56
涨利息是相抑制过度投资，特别中小投资者。对阿省的经济影响不大，对其房产影响甚微，有可能只是季节调整。对其他经济不太好的地区房价会有影响，可能拉底全国房价。