 鲜花( 645)  鸡蛋( 4)
|
原帖由 过路客 于 2006-2-7 08:04 发表. l" n6 F k" d8 ^
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? % S, m' e+ i! U+ c! s+ Y! w
House Price = 280,000 : L2 S2 X' u! `; s
Down Payment = 98,000 (35% of total price)
$ d1 {2 g: c9 j2 `LOAN = 182,000 $ n! ~1 z0 r& E& ?# `
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
' L9 u( `) E2 P$ S* t$ p. P. WYEAR = 25 b* X( e( @5 A; l U' c/ k( @
MONTHLY Installment = $1,034 6 A, |! f F4 b, K3 A2 d% A9 H, B
: F7 \8 _6 P8 Z
Property Tax : $250 6 V) h+ ^. @* N8 L9 }8 ~
Gas+Elect.+Water : $350
& W2 e3 h; Q, i6 G- oMisc. cost: $100
3 K6 K9 v2 C" a& w8 K2 R8 E# ^" O______________________________________________________________
5 y" y' ~: A* FTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)
$ V1 Z7 r- c& x5 E: p
" @; e! s% A( Q$ h$ E1 Y; J8 M[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
|