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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户
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1 E# q  j1 R4 v- k( \+ ZWhat kind of account did you have in your mind?8 f( h9 u' F- c! g4 q% X
你想开哪种帐户? 3 M  B# ?( I- f+ o% k# A, L
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Do you like to open a current account?9 A5 a0 t! S+ t# I  X8 D: Q
你想开一个活期存款帐户吗? ' J3 {: B$ R2 O" o

) ]2 H) [, m9 P4 M' ^9 g. A4 {* kA deposit or current account?% v9 x3 v  @. m/ k7 \3 D8 s
定期还是活期? - j" c) i' {) Y7 J* j7 w! Q5 W' R
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Please tell me how you would like to deposit your money.
7 U, y7 f9 V, w! U& o5 Q. n请告诉我你想存何种户头?
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There's a service charge for the checking account but no charge for the savings." \" V7 f' r- |+ y4 C
支票户头要收服务费,现金户头不收。 - h( N6 x5 U: v. J$ {! |
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Our minimum deposit for a savings account is 100 dollars.1 N; n8 l7 S4 W+ W* M: A9 B1 k
我们储蓄存款的最低存款额是100美圆。
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9 M( |4 G: g0 ]( SFive yuan is the minimum original deposit.# \+ C" O! ~- q5 g- e9 l
最低起存款额是5元。
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You can open a savings account at any time with an initial deposit of 50 dollars.0 m! w3 F1 {' v0 m
你可随时以50美圆的起存额开立储蓄帐户。 , Y5 D" B# Z4 V% N

3 g/ p; P9 h$ t- R) M( Y8 [$ Y9 R+ [Even one yuan is all right.
" O8 I8 o2 T4 R, X1 G  c' p. J  Q甚至一元也可以起存。
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$ n* G( |1 V4 q' E& C# r+ Y3 HHere is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
$ G0 s. T. j" b/ N6 N, R# ?9 l# }5 K这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。 ' Z# x9 N4 n; ]4 q1 N

' [$ k8 J* c$ s3 qI should like to open a current account.2 w+ o7 o: p( o# @7 L( u. _! H7 K
我想开一个活期存款帐户。 / z' Q5 V% h$ m- y) x, g

9 ]* h* |8 [: x, TI need a checking account so that I can pay my bill.. c3 v: _4 D+ U/ n; D' H
我需开个支票帐户,这样就能付帐。 / S" d) N- o4 b' F& @% M8 g

7 }0 J6 }9 q& u8 y) W2 Y; T6 E2 qWe'd like to know how we open a checking-savings account.
( Q+ Y: e  e0 }( p" C' S9 W( J我们想知道如何开一个支票储蓄帐户。
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% i& N6 g2 z6 v( HI have a checking account here.! w; ~6 u: ?: h- F) [2 w# [
我在这里有一个支票存款帐户。
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I think I'd like a deposit account.
. P/ |6 _( P- O( L6 F我想要开个定期存款帐户。
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Can I open a current account here?, p3 \5 Z3 _. }' N/ F" X1 S
我能否在这儿开个活期存款帐户?
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+ J/ f6 U# x& M- X( C0 a( b0 a2 II want to open a deposit account with you.
! t5 q# O: }  x) M9 M我要开个储蓄帐户。
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I'd like to open a deposit account with you.
% I; X. C1 n8 S  N4 M( a4 @我想在你们这儿开个定期存款帐户。 4 d/ X- u5 t% v

' r4 z  {# }" ?+ A* _! eCould you tell me the difference between a savings account and a checking account?% Z  [! V! Z# ^! l3 o& h
请告诉我储蓄存款与支票存款的区别好吗? % B7 e' o9 p! ]# s& N
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Please tell me the procedure for opening a savings account.( r8 G( a$ N9 d; S! a
请告诉我开个储蓄帐户需要什么手续。 4 ~. p% F  I  E' x& C2 E) {; V
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Will 100 yuan be enough for a minimum deposit?
* G0 d2 N, V1 [6 ~100元作最低存款额够吗?
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& d9 ?% I% U2 J$ l6 mI'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
/ b8 L3 b7 |  p8 m- o我想知道开一个支票帐户200元存款是否够。
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4 J  s; E& i) d) v/ qCould you tell me how to operate this account?
! e5 g# W( ~  `2 d0 d. j& I& P请告诉我如何经管这个帐户好吗?   j, D# D# t0 I5 V

