 鲜花( 645)  鸡蛋( 4)
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原帖由 过路客 于 2006-2-7 08:04 发表' @& a8 k1 ]2 _, l( x
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
. {( K; V4 Q9 d1 {+ LHouse Price = 280,000 ; G: c8 n n, S5 h( T
Down Payment = 98,000 (35% of total price)2 J" w% c0 d8 F
LOAN = 182,000
" f. [, z/ Z$ m1 F/ r1 qINTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
5 g) J2 w6 @1 A4 RYEAR = 25 7 l8 z, T+ n& l
MONTHLY Installment = $1,034 7 E0 m/ R) `: T# m0 s. X; d+ }4 o
- _& x* @8 w# \4 R4 r8 N: C
Property Tax : $250 / h' W! h0 d* O4 N4 n# k2 w
Gas+Elect.+Water : $350# ?! {4 \ E, V' G6 T, Y
Misc. cost: $100; Z9 D6 K9 h+ l- R; A
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: L% O8 w# G# K0 \$ |4 U/ i0 STotal Monthly: $1734 (Just a rough estimate based on rule of thumb)0 q. U/ v' W/ d
% g$ g3 A+ c" V+ h* B[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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