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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户, l4 S3 B! X8 x7 ^3 }' j/ M* `
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What kind of account did you have in your mind?) n; w1 i' x* Q% q2 K1 a+ X
你想开哪种帐户?
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Do you like to open a current account?: H% i* U* B* G3 y+ x
你想开一个活期存款帐户吗?
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' n1 N6 N% m% S. L; D. qA deposit or current account?  {5 D. A; ^2 z7 r- x4 k. }9 }- ^5 @& ]
定期还是活期?
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Please tell me how you would like to deposit your money.) l; _3 n0 h8 D
请告诉我你想存何种户头?
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There's a service charge for the checking account but no charge for the savings.
0 ?9 S' o& ^8 U4 v7 e0 y$ r: q支票户头要收服务费,现金户头不收。   I9 b$ p' i# u+ L- a9 g+ I
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Our minimum deposit for a savings account is 100 dollars.2 {5 i8 ]7 K  U% g* d. h
我们储蓄存款的最低存款额是100美圆。 1 n0 T' ]1 \* |# F2 x
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Five yuan is the minimum original deposit.
2 q7 b  E2 `+ J/ i( J3 c最低起存款额是5元。 & \! B- E$ v2 R" C6 l( Y" B* b

! E) h" I2 b6 |! z; F" |" |You can open a savings account at any time with an initial deposit of 50 dollars.
6 n1 S+ Z5 `) {你可随时以50美圆的起存额开立储蓄帐户。
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5 p" h" `; N: C% T/ d' fEven one yuan is all right.
% t: D) n3 Y+ L3 ?甚至一元也可以起存。
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Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.$ }2 U* b% t: Q$ r
这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。 1 W4 I9 q: D# g. i; n1 ^0 `9 P

8 T8 c, v5 s; @I should like to open a current account.. A* C+ j2 d' d
我想开一个活期存款帐户。 ! y$ [5 a0 j6 w2 w3 ]  g+ k8 K  `
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I need a checking account so that I can pay my bill.
: |" S4 O% {: X3 D" ^+ I7 n我需开个支票帐户,这样就能付帐。
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/ U7 u' }/ }0 l; P3 M1 D  ~* M; D! hWe'd like to know how we open a checking-savings account.( o) \, R. o+ F/ _: `
我们想知道如何开一个支票储蓄帐户。 9 U' t# x/ R1 j3 Q3 z) m6 {
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I have a checking account here.
3 \; ~' a( e/ d4 {9 K我在这里有一个支票存款帐户。 ) W% o% K# z' Y1 J+ H, [& o4 Y

" s1 U0 N  Y- h4 @3 }& |I think I'd like a deposit account.
& ]- T( f, U$ S我想要开个定期存款帐户。 5 d) ?: ]1 r9 W2 E5 I
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Can I open a current account here?2 T4 S5 l) |, W( Y3 N9 ]
我能否在这儿开个活期存款帐户?
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; Y/ k; t7 k$ E) ^0 ^3 GI want to open a deposit account with you.3 c- s* y+ z0 K3 Z8 x9 |
我要开个储蓄帐户。
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I'd like to open a deposit account with you.
: t( z/ u& U" V4 _9 A$ s我想在你们这儿开个定期存款帐户。 ' \' w6 B# ~- E' l( }
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Could you tell me the difference between a savings account and a checking account?9 U. A: e3 [% E$ w" D. W
请告诉我储蓄存款与支票存款的区别好吗? . A: p) I9 n! b, b! W

. P( n; `/ C. a& i- _+ DPlease tell me the procedure for opening a savings account.
: n- z# p" Z) Y+ \9 x8 _1 t请告诉我开个储蓄帐户需要什么手续。 * d2 r. V1 Q6 X- e8 |2 \
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Will 100 yuan be enough for a minimum deposit?
& J) U" T( D( [$ K& Z9 y100元作最低存款额够吗? 0 V& h3 b& z$ c

