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原帖由 过路客 于 2006-2-7 08:04 发表* A+ p5 f/ i- D2 r
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
/ g: q4 \; u" p% m, u: k; }House Price = 280,000
- c! h9 W8 u# SDown Payment = 98,000 (35% of total price)
! P- T5 j# y! M* H( T4 t5 b% c; t% R; DLOAN = 182,000
+ V( h8 e/ t' v! C) b8 I: E0 v) E* pINTEREST = 4.700% (Assumed 4.7% for 5 years fixed) $ |( ?1 p' U. h. K- l( ^
YEAR = 25
3 X. W; `( Z. g( ]' RMONTHLY Installment = $1,034
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+ m! E! V1 ?9 H4 A1 g7 c# RProperty Tax : $250
" ]2 {3 B8 p, b6 _* ]- \Gas+Elect.+Water : $350
2 g8 U9 z V$ a6 UMisc. cost: $1004 z; p4 D9 H/ x3 R& w* A, X
______________________________________________________________" V% x8 m. v+ z* U. a: A ~
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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