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Step 1 Do you qualify
% m( Z5 @6 Y& hTo qualify for the survivor’s pension, you must:
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1 P9 l* r/ |1 O+ lbe legally married to a deceased CPP contributor
3 A& o; U( z/ |; n7 Wbe the common-law partner of a deceased CPP contributor$ i, @; l+ \* t8 h+ O q; K
, F. W3 f" ]4 _: VThe amount you receive as a surviving spouse or common-law partner will depend on:" l/ D$ B+ h' s: R: l
- \$ C2 i V: }3 m, k8 gwhether you are younger or older than age 65
. d( i; {2 i$ E+ c8 o+ N/ i4 [( t/ Ghow much, and for how long, the deceased contributor has paid into the CPP, d/ T5 f6 K0 q5 e' o) k
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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! H( o; J1 r n; }9 d7 r; p7 yIf you are age 65 or older
# O. M& `7 a8 f7 E/ E0 zYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.# k, o& V* G* p3 K7 k
' U5 m* {; V% B' d" l ]If you are under age 65/ L2 j: G. G7 {
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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