3 |1 {" S4 i8 G9 O/ II'd like to know whether a 200 yuan deposit will be enough for opening a checking account.1 |" r  p6 Q! y. z& L: C  l
我想知道开一个支票帐户200元存款是否够。 , w$ ]- `$ `. P7 ]6 K$ Y

; s! K# L% @/ ~$ K$ A- |Could you tell me how to operate this account?5 L2 r5 |+ G1 I
请告诉我如何经管这个帐户好吗? 3 k  Z' `+ B+ f  Y

5 [6 g. ^3 B" j% W6 T- r1 kIs there any minimum for the first deposit?4 m7 F  i5 @! W' W' y* I5 p; z
第一次储蓄有最低限额吗?
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* ?4 Q" W0 s2 D5 X0 b9 QHow much does each account cost?
$ H' I, j; T( I2 u2 L: `每个帐户要花多少钱?, f. Z* d. Y5 Q& [9 V
 
  }( A; x  X8 U, R2 V# |7 q( TUseful Phrases . `6 d, q8 H9 M) u
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current deposit, current account 活期存款
4 a, V' Q$ ?1 \8 k# n/ h! cfixed deposit, fixed account 定期存款
, b1 r3 ^: T: T* sfixed deposit by installments 零存整取/ r0 V) |3 ^% ~. T3 b+ T6 P
joint account 联名存款帐户
% N2 ?. Z# L- S+ {3 e- ?to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款6 C  l+ G( p0 L2 s4 a, I2 i) E

! w1 t# ?9 p+ F% X5 tHow much do you want to deposit with us?  u9 z& V1 v1 O3 h1 A
你想在我们这存多少? ! P; W+ w) G" E; @7 K8 l7 p& w

* \5 F6 I0 t1 D8 U+ [% vHow much do you wish to pay into your account?
5 y, u6 s% M' i1 M你希望在你的户头上存多少?, u8 h: H7 T9 `
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How much money do you plan to keep in your account on a regular basis?# n- v2 `0 F" ?" y
你计划在你的户头上定期存放多少钱?
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How much cash do you plan to deposit in your account?# l0 Q. b; U6 r" n' S3 V, }1 ?
你有多少钱要存入呢?
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5 r) \- a/ p" H5 L% d- ^% n) [  }I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.
+ P- W6 W8 }! S6 X0 c我认为你可把钱存入银行,或留在银行暂保管起来。8 j9 R, P( l) x9 U- a/ ?0 [; P6 c; g
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Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?5 w: p7 r1 \& B$ D/ c
请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?2 A1 Q: z2 h  H1 w$ n
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$ `/ Q8 G  \6 z" b% `I want to deposit 300 yuan in my account.0 v4 A  O- O# }" t2 C
我想在我的户头上存300元。! I6 c: z/ q* i4 |, \& V
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I want to deposit these cheques in my account.1 ?- X) G$ r1 g2 b7 G) c
我想把这些支票存在我的户头上。$ C, L6 f! K8 R1 x( _

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I'd like to pay 200 yuan into my deposit account.
+ R1 ^0 @% ]; ~0 Q: a0 s我想在在我的定期存款户头上存200元。
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I want to deposit my paycheck." T- S; A& A7 r
我想存入我的工资支票。- F" {! G3 Q  M1 N5 u4 ?/ _$ j
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I'd like to know whether I can cash a cheque here.
7 Q- Z+ E, r( R. B+ l' J我想知道我能否在这兑换支票。
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Will you please cash this traveler's cheque?& v2 I9 N, H  D0 s1 v6 e9 M
请兑现这张旅行支票好吗?% |+ W+ ?0 g9 c/ n6 p! S( c

