What is the Stable Chronic Condition (SCC) option?7 G- {) @+ ^+ D7 }# Y
This option is automatically included for all applicants up to age 59, and can be purchased for ages 60 to 85 (provided the applicant is eligible). 5 Q8 d0 T0 f' h2 G5 EWhen the option is included or purchased, exclusion 1 in the policy is modified such that, after any applicable waiting period, a stable chronic; b2 ^! W# h. V* M, j: \
condition (as defined) is covered under the policy.
“Stable Chronic Condition” means: a condition which is under treatment and which has been controlled by consistent use of medication prescribed by a “physician”; and% s# Q+ B/ }- }
• there have been no new symptoms or change in symptoms; and/or& Z! c* k9 r( V) g5 Q
• there has been no “hospitalization”or change in treatment, medication or dosage in the 180 days prior to the “effective date” of this policy.! |( n" }* o9 q
If “your” “physician” has determined that “your” health condition has improved and changes “your” treatment or medication or its dosages due to “your” improved health condition, this does not constitute a change.