' u. {. C: `6 C" Q9 xIs there any minimum for the first deposit?
+ O0 c" Y( N8 ^第一次储蓄有最低限额吗? ) r0 Q- B- o: \+ |! n- j8 A5 |
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How much does each account cost?
8 F" l) U; B: N8 f每个帐户要花多少钱?
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Useful Phrases
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/ S$ W& Z2 d& Ecurrent deposit, current account 活期存款
) |& u/ j# m4 c! x2 q! Q% {. y9 `) [fixed deposit, fixed account 定期存款
0 f# U( Q3 V, F: sfixed deposit by installments 零存整取; H/ {/ ]+ o2 D, ], G% S
joint account 联名存款帐户
  V. s4 f3 Z% q* zto open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款
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; N1 a7 I! W( QHow much do you want to deposit with us?9 ~- f# u6 v5 S) s
你想在我们这存多少?
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1 I) i" S) P# b5 s+ Y1 R8 qHow much do you wish to pay into your account?
' i1 u! x$ X& A1 d3 l你希望在你的户头上存多少?
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) o4 \/ Q5 V2 f5 G  ~; SHow much money do you plan to keep in your account on a regular basis?
; e4 L: M5 I/ H; J+ T1 p4 [3 l7 R9 e你计划在你的户头上定期存放多少钱?
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) W/ ~, E3 m8 [. d% V1 Z0 f  THow much cash do you plan to deposit in your account?
: a6 \7 Y1 ?, F0 N你有多少钱要存入呢?8 o3 n" w8 e/ S

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: i/ k: K/ s) f: O0 d# DI think you may deposit your money with the bank, or leave it here for temporary safe-keeping.. C" @- ?" t( I7 p
我认为你可把钱存入银行,或留在银行暂保管起来。
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8 W0 @3 ^6 d( [" {0 G  pWould you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?
) I: h7 I' n$ x+ F请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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9 O( B* n) v: l" {! k  MI want to deposit 300 yuan in my account.! P; Z$ K" a$ \/ J( E# U' l
我想在我的户头上存300元。
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8 G& C" E+ u: m2 RI want to deposit these cheques in my account.
8 l0 R5 I- T; K1 Z( S我想把这些支票存在我的户头上。! q7 z) e1 K* E
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) @" K( D- G0 j: H( vI'd like to pay 200 yuan into my deposit account.+ N) y5 q# m! B9 x* P8 v* y
我想在在我的定期存款户头上存200元。/ D7 n! `$ \/ \! `

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I want to deposit my paycheck.' M9 {9 k/ l: l& v
我想存入我的工资支票。
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I'd like to know whether I can cash a cheque here.
( u0 J9 p+ K# \7 }) V我想知道我能否在这兑换支票。! }' W4 l! y( U4 w" D* M: i3 C
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Will you please cash this traveler's cheque?
" O0 g5 @) }5 H3 K% r8 f3 o请兑现这张旅行支票好吗?9 r6 y0 b5 k; x5 j" A

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I'd like to cash this money order.
/ [5 n6 A) n( y0 L  N: C6 L我想兑现这张汇款单。
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I want to cash the balance of a traveler's letter of credit.& |4 s8 g* m9 ^9 l- v$ T
我要把旅行信用证的结余兑现。
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  g; p, M* d: B9 |1 \( yWill you please tell me whether you charge for cheques?$ R7 w$ p: e7 A! P8 E: k
请告诉我兑换支票收手续费吗?8 o/ s1 ^4 E" x! ]9 F# j" S0 b

