第三方责任保险保你的责任(你对别人造成的损害),你自己的车或者租车本身的伤害(physical damage) 不报。你需要自己负责。you need to buy additional coverage(section C) through the car rental company or the genearl insurance company to cover that physical damage, 0 l& T9 j- q1 E6 r) Y1 `0 p3 G # [/ Y d# }: Z t: s0 H) ihope it works