& Q& r' a$ L4 G* |+ ]; A; \& P4 kIf you have an existing MBNA card, you can request to upgrade it to a starwood one. 7 m3 P/ H5 S% o4 F) k/ z2 Y% q # M$ X. Z' P6 i9 y* vMBNA seems to have a very bad reputation in areas of customer service and telemarketing (I think it is ok though). So beware.