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Step 1 Do you qualify5 _* Q6 G& U B
To qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor
% u; }6 S& @8 G% q8 Xbe the common-law partner of a deceased CPP contributor A, ~! u& J- D" V, T' `! F* h
4 J5 r; ~. d; c6 p* v2 w# h2 `The amount you receive as a surviving spouse or common-law partner will depend on:0 d7 L, I) Y) X3 b* V2 \3 X; @
2 {7 N9 |! O- I# I4 P. {whether you are younger or older than age 655 D- D+ Q" ]+ r1 }! e
how much, and for how long, the deceased contributor has paid into the CPP+ O& r8 c4 P2 d$ [! I/ h2 ^5 b
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.! ]) n0 k* k3 ~& h" p, a
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If you are age 65 or older
. v# U7 r8 U/ ~8 W1 z2 y* IYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.. Q9 `' `6 C- R z1 Q5 `
6 ?( T# {3 @! u; Z7 y! ]% gIf you are under age 65
# r' Z& ]7 {" @" d! |You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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