 鲜花( 645)  鸡蛋( 4)
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原帖由 过路客 于 2006-2-7 08:04 发表
1 C4 D+ V* `$ W% ]) i请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? % [$ Y# V7 ?% o" x+ d
House Price = 280,000 4 {$ P' O- Z0 M$ Y% \* | ], [& H; }
Down Payment = 98,000 (35% of total price)' o* ?$ C% R+ a$ X6 N: g
LOAN = 182,000 ) k3 G/ r5 J& Z! b
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) 4 l* N W! Q$ `- }
YEAR = 25
7 w6 g, C" ?3 v- M, jMONTHLY Installment = $1,034 6 A" X4 U$ ?6 Y* N3 a) K$ ?4 L9 g
m" M5 d3 N; i: L2 ^Property Tax : $250 + `! Z" Q: x5 R
Gas+Elect.+Water : $350
# y, y5 _1 ~: {* s/ iMisc. cost: $1000 f: c' g2 J( I
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$ k, y9 }3 `; o1 c3 F$ q& B: u+ UTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)
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/ m, E! i" R2 `) z" |6 d. a% u[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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