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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户# I- w# E* m& o* G, ^0 d

- E1 B) a1 _$ X& OWhat kind of account did you have in your mind?; g9 Z3 m7 H  L  E+ h4 k
你想开哪种帐户? . U7 C! n4 [1 b$ e# ~

! k) s( c9 u) Q; y; }Do you like to open a current account?
% J$ Y  A+ l+ ?; q3 I% e你想开一个活期存款帐户吗? 2 z+ p; c& [* d, e

  r( ~& c/ _9 j6 I7 hA deposit or current account?% l! b3 r6 p3 [$ b6 v# |
定期还是活期?
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Please tell me how you would like to deposit your money.
0 t& l* E- W9 F+ H8 V请告诉我你想存何种户头?
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# H* r$ u5 C  W( h2 s4 \) r, TThere's a service charge for the checking account but no charge for the savings.: j7 O1 R  ~: I. P+ ]
支票户头要收服务费,现金户头不收。
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Our minimum deposit for a savings account is 100 dollars.* f5 b5 y" z: v6 C& i! d. R
我们储蓄存款的最低存款额是100美圆。 % C9 W5 u2 P  C

$ m/ X' r4 Z6 z* E2 tFive yuan is the minimum original deposit.
( y( T1 c# y8 \" ^最低起存款额是5元。
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You can open a savings account at any time with an initial deposit of 50 dollars.
0 _2 Q2 r: F# i& |( N, \, @你可随时以50美圆的起存额开立储蓄帐户。
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9 x  |( l9 x- ?1 B! `% Y# K, IEven one yuan is all right.; [: z7 Z- T; ~& ?4 I  I6 r6 U
甚至一元也可以起存。 & v( l$ i0 L+ c4 V! Q

8 l  ~9 ^8 r7 d( e& HHere is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
4 |: ~: c% d2 d4 C4 g6 a这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。   v7 n: i2 j: g& ^
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I should like to open a current account.
' ]5 J3 t7 p* m% ^  L; K我想开一个活期存款帐户。 0 y5 `+ M4 L/ N) A3 F

: Q6 p& m5 q7 s& o5 j' g; e* l9 ^I need a checking account so that I can pay my bill.6 y( l" G! x9 `; o0 {/ Y
我需开个支票帐户,这样就能付帐。 - A/ y8 J! Z% |; q' h# t
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We'd like to know how we open a checking-savings account.  {0 J- ]; ^6 d& K8 Y. w* Y
我们想知道如何开一个支票储蓄帐户。
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I have a checking account here.
/ T, D' j. b/ V3 ^3 {* `9 d( z我在这里有一个支票存款帐户。 , Y; x1 W7 ~5 f- @' `8 q9 x4 G
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I think I'd like a deposit account.
; f1 i: e' H+ L: h! U+ p我想要开个定期存款帐户。
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! h" g  N6 E1 T' @2 a9 o, v  M; P% ICan I open a current account here?- ~2 J; ~3 Y) j0 ~
我能否在这儿开个活期存款帐户?
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I want to open a deposit account with you.
+ e5 [1 p- N; S2 b6 G我要开个储蓄帐户。 ' @- ]- ^% T; C% D5 K: y- M6 |6 H
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I'd like to open a deposit account with you.
/ [, H+ [# Y# V) Q我想在你们这儿开个定期存款帐户。
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- w6 O# q' H+ y9 d; e% Z% n* D# \3 qCould you tell me the difference between a savings account and a checking account?5 x+ h+ A( ~$ P. v) u  Y+ d  X) Y
请告诉我储蓄存款与支票存款的区别好吗? , z! @- c" j2 s
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Please tell me the procedure for opening a savings account.6 Z% T- p$ p1 j* v3 W# }' c; }
请告诉我开个储蓄帐户需要什么手续。 5 K4 X7 v$ z9 K! V, i& P

