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原帖由 过路客 于 2006-2-7 08:04 发表* c7 B" W8 {0 M9 w
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
. x. d. n$ @: k: u+ d) LHouse Price = 280,000 6 r. h: Q/ y) b: I0 s3 G
Down Payment = 98,000 (35% of total price)
' s6 o" I7 t, bLOAN = 182,000 2 N/ k/ w. M# ^6 X, w/ ~4 z
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) ( r' T5 t# ^( ^2 X
YEAR = 25
! n7 g$ ^9 B9 ~$ q8 ~* _+ pMONTHLY Installment = $1,034
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4 S/ @# b) Q4 {7 D2 F1 g, q* ]6 @- fProperty Tax : $250 0 I, f; D: Z( r: C s" u$ A
Gas+Elect.+Water : $350* V1 d# F# @" {) M
Misc. cost: $100
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Total Monthly: $1734 (Just a rough estimate based on rule of thumb). Z" P" z8 ?9 }. s: T+ D
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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