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Step 1 Do you qualify2 p; X9 k" r0 l
To qualify for the survivor’s pension, you must:
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( g& q. p0 Z1 `( U; y* {be legally married to a deceased CPP contributor5 Q) v. i s2 u/ ^0 j! n# Y
be the common-law partner of a deceased CPP contributor3 R2 m, X0 B- b. |
( b2 ^+ {' O# uThe amount you receive as a surviving spouse or common-law partner will depend on:. @) n; B! y% `6 h4 s
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whether you are younger or older than age 65
7 W' }. j3 ?. n d+ [how much, and for how long, the deceased contributor has paid into the CPP% T K' a+ S; e# X0 t2 Z+ V4 w
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.8 f3 H3 N5 J9 d f3 j1 J3 c
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If you are age 65 or older; W8 c$ k" F/ O2 c4 K* V
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.1 _/ V: l7 ?5 q7 `: H# m$ C9 N z
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If you are under age 65
& o5 U6 Q4 j0 k3 K2 E/ PYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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