$ b$ G0 M! E. N! i# Y- mWill 100 yuan be enough for a minimum deposit?
, r6 _1 E, o$ k! m100元作最低存款额够吗?
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2 T. e( e$ w2 f/ o1 T( hI'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
  H, a* S: G/ ?" x9 o# n1 K2 `; W5 F' `我想知道开一个支票帐户200元存款是否够。 3 r% B6 y1 @. F* p- Q; @

  [0 X9 Q/ @; w9 OCould you tell me how to operate this account?2 w0 L6 I" j% c) D5 h7 d2 m
请告诉我如何经管这个帐户好吗? * }% Q6 T7 [; D' e7 `* @4 P) X
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Is there any minimum for the first deposit?
1 G. M0 Q. b# I+ x( A% x第一次储蓄有最低限额吗?
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How much does each account cost?& \8 b  g) A; ~, C+ x* b0 ]7 w
每个帐户要花多少钱?0 O! Q0 p1 v( Q* ~
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Useful Phrases 2 h: |6 a3 `0 t& ?( v

, ^4 m  J# s5 d. w- D- rcurrent deposit, current account 活期存款$ y8 L. ?# l$ Q* A" \, G( W2 o8 F) H& Y
fixed deposit, fixed account 定期存款
7 Q- y8 N" w& E& u9 Dfixed deposit by installments 零存整取2 y: E$ p* B: r: H
joint account 联名存款帐户; B" D2 x: h* P; o+ r
to open an account 开户头
大型搬家
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款5 I. O6 A; @( `* D+ A

+ h) u! G: C0 x4 Q: P+ [! CHow much do you want to deposit with us?* ^8 O  y( r* q: ?  O) U
你想在我们这存多少? & x% c7 F2 D3 k5 q+ J
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How much do you wish to pay into your account?. F2 [/ U2 t" n8 p8 |
你希望在你的户头上存多少?
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) m: \+ w% i& c1 M- QHow much money do you plan to keep in your account on a regular basis?( \9 b3 l' `# u) K
你计划在你的户头上定期存放多少钱?( M! ?3 R6 ~1 o! Z' M

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4 ]( @  F' f& F2 V" [- sHow much cash do you plan to deposit in your account?4 u/ Y& p) O* `
你有多少钱要存入呢?0 H+ ~; i, N: s! B" @, d3 H
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. p, s& ?, f! L! x& [- Y0 DI think you may deposit your money with the bank, or leave it here for temporary safe-keeping.' K% C8 m) [7 L
我认为你可把钱存入银行,或留在银行暂保管起来。2 C( X6 l& [/ |" m
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2 k, H9 v9 c1 t; m9 \Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?
2 w0 V7 ]6 @' j) |' a请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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! ?( i- J' a9 B6 D- q  ~" `% S9 iI want to deposit 300 yuan in my account.' t: x0 t, H% i' Y1 B
我想在我的户头上存300元。
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I want to deposit these cheques in my account.
' o3 d: t  t- m5 W; d/ R6 ~" k- G我想把这些支票存在我的户头上。$ Q+ [$ d! V' e! u3 G8 _# h

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I'd like to pay 200 yuan into my deposit account.
1 S! o$ D+ E4 h% z我想在在我的定期存款户头上存200元。
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I want to deposit my paycheck.  s+ R4 u) `6 N
我想存入我的工资支票。
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. K/ y+ [1 K' t; o7 W& \+ u6 U5 a, ?I'd like to know whether I can cash a cheque here.$ n) u5 w/ M1 K$ Q; J( }+ T3 f8 N- P
我想知道我能否在这兑换支票。; k! d6 @" V4 C! {$ w  s
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; O: p# G) U1 z+ p8 aWill you please cash this traveler's cheque?, L$ K8 f2 [& U
请兑现这张旅行支票好吗?: K7 T# k) q# ?

