You may do either or both of the following two things 6 n, U3 T0 }* ]2 j1 ^+ p/ f% T( \, g9 i, L
1. change insurance to "third-party liability" coverage only (if you have comprehensive coverage): b& L' ]$ R7 W0 u0 V' O/ M
2. store the car for the winter - basically take out "collision and upset" coverage % G; W5 j$ T5 `1 ~9 x) k/ L0 k1 D3 J6 g# ?0 n0 I
Together they may save ya hundreds of $...However, there are pros & cons for each option...No free lunch...