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2 T! o6 {9 ^& L' o; eI'd like to cash this money order.
' c# Z% q" q6 _% U2 l* D0 y* L我想兑现这张汇款单。# p! h1 U$ j% _; x" ?
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I want to cash the balance of a traveler's letter of credit.
9 f1 c: ?2 H0 d2 }/ V0 x* d- o" G我要把旅行信用证的结余兑现。- f" N# B+ b  g. Z, ~
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Will you please tell me whether you charge for cheques?
. T" Z7 [3 ^. X5 \0 |请告诉我兑换支票收手续费吗?
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2 w7 L% I" i0 F+ \2 ]Could you tell me how much the checks cost?$ V, l" x3 T0 k: g! Z
请告诉我这些支票要花多少钱?
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What if I overdraw?
. h& n0 S4 o- o. ~如果透支了怎么办?
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Please sign your name on the bottom line if you want to cash the check.
0 F* v% y" m* `如果想兑支票,请在底线上签名。7 c( k7 h: K2 ]6 q6 w3 U2 e
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Please write your account number on the back of the check.
/ E) n# r- ]) x% ~8 M请在支票背面写上你的帐号。
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We honored the check as the overdraft was only 5 yuan.
0 d0 b7 @1 \- i, \; I9 n我们承兑这张支票的透支额只有5元。* [+ d$ d! K3 J& y$ f, s, e
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! y4 w7 O/ f+ P5 UPlease endorse the cheque.# E  w- S- n( y8 V) B) x  O! U
请背签这张支票。
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The traveler's checks cost 1.5% of the total amount of purchase.& L7 K0 \% Q1 M. S
旅行支票手续费是购买总额的1.5%。
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( v- y$ V" H# ~, f( N, Y- QHere's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".' ?0 o2 V) t  Q. ~. X* }; @3 i
这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。2 ^, J! |! q3 F- ~, C  }. X) A
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Each cheque you write will cost 2 dollars.
' F8 m3 p- b/ y$ E; G  X) O" q8 G: {你每开一张支票将花2美圆。
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- [( v' U& l6 u2 ]/ a3 M) @Useful Words and Phrases 6 }0 X6 ^& H+ ~3 Y! l+ i

/ F1 m3 u: C2 [8 b6 o7 F& z+ taccount number 帐目编号6 J5 g0 [) c  ]- B- ~
depositor 存户# I1 M, _$ @+ G3 p) q6 o
pay-in slip 存款单# Q; A7 a- V% Z
a deposit form 存款单
8 z; \2 s+ y1 K9 H' L3 k0 Z5 ]a banding machine 自动存取机' W) z% M  M; g+ c( o, Q9 E4 y
to deposit 存款: ?8 D9 ^) ^8 e6 m7 M# f; t
deposit receipt 存款收据, ]. W) q' u* a0 P7 V
private deposits 私人存款
. x9 I, S3 s  W" o: mcertificate of deposit 存单6 t# r& c- B3 ^# F, g( Z
deposit book, passbook 存折
* i! O. B, l# Q' }1 H! x' {credit card 信用卡
" g3 C8 `9 d9 ]' kprincipal 本金
) X0 U* I8 s& @6 @4 |! woverdraft, overdraw 透支
& Y, {0 i0 c7 `9 P. l; \# E) M! ]. Xto counter sign 双签# g+ V% @, c- U' ?2 D
to endorse 背书
7 h# `  R/ }  _3 g$ ^) gendorser 背书人& X; ^9 j, I8 A2 A" b- @
to cash 兑现3 Y( g, C/ N5 ?  m( ~5 S5 D' r1 \
to honor a cheque 兑付
' Z, U3 P2 j8 k4 Dto dishonor a cheque 拒付. _' w, p3 B6 z" N# }* {! Q' t) [) G
to suspend payment 止付
- X: W3 e' U9 M. B1 Lcheque,check 支票* E- B% N7 z+ c# ]8 A) F) O$ P4 L
cheque book 支票本# H  W! o" I8 ?) [3 K
order cheque 记名支票( o9 z0 I) E: \& l* g) C
bearer cheque 不记名支票
. U6 f0 k9 T  r4 ]( u6 I# ucrossed cheque 横线支票) {' c, X) U9 k7 b2 h: {
blank cheque 空白支票" N' n, s( ~( f6 E: [
rubber cheque 空头支票$ E( Q  z( @8 M4 `
cheque stub, counterfoil 票根( C9 F5 w9 G, H, Y0 ]& H& P: V
cash cheque 现金支票- A( O, ^: _! V6 ?& \4 d2 m
traveler's cheque 旅行支票
/ G! u) q$ q$ K+ g" l' {cheque for transfer 转帐支票9 ^/ z7 |' ?( z0 x6 V5 d# r) p* s
outstanding cheque 未付支票
2 V& ]% @8 R9 a" h& q9 kcanceled cheque 已付支票+ p+ Y0 y9 G& N8 R5 {
forged cheque 伪支票
; K* X! }1 J' ]Bandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余
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I'd like to know if I can draw on my account for payment of things I buy in Tianjin.
# T! F" K1 [! m) R9 e9 D* w我想知道一下我是否能提取存款来支付天津购物的费用。
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0 A/ r0 o9 w* DI want to withdraw 200 dollars from my deposit account.
0 `8 ^  g* u1 k2 a8 K我要从我的定期存款中支取200美圆。
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8 l+ g; E0 X& s' ~' j2 \I want to close my account with you.4 i; ?2 u- u/ \$ R- S9 \9 l( m
我想结束在你们这儿的帐户。' C( e7 S# D; E3 a" }1 p1 `$ F

