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原帖由 过路客 于 2006-2-7 08:04 发表
! x# n% I+ {0 j: w n, V# C& i* m请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? . n V. b/ ?4 P. n
House Price = 280,000
- c$ y1 w& ~ e. a. F$ a6 i* o, `2 hDown Payment = 98,000 (35% of total price): N& j; `, {/ {* `0 w
LOAN = 182,000
( }- ?% Z9 c' Z& LINTEREST = 4.700% (Assumed 4.7% for 5 years fixed) 2 h7 Q2 q( g' `* `; U# b& U; F
YEAR = 25 / `! o6 S) `+ k8 o
MONTHLY Installment = $1,034
# Z7 Z6 ^" d9 X; a- Y; K" q: \& d( l( r7 `" E' x& Y4 Y/ i; a/ a
Property Tax : $250
6 L+ H( o3 n" r0 |6 K& Z1 DGas+Elect.+Water : $3500 e. Z% c6 E; x; e" G+ s
Misc. cost: $1003 b7 q3 `! i& o+ ]2 N3 @
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/ v( W# A0 X4 Y. U1 ITotal Monthly: $1734 (Just a rough estimate based on rule of thumb)$ M" B6 p, s1 j; s" I9 {* a
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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