 鲜花( 645)  鸡蛋( 4)
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原帖由 过路客 于 2006-2-7 08:04 发表
; S" m4 M" m, m/ E, K2 j1 a请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? 4 `3 V6 n) a4 _9 m
House Price = 280,000
1 L* }8 m0 E6 W2 m+ T1 @5 ADown Payment = 98,000 (35% of total price)
# \3 E) s/ V nLOAN = 182,000 4 d/ e$ `" k7 b7 Q! F! }# m, H/ O
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) % q8 X; K8 u3 M$ ^ E
YEAR = 25
+ t1 i# r* w5 d( d. {/ x$ bMONTHLY Installment = $1,034 0 S" a W9 E0 f; ^
t. J; V8 _- g% GProperty Tax : $250
1 Y1 @! @3 V1 r7 p5 y# p1 m0 iGas+Elect.+Water : $3502 R2 i) @1 {5 p# o s
Misc. cost: $100
$ J5 G1 g1 D' u; {$ Q% q______________________________________________________________
9 k% m! k/ N D4 z* q2 ATotal Monthly: $1734 (Just a rough estimate based on rule of thumb)
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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