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I'd like to draw 100 yuan against this letter of credit.) R( R! |/ F; K( r- r4 e7 ^
我想从这份信用证上提款100元。% g5 ~  n7 B# P  }% n( U( v/ z/ ]
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May I draw money against the letter of credit here?
; K0 T+ H/ V' {! h& b我可以在这儿用这份信用证取钱吗?
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Could you tell me my balance?+ S% X/ C9 ~6 i. s
能否把存款结余金额告诉我?
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: C1 F8 o: L& S' x  `4 ]Please let me know my balance.
0 x: Y- w& S1 l2 a2 Y6 G# ^( L$ _& b请告诉我结余金额。
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I think you can draw on this account by cheque in payment of goods.+ C3 T: E2 }/ N! n: c# m
我以为你可用支票提款支付购物费用。8 G7 N4 f. n: ~' x+ {) x

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Your balance at the bank is 300 yuan.; x, w) C+ Y1 w3 E/ ]
你在本行的结余是300元。2 V, r$ T- X8 {" S& e  d! b
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Your deposit is exhausted.' E. r- k6 l0 b1 y/ J7 g
你的存款支净了。
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/ C) K) a# X( F2 h  ~  IYour letter of credit is used up.2 e* T" x2 c. w+ _( F  B
你的信用证用完了。
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; w8 u' Z) q- `; \2 Z- h/ @! ^Please tell me how you wish to draw your money.4 o% U% X  Y6 m) s  s
请告诉我你希望怎样支款。' C$ n* f- a2 J2 @$ Y, t! @+ W6 r

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7 I3 z( N3 _6 S. r. a$ C+ aFill our a withdrawal form, please.
; Z8 w. t% k. t& c5 V9 ]请填写取款单。
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The letter of credit is exhausted." J1 _$ w. j; Q0 R* z, _
信用证上的款子已提清。
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The letter at Counter 6 will pay you against your number slip.
3 I' ?& u% {# T* h六号柜台的出纳员将根据你的号码牌付给你钱。 $ d$ X" K, u/ p( i2 s) D0 r7 J! N

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Useful Words and Phrases
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to close an account, to clear an account 结清7 N6 B* o( ]' W4 D, z
to draw money 取款
" w2 _5 ]( ^" |! z1 p! y: Adrawing-out slip 取款单5 H4 p' j0 E% N! j
the number slip 号码牌$ ~2 _0 U" U7 ^8 O: `
a withdrawal form 取款单4 ~  ~, `1 d( r8 v+ a1 m
to fill in the receipt in duplicate 一式两份填这张收据
; T9 R* A( W% Q8 o* j+ _teller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表
  z& u0 s/ l# m好,已收藏!
2 S1 @1 u% V$ S) u5 b
Me too.
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发表于 2006-2-18 01:23 | 显示全部楼层

% `# f( W; }. a0 `
大型搬家
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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