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原帖由 过路客 于 2006-2-7 08:04 发表
$ J- s( k$ ]5 J3 r& V请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
; q' j3 T/ }- G/ g, C" NHouse Price = 280,000 8 Z! v- o' l: _: _; J" ^( i
Down Payment = 98,000 (35% of total price)) n4 \4 B0 W0 [7 r3 |; S
LOAN = 182,000 & f" W, d- E# R# [$ {. B
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
; e* ~; i& S' X3 O2 ~' yYEAR = 25
9 ]! | I* i) m- LMONTHLY Installment = $1,034 1 |1 V2 F, P' V
' o& {# `" Q& t i; k3 w
Property Tax : $250
9 s/ C. G! P' C) RGas+Elect.+Water : $3501 k- ~* V9 C x; ~, x( @9 v/ x7 M
Misc. cost: $1000 u) z9 M" H$ P9 [
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w$ Z( u+ j* ?; a1 X& nTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)
( V. Z2 y* I I* |7 U: ?2 B& Z! C+ D. U+ V; Q
[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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