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Could you tell me how much the checks cost?
7 i$ L2 g' d  x2 z+ O9 b% O: y请告诉我这些支票要花多少钱?
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What if I overdraw?
- U4 E  y& r  h8 e4 X如果透支了怎么办?
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Please sign your name on the bottom line if you want to cash the check.) A: _( b8 N! f$ v* j; n
如果想兑支票,请在底线上签名。
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Please write your account number on the back of the check.+ o8 X% M7 X- D$ D1 C4 T
请在支票背面写上你的帐号。! V9 l0 l: t! m2 z1 j

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We honored the check as the overdraft was only 5 yuan.# P+ ^. G" ?* {+ b6 o( a$ `8 }
我们承兑这张支票的透支额只有5元。$ j+ y6 S: O+ z8 o+ M$ h$ w

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1 t( @0 F7 ?" |! Z! H& z, VPlease endorse the cheque.
6 ?; p! s6 T1 f请背签这张支票。
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The traveler's checks cost 1.5% of the total amount of purchase.$ P1 a, T) U; s( `
旅行支票手续费是购买总额的1.5%。. n/ E& ]0 G( S
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Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
- A$ n$ E8 x. {- m  T这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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8 |. ]5 f4 Z5 v2 j3 r4 yEach cheque you write will cost 2 dollars.
$ j9 @6 I6 s* G; @! o你每开一张支票将花2美圆。! K! L8 e2 Z2 V1 p' u5 C
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Useful Words and Phrases
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+ G1 c: T; }. |9 ?8 F  J" P7 qaccount number 帐目编号# }( Z' y8 Z. `
depositor 存户5 _1 |. k: s- }9 x6 W4 q0 Q; [. Z
pay-in slip 存款单
5 S* u9 I6 c- b  K* |0 Ra deposit form 存款单
( r+ u! G1 A+ Wa banding machine 自动存取机
! {5 x- t" G% q7 @! q' eto deposit 存款+ {! O8 v- g# _2 E
deposit receipt 存款收据( e1 r* d  g( W$ a/ B
private deposits 私人存款. Z  {% e; Z5 P
certificate of deposit 存单9 A, g6 ?0 z1 n2 b; g
deposit book, passbook 存折
7 |& j3 l" w0 ^$ Rcredit card 信用卡# B5 a. g& j% ~9 @) p7 }
principal 本金
# j9 H( X/ |" _overdraft, overdraw 透支1 I3 o0 b% W- k0 `0 d
to counter sign 双签* z9 S( U% q  t, P$ P" C, H$ L7 B
to endorse 背书
+ {: a! Q: N/ ^% f1 zendorser 背书人2 }( a# y. u/ F  E$ ^" Q
to cash 兑现$ p* o% o' Z3 c' c# _) ~/ ^" ~
to honor a cheque 兑付# L6 W( N; {7 m, S* C. z# t% O
to dishonor a cheque 拒付
, N1 X# }& b) Vto suspend payment 止付1 q) h9 b. W: ?* q2 u
cheque,check 支票9 w1 J! @8 x1 z/ r/ [/ J
cheque book 支票本9 U- `3 y* s# b6 d( }4 k
order cheque 记名支票
) r. r7 d  Z% g7 S7 t3 i( ubearer cheque 不记名支票* R; M' X4 o+ C& |. @9 \8 G; H
crossed cheque 横线支票
9 D2 ?1 q2 E* pblank cheque 空白支票/ I/ @* r# a2 ~# y: w
rubber cheque 空头支票
- [% F2 r8 V8 H, bcheque stub, counterfoil 票根8 P8 k5 {/ L( \. {/ E& O  F; M
cash cheque 现金支票
. h6 o) p& R3 q& W# q2 W/ ^traveler's cheque 旅行支票( Q6 ^+ w$ h! n% M9 G# q
cheque for transfer 转帐支票4 a$ q# M2 w  q9 b4 S7 A0 Y
outstanding cheque 未付支票) O( a: g/ A- I9 r) j
canceled cheque 已付支票3 k# j  J5 p  i' k9 E+ w4 U
forged cheque 伪支票" R7 U/ w! f# \; P0 T
Bandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余  h7 F& {1 t. S4 m
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I'd like to know if I can draw on my account for payment of things I buy in Tianjin.( w' P( K- w4 v- R& f* N# p. F
我想知道一下我是否能提取存款来支付天津购物的费用。% W6 S( z& q* A3 f: f