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I'd like to cash this money order.
- Q/ Z0 C7 W  F8 M2 x- \我想兑现这张汇款单。
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I want to cash the balance of a traveler's letter of credit.% b$ w, [( @$ [; s' J. d2 X# a
我要把旅行信用证的结余兑现。! m" t+ e: T+ z) d. w$ q1 j

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) Q1 X+ C1 J, b3 G; O: mWill you please tell me whether you charge for cheques?
& B( e  [% c" Q' h' o( q0 i6 Z请告诉我兑换支票收手续费吗?
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Could you tell me how much the checks cost?$ G. m% Z6 W8 l! j( @
请告诉我这些支票要花多少钱?
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6 H7 H6 }+ l% c" c4 T' R! _What if I overdraw?% S% v8 d6 r: O& x* B/ w% a: w
如果透支了怎么办?
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Please sign your name on the bottom line if you want to cash the check.; L6 Y; i" N* J" m
如果想兑支票,请在底线上签名。1 G8 @8 O6 j! s8 b: T- z4 X/ f

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Please write your account number on the back of the check.
, v3 l, J. e9 |4 t' l# t请在支票背面写上你的帐号。
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We honored the check as the overdraft was only 5 yuan.
9 o) b( ]6 u+ D% Z我们承兑这张支票的透支额只有5元。$ ^/ ^  H8 J) o; W5 B; \. K* e
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Please endorse the cheque.
6 I- O: W7 l5 U% U请背签这张支票。9 G4 t' {6 Y, Y3 ~+ S& R* l* y

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% |+ r! }6 I( ~7 p6 c  qThe traveler's checks cost 1.5% of the total amount of purchase.
# Y0 x9 l+ H5 }, N. d旅行支票手续费是购买总额的1.5%。
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Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
* Y; n8 X% {9 {' o0 |/ R+ G这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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Each cheque you write will cost 2 dollars." @0 O$ W9 n, J# Z5 [
你每开一张支票将花2美圆。' w" q" b, [8 ~' n
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Useful Words and Phrases
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account number 帐目编号8 t& f* j, B" d( W! }0 P
depositor 存户6 e# q3 U- F6 Y+ z9 n4 o1 C6 A; t
pay-in slip 存款单
  l4 {  u4 a9 pa deposit form 存款单
& K. X6 H0 n  Ca banding machine 自动存取机9 n4 Y4 u$ f- e* w
to deposit 存款( @+ {+ ~9 y7 U# D2 v. ]
deposit receipt 存款收据
% ^- V& {4 P' F% {, ]9 z* I/ P1 U7 V: Wprivate deposits 私人存款+ t, g. ^. I/ t% ~1 a
certificate of deposit 存单3 d  V5 ^# W7 S8 L6 L+ y" B
deposit book, passbook 存折8 \0 ^6 N& L5 L1 g- u. Y) u' n
credit card 信用卡5 L- e7 F/ Z& N% g9 @& B1 g- e+ c
principal 本金/ j4 j# I. A' o2 Z) C8 V# n
overdraft, overdraw 透支
) `6 L, s3 j3 t( y, T) G* mto counter sign 双签7 `# i5 N% H- T: s' U2 S
to endorse 背书
% T$ k( K4 Q( a+ W' b9 Q; mendorser 背书人% ^3 |9 ]$ Q2 B6 X
to cash 兑现
0 B, W4 p, J5 k* o6 X" o$ \7 V5 qto honor a cheque 兑付
8 k5 ~3 Z, D' b4 V3 E' Bto dishonor a cheque 拒付
; ~* ?% {$ [% vto suspend payment 止付8 G6 N3 @2 F3 a, g+ o; r
cheque,check 支票) o" m8 }; j; i, v5 [$ I3 t( K6 E
cheque book 支票本
# n2 |$ A( I" \, J' Iorder cheque 记名支票+ Z, L" _* D$ U# t- Q! R5 p" n
bearer cheque 不记名支票
- u3 R" N& C+ g2 J/ _% Gcrossed cheque 横线支票" D" w5 r, w0 A+ F  m& g
blank cheque 空白支票) h* Z) s, ?5 K4 p3 f% V# G+ z
rubber cheque 空头支票
4 H4 f; G/ \. s& K/ H1 i+ ^* Pcheque stub, counterfoil 票根
) B$ C! s6 {8 @) z" _: ncash cheque 现金支票
: x! g$ I+ T  H9 F' S% dtraveler's cheque 旅行支票5 O* r- h1 ]! {$ g% G: ?8 E$ S
cheque for transfer 转帐支票4 L0 L& E" s- K3 Q' ]) a* t! s
outstanding cheque 未付支票
. ^' O0 G/ e6 n& K) N$ lcanceled cheque 已付支票
" c" h& m/ a: y7 [& sforged cheque 伪支票
  B  _. j2 Y/ w5 J! [, W; ^% X5 ]Bandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余
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I'd like to know if I can draw on my account for payment of things I buy in Tianjin.
0 o! u8 l5 r- Y' ~1 g我想知道一下我是否能提取存款来支付天津购物的费用。
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9 u/ [" l0 d  P0 a" CI want to withdraw 200 dollars from my deposit account.2 c  d' C" A2 A5 z: {
我要从我的定期存款中支取200美圆。
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* P+ h: [! u2 X& @0 n4 D1 \) uI want to close my account with you." l1 t; B4 q! @1 d
我想结束在你们这儿的帐户。
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I'd like to draw 100 yuan against this letter of credit.
/ ~8 |0 b# l. U1 `) k我想从这份信用证上提款100元。, b8 F7 Z- U% h3 P/ u" ]
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' ?5 ?& N: N4 m4 M9 K# [May I draw money against the letter of credit here?1 y7 k" ]/ P+ ~2 h( p3 L9 O
我可以在这儿用这份信用证取钱吗?
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9 t. R& n& p" W- `$ L2 I6 ]Could you tell me my balance?3 Y# e, r/ b% X
能否把存款结余金额告诉我?
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Please let me know my balance.: Q8 f: V0 m& R5 _
请告诉我结余金额。
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I think you can draw on this account by cheque in payment of goods.+ E! x+ w5 X8 w, Z* j
我以为你可用支票提款支付购物费用。
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Your balance at the bank is 300 yuan.
$ ]; q( r+ v) U3 N! A7 E3 f你在本行的结余是300元。
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! q2 q. m# M6 C% U8 eYour deposit is exhausted.9 {" j! N0 M( y: C
你的存款支净了。
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) N, h$ A$ C# V0 WYour letter of credit is used up.+ }$ Z7 v7 V" m( t
你的信用证用完了。
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" |' N2 ~5 r0 h! a( [Please tell me how you wish to draw your money.
& `" [! ?- B* Z' Q请告诉我你希望怎样支款。% h) A; ~" l/ f5 Q5 {- U3 e! ~# Y
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Fill our a withdrawal form, please.7 g5 [; ]% {! `" I/ O( x1 M
请填写取款单。6 [# ^) S: J: O

