You may do either or both of the following two things k: v- {9 U2 O2 D8 y# K/ i- f0 o% G . }3 z' n6 m2 e$ r7 W$ C& X1. change insurance to "third-party liability" coverage only (if you have comprehensive coverage) $ P2 O: p! Q. ~0 X1 I4 f* @2. store the car for the winter - basically take out "collision and upset" coverage , U7 o" T3 \7 a4 O" ~' ] 8 \/ F$ q8 N5 A0 xTogether they may save ya hundreds of $...However, there are pros & cons for each option...No free lunch...