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0 P. E$ `9 G! ~# P8 f6 P7 m* R' FI want to withdraw 200 dollars from my deposit account.) p' K& K3 p% D* ?* {+ b$ d4 t6 d7 U
我要从我的定期存款中支取200美圆。
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0 ?9 g. Y) Z' h3 n+ PI want to close my account with you.0 N' z1 V3 ]& c( D- Z! D- N% p
我想结束在你们这儿的帐户。
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  p5 Z$ W  H' j* RI'd like to draw 100 yuan against this letter of credit.
! ]% E  E0 v; w0 J我想从这份信用证上提款100元。
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* q2 k9 @5 G7 X- qMay I draw money against the letter of credit here?
+ r, p9 {3 V' e- |( E' j% ^/ ]我可以在这儿用这份信用证取钱吗?' n. D$ y' s0 M! \8 v: z

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Could you tell me my balance?- e. O& k  k. N6 T/ F, w8 f
能否把存款结余金额告诉我?- t. s. n; Y6 ?( g# v! D8 E

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/ p- h+ w4 d9 T% g( D7 ~! T# ^Please let me know my balance.
0 \$ V, D4 e3 R) _2 S- v请告诉我结余金额。3 R9 k8 _- {& a# y

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I think you can draw on this account by cheque in payment of goods.! q5 x7 k# E" O% U( y; A- H; O
我以为你可用支票提款支付购物费用。% o3 |4 G  X# @# z! W) _* `8 N

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% c* A; B% g9 e2 I$ d2 nYour balance at the bank is 300 yuan.
. b* h5 S2 Q! t你在本行的结余是300元。0 R. V2 @- o( Y4 A

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% D: j; t: S$ ?  t8 ^' `7 W6 B' `6 IYour deposit is exhausted.
6 M# ]# i, S5 M  Q' m你的存款支净了。
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Your letter of credit is used up., n6 H3 p% W' M- j$ Z
你的信用证用完了。$ {! F* B& H; m" |" \

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" }4 C) x6 ]0 w# G' A  mPlease tell me how you wish to draw your money.: }; K& q0 @- X# S
请告诉我你希望怎样支款。
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' @! Z6 K9 I* l$ pFill our a withdrawal form, please.
: f4 j* m  U! z$ j$ T$ I  T请填写取款单。' u8 w" P# t5 E6 B2 J$ q
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The letter of credit is exhausted.  x) Q1 L0 ]; {
信用证上的款子已提清。" a: E7 `8 w( \$ r: I* w

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The letter at Counter 6 will pay you against your number slip.
6 r+ K* r5 m* r5 d7 `六号柜台的出纳员将根据你的号码牌付给你钱。 # z2 \! b  s! V% E" L( A* \$ U2 k

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! @, U: N5 V/ RUseful Words and Phrases ) ^' D- @$ T/ c( ]4 {
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) [6 Y7 ~/ X0 c1 Qto close an account, to clear an account 结清
9 M) a0 t# y7 s2 A! q2 u1 uto draw money 取款$ f( ~4 _9 g" x' K
drawing-out slip 取款单
! T: P; X7 J9 N3 W1 S. rthe number slip 号码牌( o( v2 t3 M" [$ \( U& H! n
a withdrawal form 取款单
5 C0 b; }; q% V3 N* {6 Rto fill in the receipt in duplicate 一式两份填这张收据
. |9 G3 S1 R- u/ F6 J, mteller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表
' a3 `. Y4 B$ F4 p好,已收藏!
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Me too.
理袁律师事务所
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发表于 2006-2-18 01:23 | 显示全部楼层

2 u3 h8 J; \& G; S
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老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
路过~~~~~~~~~~~~~~~~~
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