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原帖由 过路客 于 2006-2-7 08:04 发表
, ?1 Q% T# [$ e W3 [! g请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? ( S8 }: s' z: y9 A6 X: ?! E
House Price = 280,000 7 W( |! J5 l% i2 k O$ I9 d: M
Down Payment = 98,000 (35% of total price)
( q7 p9 V8 U' F; |6 y+ r8 @LOAN = 182,000
! D6 b: j1 s- E# M( \" kINTEREST = 4.700% (Assumed 4.7% for 5 years fixed) " D5 ^9 ] G8 B+ f
YEAR = 25 ( Y" P' R! }1 u" A
MONTHLY Installment = $1,034 ; ^% v0 M N) D9 i. {
' @. G: [& s" y1 z7 x- a- u. q4 JProperty Tax : $250
8 [( P1 t! Q0 ~ @! `Gas+Elect.+Water : $350
! d. A# H: t; S/ X. X. cMisc. cost: $100
+ q7 w: ^; W$ Q" u! g______________________________________________________________
; G' h6 m; U2 h: c3 D# a5 CTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)
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+ m. `4 n6 s3 n) C[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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