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. |0 \6 Z2 v! R) S$ Z5 KThe letter of credit is exhausted.( D8 _3 p- U3 a
信用证上的款子已提清。, K1 a/ |) Y" R5 u# }: Y4 r

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. G; M6 ]' d& z# \4 g% LThe letter at Counter 6 will pay you against your number slip.
" a) ~, Y6 M; T2 s9 l, M六号柜台的出纳员将根据你的号码牌付给你钱。 
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Useful Words and Phrases
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to close an account, to clear an account 结清
" N: j3 {, U- E( D4 l3 E: k4 ^to draw money 取款- ^+ O! {, u. i$ L" s
drawing-out slip 取款单6 I  h3 [) C+ v- P5 s
the number slip 号码牌
" R6 Z3 l, f8 |% P+ va withdrawal form 取款单
" \6 R, F5 k* n% ^to fill in the receipt in duplicate 一式两份填这张收据) t, q5 k6 m. E) `; B/ ^% R$ k. o3 q  a
teller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表
  i0 `8 c  d$ Q0 M* w+ J. D2 G/ t好,已收藏!

7 ?/ G/ u! R! ]  r( A2 x2 pMe too.
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发表于 2006-2-18 01:23 | 显示全部楼层

8 t- v8 O: a9 k! J! |" q
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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